Navient Corporation (NAVI)Financial Services | Credit Services | Herndon, United States | NasdaqGS
8.87 USD
+0.49
(5.847%)
⇧
(April 17, 2026, 4 p.m.
EDT)
After hours: 9.15 +0.28 (3.151%) ⇧ (April 17, 2026, 7:14 p.m. EDT) Short-term: ★★☆☆☆ | Long-term: ★☆☆☆☆ | Dividends: ★★★☆☆ |
Hot Take | April 11, 2026, 2:59 p.m. EDT
Navient (NAVI) is currently trading below its 50-day moving average and shows a weak price momentum with recent declines. The stock has a high dividend yield, but the payout ratio is extremely high, indicating potential sustainability issues. The options data suggests a mix of bullish and bearish sentiment, but the lack of strong directional conviction may imply uncertainty. While the dividend is attractive, the overall fundamentals are weak, and the stock appears to be in a volatile and uncertain environment. |
| Model | MAE |
|---|---|
| AutoTheta ✓ | 0.301143 |
| MSTL | 0.307128 |
| AutoARIMA | 0.307884 |
| AutoETS | 0.307971 |
Forecast horizon: 45 days | Selected: AutoTheta
| Forecast Reliability | |
|---|---|
| Score | 54% |
| H-stat | 2.41 |
| Ljung-Box p | 0.000 |
| Jarque-Bera p | 0.045 |
| Excess Kurtosis | -1.00 |
| Attribute | Value |
|---|---|
| Sector | Financial Services |
| Ex Dividend Date | 2026-03-05 |
| Last Dividend Date | 2026-03-05 |
| Debt to Equity Ratio | 1908.504 |
| Revenue per Share | 3.333 |
| Market Cap | 843,445,312 |
| Forward P/E | 9.31 |
| Beta | 1.29 |
| Profit Margins | -24.24% |
| Website | https://www.navient.com |
As of April 11, 2026, 2:59 p.m. EDT: Options activity shows a mixed sentiment. For calls, there is a concentration of open interest and volume on the 10.0 and 15.0 strike prices, indicating potential bullish speculation. However, the puts show significant open interest and volume on the 10.0 strike, suggesting bearish sentiment. The overall volatility is relatively low, with IV values around 0.5-1.1, which may indicate a lack of strong directional conviction from options traders.
| Last Yield | 1yr Yield | 3yr Avg | 5yr Avg |
|---|---|---|---|
| 1.93% | 5.69% | 4.87% | 4.63% |
| Date | Dividend | Yield % |
|---|---|---|
| 2026-03-06 | 0.16 | 1.927711 |
| 2025-12-05 | 0.16 | 1.315961 |
| 2025-09-05 | 0.16 | 1.202988 |
| 2025-06-06 | 0.16 | 1.242469 |
| 2025-03-07 | 0.16 | 1.191736 |
| 2024-12-06 | 0.16 | 1.126312 |
| 2024-09-06 | 0.16 | 1.091538 |
| 2024-06-07 | 0.16 | 1.213670 |
| 2024-02-29 | 0.16 | 1.085967 |
| 2023-11-30 | 0.16 | 1.041392 |
| 2023-08-31 | 0.16 | 1.020291 |
| 2023-06-01 | 0.16 | 1.164928 |
| 2023-03-02 | 0.16 | 1.026655 |
| 2022-12-01 | 0.16 | 1.090077 |
| 2022-09-01 | 0.16 | 1.246634 |
| 2022-06-02 | 0.16 | 1.205903 |
| 2022-03-03 | 0.16 | 1.112646 |
| 2021-12-02 | 0.16 | 0.960633 |
| 2021-09-02 | 0.16 | 0.849210 |
| 2021-06-03 | 0.16 | 1.056892 |
| 2021-03-04 | 0.16 | 1.564423 |
| 2020-12-03 | 0.16 | 2.072044 |
| 2020-09-03 | 0.16 | 2.261465 |
| 2020-06-04 | 0.16 | 2.517227 |
| 2020-03-05 | 0.16 | 2.021446 |
| 2019-12-05 | 0.16 | 1.543783 |
| 2019-09-05 | 0.16 | 1.693398 |
| 2019-06-06 | 0.16 | 1.666887 |
| 2019-02-28 | 0.16 | 1.817101 |
| 2018-12-06 | 0.16 | 2.080640 |
| 2018-09-06 | 0.16 | 1.688559 |
| 2018-05-31 | 0.16 | 1.672420 |
| 2018-03-01 | 0.16 | 1.803853 |
| 2017-11-30 | 0.16 | 1.875645 |
| 2017-08-30 | 0.16 | 1.803507 |
| 2017-05-31 | 0.16 | 1.679654 |
| 2017-03-01 | 0.16 | 1.597424 |
