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Nelnet, Inc. (NNI)

Financial Services | Credit Services | Lincoln, United States | NYSE
127.37 USD -0.01 (-0.008%) ⇩ (Aug. 28, 2026, 4 p.m. EDT)
After hours: 127.37

Short-term:★★☆☆☆Long-term:★★★⯪☆Dividends:★★★☆☆
Hot Take | Aug. 22, 2026, 1:06 a.m. EDT

The long-term outlook remains solid, driven by a nearly threefold price appreciation over the last nine years and a resilient balance sheet with a low payout ratio. However, the business is currently facing significant headwinds, evidenced by a sharp contraction in both revenue and earnings growth recently. While the stock trades at a reasonable multiple relative to book value, the market appears to be pricing in a difficult period for the credit services sector. On the short end, the technical picture is mixed; the stock is hovering near its 50-day moving average after a recent dip, but the statistical forecast model leans slightly negative for the coming month. This creates a tense environment where the fundamental story supports holding, but the immediate momentum lacks the fuel for a breakout.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
AutoARIMA ✓0.020548
AutoETS0.020548
MSTL0.027109
AutoTheta0.028094

Forecast horizon: 45 days | Selected: AutoARIMA

Forecast Reliability
Score 60%
H-stat 7.29
Ljung-Box p 0.000
Jarque-Bera p 0.546
Excess Kurtosis -0.78
Attribute Value
Sector Financial Services
Ex Dividend Date 2026-08-31
Last Dividend Date 2026-05-31
Debt to Equity Ratio 193.744
Revenue per Share 41.205
Market Cap 4,557,227,520
Trailing P/E 15.22
Forward P/E 13.30
Beta 0.78
Profit Margins 20.30%
Website https://www.nelnet.com

As of Aug. 22, 2026, 1:06 a.m. EDT: Speculator positioning is extremely light across all expirations, indicating a lack of strong directional conviction. Call volume and open interest are negligible, while put activity is similarly sparse. The few strikes with notable open interest (145 calls/puts) represent outlier hedging or speculative bets rather than a coordinated flow. Implied volatility is elevated relative to the low volume, suggesting uncertainty rather than a clear trade setup.


Dividend Data

Yield Summary
Last Yield 1yr Yield 3yr Avg 5yr Avg
0.26% 1.00% 1.06% 1.08%
Dividend History
Date Dividend Yield %
2026-06-01 0.33 0.255497
2026-02-27 0.33 0.254905
2025-12-01 0.33 0.253983
2025-09-02 0.30 0.235571
2025-06-02 0.28 0.240591
2025-02-28 0.28 0.228777
2024-12-02 0.28 0.254800
2024-08-30 0.28 0.242256
2024-05-31 0.28 0.270114
2024-02-29 0.28 0.326074
2023-11-30 0.28 0.333731
2023-08-31 0.26 0.283070
2023-05-31 0.26 0.281081
2023-02-28 0.26 0.276979
2022-11-30 0.26 0.263852
2022-08-31 0.24 0.284900
2022-05-31 0.24 0.283386
2022-02-28 0.24 0.297952
2021-11-30 0.24 0.278422
2021-08-31 0.22 0.272008
2021-05-27 0.22 0.294196
2021-02-26 0.22 0.303030
2020-11-30 0.22 0.324006
2020-08-31 0.20 0.305390
2020-05-29 0.20 0.405762
2020-02-27 0.20 0.364100
2019-11-27 0.20 0.321388
2019-08-29 0.18 0.268216
2019-05-30 0.18 0.303593
2019-02-28 0.18 0.328347
2018-11-29 0.18 0.328767
2018-08-30 0.16 0.277393
2018-05-31 0.16 0.260417
2018-02-28 0.16 0.289122
2017-11-30 0.16 0.298675
2017-08-30 0.14 0.298571
2017-05-30 0.14 0.354251
2017-02-27 0.14 0.274941
2016-11-29 0.14 0.275265
2016-08-30 0.12 0.338123
2016-05-27 0.12 0.333056
2016-02-26 0.12 0.326087
2015-11-27 0.12 0.364409
2015-08-28 0.10 0.268962
2015-05-28 0.10 0.239406
2015-02-25 0.10 0.213174
2014-11-26 0.10 0.217770
2014-08-27 0.10 0.224266
2014-05-28 0.10 0.242777
2014-02-26 0.10 0.278552
2013-11-27 0.10 0.222668
2013-08-28 0.10 0.265041
2013-05-29 0.10 0.255493
2013-02-27 0.10 0.303674
2012-11-15 1.10 4.291846
2012-08-29 0.10 0.419815
2012-05-30 0.10 0.433463
2012-02-28 0.10 0.391543
2011-11-29 0.10 0.465549
2011-08-30 0.10 0.526316
2011-05-27 0.10 0.469484
2011-02-25 0.07 0.314324
2010-11-29 0.49 2.251838
2010-08-30 0.07 0.318471
2010-05-27 0.07 0.353357
2010-02-25 0.07 0.431832
2009-11-27 0.07 0.414201
2008-02-27 0.07 0.618921
2007-11-28 0.07 0.538462
2007-08-29 0.07 0.391937
2007-05-30 0.07 0.275374
2007-02-27 0.07 0.272374
Additional Data
dividendRate 1.32
dividendYield 1.04
exDividendDate 2026-09-01
trailingAnnualDividendRate 1.29
trailingAnnualDividendYield 0.010127178
lastDividendValue 0.33
lastDividendDate 2026-06-01
dividendDate 2026-09-15

