NI Holdings, Inc. (NODK)Financial Services | Insurance - Property & Casualty | Fargo, United States | NasdaqCM
15.21 USD
-0.04
(-0.262%) ⇩
(Aug. 28, 2026, 4 p.m.
EDT)
After hours: 15.21 |
Hot Take ↕ | Aug. 22, 2026, 1:07 a.m. EDT
The immediate outlook is bearish due to a confluence of deteriorating operational metrics and significant corporate instability. Fundamentally, the company is struggling with shrinking profitability, evidenced by a mere 2.9% profit margin and negative operating cash flow, while revenue contracted by nearly 8% year-over-year. This weakness is compounded by a precarious liquidity situation, highlighted by a current ratio of just 0.58, suggesting the firm may struggle to meet short-term obligations without external financing. Compounding these financial risks is a leadership crisis; the appointment of a new CEO following the departure of the previous leader introduces execution uncertainty at a critical juncture. While the stock recently announced a $10 million share repurchase plan, this capital return initiative appears insufficient to offset the underlying business decline and balance sheet fragility. Consequently, the near-term technical picture lacks a clear bullish catalyst, and the long-term investment case is severely compromised by the combination of falling revenues, thin margins, and governance disruption. |
| Model | MAE |
|---|---|
| MSTL ✓ | 0.107115 |
| AutoARIMA | 0.109980 |
| AutoTheta | 0.110112 |
| AutoETS | 0.110578 |
Forecast horizon: 45 days | Selected: MSTL
| Forecast Reliability | |
|---|---|
| Score | 45% |
| H-stat | 1.50 |
| Ljung-Box p | 0.000 |
| Jarque-Bera p | 0.000 |
| Excess Kurtosis | 2.35 |
| Attribute | Value |
|---|---|
| Sector | Financial Services |
| Debt to Equity Ratio | 0.464 |
| Revenue per Share | 12.794 |
| Market Cap | 310,355,840 |
| Trailing P/E | 40.03 |
| Beta | 0.35 |
| Profit Margins | 2.93% |
| Website | https://www.niholdingsinc.com |
| Attribute | Value |
|---|---|
| 52 Week Change | 0.16373372 |
| Address1 | 1,101 First Avenue North |
| All Time High | 21.21 |
| All Time Low | 10.15 |
| Ask | 19.77 |
| Ask Size | 2 |
| Audit Risk | 10 |
| Average Daily Volume10 Day | 15,040 |
| Average Daily Volume3 Month | 24,820 |
| Average Volume | 24,820 |
| Average Volume10Days | 15,040 |
| Beta | 0.353 |
| Bid | 10.97 |
| Bid Size | 2 |
| Board Risk | 3 |
| Book Value | 12.205 |
| City | Fargo |
| Compensation As Of Epoch Date | 1,767,139,200 |
| Compensation Risk | 4 |
| Country | United States |
| Crypto Tradeable | 0 |
| Currency | USD |
| Current Price | 15.21 |
| Current Ratio | 0.58 |
| Custom Price Alert Confidence | HIGH |
| Date Short Interest | 1,786,665,600 |
| Day High | 15.448 |
| Day Low | 15.2 |
| Debt To Equity | 0.464 |
| Display Name | NI |
| Earnings Timestamp | 1,786,132,800 |
| Earnings Timestamp End | 1,793,995,200 |
| Earnings Timestamp Start | 1,793,995,200 |
| Ebitda | 11,926,000 |
| Ebitda Margins | 0.0446 |
| Enterprise To Ebitda | 21.793 |
| Enterprise To Revenue | 0.972 |
| Enterprise Value | 259,904,832 |
| Eps Trailing Twelve Months | 0.38 |
| Esg Populated | 0 |
| Exchange | NCM |
| Exchange Data Delayed By | 0 |
| Exchange Timezone Name | America/New_York |
| Exchange Timezone Short Name | EDT |
| Fifty Day Average | 15.6106 |
| Fifty Day Average Change | -0.40060043 |
| Fifty Day Average Change Percent | -0.025662078 |
| Fifty Two Week Change Percent | 16.373371 |
| Fifty Two Week High | 16.7 |
| Fifty Two Week High Change | -1.4900007 |
| Fifty Two Week High Change Percent | -0.0892216 |
| Fifty Two Week Low | 12.37 |
| Fifty Two Week Low Change | 2.8400002 |
| Fifty Two Week Low Change Percent | 0.22958773 |
| Fifty Two Week Range | 12.37 - 16.7 |
| Financial Currency | USD |
| First Trade Date Milliseconds | 1,489,671,000,000 |
