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Northpointe Bancshares, Inc. (NPB)

Financial Services | Banks - Regional | Grand Rapids, United States | NYSE
17.04 USD -0.07 (-0.409%) ⇩ (Aug. 28, 2026, 4 p.m. EDT)
After hours: 17.04

Short-term:★★⯪☆☆Long-term:★★⯪☆☆Dividends:★★⯪☆☆
Hot Take | Aug. 22, 2026, 1:10 a.m. EDT

The immediate outlook is neutral due to a lack of clear directional momentum. Recent price action shows the stock hovering tightly around its 50-day average, failing to generate the volatility or trend required for a bullish entry, while the statistical forecast offers no predictive edge. Fundamentally, the company presents a mixed picture: it trades at a discount to book value with decent profitability margins, yet recent earnings reports highlight missed estimates and questions regarding margin sustainability despite loan growth. This disconnect between a cheap valuation and deteriorating operational performance prevents a strong buy recommendation for either the short or long term. On the income side, the payout is modest and appears sustainable given the low payout ratio, but it does not offer a compelling yield relative to the broader market or inflation expectations.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
AutoETS ✓0.054833
AutoARIMA0.054952
MSTL0.056615
AutoTheta0.063894

Forecast horizon: 45 days | Selected: AutoETS

Forecast Reliability
Score 44%
H-stat 15.38
Ljung-Box p 0.000
Jarque-Bera p 0.053
Excess Kurtosis -1.35
Attribute Value
Sector Financial Services
Ex Dividend Date 2026-07-14
Last Dividend Date 2026-07-14
Revenue per Share 7.416
Market Cap 589,274,560
Trailing P/E 7.38
Forward P/E 6.21
Profit Margins 34.88%
Website https://www.northpointe.com

Dividend Data

Yield Summary
Last Yield 1yr Yield 3yr Avg 5yr Avg
0.14% 0.55%
Dividend History
Date Dividend Yield %
2026-07-15 0.025 0.135575
2026-04-15 0.025 0.132908
2026-01-15 0.025 0.133905
2025-10-15 0.025 0.143596
2025-07-15 0.025 0.171468
2025-04-15 0.025 0.203583
Additional Data
dividendRate 0.1
dividendYield 0.58
exDividendDate 2026-07-15
trailingAnnualDividendRate 0.1
trailingAnnualDividendYield 0.0058445353
lastDividendValue 0.025
lastDividendDate 2026-07-15
dividendDate 2026-08-04

