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Midland States Bancorp, Inc. (MSBIP)

Financial Services | Banks - Regional | Effingham, United States | NasdaqGS
25.39 USD +0.20 (0.776%) ⇧ (Oct. 16, 2026, 4 p.m. EDT)

Short-term:★★⯪☆☆Long-term:★★⯪☆☆Dividends:★★★☆☆
Hot Take ↕ | Oct. 10, 2026, 9:32 a.m. EDT

The stock presents a classic value trap scenario where a massive 7.7% yield masks deteriorating operational performance. While the recent quarterly earnings beat suggests management is navigating the rate environment effectively, the underlying business quality is eroding, evidenced by a 15% drop in Return on Equity and a multi-year price trajectory that is down nearly 7% despite a recent earnings surge. The price action confirms this skepticism, trading flat against its moving averages with no momentum to support a higher valuation. For income investors, the yield is attractive but carries significant capital risk given the bank's weakening efficiency metrics and the market's apparent refusal to reward the recent profit expansion with share price appreciation.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
AutoTheta ✓0.007313
AutoETS0.008280
AutoARIMA0.008281
MSTL0.008970

Forecast horizon: 45 days | Selected: AutoTheta

Forecast Reliability
Score 63%
H-stat 11.08
Ljung-Box p 0.024
Jarque-Bera p 0.000
Excess Kurtosis 3.02
Attribute Value
Sector Financial Services
Ex Dividend Date 2026-09-14
Last Dividend Date 2026-09-14
Revenue per Share 13.295
Beta 0.64
Profit Margins 15.03%
Website https://www.midlandsb.com

Dividend Data

Yield Summary
Last Yield 1yr Yield 3yr Avg 5yr Avg
1.89% 7.70% 7.87% —
Dividend History
Date Dividend Yield %
2026-09-15 0.484 1.890994
2026-06-15 0.484 1.905512
2026-03-16 0.484 1.936775
2025-12-15 0.484 1.963489
2025-09-15 0.484 2.025020
2025-06-16 0.484 2.072805
2025-03-17 0.484 2.030201
2024-12-16 0.484 1.927519
2024-09-16 0.484 1.941436
2024-06-17 0.484 1.984420
2024-03-14 0.484 1.921397
2023-12-14 0.484 2.000000
2023-09-14 0.484 2.131220
2023-06-14 0.484 2.144440
2023-03-14 0.484 2.037895
2022-12-14 0.689 2.650000
Additional Data
dividendRate 1.94
dividendYield 7.69
exDividendDate 2026-09-15
trailingAnnualDividendRate 1.28
trailingAnnualDividendYield 0.050804738
lastDividendValue 0.484
lastDividendDate 2026-09-15
dividendDate 2026-09-30

