Neptune Insurance Holdings Inc. (NP)Financial Services | Insurance Brokers | Saint Petersburg, United States | NYSE
27.66 USD
+0.96
(3.596%)
⇧
(April 17, 2026, 4 p.m.
EDT)
After hours: 27.50 -0.16 (-0.157%) ⇩ (April 17, 2026, 6:24 p.m. EDT) Short-term: ★★★☆☆ | Long-term: ★★☆☆☆ | Dividends: ☆☆☆☆☆ |
Hot Take | April 11, 2026, 3:34 p.m. EDT
Neptune Insurance Holdings Inc. (NP) exhibits mixed signals for short-term and long-term investment. The recent price history shows a range between $21.95 and $25.96 over the past 14 days, with a current price of $24.73. While the stock has shown some upward momentum, the short-term forecasting model suggests minimal directional change, indicating a lack of strong momentum. The stock's price-to-sales ratio and high forward P/E suggest potential overvaluation, and the negative book value and price-to-book ratio highlight concerns about fundamentals. The absence of dividends and the recent news about insider confidence and regulatory tailwinds may provide some support, but the overall sentiment remains cautious. For long-term investors, the stock's fundamentals and growth potential are not strong enough to justify a higher rating, and the current market conditions do not support a strong buy recommendation. |
| Model | MAE |
|---|---|
| MSTL ✓ | 0.118804 |
| AutoARIMA | 0.120919 |
| AutoETS | 0.120920 |
| AutoTheta | 0.123883 |
Forecast horizon: 45 days | Selected: MSTL
| Forecast Reliability | |
|---|---|
| Score | 80% |
| H-stat | 0.08 |
| Ljung-Box p | 0.000 |
| Jarque-Bera p | 0.309 |
| Excess Kurtosis | -0.67 |
| Attribute | Value |
|---|---|
| Sector | Financial Services |
| Revenue per Share | 1.527 |
| Market Cap | 3,821,326,848 |
| Forward P/E | 43.80 |
| Profit Margins | 23.45% |
| Previous Name | Neptune Insurance Holdings, Inc. |
| Website | https://www.neptuneflood.com |
| Attribute | Value |
|---|---|
| 52 Week Change | 0.07661295 |
| Address1 | 400 6th Street S |
| Address2 | Suite 2 |
| All Time High | 33.235 |
| All Time Low | 14.78 |
| Ask | 31.0 |
| Ask Size | 600 |
| Average Analyst Rating | 1.9 - Buy |
| Average Daily Volume10 Day | 294,720 |
| Average Daily Volume3 Month | 393,114 |
| Average Volume | 393,114 |
| Average Volume10Days | 294,720 |
| Bid | 18.32 |
| Bid Size | 300 |
| Book Value | -1.647 |
| City | Saint Petersburg |
| Country | United States |
| Crypto Tradeable | 0 |
| Currency | USD |
| Current Price | 27.66 |
| Current Ratio | 0.994 |
| Custom Price Alert Confidence | HIGH |
| Date Short Interest | 1,774,915,200 |
| Day High | 27.71 |
| Day Low | 26.63 |
| Display Name | Neptune Insurance |
| Earnings Call Timestamp End | 1,778,104,800 |
| Earnings Call Timestamp Start | 1,778,104,800 |
| Earnings Growth | -0.484 |
| Earnings Quarterly Growth | -0.626 |
| Earnings Timestamp | 1,776,888,000 |
| Earnings Timestamp End | 1,776,888,000 |
| Earnings Timestamp Start | 1,776,888,000 |
| Ebitda | 79,941,000 |
| Ebitda Margins | 0.50104 |
| Enterprise To Ebitda | 50.704 |
| Enterprise To Revenue | 25.404 |
| Enterprise Value | 4,053,290,752 |
| Eps Current Year | 0.51749 |
| Eps Forward | 0.63152 |
| Eps Trailing Twelve Months | -0.26 |
| Esg Populated | 0 |
| Exchange | NYQ |
| Exchange Data Delayed By | 0 |
| Exchange Timezone Name | America/New_York |
| Exchange Timezone Short Name | EDT |
| Fifty Day Average | 22.3438 |
| Fifty Day Average Change | 5.3162003 |
| Fifty Day Average Change Percent | 0.23792732 |
| Fifty Two Week Change Percent | 7.661295 |
| Fifty Two Week High | 33.235 |
| Fifty Two Week High Change | -5.575001 |
| Fifty Two Week High Change Percent | -0.16774486 |
| Fifty Two Week Low | 14.78 |
| Fifty Two Week Low Change | 12.88 |
| Fifty Two Week Low Change Percent | 0.8714479 |
| Fifty Two Week Range | 14.78 - 33.235 |
| Financial Currency | USD |
| First Trade Date Milliseconds | 1,759,325,400,000 |
