Midland States Bancorp, Inc. (MSBI)Financial Services | Banks - Regional | Effingham, United States | NasdaqGS
23.79 USD
+0.24
(1.019%)
⇧
(April 17, 2026, 4 p.m.
EDT)
After hours: 23.79 Short-term: ★★☆☆☆ | Long-term: ★★★☆☆ | Dividends: ★★★★☆ |
Hot Take | April 11, 2026, 4:19 p.m. EDT
MSBI shows a dividend yield of 5.24%, which is attractive for income-focused investors, and the recent dividend history indicates consistency. However, the company is currently in the red for earnings, and the short-term forecast suggests a slight decline. While the stock has been trending upward recently, the short-term momentum is weak. For long-term investors, the stock's fundamentals are mixed, with a negative profit margin and a high debt-to-equity ratio, which could limit growth potential. Overall, MSBI could be a good candidate for dividend-focused investors, but the short-term outlook is uncertain. |
| Model | MAE |
|---|---|
| MSTL ✓ | 0.035651 |
| AutoTheta | 0.035901 |
| AutoETS | 0.035903 |
| AutoARIMA | 0.035903 |
Forecast horizon: 45 days | Selected: MSTL
| Forecast Reliability | |
|---|---|
| Score | 47% |
| H-stat | 6.04 |
| Ljung-Box p | 0.000 |
| Jarque-Bera p | 0.344 |
| Excess Kurtosis | -0.50 |
| Attribute | Value |
|---|---|
| Sector | Financial Services |
| Ex Dividend Date | 2026-02-12 |
| Last Dividend Date | 2026-02-12 |
| Revenue per Share | 12.144 |
| Market Cap | 510,680,064 |
| Forward P/E | 8.66 |
| Beta | 0.56 |
| Profit Margins | -46.88% |
| Website | https://www.midlandsb.com |
As of April 11, 2026, 4:19 p.m. EDT: The options data shows mixed signals. For calls, there is significant open interest and volume around strikes near the current price (e.g., 22.5 and 25.0), suggesting some bullish sentiment. However, the puts show higher implied volatility and open interest around lower strikes (e.g., 15.0 and 20.0), indicating potential bearish speculation. The ATM IV for puts is higher, which may imply more caution or fear among options speculators regarding downside risk.
| Last Yield | 1yr Yield | 3yr Avg | 5yr Avg |
|---|---|---|---|
| 1.39% | 7.13% | 6.48% | 6.01% |
| Date | Dividend | Yield % |
|---|---|---|
| 2026-02-13 | 0.320 | 1.393122 |
| 2025-11-14 | 0.320 | 2.006664 |
| 2025-08-15 | 0.320 | 1.908233 |
| 2025-05-16 | 0.310 | 1.826327 |
| 2025-02-14 | 0.310 | 1.718119 |
| 2024-11-18 | 0.310 | 1.283503 |
| 2024-08-16 | 0.310 | 1.576156 |
| 2024-05-16 | 0.310 | 1.477122 |
| 2024-02-15 | 0.310 | 1.391618 |
| 2023-11-16 | 0.300 | 1.476375 |
| 2023-08-10 | 0.300 | 1.510049 |
| 2023-05-11 | 0.300 | 1.884985 |
| 2023-02-16 | 0.300 | 1.375603 |
| 2022-11-10 | 0.290 | 1.247524 |
| 2022-08-18 | 0.290 | 1.262846 |
| 2022-05-12 | 0.290 | 1.413416 |
| 2022-02-10 | 0.290 | 1.221567 |
| 2021-11-19 | 0.280 | 1.412104 |
| 2021-08-12 | 0.280 | 1.403639 |
| 2021-05-13 | 0.280 | 1.279177 |
| 2021-02-11 | 0.280 | 1.756816 |
| 2020-11-19 | 0.268 | 1.991724 |
| 2020-08-13 | 0.268 | 2.416339 |
| 2020-05-14 | 0.268 | 2.718868 |
| 2020-02-13 | 0.268 | 1.378101 |
| 2019-11-15 | 0.243 | 1.216140 |
| 2019-08-15 | 0.243 | 1.353682 |
| 2019-05-10 | 0.243 | 1.307085 |
| 2019-02-14 | 0.243 | 1.425466 |
| 2018-11-16 | 0.220 | 1.230731 |
| 2018-08-16 | 0.220 | 0.933307 |
| 2018-05-17 | 0.220 | 1.008583 |
| 2018-02-15 | 0.220 | 1.083429 |
| 2017-11-16 | 0.200 | 0.966878 |
| 2017-08-16 | 0.200 | 1.011988 |
| 2017-05-10 | 0.200 | 0.860619 |
| 2017-02-15 | 0.200 | 0.878203 |
| 2016-11-16 | 0.180 | 0.967964 |
| 2016-08-10 | 0.180 | 1.239951 |
| Attribute | Value |
