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Nelnet, Inc. (NNI)

Financial Services | Credit Services | Lincoln, United States | NYSE
139.42 USD +2.89 (2.117%) ⇧ (April 17, 2026, 4 p.m. EDT)
After hours: 136.72 -2.70 (-2.700%) ⇩ (April 17, 2026, 6:26 p.m. EDT)

Short-term: ★★☆☆☆ | Long-term: ★★★☆☆ | Dividends: ★★☆☆☆
Hot Take | April 11, 2026, 1:19 p.m. EDT

Nelnet, Inc. (NNI) shows a mixed picture. Short-term momentum appears weak, with recent price fluctuations and a slight downward trend. The dividend yield is modest, and while the payout ratio is low, the dividend history shows consistency but not high returns. Long-term fundamentals are somewhat stable, but the high debt-to-equity ratio and recent news about short interest and board changes raise some concerns. The options market suggests a cautious outlook, with both bullish and bearish signals present. Overall, NNI might be a hold for long-term investors but not an ideal short-term trade.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
AutoETS ✓0.014708
AutoARIMA0.014708
MSTL0.015220
AutoTheta0.022722

Forecast horizon: 45 days | Selected: AutoETS

Forecast Reliability
Score 54%
H-stat 2.84
Ljung-Box p 0.000
Jarque-Bera p 0.238
Excess Kurtosis -0.32
Attribute Value
Sector Financial Services
Ex Dividend Date 2026-02-26
Last Dividend Date 2026-02-26
Debt to Equity Ratio 217.912
Revenue per Share 46.033
Market Cap 5,018,001,408
Trailing P/E 11.83
Forward P/E 13.94
Beta 0.81
Profit Margins 25.61%
Website https://nelnetinc.com

As of April 11, 2026, 1:19 p.m. EDT: The options activity suggests a mixed sentiment. For calls, there is a notable amount of OTM positioning with high open interest on the 135 strike, indicating some speculation on potential upside. However, the ATM strike has low IV, which might imply less confidence in immediate price movement. For puts, there's a Top OI on the 135 strike, suggesting some bearish sentiment, but the ATM strike has a moderate IV, indicating some uncertainty about the near-term direction. Overall, the options data suggests a cautious outlook with potential for both upward and downward movements.


Dividend Data

Yield Summary
Last Yield 1yr Yield 3yr Avg 5yr Avg
0.25% 0.99% 1.08% 1.12%
Dividend History
Date Dividend Yield %
2026-02-27 0.33 0.254905
2025-12-01 0.33 0.254623
2025-09-02 0.30 0.236769
2025-06-02 0.28 0.242380
2025-02-28 0.28 0.231035
2024-12-02 0.28 0.257960
2024-08-30 0.28 0.245893
2024-05-31 0.28 0.274838
2024-02-29 0.28 0.332670
2023-11-30 0.28 0.341607
2023-08-31 0.26 0.290728
2023-05-31 0.26 0.289503
2023-02-28 0.26 0.286075
2022-11-30 0.26 0.273277
2022-08-31 0.24 0.295861
2022-05-31 0.24 0.295132
2022-02-28 0.24 0.311182
2021-11-30 0.24 0.291645
2021-08-31 0.22 0.285711
2021-05-27 0.22 0.309868
2021-02-26 0.22 0.320111
2020-11-30 0.22 0.343346
2020-08-31 0.20 0.324650
2020-05-29 0.20 0.432661
2020-02-27 0.20 0.389773
2019-11-27 0.20 0.345280
2019-08-29 0.18 0.289084
2019-05-30 0.18 0.328106
2019-02-28 0.18 0.355934
2018-11-29 0.18 0.357598
2018-08-30 0.16 0.302713
2018-05-31 0.16 0.284992
2018-02-28 0.16 0.317221
2017-11-30 0.16 0.328718
2017-08-30 0.14 0.329556
2017-05-30 0.14 0.392190
2017-02-27 0.14 0.305465
2016-11-29 0.14 0.306676
2016-08-30 0.12 0.377726
2016-05-27 0.12 0.373350
2016-02-26 0.12 0.366763
2015-11-27 0.12 0.411227
2015-08-28 0.10 0.304650
2015-05-28 0.10 0.271897
2015-02-25 0.10 0.242678
2014-11-26 0.10 0.248437
2014-08-27 0.10 0.256404
2014-05-28 0.10 0.278185
2014-02-26 0.10 0.319946
2013-11-27 0.10 0.256475
2013-08-28 0.10 0.305972
2013-05-29 0.10 0.295734
2013-02-27 0.10 0.352401
2012-11-15 1.10 4.995894
2012-08-29 0.10 0.509706
2012-05-30 0.10 0.528484
2012-02-28 0.10 0.479456
2011-11-29 0.10 0.572287
2011-08-30 0.10 0.649949
2011-05-27 0.10 0.582765
2011-02-25 0.07 0.392013
2010-11-29 0.49 2.817295
2010-08-30 0.07 0.407419
2010-05-27 0.07 0.453444
2010-02-25 0.07 0.556251
2009-11-27 0.07 0.535821
2008-02-27 0.07 0.803874
2007-11-28 0.07 0.703846
2007-08-29 0.07 0.515018
2007-05-30 0.07 0.363298
2007-02-27 0.07 0.360342
Additional Data
dividendRate 1.24
dividendYield 0.89
exDividendDate 2026-02-27
trailingAnnualDividendRate 1.19
trailingAnnualDividendYield 0.008716034
lastDividendValue 0.33
lastDividendDate 2026-02-27
dividendDate 2026-03-13

