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Midland States Bancorp, Inc. (MSBIP)

Financial Services | Banks - Regional | Effingham, United States | NasdaqGS
25.18 USD +0.02 (0.086%) ⇧ (April 17, 2026, 4 p.m. EDT)
After hours: 25.06 -0.12 (-0.122%) ⇩ (April 17, 2026, 4 p.m. EDT)

Short-term: ★★★☆☆ | Long-term: ★☆☆☆☆ | Dividends: ★★★☆☆
Hot Take | April 18, 2026, 11:58 p.m. EDT

Midland States Bancorp presents a classic 'yield trap' scenario: a high 7.69% dividend yield is detached from negative fundamentals, specifically a -19.5% Return on Equity and -0.46 profit margins. While the stock offers a modest 2.79% revenue growth and management has initiated a buyback program, the negative net income makes the dividend growth rate precarious if future earnings do not turn positive. For the term, the stock is better suited for income augmentation with a strong sense of loss than as a core growth or capital appreciation play.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
AutoTheta ✓0.005121
MSTL0.006662
AutoETS0.007442
AutoARIMA0.012561

Forecast horizon: 45 days | Selected: AutoTheta

Forecast Reliability
Score 43%
H-stat 1.41
Ljung-Box p 0.000
Jarque-Bera p 0.000
Excess Kurtosis 2.90
Attribute Value
Sector Financial Services
Ex Dividend Date 2026-03-15
Last Dividend Date 2026-03-15
Revenue per Share 12.144
Beta 0.56
Profit Margins -46.88%
Website https://www.midlandsb.com

Dividend Data

Yield Summary
Last Yield 1yr Yield 3yr Avg 5yr Avg
1.94% 8.24% 8.98%
Dividend History
Date Dividend Yield %
2026-03-16 0.484 1.936775
2025-12-15 0.484 2.001569
2025-09-15 0.484 2.105147
2025-06-16 0.484 2.199173
2025-03-17 0.484 2.198456
2024-12-16 0.484 2.130647
2024-09-16 0.484 2.188226
2024-06-17 0.484 2.280245
2024-03-14 0.484 2.251396
2023-12-14 0.484 2.389298
2023-09-14 0.484 2.597158
2023-06-14 0.484 2.668826
2023-03-14 0.484 2.589056
2022-12-14 0.689 3.433393
Additional Data
dividendRate 1.94
dividendYield 7.69
exDividendDate 2026-03-16
trailingAnnualDividendRate 1.26
trailingAnnualDividendYield 0.05007949
lastDividendValue 0.484
lastDividendDate 2026-03-16
dividendDate 2026-03-30

