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NewtekOne, Inc. (NEWT)

Financial Services | Banks - Regional | Boca Raton, United States | NasdaqGM
14.73 USD -0.05 (-0.338%) ⇩ (July 13, 2026, 4 p.m. EDT)

Short-term:★★⯪☆☆Long-term:★☆☆☆☆Dividends:★★⯪☆☆
Hot Take | July 11, 2026, 6:50 a.m. EDT

The long-term outlook is severely compromised by a brutal four-year streak of annual declines, with the stock trading 15% lower than it was nine years ago. While the current price looks cheap on paper, the market has clearly priced in a structural deterioration in the business, evidenced by the relentless downward trajectory and negative free cash flow. The high dividend yield is a red flag rather than a safety net; the payout ratio sits at a precarious 42%, suggesting the company is stretching thin to maintain income in a shrinking operation. Short sellers are aggressively active, with a short ratio of 17.74, confirming widespread skepticism about the company's ability to turn things around. Although the stock recently rallied off technical lows, the underlying fundamentals remain broken, making this a dangerous trap for value investors seeking a turnaround story.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
MSTL_105 ✓0.028729
MSTL0.054507
AutoARIMA0.072642
AutoETS0.074949
AutoTheta0.090150

Forecast horizon: 60 days | Selected: MSTL_105

Forecast Reliability
Score 48%
H-stat 1.00
Ljung-Box p 0.000
Jarque-Bera p 0.688
Excess Kurtosis -0.51
Attribute Value
Sector Financial Services
Ex Dividend Date 2026-06-23
Last Dividend Date 2026-06-23
Debt to Equity Ratio 136.705
Revenue per Share 14.475
Market Cap 425,566,624
Trailing P/E 6.55
Forward P/E 5.82
Beta 1.35
Profit Margins 16.42%
Previous Name Newtek Business Services Corp.
Website https://www.newtekone.com

As of July 11, 2026, 6:50 a.m. EDT: Speculators are positioning for continued weakness. Put open interest is heavily concentrated at strikes significantly below the current price (10.0, 12.5, 7.5), creating a dense wall of downside protection. Call activity is sparse and skewed toward out-of-the-money strikes, indicating a lack of aggressive bullish bets despite the recent price rally.


Dividend Data

Yield Summary
Last Yield 1yr Yield 3yr Avg 5yr Avg
1.35% 6.42% 6.24% 8.47%
Dividend History
Date Dividend Yield %
2026-06-24 0.19 1.345609
2026-03-24 0.19 1.705565
2025-12-22 0.19 1.633706
2025-10-14 0.19 1.733577
2025-07-09 0.19 1.608806
2025-04-15 0.19 1.868240
2024-12-31 0.19 1.487862
2024-10-10 0.19 1.527331
2024-07-09 0.19 1.523657
2024-03-28 0.19 1.727273
2023-12-28 0.18 1.273885
2023-10-06 0.18 1.298701
2023-07-07 0.18 1.083684
2023-04-03 0.18 1.470588
2022-12-19 0.70 4.219409
2022-09-19 0.65 3.340185
2022-06-16 0.75 3.888025
2022-03-18 0.65 2.440856
2021-12-17 1.05 3.857458
2021-09-17 0.90 3.337041
2021-06-14 0.70 1.875670
2021-03-19 0.50 1.929012
2020-12-17 0.47 2.558519
2020-09-18 0.58 3.030303
2020-07-14 0.56 3.222095
2020-03-17 0.44 3.866432
2019-12-13 0.71 3.112670
2019-09-19 0.58 2.488203
2019-06-13 0.46 2.042629
2019-03-14 0.40 1.969473
2018-12-17 0.50 2.891845
2018-09-14 0.48 2.144772
2018-06-14 0.42 2.167183
2018-03-19 0.40 2.186987
2017-12-15 0.44 2.317009
2017-09-21 0.44 2.507123
2017-05-26 0.40 2.359882
2017-03-16 0.36 2.099125
2016-12-13 0.40 2.565747
2016-09-16 0.43 3.106936
2016-06-16 0.35 2.857143
2016-03-18 0.35 2.797762
2016-01-05 0.40 2.861230
2015-11-16 2.69 18.798043
2015-10-20 0.50 2.828054
2015-06-25 0.47 2.611111
2015-03-26 0.39 2.134647
2009-11-23 0.10 2.173913
Additional Data
dividendRate 0.76
dividendYield 5.15
exDividendDate 2026-06-24
trailingAnnualDividendRate 0.76
trailingAnnualDividendYield 0.051420838
lastDividendValue 0.19
lastDividendDate 2026-06-24
dividendDate 2026-07-01

