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Northeast Community Bancorp, Inc. (NECB)

Financial Services | Banks - Regional | White Plains, United States | NasdaqCM
26.65 USD +0.24 (0.909%) ⇧ (July 14, 2026, 9:47 a.m. EDT)

Short-term:★★★★☆Long-term:★★★⯪☆Dividends:★★★⯪☆
Hot Take | July 11, 2026, 4:22 a.m. EDT

The immediate outlook is driven by a powerful convergence of technical momentum and fundamental re-rating. After a brutal multi-year decline where the stock lost nearly 60% of its value, the company has staged a spectacular recovery, trading at a premium to its 200-day average while posting robust annual gains. The catalyst appears to be a successful turnaround in deposit inflows and a resilient net interest margin that challenges credit concerns, evidenced by the sharp price appreciation and the recent dividend hike to $0.25 per share. While the recent earnings miss caused a minor dip, the broader trend remains firmly upward, supported by a low payout ratio that leaves ample room for future increases. The options market is pricing in a continuation of this rally, betting on a test of the $30 resistance level. For investors, this represents a high-conviction momentum play on a regional bank that has seemingly found its footing again, though the short-term volatility around earnings suggests caution is still warranted until the trend stabilizes further.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
AutoTheta ✓0.038909
AutoETS0.042637
MSTL0.043297
AutoARIMA0.043505

Forecast horizon: 45 days | Selected: AutoTheta

Forecast Reliability
Score 55%
H-stat 1.99
Ljung-Box p 0.000
Jarque-Bera p 0.046
Excess Kurtosis -0.12
Attribute Value
Sector Financial Services
Ex Dividend Date 2026-07-06
Last Dividend Date 2026-07-06
Revenue per Share 7.89
Market Cap 368,676,704
Trailing P/E 8.30
Forward P/E 7.46
Beta 0.34
Profit Margins 41.87%
Website https://www.necb.com

As of July 11, 2026, 4:22 a.m. EDT: Options activity shows a distinct bullish skew with significant open interest in out-of-the-money calls at the $30 strike across multiple expirations, suggesting speculation on a move toward the analyst mean target. Conversely, put volume is negligible and concentrated deep in-the-money, indicating minimal hedging demand against downside risk. Implied volatility is elevated on near-term strikes, reflecting active positioning rather than fear.