| 2016-11-30 | 0.16 | 1.437120 |
| 2016-08-31 | 0.16 | 1.738123 |
| 2016-06-01 | 0.16 | 1.859812 |
| 2016-03-02 | 0.16 | 2.348329 |
| 2015-12-02 | 0.16 | 2.166349 |
| 2015-09-02 | 0.16 | 2.162528 |
| 2015-06-03 | 0.16 | 1.370447 |
| 2015-03-04 | 0.16 | 1.342492 |
| 2014-12-03 | 0.15 | 1.214684 |
| 2014-09-10 | 0.15 | 1.473764 |
| 2014-06-04 | 0.15 | 1.623104 |
| Attribute | Value |
|---|---|
| 52 Week Change | -0.23818183 |
| Address1 | 13,865 Sunrise Valley Drive |
| All Time High | 23.8 |
| All Time Low | 4.07 |
| Ask | 8.97 |
| Ask Size | 8 |
| Audit Risk | 9 |
| Average Analyst Rating | 3.3 - Hold |
| Average Daily Volume10 Day | 855,400 |
| Average Daily Volume3 Month | 1,072,350 |
| Average Volume | 1,072,350 |
| Average Volume10Days | 855,400 |
| Beta | 1.29 |
| Bid | 8.77 |
| Bid Size | 8 |
| Board Risk | 1 |
| Book Value | 25.117 |
| City | Herndon |
| Compensation As Of Epoch Date | 1,735,603,200 |
| Compensation Risk | 2 |
| Country | United States |
| Crypto Tradeable | 0 |
| Currency | USD |
| Current Price | 8.87 |
| Current Ratio | 9.239 |
| Custom Price Alert Confidence | HIGH |
| Date Short Interest | 1,774,915,200 |
| Day High | 8.885 |
| Day Low | 8.5 |
| Debt To Equity | 1,908.504 |
| Display Name | Navient |
| Dividend Date | 1,773,964,800 |
| Dividend Rate | 0.64 |
| Dividend Yield | 7.22 |
| Earnings Call Timestamp End | 1,777,464,000 |
| Earnings Call Timestamp Start | 1,777,464,000 |
| Earnings Timestamp | 1,777,465,800 |
| Earnings Timestamp End | 1,777,465,800 |
| Earnings Timestamp Start | 1,777,465,800 |
| Ebitda Margins | 0.0 |
| Enterprise To Revenue | 139.241 |
| Enterprise Value | 45,949,444,096 |
| Eps Current Year | 0.68485 |
| Eps Forward | 0.95233 |
| Eps Trailing Twelve Months | -0.81 |
| Esg Populated | 0 |
| Ex Dividend Date | 1,772,755,200 |
| Exchange | NMS |
| Exchange Data Delayed By | 0 |
| Exchange Timezone Name | America/New_York |
| Exchange Timezone Short Name | EDT |
| Fifty Day Average | 8.6756 |
| Fifty Day Average Change | 0.19439983 |
| Fifty Day Average Change Percent | 0.022407653 |
| Fifty Two Week Change Percent | -23.818184 |
| Fifty Two Week High | 16.07 |
| Fifty Two Week High Change | -7.2 |
| Fifty Two Week High Change Percent | -0.44803983 |
| Fifty Two Week Low | 7.802 |
| Fifty Two Week Low Change | 1.0679998 |
| Fifty Two Week Low Change Percent | 0.13688795 |
| Fifty Two Week Range | 7.802 - 16.07 |
| Financial Currency | USD |
| First Trade Date Milliseconds | 1,397,741,400,000 |
| Five Year Avg Dividend Yield | 4.19 |
| Float Shares | 63,423,858 |
| Forward Eps | 0.95233 |
| Forward P E | 9.313998 |
| Full Exchange Name | NasdaqGS |
| Full Time Employees | 670 |
| Gmt Off Set Milliseconds | -14,400,000 |
| Governance Epoch Date | 1,775,001,600 |
| Gross Margins | 1.0 |
| Gross Profits | 330,000,000 |
| Has Pre Post Market Data | 1 |
| Held Percent Insiders | 0.02207 |
| Held Percent Institutions | 1.02173 |
| Implied Shares Outstanding | 95,089,668 |
| Industry | Credit Services |
| Industry Disp | Credit Services |
| Industry Key | credit-services |
| Is Earnings Date Estimate | 0 |
| Language | en-US |
| Last Dividend Date | 1,772,755,200 |
| Last Dividend Value | 0.16 |
| Last Fiscal Year End | 1,767,139,200 |