|---|---|
| 52 Week Change | 0.4746399 |
| Address1 | 1,201 Network Centre Drive |
| All Time High | 37.581 |
| All Time Low | 12.48 |
| Ask | 30.66 |
| Ask Size | 2 |
| Audit Risk | 10 |
| Average Daily Volume10 Day | 144,060 |
| Average Daily Volume3 Month | 149,737 |
| Average Volume | 149,737 |
| Average Volume10Days | 144,060 |
| Beta | 0.556 |
| Bid | 17.23 |
| Bid Size | 2 |
| Board Risk | 6 |
| Book Value | 21.491 |
| City | Effingham |
| Compensation As Of Epoch Date | 1,767,139,200 |
| Compensation Risk | 6 |
| Country | United States |
| Crypto Tradeable | 0 |
| Currency | USD |
| Current Price | 23.79 |
| Custom Price Alert Confidence | HIGH |
| Date Short Interest | 1,774,915,200 |
| Day High | 24.41 |
| Day Low | 23.465 |
| Display Name | Midland States Bancorp |
| Dividend Date | 1,771,545,600 |
| Dividend Rate | 1.27 |
| Dividend Yield | 5.34 |
| Earnings Call Timestamp End | 1,761,249,600 |
| Earnings Call Timestamp Start | 1,761,249,600 |
| Earnings Timestamp | 1,776,974,400 |
| Earnings Timestamp End | 1,776,974,400 |
| Earnings Timestamp Start | 1,776,974,400 |
| Ebitda Margins | 0.0 |
| Enterprise To Revenue | 3.489 |
| Enterprise Value | 924,993,344 |
| Eps Current Year | 2.652 |
| Eps Forward | 2.748 |
| Eps Trailing Twelve Months | -6.12 |
| Esg Populated | 0 |
| Ex Dividend Date | 1,770,940,800 |
| Exchange | NMS |
| Exchange Data Delayed By | 0 |
| Exchange Timezone Name | America/New_York |
| Exchange Timezone Short Name | EDT |
| Fifty Day Average | 22.5562 |
| Fifty Day Average Change | 1.2338009 |
| Fifty Day Average Change Percent | 0.05469897 |
| Fifty Two Week Change Percent | 47.46399 |
| Fifty Two Week High | 24.72 |
| Fifty Two Week High Change | -0.9299984 |
| Fifty Two Week High Change Percent | -0.037621297 |
| Fifty Two Week Low | 14.24 |
| Fifty Two Week Low Change | 9.550001 |
| Fifty Two Week Low Change Percent | 0.67064613 |
| Fifty Two Week Range | 14.24 - 24.72 |
| Financial Currency | USD |
| First Trade Date Milliseconds | 1,464,096,600,000 |
| Five Year Avg Dividend Yield | 5.3 |
| Float Shares | 19,314,410 |
| Forward Eps | 2.748 |
| Forward P E | 8.657206 |
| Full Exchange Name | NasdaqGS |
| Full Time Employees | 839 |
| Gmt Off Set Milliseconds | -14,400,000 |
| Governance Epoch Date | 1,775,001,600 |
| Gross Margins | 0.0 |
| Gross Profits | 265,135,008 |
| Has Pre Post Market Data | 1 |
| Held Percent Insiders | 0.07872 |
| Held Percent Institutions | 0.66271 |
| Implied Shares Outstanding | 21,466,165 |
| Industry | Banks - Regional |
| Industry Disp | Banks - Regional |
| Industry Key | banks-regional |
| Is Earnings Date Estimate | 0 |
| Language | en-US |
| Last Dividend Date | 1,770,940,800 |
| Last Dividend Value | 0.32 |
| Last Fiscal Year End | 1,767,139,200 |
| Long Business Summary | Midland States Bancorp, Inc. operates as a financial holding company for Midland States Bank that provides various banking products and services to individuals, businesses, municipalities, and other entities. It operates in Banking and Wealth Management segments. The company offers commercial loans; commercial real estate loans that include various property types, such as owner-occupied offices, warehouses and production facilities, office buildings, hotels, mixed-use residential and commercial facilities, retail centers, multifamily properties, assisted living facilities, and farmland; construction and land development loans, including loans to small and midsized businesses to construct owner-user properties, loans