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MSC Income Fund, Inc. (MSIF)

Financial Services | Asset Management | Houston, United States | NYSE
11.47 USD -0.24 (-2.050%) ⇩ (July 13, 2026, 4 p.m. EDT)
After hours: 11.50 +0.03 (0.262%) ⇧ (July 13, 2026, 8 p.m. EDT)

Short-term:★★⯪☆☆Long-term:★★⯪☆☆Dividends:★★⯪☆☆
Hot Take | July 11, 2026, 3:09 a.m. EDT

The security presents a classic high-yield value trap scenario where attractive income metrics mask severe operational deterioration. While the headline yield of 12.3% appears generous, the payout ratio of 77.7% combined with negative operating cash flow (-$16M) and negative earnings growth (-19%) indicates the dividend is being funded by capital recycling rather than sustainable free cash flow, capping the dividend rating at neutral. Fundamentally, the business is struggling; revenue growth is stagnant at just 2.6%, and the company recently exited a major portfolio holding (Centre Technologies), signaling distress in its core lending book. This operational weakness is reflected in the price action, which has erased nearly 30% of its value since mid-2025, dragging the long-term rating to neutral despite the low P/E multiple. Technically, the stock is trading below both its 50-day and 200-day averages, confirming a downtrend that the short-term statistical model also flags with a slight negative bias. Consequently, the security offers no clear directional edge for either the aggressive income seeker or the growth investor, warranting a neutral stance across all time horizons.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
AutoTheta ✓0.035976
MSTL_730.045106
AutoETS0.053869
AutoARIMA0.054127
MSTL0.054587

Forecast horizon: 60 days | Selected: AutoTheta

Forecast Reliability
Score 46%
H-stat 3.14
Ljung-Box p 0.000
Jarque-Bera p 0.104
Excess Kurtosis -0.16
Attribute Value
Sector Financial Services
Ex Dividend Date 2026-08-02
Last Dividend Date 2026-07-01
Debt to Equity Ratio 90.212
Revenue per Share 2.988
Market Cap 520,109,792
Trailing P/E 6.23
Forward P/E 7.74
Beta 0.69
Profit Margins 61.48%
Previous Name HMS Income Fund, Inc.
Website https://www.mscincomefund.com/

Dividend Data

Yield Summary
Last Yield 1yr Yield 3yr Avg 5yr Avg
0.95% 9.39%
Dividend History
Date Dividend Yield %
2026-07-02 0.11 0.954861
2026-03-31 0.36 2.955665
2025-12-31 0.36 2.739726
2025-09-30 0.36 2.741813
2025-06-30 0.36 2.191114
2025-03-31 0.36 2.185792
Additional Data
dividendRate 1.41
dividendYield 12.04
exDividendDate 2026-08-03
trailingAnnualDividendRate 1.4
trailingAnnualDividendYield 0.119555935
lastDividendValue 0.11
lastDividendDate 2026-07-02
dividendDate 2026-09-23