Info Dump

Attribute Value
52 Week Change 0.00015699863
Address1 121 South 13th Street
Address2 Suite 100
All Time High 144.38
All Time Low 4.06
Ask 134.03
Ask Size 200
Audit Risk 9
Average Daily Volume10 Day 137,470
Average Daily Volume3 Month 133,444
Average Volume 133,444
Average Volume10Days 137,470
Beta 0.777
Bid 120.77
Bid Size 100
Board Risk 10
Book Value 105.379
City Lincoln
Compensation As Of Epoch Date 1,767,139,200
Compensation Risk 5
Country United States
Crypto Tradeable 0
Currency USD
Current Price 127.37
Current Ratio 3.632
Custom Price Alert Confidence HIGH
Date Short Interest 1,786,665,600
Day High 128.595
Day Low 127.27
Debt To Equity 193.744
Display Name Nelnet
Dividend Date 1,789,430,400
Dividend Rate 1.32
Dividend Yield 1.04
Earnings Growth -0.628
Earnings Quarterly Growth -0.633
Earnings Timestamp 1,786,046,400
Earnings Timestamp End 1,793,908,800
Earnings Timestamp Start 1,793,908,800
Ebitda Margins 0.0
Enterprise To Revenue 7.584
Enterprise Value 11,290,369,024
Eps Forward 9.58
Eps Trailing Twelve Months 8.37
Esg Populated 0
Ex Dividend Date 1,788,220,800
Exchange NYQ
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 131.6474
Fifty Day Average Change -4.277397
Fifty Day Average Change Percent -0.032491315
Fifty Two Week Change Percent 0.015699863
Fifty Two Week High 144.38
Fifty Two Week High Change -17.010002
Fifty Two Week High Change Percent -0.117814116
Fifty Two Week Low 116.62
Fifty Two Week Low Change 10.75
Fifty Two Week Low Change Percent 0.09217973
Fifty Two Week Range 116.62 - 144.38
Financial Currency USD
First Trade Date Milliseconds 1,071,239,400,000
Five Year Avg Dividend Yield 1.05
Float Shares 16,103,609
Forward Eps 9.58
Forward P E 13.295407
Full Exchange Name NYSE
Full Time Employees 5,744
Fullday Change -0.00999451
Fullday Change Percent -0.00784621
Fullday Price 127.37
Gmt Off Set Milliseconds -14,400,000
Governance Epoch Date 1,785,542,400
Gross Margins 0.8614
Gross Profits 1,282,356,992
Has Pre Post Market Data 1
Held Percent Insiders 0.30891
Held Percent Institutions 0.49038
Implied Shares Outstanding 35,779,438
Industry Credit Services
Industry Disp Credit Services
Industry Key credit-services
Is Earnings Date Estimate 1
Language en-US
Last Dividend Date 1,780,272,000
Last Dividend Value 0.33
Last Fiscal Year End 1,767,139,200
Long Business Summary Nelnet, Inc. engages in loan servicing, education technology services, and payment businesses worldwide. The company operates through four segments: Loan Servicing and Systems, Education Technology Services and Payments, Asset Generation and Management, and Nelnet Bank. The Loan Servicing and Systems segment provides loan conversion, application processing, borrower updates, customer, payment processing, due diligence procedures, funds management reconciliation, and claim processing services. This segment also offers student loan servicing software; and business process outsourcing services primarily in contact center management, such as inbound calls, outreach campaigns and sales, and interacting with customers through multi-channels, and processing and administrative services. The Education Technology Services and Payments segment provides financial management services; school information