to developers of commercial real estate investment properties and residential developments, and loans to individual clients for construction of single family homes; and residential real estate loans comprising first and second mortgage loans, and home equity lines of credit. It also provides commercial equipment leasing; depository products consisting of checking, savings, money market, certificates of deposits, and sweep accounts; and trust and wealth management products and services, such as financial and estate planning, trustee and custodial services, investment management, tax and insurance planning, business planning, corporate retirement plan consulting and administration, and retail brokerage services. The company was founded in 1881 and is headquartered in Effingham, Illinois. |
| Long Name | Midland States Bancorp, Inc. |
| Market | us_market |
| Market Cap | 510,680,064 |
| Market State | CLOSED |
| Max Age | 86,400 |
| Message Board Id | finmb_764589 |
| Most Recent Quarter | 1,767,139,200 |
| Net Income To Common | -133,726,000 |
| Next Fiscal Year End | 1,798,675,200 |
| Non Diluted Market Cap | 510,680,065 |
| Number Of Analyst Opinions | 4 |
| Open | 23.75 |
| Operating Cashflow | 125,679,000 |
| Operating Margins | 0.34147 |
| Overall Risk | 7 |
| Payout Ratio | 1.2475 |
| Peg Ratio | 1.41 |
| Phone | 217 342 7321 |
| Post Market Change | 0.0 |
| Post Market Change Percent | 0.0 |
| Post Market Price | 23.79 |
| Post Market Time | 1,776,458,402 |
| Previous Close | 23.55 |
| Price Eps Current Year | 8.970589 |
| Price Hint | 2 |
| Price To Book | 1.1069751 |
| Price To Sales Trailing12 Months | 1.9261132 |
| Profit Margins | -0.46875 |
| Quote Source Name | Nasdaq Real Time Price |
| Quote Type | EQUITY |
| Recommendation Key | none |
| Region | US |
| Regular Market Change | 0.240002 |
| Regular Market Change Percent | 1.01912 |
| Regular Market Day High | 24.41 |
| Regular Market Day Low | 23.465 |
| Regular Market Day Range | 23.465 - 24.41 |
| Regular Market Open | 23.75 |
| Regular Market Previous Close | 23.55 |
| Regular Market Price | 23.79 |
| Regular Market Time | 1,776,456,001 |
| Regular Market Volume | 277,297 |
| Return On Assets | -0.01773 |
| Return On Equity | -0.19474001 |
| Revenue Growth | 2.787 |
| Revenue Per Share | 12.144 |
| Sand P52 Week Change | 0.36506534 |
| Sector | Financial Services |
| Sector Disp | Financial Services |
| Sector Key | financial-services |
| Share Holder Rights Risk | 6 |
| Shares Outstanding | 21,466,165 |
| Shares Percent Shares Out | 0.0305 |
| Shares Short | 655,098 |
| Shares Short Previous Month Date | 1,772,150,400 |
| Shares Short Prior Month | 446,225 |
| Short Name | Midland States Bancorp, Inc. |
| Short Percent Of Float | 0.033 |
| Short Ratio | 5.03 |
| Source Interval | 15 |
| State | IL |
| Symbol | MSBI |
| Target High Price | 25.5 |
| Target Low Price | 22.0 |
| Target Mean Price | 23.625 |
| Target Median Price | 23.5 |
| Total Cash | 131,262,000 |
| Total Cash Per Share | 6.254 |
| Total Debt | 446,364,992 |
| Total Revenue | 265,135,008 |
| Tradeable | 0 |
| Trailing Annual Dividend Rate | 1.26 |
| Trailing Annual Dividend Yield | 0.053503186 |
| Trailing Eps | -6.12 |
| Trailing Peg Ratio | None |
| Triggerable | 1 |
| Two Hundred Day Average | 19.51885 |
| Two Hundred Day Average Change | 4.2711506 |
| Two Hundred Day Average Change Percent | 0.21882184 |
| Type Disp | Equity |
| Volume | 277,297 |
| Website | https://www.midlandsb.com |
| Zip | 62,401 |