Info Dump

Attribute Value
52 Week Change 0.06308019
Address1 1,201 Network Centre Drive
All Time High 27.1
All Time Low 18.25
Ask 25.25
Ask Size 2
Average Daily Volume10 Day 3,280
Average Daily Volume3 Month 4,959
Average Volume 4,959
Average Volume10Days 3,280
Beta 0.642
Bid 24.98
Bid Size 1
Book Value 22.153
City Effingham
Compensation As Of Epoch Date 1,767,139,200
Country United States
Crypto Tradeable 0
Currency USD
Current Price 25.39
Custom Price Alert Confidence HIGH
Date Short Interest 1,790,726,400
Day High 25.59
Day Low 25.316
Display Name Midland States Bancorp
Dividend Date 1,790,726,400
Dividend Rate 1.94
Dividend Yield 7.69
Earnings Growth 0.86
Earnings Quarterly Growth 0.654
Earnings Timestamp End 1,752,177,600
Earnings Timestamp Start 1,750,881,600
Ebitda Margins 0.0
Enterprise To Revenue 2.413
Enterprise Value 690,577,152
Esg Populated 0
Ex Dividend Date 1,789,430,400
Exchange NMS
Exchange Data Delayed By 15
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 25.35492
Fifty Day Average Change 0.035079956
Fifty Day Average Change Percent 0.0013835562
Fifty Two Week Change Percent 6.308019
Fifty Two Week High 27.065
Fifty Two Week High Change -1.6750011
Fifty Two Week High Change Percent -0.061888088
Fifty Two Week Low 23.216
Fifty Two Week Low Change 2.1739998
Fifty Two Week Low Change Percent 0.09364231
Fifty Two Week Range 23.216 - 27.065
Financial Currency USD
First Trade Date Milliseconds 1,661,779,800,000
Float Shares 19,497,854
Full Exchange Name NasdaqGS
Full Time Employees 839
Fullday Change 0.19549942
Fullday Change Percent 0.7759607
Fullday Price 25.39
Gmt Off Set Milliseconds -14,400,000
Gross Margins 0.0
Gross Profits 286,145,984
Has Pre Post Market Data 1
Industry Banks - Regional
Industry Disp Banks - Regional
Industry Key banks-regional
Is Earnings Date Estimate 1
Language en-US
Last Dividend Date 1,789,430,400
Last Dividend Value 0.484
Last Fiscal Year End 1,767,139,200
Long Business Summary Midland States Bancorp, Inc. operates as a financial holding company for Midland States Bank that provides various banking products and services to individuals, businesses, municipalities, and other entities. It operates in Banking and Wealth Management segments. The company offers commercial loans; commercial real estate loans that include various property types, such as owner-occupied offices, warehouses and production facilities, office buildings, hotels, mixed-use residential and commercial facilities, retail centers, multifamily properties, assisted living facilities, and farmland; construction and land development loans, including loans to small and midsized businesses to construct owner-user properties, loans to developers of commercial real estate investment properties and residential developments, and loans to individual clients for construction of single family homes; and residential real estate loans comprising first and second mortgage loans, and home equity lines of credit. It also provides commercial equipment leasing; depository products consisting of checking, savings, money market, certificates of deposits, and sweep accounts; and trust and wealth management products and services, such as financial and estate planning, trustee and custodial services, investment management, tax and insurance planning, business planning, corporate retirement plan consulting and administration, and retail brokerage services. The company was founded in 1881 and is headquartered in Effingham, Illinois.
Long Name Midland States Bancorp, Inc.
Market us_market
Market State POST
Max Age 86,400
Message Board Id finmb_764589
Most Recent Quarter 1,782,777,600
Net Income To Common 32,988,000
Next Fiscal Year End 1,798,675,200
Open 25.3299
Operating Cashflow 119,364,000
Operating Margins 0.35574
Phone 217 342 7321
Previous Close 25.1945
Price Hint 2
Price To Book 1.1461202
Profit Margins 0.15034
Quote Source Name Delayed Quote
Quote Type EQUITY
Recommendation Key none
Region US
Regular Market Change 0.19549942
Regular Market Change Percent 0.7759607
Regular Market Day High 25.59
Regular Market Day Low 25.316
Regular Market Day Range 25.316 - 25.59
Regular Market Open 25.3299
Regular Market Previous Close 25.1945
Regular Market Price 25.39
Regular Market Time 1,792,180,800
Regular Market Volume 3,322
Return On Assets 0.0062300004
Return On Equity 0.07525
Revenue Growth 0.18
Revenue Per Share 13.295
Sand P52 Week Change 0.16207206
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Shares Short 1,221
Shares Short Previous Month Date 1,788,134,400
Shares Short Prior Month 4,072
Short Name Midland States Bancorp, Inc. -
Short Ratio 0.22
Source Interval 15
State IL
Symbol MSBIP
Total Cash 302,291,008
Total Cash Per Share 14.567
Total Debt 355,424,000
Total Revenue 286,145,984
Tradeable 0
Trailing Annual Dividend Rate 1.28
Trailing Annual Dividend Yield 0.050804738
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 25.25719
Two Hundred Day Average Change 0.13280869
Two Hundred Day Average Change Percent 0.0052582524
Type Disp Equity
Volume 3,322
Website https://www.midlandsb.com
Zip 62,401