Info Dump

Attribute Value
52 Week Change -0.053333342
Address1 3,333 Deposit Drive Northeast
All Time High 19.71
All Time Low 11.43
Ask 17.07
Ask Size 200
Audit Risk 5
Average Daily Volume10 Day 201,830
Average Daily Volume3 Month 191,085
Average Volume 191,085
Average Volume10Days 201,830
Bid 17.01
Bid Size 200
Board Risk 8
Book Value 17.687
City Grand Rapids
Compensation As Of Epoch Date 1,767,139,200
Compensation Risk 10
Country United States
Crypto Tradeable 0
Currency USD
Current Price 17.04
Custom Price Alert Confidence HIGH
Date Short Interest 1,786,665,600
Day High 17.35
Day Low 16.985
Display Name Northpointe Bancshares
Dividend Date 1,785,801,600
Dividend Rate 0.1
Dividend Yield 0.58
Earnings Call Timestamp End 1,784,728,800
Earnings Call Timestamp Start 1,784,728,800
Earnings Growth 0.176
Earnings Quarterly Growth 0.069
Earnings Timestamp 1,784,664,000
Earnings Timestamp End 1,794,513,600
Earnings Timestamp Start 1,794,513,600
Ebitda Margins 0.0
Enterprise To Revenue 6.536
Enterprise Value 1,681,488,640
Eps Current Year 2.46667
Eps Forward 2.74333
Eps Trailing Twelve Months 2.31
Esg Populated 0
Ex Dividend Date 1,784,073,600
Exchange NYQ
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 17.8426
Fifty Day Average Change -0.80259895
Fifty Day Average Change Percent -0.044982176
Fifty Two Week Change Percent -5.333334
Fifty Two Week High 19.71
Fifty Two Week High Change -2.6699982
Fifty Two Week High Change Percent -0.13546415
Fifty Two Week Low 15.42
Fifty Two Week Low Change 1.6200008
Fifty Two Week Low Change Percent 0.10505842
Fifty Two Week Range 15.42 - 19.71
Financial Currency USD
First Trade Date Milliseconds 1,739,889,000,000
Float Shares 13,543,978
Forward Eps 2.74333
Forward P E 6.2114296
Full Exchange Name NYSE
Full Time Employees 483
Fullday Change -0.0699997
Fullday Change Percent -0.409116
Fullday Price 17.04
Gmt Off Set Milliseconds -14,400,000
Governance Epoch Date 1,785,542,400
Gross Margins 0.0
Gross Profits 257,248,000
Has Pre Post Market Data 1
Held Percent Insiders 0.33240002
Held Percent Institutions 0.75886
Implied Shares Outstanding 34,581,842
Industry Banks - Regional
Industry Disp Banks - Regional
Industry Key banks-regional
Is Earnings Date Estimate 0
Language en-US
Last Dividend Date 1,784,073,600
Last Dividend Value 0.025
Last Fiscal Year End 1,767,139,200
Long Business Summary Northpointe Bancshares, Inc. operates as the bank holding company for Northpointe Bank provides various banking products and services in the United States. It operates through two segments: Mortgage Purchase Program and Retail Banking. The company offers digital deposit banking, such as noninterest-bearing accounts, savings, money-market demand accounts, and certificates of deposits; personal and business banking; and health saving accounts; home loans; mortgage purchase program; residential mortgage lending; and custodial deposit services. Northpointe Bancshares, Inc. was incorporated in 1998 and is headquartered in Grand Rapids, Michigan.
Long Name Northpointe Bancshares, Inc.
Market us_market
Market Cap 589,274,560
Market State CLOSED
Max Age 86,400
Message Board Id finmb_4652752
Most Recent Quarter 1,782,777,600
Net Income To Common 81,524,000
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 591,695,316
Number Of Analyst Opinions 3
Open 17.02
Operating Cashflow 103,724,000
Operating Margins 0.45061
Overall Risk 8
Payout Ratio 0.0431
Phone 616 940 9400
Post Market Change 0.0
Post Market Change Percent 0.0
Post Market Price 17.04
Post Market Time 1,787,959,805
Previous Close 17.11
Price Eps Current Year 6.908099
Price Hint 2
Price To Book 0.9634195
Price To Sales Trailing12 Months 2.2906866
Profit Margins 0.34876
Quote Source Name Nasdaq Real Time Price
Quote Type EQUITY
Recommendation Key none
Region US
Regular Market Change -0.0699997
Regular Market Change Percent -0.409116
Regular Market Day High 17.35
Regular Market Day Low 16.985
Regular Market Day Range 16.985 - 17.35
Regular Market Open 17.02
Regular Market Previous Close 17.11
Regular Market Price 17.04
Regular Market Time 1,787,947,202
Regular Market Volume 83,030
Return On Assets 0.01285
Return On Equity 0.14757
Revenue Growth 0.098
Revenue Per Share 7.416
Sand P52 Week Change 0.20204377
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Share Holder Rights Risk 4
Shares Outstanding 34,581,842
Shares Percent Shares Out 0.0175
Shares Short 605,113
Shares Short Previous Month Date 1,784,073,600
Shares Short Prior Month 443,547
Short Name Northpointe Bancshares, Inc.
Short Percent Of Float 0.0214
Short Ratio 3.23
Source Interval 15
State MI
Symbol NPB
Target High Price 21.5
Target Low Price 18.65
Target Mean Price 20.38333
Target Median Price 21.0
Total Cash 538,358,976
Total Cash Per Share 15.568
Total Debt 1,630,573,056
Total Revenue 257,248,000
Tradeable 0
Trailing Annual Dividend Rate 0.1
Trailing Annual Dividend Yield 0.0058445353
Trailing Eps 2.31
Trailing P E 7.376624
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 17.61405
Two Hundred Day Average Change -0.574049
Two Hundred Day Average Change Percent -0.032590404
Type Disp Equity
Volume 83,030
Website https://www.northpointe.com
Zip 49,546-1467