Info Dump

Attribute Value
52 Week Change 0.3373494
Address1 121 South 13th Street
Address2 Suite 100
All Time High 142.87
All Time Low 4.06
Ask 145.61
Ask Size 100
Audit Risk 9
Average Daily Volume10 Day 145,120
Average Daily Volume3 Month 128,522
Average Volume 128,522
Average Volume10Days 145,120
Beta 0.81
Bid 132.98
Bid Size 100
Board Risk 8
Book Value 102.736
City Lincoln
Compensation As Of Epoch Date 1,767,139,200
Compensation Risk 5
Country United States
Crypto Tradeable 0
Currency USD
Current Price 139.42
Current Ratio 5.334
Custom Price Alert Confidence HIGH
Date Short Interest 1,774,915,200
Day High 140.36
Day Low 136.105
Debt To Equity 217.912
Display Name Nelnet
Dividend Date 1,773,360,000
Dividend Rate 1.24
Dividend Yield 0.89
Earnings Growth -0.076
Earnings Quarterly Growth -0.085
Earnings Timestamp 1,778,184,000
Earnings Timestamp End 1,778,184,000
Earnings Timestamp Start 1,778,184,000
Ebitda Margins 0.0
Enterprise To Revenue 7.407
Enterprise Value 12,391,734,272
Eps Current Year 9.2
Eps Forward 10.0
Eps Trailing Twelve Months 11.79
Esg Populated 0
Ex Dividend Date 1,772,150,400
Exchange NYQ
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 130.8054
Fifty Day Average Change 8.6145935
Fifty Day Average Change Percent 0.06585809
Fifty Two Week Change Percent 33.73494
Fifty Two Week High 142.87
Fifty Two Week High Change -3.449997
Fifty Two Week High Change Percent -0.024147807
Fifty Two Week Low 102.0
Fifty Two Week Low Change 37.42
Fifty Two Week Low Change Percent 0.3668627
Fifty Two Week Range 102.0 - 142.87
Financial Currency USD
First Trade Date Milliseconds 1,071,239,400,000
Five Year Avg Dividend Yield 1.05
Float Shares 14,528,999
Forward Eps 10.0
Forward P E 13.941999
Full Exchange Name NYSE
Full Time Employees 5,744
Gmt Off Set Milliseconds -14,400,000
Governance Epoch Date 1,775,001,600
Gross Margins 0.86474
Gross Profits 1,446,605,056
Has Pre Post Market Data 1
Held Percent Insiders 0.30472
Held Percent Institutions 0.49183
Implied Shares Outstanding 35,991,977
Industry Credit Services
Industry Disp Credit Services
Industry Key credit-services
Is Earnings Date Estimate 0
Language en-US
Last Dividend Date 1,772,150,400
Last Dividend Value 0.33
Last Fiscal Year End 1,767,139,200
Long Business Summary Nelnet, Inc. engages in loan servicing, education technology services, and payment businesses worldwide. The company operates through four segments: Loan Servicing and Systems, Education Technology Services and Payments, Asset Generation and Management, and Nelnet Bank. The Loan Servicing and Systems segment provides loan conversion, application processing, borrower updates, customer, payment processing, due diligence procedures, funds management reconciliation, and claim processing services. This segment also offers student loan servicing software; and business process outsourcing services primarily in contact center management, such as inbound calls, outreach campaigns and sales, and interacting with customers through multi-channels, and processing and administrative services. The Education Technology Services and Payments segment provides financial management services; school information system software; a donation platform; education technology