| Long Business Summary | Navient Corporation provides technology-enabled education finance for education in the United States. It operates through two segments: Federal Education Loans and Consumer Lending. The company owns and manages portfolio of private education loans; and offers education lending and digital financial services, in-school student loans, and refinancing products under Earnest brand. It also owns Federal Family Education Loan Program (FFELP) loans that are insured or guaranteed by state or not-for-profit agencies; and performs servicing on its portfolios, as well as federal education loans held by other institutions. Navient Corporation was founded in 1973 and is headquartered in Herndon, Virginia. |
| Long Name | Navient Corporation |
| Market | us_market |
| Market Cap | 843,445,312 |
| Market State | CLOSED |
| Max Age | 86,400 |
| Message Board Id | finmb_260005529 |
| Most Recent Quarter | 1,767,139,200 |
| Net Income To Common | -80,000,000 |
| Next Fiscal Year End | 1,798,675,200 |
| Non Diluted Market Cap | 842,494,458 |
| Number Of Analyst Opinions | 8 |
| Open | 8.51 |
| Operating Cashflow | 441,000,000 |
| Operating Margins | 0.04301 |
| Overall Risk | 2 |
| Payout Ratio | 2.0 |
| Peg Ratio | 0.13 |
| Phone | 302 283 8000 |
| Post Market Change | 0.2795 |
| Post Market Change Percent | 3.151071 |
| Post Market Price | 9.1495 |
| Post Market Time | 1,776,467,666 |
| Previous Close | 8.38 |
| Price Eps Current Year | 12.951741 |
| Price Hint | 2 |
| Price To Book | 0.35314727 |
| Price To Sales Trailing12 Months | 2.5558949 |
| Profit Margins | -0.24242 |
| Quick Ratio | 8.946 |
| Quote Source Name | Nasdaq Real Time Price |
| Quote Type | EQUITY |
| Recommendation Key | hold |
| Recommendation Mean | 3.25 |
| Region | US |
| Regular Market Change | 0.49 |
| Regular Market Change Percent | 5.84725 |
| Regular Market Day High | 8.885 |
| Regular Market Day Low | 8.5 |
| Regular Market Day Range | 8.5 - 8.885 |
| Regular Market Open | 8.51 |
| Regular Market Previous Close | 8.38 |
| Regular Market Price | 8.87 |
| Regular Market Time | 1,776,456,000 |
| Regular Market Volume | 1,116,830 |
| Return On Assets | -0.00159 |
| Return On Equity | -0.03175 |
| Revenue Growth | -0.549 |
| Revenue Per Share | 3.333 |
| Sand P52 Week Change | 0.36506534 |
| Sector | Financial Services |
| Sector Disp | Financial Services |
| Sector Key | financial-services |
| Share Holder Rights Risk | 3 |
| Shares Outstanding | 95,089,668 |
| Shares Percent Shares Out | 0.0929 |
| Shares Short | 8,834,952 |
| Shares Short Previous Month Date | 1,772,150,400 |
| Shares Short Prior Month | 7,680,662 |
| Short Name | Navient Corporation |
| Short Percent Of Float | 0.4432 |
| Short Ratio | 8.82 |
| Source Interval | 15 |
| State | VA |
| Symbol | NAVI |
| Target High Price | 13.0 |
| Target Low Price | 7.0 |
| Target Mean Price | 9.0 |
| Target Median Price | 8.75 |
| Total Cash | 679,000,000 |
| Total Cash Per Share | 7.141 |
| Total Debt | 45,785,001,984 |
| Total Revenue | 330,000,000 |
| Tradeable | 0 |
| Trailing Annual Dividend Rate | 0.64 |
| Trailing Annual Dividend Yield | 0.07637231 |
| Trailing Eps | -0.81 |
| Trailing Peg Ratio | None |
| Triggerable | 1 |
| Two Hundred Day Average | 11.803875 |
| Two Hundred Day Average Change | -2.933875 |
| Two Hundred Day Average Change Percent | -0.24855186 |
| Type Disp | Equity |
| Volume | 1,116,830 |
| Website | https://www.navient.com |
| Zip | 20,171 |