Info Dump

Attribute Value
52 Week Change 0.080308914
Address1 1,201 Network Centre Drive
All Time High 27.1
All Time Low 18.25
Ask 25.35
Ask Size 1
Average Daily Volume10 Day 1,710
Average Daily Volume3 Month 4,780
Average Volume 4,780
Average Volume10Days 1,710
Beta 0.556
Bid 24.94
Bid Size 1
Book Value 21.491
City Effingham
Compensation As Of Epoch Date 1,767,139,200
Country United States
Crypto Tradeable 0
Currency USD
Current Price 25.1817
Custom Price Alert Confidence HIGH
Date Short Interest 1,774,915,200
Day High 25.1817
Day Low 25.1817
Display Name Midland States Bancorp
Dividend Date 1,774,828,800
Dividend Rate 1.94
Dividend Yield 7.69
Earnings Timestamp End 1,752,177,600
Earnings Timestamp Start 1,750,881,600
Ebitda Margins 0.0
Enterprise To Revenue 3.599
Enterprise Value 954,204,544
Esg Populated 0
Ex Dividend Date 1,773,619,200
Exchange NMS
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 25.16508
Fifty Day Average Change 0.016620636
Fifty Day Average Change Percent 0.0006604643
Fifty Two Week Change Percent 8.030891
Fifty Two Week High 25.94
Fifty Two Week High Change -0.7583008
Fifty Two Week High Change Percent -0.029232875
Fifty Two Week Low 22.03
Fifty Two Week Low Change 3.151699
Fifty Two Week Low Change Percent 0.14306396
Fifty Two Week Range 22.03 - 25.94
Financial Currency USD
First Trade Date Milliseconds 1,661,779,800,000
Float Shares 19,314,410
Full Exchange Name NasdaqGS
Full Time Employees 839
Gmt Off Set Milliseconds -14,400,000
Gross Margins 0.0
Gross Profits 265,135,008
Has Pre Post Market Data 1
Industry Banks - Regional
Industry Disp Banks - Regional
Industry Key banks-regional
Is Earnings Date Estimate 1
Language en-US
Last Dividend Date 1,773,619,200
Last Dividend Value 0.484
Last Fiscal Year End 1,767,139,200
Long Business Summary Midland States Bancorp, Inc. operates as a financial holding company for Midland States Bank that provides various banking products and services to individuals, businesses, municipalities, and other entities. It operates in Banking and Wealth Management segments. The company offers commercial loans; commercial real estate loans that include various property types, such as owner-occupied offices, warehouses and production facilities, office buildings, hotels, mixed-use residential and commercial facilities, retail centers, multifamily properties, assisted living facilities, and farmland; construction and land development loans, including loans to small and midsized businesses to construct owner-user properties, loans to developers of commercial real estate investment properties and residential developments, and loans to individual clients for construction of single family homes; and residential real estate loans comprising first and second mortgage loans, and home equity lines of credit. It also provides commercial equipment leasing; depository products consisting of checking, savings, money market, certificates of deposits, and sweep accounts; and trust and wealth management products and services, such as financial and estate planning, trustee and custodial services, investment management, tax and insurance planning, business planning, corporate retirement plan consulting and administration, and retail brokerage services. The company was founded in 1881 and is headquartered in Effingham, Illinois.
Long Name Midland States Bancorp, Inc.
Market us_market
Market State CLOSED
Max Age 86,400
Message Board Id finmb_764589
Most Recent Quarter 1,767,139,200
Net Income To Common -133,726,000
Next Fiscal Year End 1,798,675,200
Open 25.1817
Operating Cashflow 125,679,000
Operating Margins 0.34147
Phone 217 342 7321
Post Market Change -0.12170029
Post Market Change Percent -0.48328862
Post Market Price 25.06
Post Market Time 1,776,456,026
Previous Close 25.16
Price Hint 2
Price To Book 1.1717324
Profit Margins -0.46875
Quote Source Name Nasdaq Real Time Price
Quote Type EQUITY
Recommendation Key none
Region US
Regular Market Change 0.021699905
Regular Market Change Percent 0.08624764
Regular Market Day High 25.1817
Regular Market Day Low 25.1817
Regular Market Day Range 25.1817 - 25.1817
Regular Market Open 25.1817
Regular Market Previous Close 25.16
Regular Market Price 25.1817
Regular Market Time 1,776,456,000
Regular Market Volume 316
Return On Assets -0.01773
Return On Equity -0.19474001
Revenue Growth 2.787
Revenue Per Share 12.144
Sand P52 Week Change 0.38150132
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Shares Short 20,996
Shares Short Previous Month Date 1,772,150,400
Shares Short Prior Month 36,281
Short Name Midland States Bancorp, Inc. -
Short Ratio 4.13
Source Interval 15
State IL
Symbol MSBIP
Total Cash 131,262,000
Total Cash Per Share 6.254
Total Debt 446,364,992
Total Revenue 265,135,008
Tradeable 0
Trailing Annual Dividend Rate 1.26
Trailing Annual Dividend Yield 0.05007949
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 24.470915
Two Hundred Day Average Change 0.7107849
Two Hundred Day Average Change Percent 0.02904611
Type Disp Equity
Volume 316
Website https://www.midlandsb.com
Zip 62,401