solutions; and customized professional development and coaching, and advanced learning and educational instruction services. This segment also offers tuition payment plans, and service and technology for student billings, payments, and refunds; solutions for in-person, online, and mobile payment experiences on campus; payment processing services, such as credit card and electronic transfer; learning management system; an integrated commerce payment platform; and a school management platform that provides administrative, information and financial management, and communication functions for K-12 schools. The Asset Generation and Management segment invest, allocates an manages loan assts. The Nelnet Bank segment operates as an internet industrial bank. It also offers investment advisory, investment, and reinsurance services, as well as engages in the real estate investment; and solar engineering, procurement, and construction businesses. The company was founded in 1977 and is headquartered in Lincoln, Nebraska.
Long Name Nelnet, Inc.
Market us_market
Market Cap 5,018,001,408
Market State POSTPOST
Max Age 86,400
Message Board Id finmb_4279195
Most Recent Quarter 1,767,139,200
Net Income To Common 428,473,984
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 4,913,984,619
Number Of Analyst Opinions 1
Open 137.54
Operating Cashflow 422,984,992
Operating Margins 0.17739001
Overall Risk 9
Payout Ratio 0.1009
Peg Ratio 0.46
Phone 402 458 2370
Post Market Change -2.699997
Post Market Change Percent -1.9365923
Post Market Price 136.72
Post Market Time 1,776,464,761
Previous Close 136.53
Price Eps Current Year 15.154348
Price Hint 2
Price To Book 1.3570706
Price To Sales Trailing12 Months 2.9996235
Profit Margins 0.25613
Quick Ratio 5.019
Quote Source Name Delayed Quote
Quote Type EQUITY
Recommendation Key none
Region US
Regular Market Change 2.89
Regular Market Change Percent 2.11675
Regular Market Day High 140.36
Regular Market Day Low 136.105
Regular Market Day Range 136.105 - 140.36
Regular Market Open 137.54
Regular Market Previous Close 136.53
Regular Market Price 139.42
Regular Market Time 1,776,456,002
Regular Market Volume 123,401
Return On Assets 0.028619999
Return On Equity 0.11586001
Revenue Growth -0.086
Revenue Per Share 46.033
Sand P52 Week Change 0.36506534
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Share Holder Rights Risk 10
Shares Outstanding 25,375,302
Shares Percent Shares Out 0.0089
Shares Short 320,039
Shares Short Previous Month Date 1,772,150,400
Shares Short Prior Month 275,834
Short Name Nelnet, Inc.
Short Percent Of Float 0.0233
Short Ratio 1.94
Source Interval 15
State NE
Symbol NNI
Target High Price 135.0
Target Low Price 135.0
Target Mean Price 135.0
Target Median Price 135.0
Total Cash 296,596,992
Total Cash Per Share 8.268
Total Debt 7,795,208,192
Total Revenue 1,672,877,056
Tradeable 0
Trailing Annual Dividend Rate 1.19
Trailing Annual Dividend Yield 0.008716034
Trailing Eps 11.79
Trailing P E 11.825275
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 129.26645
Two Hundred Day Average Change 10.153549
Two Hundred Day Average Change Percent 0.07854745
Type Disp Equity
Volume 123,401
Website https://nelnetinc.com
Zip 68,508