system software; a donation platform; education technology solutions; and customized professional development and coaching, and advanced learning and educational instruction services. This segment also offers tuition payment plans, and service and technology for student billings, payments, and refunds; solutions for in-person, online, and mobile payment experiences on campus; payment processing services, such as credit card and electronic transfer; learning management system; an integrated commerce payment platform; and a school management platform that provides administrative, information and financial management, and communication functions for K-12 schools. The Asset Generation and Management segment invest, allocates an manages loan assts. The Nelnet Bank segment operates as an internet industrial bank. It also offers investment advisory, investment, and reinsurance services, as well as engages in the real estate investment; and solar engineering, procurement, and construction businesses. The company was founded in 1977 and is headquartered in Lincoln, Nebraska.
Long Name Nelnet, Inc.
Market us_market
Market Cap 4,557,227,520
Market State CLOSED
Max Age 86,400
Message Board Id finmb_4279195
Most Recent Quarter 1,782,777,600
Net Income To Common 302,244,000
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 4,557,584,811
Number Of Analyst Opinions 1
Open 128.24
Operating Cashflow 401,064,992
Operating Margins 0.18236
Overall Risk 9
Payout Ratio 0.1541
Peg Ratio 0.46
Phone 402 458 2370
Post Market Change 0.0
Post Market Change Percent 0.0
Post Market Price 127.37
Post Market Time 1,787,961,600
Previous Close 127.38
Price Hint 2
Price To Book 1.2086849
Price To Sales Trailing12 Months 3.0612292
Profit Margins 0.20302999
Quick Ratio 3.374
Quote Source Name Delayed Quote
Quote Type EQUITY
Recommendation Key none
Region US
Regular Market Change -0.00999451
Regular Market Change Percent -0.00784621
Regular Market Day High 128.595
Regular Market Day Low 127.27
Regular Market Day Range 127.27 - 128.595
Regular Market Open 128.24
Regular Market Previous Close 127.38
Regular Market Price 127.37
Regular Market Time 1,787,947,202
Regular Market Volume 108,300
Return On Assets 0.017180001
Return On Equity 0.06756
Revenue Growth -0.305
Revenue Per Share 41.205
Sand P52 Week Change 0.20204377
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Share Holder Rights Risk 10
Shares Outstanding 25,162,763
Shares Percent Shares Out 0.0153
Shares Short 548,731
Shares Short Previous Month Date 1,784,073,600
Shares Short Prior Month 553,135
Short Name Nelnet, Inc.
Short Percent Of Float 0.0405
Short Ratio 4.63
Source Interval 15
State NE
Symbol NNI
Target High Price 130.0
Target Low Price 130.0
Target Mean Price 130.0
Target Median Price 130.0
Total Cash 175,206,000
Total Cash Per Share 4.897
Total Debt 7,043,450,880
Total Revenue 1,488,691,968
Tradeable 0
Trailing Annual Dividend Rate 1.29
Trailing Annual Dividend Yield 0.010127178
Trailing Eps 8.37
Trailing P E 15.217443
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 131.8234
Two Hundred Day Average Change -4.453392
Two Hundred Day Average Change Percent -0.03378302
Type Disp Equity
Volume 108,300
Website https://www.nelnet.com
Zip 68,508