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NewtekOne, Inc. (NEWTO)

Boca Raton, United States | NasdaqGM
26.00 USD

Short-term:★★⯪☆☆Long-term:★★⯪☆☆Dividends:☆☆☆☆☆
Hot Take | Aug. 22, 2026, 5:06 a.m. EDT

The immediate outlook is flat due to a complete lack of price history; there are no annual anchors or trajectory data available to assess how the market has valued this business over time, leaving the short-term view neutral despite a high-beta technical setup. The long-term investment case is similarly stymied by the absence of multi-year price performance data, which prevents any assessment of whether the current valuation reflects a genuine turnaround or a structural decline, forcing a neutral stance regardless of the company's reported revenue growth. While the fundamentals show a bright spot with robust gross margins (86%) and operating margins (52%), the balance sheet presents a significant red flag: the company is burning massive cash, with free cash flow and operating cash flow both deeply negative, while carrying debt that exceeds its equity. This deleveraged structure, combined with the inability to verify historical price trends, makes the stock unsuitable for a buy-and-hold strategy at this time. Finally, the stock offers no income utility whatsoever, as there is no record of any dividend payments in the last five years, rendering it purely speculative capital.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
AutoARIMA ✓0.011025
AutoETS0.011311
AutoTheta0.011474
MSTL0.011663

Forecast horizon: 45 days | Selected: AutoARIMA

Forecast Reliability
Score 75%
H-stat 0.45
Ljung-Box p 0.000
Jarque-Bera p 0.094
Excess Kurtosis 0.16
Attribute Value
Debt to Equity Ratio 134.706
Revenue per Share 14.531
Beta 1.38
Profit Margins 16.10%
Previous Name Newtek Business Services Corp.
Website https://www.newtekone.com

Info Dump

Attribute Value
52 Week Change 0.001155138
Address1 4,800 T-Rex Avenue
Address2 Suite 120
All Time High 28.8
All Time Low 25.0
Ask 25.58
Ask Size 1
Average Daily Volume10 Day 530
Average Daily Volume3 Month 422
Average Volume 422
Average Volume10Days 530
Beta 1.383
Bid 25.4
Bid Size 1
Book Value 12.637
City Boca Raton
Compensation As Of Epoch Date 1,767,139,200
Country United States
Crypto Tradeable 0
Currency USD
Current Price 25.995
Current Ratio 18.23
Custom Price Alert Confidence HIGH
Day High 25.995
Day Low 25.995
Debt To Equity 134.706
Display Name NewtekOne
Earnings Growth -0.096
Earnings Quarterly Growth 0.066
Ebitda 235,034,000
Ebitda Margins 0.578
Enterprise To Ebitda 4.185
Enterprise To Revenue 2.419
Enterprise Value 983,616,576
Esg Populated 0
Exchange NGM
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 25.8438
Fifty Day Average Change 0.15120125
Fifty Day Average Change Percent 0.005850581
Fifty Two Week Change Percent 0.1155138
Fifty Two Week High 28.8
Fifty Two Week High Change -2.8049984
Fifty Two Week High Change Percent -0.09739578
Fifty Two Week Low 25.0
Fifty Two Week Low Change 0.99500084
Fifty Two Week Low Change Percent 0.039800033
Fifty Two Week Range 25.0 - 28.8
Financial Currency USD
First Trade Date Milliseconds 1,770,301,800,000
Float Shares 25,040,173
Free Cashflow -605,174,976
Full Exchange Name NasdaqGM
Full Time Employees 572
Fullday Change 0.0
Fullday Change Percent 0.0
Fullday Price 25.995
Gmt Off Set Milliseconds -14,400,000
Gross Margins 0.86289
Gross Profits 350,878,016
Has Pre Post Market Data 1
Industry
Industry Key
Ipo Expected Date 2,026-01-29
Language en-US
Last Fiscal Year End 1,767,139,200
Long Business Summary NewtekOne, Inc. operates as the bank holding company for Newtek Bank, National Association that provides various business and financial solutions under the Newtek and NewtekOne brands to the small- and medium-sized business market. The company accepts demand, savings, NOW, money market, and time deposits; and provides loans including the United States small business administration loans, commercial and industrial loans, and commercial real estate loans. It is also involved in the provision of electronic payment processing services comprising credit and debit card processing services, check approval services, processing equipment, and software, as well as cloud-based point of sale systems for various restaurants, retail, assisted living, taxi cabs, parks, and golf course businesses. In addition, it offers wholesale brokerage insurance agency services; and payroll management, and related payment and tax reporting services to independent business owners, as well as inbound and outbound calling services. The company was formerly known as Newtek Business Services Corp. and changed its name to NewtekOne, Inc. in January 2023. NewtekOne, Inc. was founded in 1998 and is headquartered in Boca Raton, Florida.
Long Name NewtekOne, Inc.
Market us_market
Market State CLOSED
Max Age 86,400
Message Board Id finmb_528094
Most Recent Quarter 1,782,777,600
Name Change Date 2,026-08-28
Net Income To Common 61,793,000
Next Fiscal Year End 1,798,675,200
Open 25.56
Operating Cashflow -739,492,992
Operating Margins 0.52052
Phone 212 356 9500
Prev Name Newtek Business Services Corp.
Previous Close 25.995
Price Hint 2
Price To Book 2.0570548
Profit Margins 0.16097
Quick Ratio 2.491
Quote Source Name Delayed Quote
Quote Type EQUITY
Recommendation Key none
Region US
Regular Market Change 0.0
Regular Market Change Percent 0.0
Regular Market Day High 25.995
Regular Market Day Low 25.995
Regular Market Day Range 25.995 - 25.995
Regular Market Open 25.56
Regular Market Previous Close 25.995
Regular Market Price 25.995
Regular Market Time 1,787,860,800
Regular Market Volume 1
Return On Assets 0.05185
Return On Equity 0.18043
Revenue Growth 0.147
Revenue Per Share 14.531
Sand P52 Week Change 0.20504117
Sector
Sector Key
Short Name NewtekOne, Inc. 8.50% Fixed Rate Senior Notes due 2031
Source Interval 15
State FL
Symbol NEWTO
Total Cash 372,263,008
Total Cash Per Share 12.888
Total Debt 556,840,000
Total Revenue 406,631,008
Tradeable 0
Trailing Annual Dividend Rate 0.76
Trailing Annual Dividend Yield 0.029236391
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 25.648582
Two Hundred Day Average Change 0.34641838
Two Hundred Day Average Change Percent 0.013506336
Type Disp Equity
Volume 1
Website https://www.newtekone.com
Zip 33,431