| Float Shares | 6,049,592 |
| Free Cashflow | 20,678,250 |
| Full Exchange Name | NasdaqCM |
| Full Time Employees | 166 |
| Fullday Change | -0.04 |
| Fullday Change Percent | -0.262295 |
| Fullday Price | 15.21 |
| Gmt Off Set Milliseconds | -14,400,000 |
| Governance Epoch Date | 1,785,542,400 |
| Gross Margins | 0.04183 |
| Gross Profits | 11,186,000 |
| Has Pre Post Market Data | 1 |
| Held Percent Insiders | 0.68477994 |
| Held Percent Institutions | 0.25010002 |
| Implied Shares Outstanding | 20,404,723 |
| Industry | Insurance - Property & Casualty |
| Industry Disp | Insurance - Property & Casualty |
| Industry Key | insurance-property-casualty |
| Is Earnings Date Estimate | 1 |
| Language | en-US |
| Last Fiscal Year End | 1,767,139,200 |
| Long Business Summary | NI Holdings, Inc., together with its subsidiaries, underwrites property and casualty insurance products in the United States. Its products include private passenger auto, homeowners, farm owners, commercial multi-peril, crop hail, excess liability, dwelling, and federal multi-peril crop insurance policies, as well as non-standard automobile insurance policies. The company was founded in 1946 and is headquartered in Fargo, North Dakota. NI Holdings, Inc. is a subsidiary of Nodak Mutual Group, Inc. |
| Long Name | NI Holdings, Inc. |
| Market | us_market |
| Market Cap | 310,355,840 |
| Market State | CLOSED |
| Max Age | 86,400 |
| Message Board Id | finmb_381013111 |
| Most Recent Quarter | 1,782,777,600 |
| Net Income To Common | 7,832,000 |
| Next Fiscal Year End | 1,798,675,200 |
| Non Diluted Market Cap | 311,172,025 |
| Open | 15.448 |
| Operating Cashflow | -32,516,000 |
| Operating Margins | 0.00327 |
| Overall Risk | 5 |
| Payout Ratio | 0.0 |
| Phone | 701 298 4200 |
| Post Market Change | 0.0 |
| Post Market Change Percent | 0.0 |
| Post Market Price | 15.21 |
| Post Market Time | 1,787,947,804 |
| Previous Close | 15.25 |
| Price Hint | 2 |
| Price To Book | 1.2462106 |
| Price To Sales Trailing12 Months | 1.1606643 |
| Profit Margins | 0.029289998 |
| Quick Ratio | 0.529 |
| Quote Source Name | Nasdaq Real Time Price |
| Quote Type | EQUITY |
| Recommendation Key | none |
| Region | US |
| Regular Market Change | -0.04 |
| Regular Market Change Percent | -0.262295 |
| Regular Market Day High | 15.448 |
| Regular Market Day Low | 15.2 |
| Regular Market Day Range | 15.2 - 15.448 |
| Regular Market Open | 15.448 |
| Regular Market Previous Close | 15.25 |
| Regular Market Price | 15.21 |
| Regular Market Time | 1,787,947,200 |
| Regular Market Volume | 6,719 |
| Return On Assets | 0.01202 |
| Return On Equity | 0.03179 |
| Revenue Growth | -0.077 |
| Revenue Per Share | 12.794 |
| Sand P52 Week Change | 0.20204377 |
| Sector | Financial Services |
| Sector Disp | Financial Services |
| Sector Key | financial-services |
| Share Holder Rights Risk | 5 |
| Shares Outstanding | 20,404,723 |
| Shares Percent Shares Out | 0.0037 |
| Shares Short | 76,035 |
| Shares Short Previous Month Date | 1,784,073,600 |
| Shares Short Prior Month | 63,423 |
| Short Name | NI Holdings, Inc. |
| Short Percent Of Float | 0.01 |
| Short Ratio | 3.43 |
| Source Interval | 15 |
| State | ND |
| Symbol | NODK |
| Total Cash | 51,609,000 |
| Total Cash Per Share | 2.529 |
| Total Debt | 1,158,000 |
| Total Revenue | 267,395,008 |
| Tradeable | 0 |
| Trailing Annual Dividend Rate | 0.0 |
| Trailing Annual Dividend Yield | 0.0 |
| Trailing Eps | 0.38 |
| Trailing P E | 40.026318 |
| Trailing Peg Ratio | None |
| Triggerable | 1 |
| Two Hundred Day Average | 14.027025 |
| Two Hundred Day Average Change | 1.1829748 |
| Two Hundred Day Average Change Percent | 0.0843354 |
| Type Disp | Equity |
| Volume | 6,719 |
| Website | https://www.niholdingsinc.com |
| Zip | 58,102 |