Dividend Data

Yield Summary
Last Yield 1yr Yield 3yr Avg 5yr Avg
0.93% 4.55% 3.39% 3.25%
Dividend History
Date Dividend Yield %
2026-07-07 0.250000 0.934579
2026-04-06 0.200000 0.829876
2026-01-05 0.200000 0.878349
2025-10-03 0.200000 0.991572
2025-09-08 0.200000 0.919118
2025-07-07 0.200000 0.839631
2025-04-07 0.200000 0.957396
2025-01-03 0.150000 0.613246
2024-10-04 0.300000 1.243266
2024-07-05 0.100000 0.572082
2024-04-04 0.100000 0.643087
2024-01-02 0.060000 0.337648
2023-10-05 0.060000 0.400802
2023-07-03 0.060000 0.400267
2023-04-10 0.060000 0.448766
2022-12-30 0.060000 0.402145
2022-10-13 0.060000 0.471698
2022-07-01 0.060000 0.512383
2022-05-13 0.180000 1.645338
2022-04-07 0.060000 0.539568
2021-12-31 0.060000 0.539084
2021-10-22 0.060000 0.555556
2021-07-30 0.060000 0.574713
2021-04-08 0.022388 0.182149
2020-12-31 0.022388 0.217391
2020-10-08 0.022388 0.306122
2020-07-22 0.022388 0.312499
2020-04-08 0.022388 0.416666
2020-01-02 0.022388 0.251045
2019-10-03 0.022388 0.259291
2019-07-03 0.022388 0.263157
2019-04-11 0.022388 0.268576
2019-01-04 0.022388 0.260869
2018-10-04 0.022388 0.236220
2018-07-05 0.022388 0.274976
2018-04-05 0.022388 0.299999
2018-01-05 0.022388 0.297029
2017-10-05 0.022388 0.304568
2017-06-30 0.022388 0.354609
2017-04-03 0.022388 0.359281
2017-01-05 0.022388 0.377357
2016-10-05 0.022388 0.419579
2016-07-01 0.022388 0.478468
2016-04-04 0.022388 0.452487
2015-10-07 0.022388 0.407608
2015-07-02 0.022388 0.394736
2015-04-01 0.022388 0.437955
2015-01-07 0.022388 0.420756
2014-10-08 0.022388 0.431654
2014-07-03 0.022388 0.422534
2014-04-03 0.022388 0.413792
2014-01-08 0.022388 0.410958
2013-10-09 0.022388 0.459417
2013-07-10 0.022388 0.479232
2013-04-03 0.022388 0.548445
2012-12-20 0.022388 0.571427
2012-07-05 0.022388 0.536671
2012-04-03 0.022388 0.530972
2012-01-04 0.022388 0.526314
2011-10-05 0.022388 0.512819
2011-07-06 0.022388 0.447760
2011-04-07 0.022388 0.465115
2011-01-05 0.022388 0.516350
2010-10-06 0.022388 0.512819
2010-07-07 0.022388 0.564970
2010-04-07 0.022388 0.423728
2010-01-06 0.022388 0.457316
2009-10-07 0.022388 0.431033
2009-07-08 0.022388 0.399999
2009-04-07 0.022388 0.384614
2009-01-07 0.022388 0.409276
2008-10-08 0.022388 0.368097
2008-07-08 0.022388 0.270270
2008-04-08 0.022388 0.256191
2008-01-08 0.022388 0.260869
2007-10-10 0.022388 0.241740
Additional Data
dividendRate 1.0
dividendYield 3.79
exDividendDate 2026-07-07
trailingAnnualDividendRate 0.8
trailingAnnualDividendYield 0.030291557
lastDividendValue 0.25
lastDividendDate 2026-07-07
dividendDate 2026-08-06

