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NewtekOne, Inc. (NEWTO)

Boca Raton, United States | NasdaqGM
25.00 USD

Short-term:★★⯪☆☆Long-term:★☆☆☆☆Dividends:☆☆☆☆☆
Hot Take ↕ | Oct. 10, 2026, 9:40 a.m. EDT

The immediate outlook is flat due to a lack of price momentum; the stock has been range-bound near its 52-week lows, trading sideways for weeks without a clear directional edge. While the company boasts impressive gross and operating margins, the long-term investment case is severely compromised by a massive cash burn, with free cash flow and operating cash flow both deeply negative, indicating the business is consuming capital rather than generating it. This financial bleeding is compounded by a precarious balance sheet where debt significantly exceeds cash reserves, creating a high risk of distress if funding dries up. Furthermore, there is no dividend income to offset these risks, making the security unsuitable for income investors and risky for growth investors given the fundamental deterioration.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
AutoTheta ✓0.009101
AutoARIMA0.009765
AutoETS0.009902
MSTL0.010021

Forecast horizon: 45 days | Selected: AutoTheta

Forecast Reliability
Score 65%
H-stat 7.14
Ljung-Box p 0.000
Jarque-Bera p 0.022
Excess Kurtosis 0.42
Attribute Value
Debt to Equity Ratio 134.706
Revenue per Share 14.531
Beta 1.38
Profit Margins 16.10%
Previous Name Newtek Business Services Corp.
Website https://www.newtekone.com

Info Dump

Attribute Value
52 Week Change -0.037350774
Address1 4,800 T-Rex Avenue
Address2 Suite 120
All Time High 28.8
All Time Low 24.97
Ask 25.58
Ask Size 1
Average Daily Volume10 Day 270
Average Daily Volume3 Month 246
Average Volume 246
Average Volume10Days 270
Beta 1.376
Bid 25.4
Bid Size 1
Book Value 12.637
City Boca Raton
Compensation As Of Epoch Date 1,767,139,200
Country United States
Crypto Tradeable 0
Currency USD
Current Price 25.0
Current Ratio 18.23
Custom Price Alert Confidence HIGH
Day High 25.0
Day Low 25.0
Debt To Equity 134.706
Display Name NewtekOne
Earnings Growth -0.096
Earnings Quarterly Growth 0.066
Ebitda 235,034,000
Ebitda Margins 0.578
Enterprise To Ebitda 4.063
Enterprise To Revenue 2.348
Enterprise Value 954,876,288
Esg Populated 0
Exchange NGM
Exchange Data Delayed By 15
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 25.6778
Fifty Day Average Change -0.6777992
Fifty Day Average Change Percent -0.026396314
Fifty Two Week Change Percent -3.7350774
Fifty Two Week High 28.8
Fifty Two Week High Change -3.7999992
Fifty Two Week High Change Percent -0.13194442
Fifty Two Week Low 24.97
Fifty Two Week Low Change 0.030000687
Fifty Two Week Low Change Percent 0.0012014692
Fifty Two Week Range 24.97 - 28.8
Financial Currency USD
First Trade Date Milliseconds 1,770,301,800,000
Float Shares 25,040,173
Free Cashflow -605,174,976
Full Exchange Name NasdaqGM
Full Time Employees 572
Fullday Change 0.010000229
Fullday Change Percent 0.040016923
Fullday Price 25.0
Gmt Off Set Milliseconds -14,400,000
Gross Margins 0.86289
Gross Profits 350,878,016
Has Pre Post Market Data 1
Industry
Industry Key
Ipo Expected Date 2,026-01-29
Language en-US
Last Fiscal Year End 1,767,139,200
Long Business Summary NewtekOne, Inc. operates as the bank holding company for Newtek Bank, National Association that provides various business and financial solutions under the Newtek and NewtekOne brands to the small- and medium-sized business market. The company accepts demand, savings, NOW, money market, and time deposits; and provides loans including the United States small business administration loans, commercial and industrial loans, and commercial real estate loans. It is also involved in the provision of electronic payment processing services comprising credit and debit card processing services, check approval services, processing equipment, and software, as well as cloud-based point of sale systems for various restaurants, retail, assisted living, taxi cabs, parks, and golf course businesses. In addition, it offers wholesale brokerage insurance agency services; and payroll management, and related payment and tax reporting services to independent business owners, as well as inbound and outbound calling services. The company was formerly known as Newtek Business Services Corp. and changed its name to NewtekOne, Inc. in January 2023. NewtekOne, Inc. was founded in 1998 and is headquartered in Boca Raton, Florida.
Long Name NewtekOne, Inc.
Market us_market
Market State PREPRE
Max Age 86,400
Message Board Id finmb_528094
Most Recent Quarter 1,782,777,600
Name Change Date 2,026-10-14
Net Income To Common 61,793,000
Next Fiscal Year End 1,798,675,200
Open 25.0
Operating Cashflow -739,492,992
Operating Margins 0.52052
Phone 212 356 9500
Prev Name Newtek Business Services Corp.
Previous Close 25.0
Price Hint 2
Price To Book 1.9783176
Profit Margins 0.16097
Quick Ratio 2.491
Quote Source Name Delayed Quote
Quote Type EQUITY
Recommendation Key none
Region US
Regular Market Change 0.0
Regular Market Change Percent 0.0
Regular Market Day High 25.0
Regular Market Day Low 25.0
Regular Market Day Range 25.0 - 25.0
Regular Market Open 25.0
Regular Market Previous Close 25.0
Regular Market Price 25.0
Regular Market Time 1,791,835,200
Regular Market Volume 2
Return On Assets 0.05185
Return On Equity 0.18043
Revenue Growth 0.147
Revenue Per Share 14.531
Sand P52 Week Change 0.17502642
Sector
Sector Key
Short Name NewtekOne, Inc. 8.50% Fixed Rate Senior Notes due 2031
Source Interval 15
State FL
Symbol NEWTO
Total Cash 372,263,008
Total Cash Per Share 12.888
Total Debt 556,840,000
Total Revenue 406,631,008
Tradeable 0
Trailing Annual Dividend Rate 0.76
Trailing Annual Dividend Yield 0.0304
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 25.663954
Two Hundred Day Average Change -0.6639538
Two Hundred Day Average Change Percent -0.025871065
Type Disp Equity
Volume 2
Website https://www.newtekone.com
Zip 33,431