Info Dump

Attribute Value
52 Week Change 0.27523732
Address1 4,800 T-Rex Avenue
Address2 Suite 120
All Time High 39.75
All Time Low 0.05
Ask 18.85
Ask Size 2
Audit Risk 7
Average Analyst Rating 2.4 - Buy
Average Daily Volume10 Day 348,010
Average Daily Volume3 Month 215,493
Average Volume 215,493
Average Volume10Days 348,010
Beta 1.354
Bid 10.69
Bid Size 2
Board Risk 9
Book Value 12.359
City Boca Raton
Compensation As Of Epoch Date 1,767,139,200
Compensation Risk 6
Country United States
Crypto Tradeable 0
Currency USD
Current Price 14.73
Current Ratio 14.943
Custom Price Alert Confidence HIGH
Date Short Interest 1,782,777,600
Day High 14.855
Day Low 14.6
Debt To Equity 136.705
Display Name NewtekOne
Dividend Date 1,782,864,000
Dividend Rate 0.76
Dividend Yield 5.15
Earnings Call Timestamp End 1,777,581,000
Earnings Call Timestamp Start 1,777,581,000
Earnings Growth 0.229
Earnings Quarterly Growth 0.431
Earnings Timestamp 1,777,579,200
Earnings Timestamp End 1,785,268,800
Earnings Timestamp Start 1,785,268,800
Ebitda 222,759,008
Ebitda Margins 0.5668
Enterprise To Ebitda 2.899
Enterprise To Revenue 1.643
Enterprise Value 645,682,880
Eps Current Year 2.385
Eps Forward 2.532
Eps Trailing Twelve Months 2.25
Esg Populated 0
Ex Dividend Date 1,782,259,200
Exchange NGM
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 13.6956
Fifty Day Average Change 1.0344
Fifty Day Average Change Percent 0.07552791
Fifty Two Week Change Percent 27.523731
Fifty Two Week High 15.34
Fifty Two Week High Change -0.6100006
Fifty Two Week High Change Percent -0.039765358
Fifty Two Week Low 9.59
Fifty Two Week Low Change 5.1399994
Fifty Two Week Low Change Percent 0.5359749
Fifty Two Week Range 9.59 - 15.34
Financial Currency USD
First Trade Date Milliseconds 970,061,400,000
Five Year Avg Dividend Yield 9.7
Float Shares 25,020,396
Forward Eps 2.532
Forward P E 5.8175354
Free Cashflow -298,548,000
Full Exchange Name NasdaqGM
Full Time Employees 572
Gmt Off Set Milliseconds -14,400,000
Governance Epoch Date 1,782,864,000
Gross Margins 0.86630994
Gross Profits 340,472,992
Has Pre Post Market Data 1
Held Percent Insiders 0.05941
Held Percent Institutions 0.54566
Implied Shares Outstanding 28,891,150
Industry Banks - Regional
Industry Disp Banks - Regional
Industry Key banks-regional
Is Earnings Date Estimate 1
Language en-US
Last Dividend Date 1,782,259,200
Last Dividend Value 0.19
Last Fiscal Year End 1,767,139,200
Last Split Date 1,414,022,400
Last Split Factor 1:5
Long Business Summary NewtekOne, Inc. operates as the bank holding company for Newtek Bank, National Association that provides various business and financial solutions under the Newtek and NewtekOne brands to the small- and medium-sized business market. The company accepts demand, savings, NOW, money market, and time deposits; and provides loans including the United States small business administration loans, commercial and industrial loans, and commercial real estate loans. It is also involved in the provision of electronic payment processing services comprising credit and debit card processing services, check approval services, processing equipment, and software, as well as cloud-based point of sale systems for various restaurants, retail, assisted living, taxi cabs, parks, and golf course businesses. In addition, it offers wholesale brokerage insurance agency services; and payroll management, and related payment and tax reporting services to independent business owners, as well as inbound and outbound calling services. The company was formerly known as Newtek Business Services Corp. and changed its name to NewtekOne, Inc. in January 2023. NewtekOne, Inc. was founded in 1998 and is headquartered in Boca Raton, Florida.
Long Name NewtekOne, Inc.
Market us_market
Market Cap 425,566,624
Market State PRE
Max Age 86,400
Message Board Id finmb_528094
Most Recent Quarter 1,774,915,200
Name Change Date 2,026-07-13
Net Income To Common 61,548,000
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 426,722,285
Number Of Analyst Opinions 5
Open 14.74
Operating Cashflow -775,996,992
Operating Margins 0.52343
Overall Risk 7
Payout Ratio 0.42040002
Peg Ratio 3.2
Phone 212 356 9500
Pre Market Change 0.0
Pre Market Change Percent 0.0
Pre Market Price 14.73
Pre Market Time 1,784,016,009
Prev Name Newtek Business Services Corp.
Previous Close 14.78
Price Eps Current Year 6.1761003
Price Hint 2
Price To Book 1.191844
Price To Sales Trailing12 Months 1.0828309
Profit Margins 0.16423
Quick Ratio 2.315
Quote Source Name Nasdaq Real Time Price
Quote Type EQUITY
Recommendation Key buy
Recommendation Mean 2.42857
Region US
Regular Market Change -0.0500002
Regular Market Change Percent -0.338296
Regular Market Day High 14.855
Regular Market Day Low 14.6
Regular Market Day Range 14.6 - 14.855
Regular Market Open 14.74
Regular Market Previous Close 14.78
Regular Market Price 14.73
Regular Market Time 1,783,972,801
Regular Market Volume 126,825
Return On Assets 0.05214
Return On Equity 0.1826
Revenue Growth 0.107
Revenue Per Share 14.475
Sand P52 Week Change 0.20847368
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Share Holder Rights Risk 6
Shares Outstanding 28,891,150
Shares Percent Shares Out 0.106800005
Shares Short 3,084,302
Shares Short Previous Month Date 1,780,012,800
Shares Short Prior Month 2,644,043
Short Name NewtekOne, Inc.
Short Percent Of Float 0.113299996
Short Ratio 11.31
Source Interval 15
State FL
Symbol NEWT
Target High Price 25.0
Target Low Price 14.0
Target Mean Price 17.2
Target Median Price 15.0
Total Cash 380,820,992
Total Cash Per Share 13.196
Total Debt 553,230,976
Total Revenue 393,012,992
Tradeable 0
Trailing Annual Dividend Rate 0.76
Trailing Annual Dividend Yield 0.051420838
Trailing Eps 2.25
Trailing P E 6.5466666
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 12.3135
Two Hundred Day Average Change 2.4164991
Two Hundred Day Average Change Percent 0.19624795
Type Disp Equity
Volume 126,825
Website https://www.newtekone.com
Zip 33,431