| Float Shares | 25,865,104 |
| Forward Eps | 0.63152 |
| Forward P E | 43.79909 |
| Free Cashflow | 46,785,624 |
| Full Exchange Name | NYSE |
| Full Time Employees | 62 |
| Gmt Off Set Milliseconds | -14,400,000 |
| Gross Margins | 0.58667 |
| Gross Profits | 93,604,000 |
| Has Pre Post Market Data | 1 |
| Held Percent Insiders | 0.37877998 |
| Held Percent Institutions | 0.69029 |
| Implied Shares Outstanding | 138,153,530 |
| Industry | Insurance Brokers |
| Industry Disp | Insurance Brokers |
| Industry Key | insurance-brokers |
| Is Earnings Date Estimate | 0 |
| Language | en-US |
| Last Fiscal Year End | 1,767,139,200 |
| Long Business Summary | Neptune Insurance Holdings Inc., through its subsidiary, Neptune Flood Incorporated, operates as an insurance agency that engages in selling residential and commercial flood insurance policies on behalf of insurance carrier partners in the United States. The company offers primary and excess flood, parametric earthquake, and indemnity earthquake insurance through a network of agencies. Neptune Insurance Holdings Inc. was founded in 2016 and is based in Saint Petersburg, Florida. |
| Long Name | Neptune Insurance Holdings Inc. |
| Market | us_market |
| Market Cap | 3,821,326,848 |
| Market State | CLOSED |
| Max Age | 86,400 |
| Message Board Id | finmb_550733193 |
| Most Recent Quarter | 1,767,139,200 |
| Name Change Date | 2,026-04-16 |
| Net Income To Common | -27,195,000 |
| Next Fiscal Year End | 1,798,675,200 |
| Non Diluted Market Cap | 3,821,326,639 |
| Number Of Analyst Opinions | 12 |
| Open | 27.1 |
| Operating Cashflow | 51,670,000 |
| Operating Margins | 0.31555998 |
| Payout Ratio | 0.0 |
| Phone | 727 202 4815 |
| Post Market Change | -0.15720367 |
| Post Market Change Percent | -0.568343 |
| Post Market Price | 27.502796 |
| Post Market Time | 1,776,464,658 |
| Prev Name | Neptune Insurance Holdings, Inc. |
| Previous Close | 26.7 |
| Price Eps Current Year | 53.450306 |
| Price Hint | 2 |
| Price To Book | -16.794172 |
| Price To Sales Trailing12 Months | 23.950502 |
| Profit Margins | 0.23448999 |
| Quick Ratio | 0.251 |
| Quote Type | EQUITY |
| Recommendation Key | buy |
| Recommendation Mean | 1.91667 |
| Region | US |
| Regular Market Change | 0.959999 |
| Regular Market Change Percent | 3.5955 |
| Regular Market Day High | 27.71 |
| Regular Market Day Low | 26.63 |
| Regular Market Day Range | 26.63 - 27.71 |
| Regular Market Open | 27.1 |
| Regular Market Previous Close | 26.7 |
| Regular Market Price | 27.66 |
| Regular Market Time | 1,776,456,002 |
| Regular Market Volume | 340,968 |
| Return On Assets | 0.87998 |
| Revenue Growth | 0.389 |
| Revenue Per Share | 1.527 |
| Sand P52 Week Change | 0.36506534 |
| Sector | Financial Services |
| Sector Disp | Financial Services |
| Sector Key | financial-services |
| Shares Outstanding | 94,718,530 |
| Shares Percent Shares Out | 0.0089 |
| Shares Short | 1,235,917 |
| Shares Short Previous Month Date | 1,772,150,400 |
| Shares Short Prior Month | 1,466,229 |
| Short Name | Neptune Insurance Holdings Inc. |
| Short Percent Of Float | 0.1287 |
| Short Ratio | 3.31 |
| Source Interval | 15 |
| State | FL |
| Symbol | NP |
| Target High Price | 32.5 |
| Target Low Price | 20.0 |
| Target Mean Price | 27.45833 |
| Target Median Price | 27.0 |
| Total Cash | 8,036,000 |
| Total Cash Per Share | 0.058 |
| Total Debt | 240,000,000 |
| Total Revenue | 159,551,008 |
| Tradeable | 0 |
| Trailing Annual Dividend Rate | 0.0 |
| Trailing Annual Dividend Yield | 0.0 |
| Trailing Eps | -0.26 |
| Trailing Peg Ratio | None |
| Triggerable | 1 |
| Two Hundred Day Average | 24.827427 |
| Two Hundred Day Average Change | 2.832573 |
| Two Hundred Day Average Change Percent | 0.11409047 |
| Type Disp | Equity |
| Volume | 340,968 |
| Website | https://www.neptuneflood.com |
| Zip | 33,701 |