Info Dump

Attribute Value
52 Week Change -0.28553998
Address1 1,300 Post Oak Boulevard
Address2 Eighth Floor
All Time High 18.095
All Time Low 11.16
Ask 0.0
Ask Size 200
Average Analyst Rating 2.1 - Buy
Average Daily Volume10 Day 299,480
Average Daily Volume3 Month 285,047
Average Volume 285,047
Average Volume10Days 299,480
Beta 0.69
Bid 0.0
Bid Size 100
Book Value 15.868
City Houston
Compensation As Of Epoch Date 1,767,139,200
Country United States
Crypto Tradeable 0
Currency USD
Current Price 11.47
Current Ratio 0.203
Custom Price Alert Confidence HIGH
Date Short Interest 1,782,777,600
Day High 11.83
Day Low 11.44
Debt To Equity 90.212
Display Name MSC Income Fund
Dividend Date 1,790,121,600
Dividend Rate 1.41
Dividend Yield 12.04
Earnings Growth -0.193
Earnings Quarterly Growth -0.167
Ebitda Margins 0.0
Enterprise To Revenue 8.24
Enterprise Value 1,153,650,816
Eps Current Year 1.43538
Eps Forward 1.48287
Eps Trailing Twelve Months 1.84
Esg Populated 0
Ex Dividend Date 1,785,715,200
Exchange NYQ
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fax 713 350 6042
Fifty Day Average 12.0296
Fifty Day Average Change -0.5595999
Fifty Day Average Change Percent -0.046518575
Fifty Two Week Change Percent -28.553999
Fifty Two Week High 16.868
Fifty Two Week High Change -5.398
Fifty Two Week High Change Percent -0.3200142
Fifty Two Week Low 11.16
Fifty Two Week Low Change 0.31000042
Fifty Two Week Low Change Percent 0.027777815
Fifty Two Week Range 11.16 - 16.868
Financial Currency USD
First Trade Date Milliseconds 1,738,161,000,000
Forward Eps 1.48287
Forward P E 7.7350006
Free Cashflow 38,484,000
Full Exchange Name NYSE
Gmt Off Set Milliseconds -14,400,000
Gross Margins 1.0
Gross Profits 140,012,992
Has Pre Post Market Data 1
Held Percent Insiders 0.00528
Held Percent Institutions 0.3173
Implied Shares Outstanding 45,345,229
Industry Asset Management
Industry Disp Asset Management
Industry Key asset-management
Language en-US
Last Dividend Date 1,782,950,400
Last Dividend Value 0.11
Last Fiscal Year End 1,767,139,200
Long Business Summary MSC Income Fund, Inc. is a Business Development Company specializing in middle market debt and debt and equity investments in lower middle market companies. The fund seeks to invest in management buyouts, recapitalizations, growth financings, refinancing and acquisitions of companies. It invests in companies with revenue between $10 million and $150 million.
Long Name MSC Income Fund, Inc.
Market us_market
Market Cap 520,109,792
Market State PREPRE
Max Age 86,400
Message Board Id finmb_144814988
Most Recent Quarter 1,774,915,200
Name Change Date 2,026-07-13
Net Income To Common 86,076,000
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 530,992,631
Number Of Analyst Opinions 7
Open 11.68
Operating Cashflow -16,243,000
Operating Margins 0.76748
Payout Ratio 0.7772
Phone 713 350 6000
Post Market Change 0.029999733
Post Market Change Percent 0.26154953
Post Market Price 11.5
Post Market Time 1,783,987,200
Prev Name HMS Income Fund, Inc.
Previous Close 11.71
Price Eps Current Year 7.990916
Price Hint 2
Price To Book 0.72283846
Price To Sales Trailing12 Months 3.7147253
Profit Margins 0.61477
Quick Ratio 0.148
Quote Source Name Delayed Quote
Quote Type EQUITY
Recommendation Key buy
Recommendation Mean 2.125
Region US
Regular Market Change -0.24
Regular Market Change Percent -2.04953
Regular Market Day High 11.83
Regular Market Day Low 11.44
Regular Market Day Range 11.44 - 11.83
Regular Market Open 11.68
Regular Market Previous Close 11.71
Regular Market Price 11.47
Regular Market Time 1,783,972,802
Regular Market Volume 171,993
Return On Assets 0.04601
Return On Equity 0.11968
Revenue Growth 0.026
Revenue Per Share 2.988
Sand P52 Week Change 0.20847368
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Shares Outstanding 45,345,229
Shares Percent Shares Out 0.0077
Shares Short 350,813
Shares Short Previous Month Date 1,780,012,800
Shares Short Prior Month 306,530
Short Name MSC Income Fund, Inc.
Short Percent Of Float 0.0078
Short Ratio 1.22
Source Interval 15
State TX
Symbol MSIF
Target High Price 16.0
Target Low Price 13.0
Target Mean Price 14.42857
Target Median Price 14.0
Total Cash 15,559,000
Total Cash Per Share 0.343
Total Debt 649,100,032
Total Revenue 140,012,992
Tradeable 0
Trailing Annual Dividend Rate 1.4
Trailing Annual Dividend Yield 0.119555935
Trailing Eps 1.84
Trailing P E 6.2336955
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 12.79715
Two Hundred Day Average Change -1.3271494
Two Hundred Day Average Change Percent -0.10370664
Type Disp Equity
Volume 171,993
Website https://www.mscincomefund.com/
Zip 77,056