Info Dump

Attribute Value
52 Week Change 0.14378524
Address1 325 Hamilton Avenue
All Time High 31.72
All Time Low 3.283582
Ask 34.25
Ask Size 2
Audit Risk 9
Average Daily Volume10 Day 49,100
Average Daily Volume3 Month 41,686
Average Volume 41,686
Average Volume10Days 49,100
Beta 0.338
Bid 19.01
Bid Size 2
Board Risk 8
Book Value 28.749
City White Plains
Compensation As Of Epoch Date 1,767,139,200
Compensation Risk 5
Country United States
Crypto Tradeable 0
Currency USD
Current Price 26.65
Custom Price Alert Confidence HIGH
Date Short Interest 1,782,777,600
Day High 26.65
Day Low 26.48
Display Name Northeast Community Bancorp
Dividend Date 1,785,974,400
Dividend Rate 1.0
Dividend Yield 3.79
Earnings Growth -0.051
Earnings Quarterly Growth -0.058
Earnings Timestamp 1,777,489,200
Earnings Timestamp End 1,784,833,200
Earnings Timestamp Start 1,784,833,200
Ebitda Margins 0.0
Enterprise To Revenue 2.639
Enterprise Value 276,060,800
Eps Current Year 3.16
Eps Forward 3.57
Eps Trailing Twelve Months 3.21
Esg Populated 0
Ex Dividend Date 1,783,382,400
Exchange NCM
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 25.2106
Fifty Day Average Change 1.4393997
Fifty Day Average Change Percent 0.05709502
Fifty Two Week Change Percent 14.378524
Fifty Two Week High 28.94
Fifty Two Week High Change -2.290001
Fifty Two Week High Change Percent -0.079129264
Fifty Two Week Low 19.27
Fifty Two Week Low Change 7.379999
Fifty Two Week Low Change Percent 0.38297868
Fifty Two Week Range 19.27 - 28.94
Financial Currency USD
First Trade Date Milliseconds 1,152,192,600,000
Five Year Avg Dividend Yield 2.19
Float Shares 11,766,626
Forward Eps 3.57
Forward P E 7.464986
Full Exchange Name NasdaqCM
Gmt Off Set Milliseconds -14,400,000
Governance Epoch Date 1,782,864,000
Gross Margins 0.0
Gross Profits 104,595,000
Has Pre Post Market Data 1
Held Percent Insiders 0.12589
Held Percent Institutions 0.56356
Implied Shares Outstanding 13,834,023
Industry Banks - Regional
Industry Disp Banks - Regional
Industry Key banks-regional
Ipo Expected Date 2,021-07-13
Is Earnings Date Estimate 1
Language en-US
Last Dividend Date 1,783,382,400
Last Dividend Value 0.25
Last Fiscal Year End 1,767,139,200
Last Split Date 1,626,134,400
Last Split Factor 134:100
Long Business Summary Northeast Community Bancorp, Inc. operates as the holding company for NorthEast Community Bank that provides financial services for individuals and businesses. It accepts various deposit instruments, including checking accounts, money market accounts, regular savings accounts, and non-interest-bearing demand accounts, as well as certificates of deposits. The company also offers construction, commercial and industrial loans, multifamily and mixed-use real estate, non-residential real estate loans, and consumer loans. In addition, it invests in various types of liquid assets, including U.S. Treasury obligations, municipal securities, deposits at the Federal Home Loan Bank of New York, and certificates of deposit of federally insured institutions, as well as securities of various federal agencies, and state and municipal governments. Further, the company offers life insurance products and fixed rate annuities. It operates full-service branches located in Bronx, New York, Orange, Rockland, and Sullivan Counties in New York, Essex, Middlesex, and Norfolk Counties in Massachusetts; and loan production offices located in White Plains, New York; New City, New York; and Danvers, Massachusetts. Additionally, the company provides services such as personal loans and overdraft protection, and utilizes brokered, listing service, and military deposits, as well as borrowings, sources of funds, and retail deposit products. Northeast Community Bancorp, Inc. was founded in 1934 and is headquartered in White Plains, New York.
Long Name Northeast Community Bancorp, Inc.
Market us_market
Market Cap 368,676,704
Market State REGULAR
Max Age 86,400
Message Board Id finmb_2442344
Most Recent Quarter 1,774,915,200
Net Income To Common 43,798,000
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 364,726,744
Number Of Analyst Opinions 2
Open 26.56
Operating Cashflow 52,083,000
Operating Margins 0.56362
Overall Risk 8
Payout Ratio 0.2492
Phone 914 684 2500
Previous Close 26.41
Price Eps Current Year 8.433544
Price Hint 2
Price To Book 0.9269887
Price To Sales Trailing12 Months 3.5248024
Profit Margins 0.41874
Quote Source Name Nasdaq Real Time Price
Quote Type EQUITY
Recommendation Key none
Region US
Regular Market Change 0.23999977
Regular Market Change Percent 0.9087458
Regular Market Day High 26.65
Regular Market Day Low 26.48
Regular Market Day Range 26.48 - 26.65
Regular Market Open 26.56
Regular Market Previous Close 26.41
Regular Market Price 26.65
Regular Market Time 1,784,036,871
Regular Market Volume 3,138
Return On Assets 0.022130001
Return On Equity 0.12816
Revenue Growth -0.013
Revenue Per Share 7.89
Sand P52 Week Change 0.20365608
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Share Holder Rights Risk 9
Shares Outstanding 13,815,407
Shares Percent Shares Out 0.010299999
Shares Short 142,220
Shares Short Previous Month Date 1,780,012,800
Shares Short Prior Month 81,315
Short Name NorthEast Community Bancorp, In
Short Percent Of Float 0.0108
Short Ratio 2.55
Source Interval 15
State NY
Symbol NECB
Target High Price 30.0
Target Low Price 29.5
Target Mean Price 29.75
Target Median Price 29.75
Total Cash 76,311,000
Total Cash Per Share 6.158
Total Debt 25,077,000
Total Revenue 104,595,000
Tradeable 0
Trailing Annual Dividend Rate 0.8
Trailing Annual Dividend Yield 0.030291557
Trailing Eps 3.21
Trailing P E 8.30218
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 23.24355
Two Hundred Day Average Change 3.4064503
Two Hundred Day Average Change Percent 0.14655465
Type Disp Equity
Volume 3,138
Website https://www.necb.com
Zip 10,601