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Marqeta, Inc. (MQ)

Technology | Software - Infrastructure | Oakland, United States | NasdaqGS
16.43 USD +0.56 (3.529%) ⇧ (July 13, 2026, 4 p.m. EDT)
After hours: 16.43

Short-term:★★☆☆☆Long-term:★★☆☆☆Dividends:☆☆☆☆☆
Hot Take | July 11, 2026, 6:34 a.m. EDT

The investment case for Marqeta is currently paralyzed by a severe disconnect between its operational reality and its market valuation. Fundamentally, the company is generating modest revenue growth (19%) and maintains a pristine balance sheet with minimal debt, yet it trades at a trailing P/E of nearly 400x due to negligible earnings. This pricing structure creates a massive vulnerability: any minor miss in guidance or a slowdown in growth will trigger a catastrophic re-rating, as the market has priced in perfection that simply isn't being delivered. The recent reverse stock split is a classic distress signal, often employed by companies trying to prop up a failing chart or prepare for delisting, which adds a layer of skepticism to the management's confidence. While the forward P/E looks more reasonable, the path to profitability remains unclear. Compounding this fundamental fragility is a terrifyingly bearish options landscape; the market is screaming 'sell,' with heavy put positioning suggesting investors expect a long, painful decline rather than a bounce. Until the stock can demonstrate sustained profitability and the options market stops betting against it, this remains a high-risk speculative trap.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
AutoARIMA ✓0.118156
AutoTheta0.118785
AutoETS0.119707
MSTL0.120175

Forecast horizon: 45 days | Selected: AutoARIMA

Forecast Reliability
Score 44%
H-stat 1.03
Ljung-Box p 0.001
Jarque-Bera p 0.032
Excess Kurtosis 0.35
Attribute Value
Sector Technology
Debt to Equity Ratio 0.992
Revenue per Share 5.87
Market Cap 1,728,469,632
Trailing P/E 410.75
Forward P/E 39.10
Beta 1.31
Profit Margins 0.33%
Website https://www.marqeta.com

As of July 11, 2026, 6:34 a.m. EDT: Speculators are overwhelmingly positioned for downside protection rather than upside participation. Call volume is negligible across all expirations, while put volume is significant, particularly in the January 2027 expiration where massive open interest exists at strikes far below the current price. This indicates a strong consensus among retail traders that the stock faces a prolonged period of weakness or a potential collapse, with very little speculative capital betting on a recovery.


Info Dump

Attribute Value
52 Week Change -0.32179487
Address1 180 Grand Avenue
Address2 6th Floor
All Time High 151.6
All Time Low 13.48
Ask 20.48
Ask Size 2
Audit Risk 1
Average Analyst Rating 2.9 - Hold
Average Daily Volume10 Day 1,369,732
Average Daily Volume3 Month 1,118,875
Average Volume 1,118,875
Average Volume10Days 1,369,732
Beta 1.311
Bid 12.14
Bid Size 2
Board Risk 4
Book Value 6.974
City Oakland
Compensation As Of Epoch Date 1,767,139,200
Compensation Risk 10
Country United States
Crypto Tradeable 0
Currency USD
Current Price 16.43
Current Ratio 1.648
Custom Price Alert Confidence HIGH
Date Short Interest 1,782,777,600
Day High 16.93
Day Low 15.94
Debt To Equity 0.992
Display Name Marqeta
Earnings Call Timestamp End 1,785,873,600
Earnings Call Timestamp Start 1,785,873,600
Earnings Timestamp 1,785,873,600
Earnings Timestamp End 1,785,873,600
Earnings Timestamp Start 1,785,873,600
Ebitda 1,671,000
Ebitda Margins 0.0025600002
Enterprise To Ebitda 620.595
Enterprise To Revenue 1.591
Enterprise Value 1,037,013,504
Eps Current Year 0.10924
Eps Forward 0.42024
Eps Trailing Twelve Months 0.04
Esg Populated 0
Exchange NMS
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 16.0786
Fifty Day Average Change 0.35140038
Fifty Day Average Change Percent 0.02185516
Fifty Two Week Change Percent -32.179485
Fifty Two Week High 28.16
Fifty Two Week High Change -11.73
Fifty Two Week High Change Percent -0.41654828
Fifty Two Week Low 14.8
Fifty Two Week Low Change 1.6300001
Fifty Two Week Low Change Percent 0.11013514
Fifty Two Week Range 14.8 - 28.16
Financial Currency USD
First Trade Date Milliseconds 1,623,245,400,000
Float Shares 95,158,763
Forward Eps 0.42024
Forward P E 39.096706
Free Cashflow 116,240,624
Full Exchange Name NasdaqGS
Full Time Employees 938
Gmt Off Set Milliseconds -14,400,000
Governance Epoch Date 1,782,864,000
Gross Margins 0.70009005
Gross Profits 456,184,992
Has Pre Post Market Data 1
Held Percent Insiders 0.05975
Held Percent Institutions 0.82895
Implied Shares Outstanding 105,202,052
Industry Software - Infrastructure
Industry Disp Software - Infrastructure
Industry Key software-infrastructure
Ipo Expected Date 2,021-06-09
Is Earnings Date Estimate 0
Language en-US
Last Fiscal Year End 1,767,139,200
Last Split Date 1,782,864,000
Last Split Factor 1:4
Long Business Summary Marqeta, Inc. operates a cloud-based open API platform for card issuing and transaction processing services in the United States. The company's platform also provides processor services, bank and network management, program management, and value added services; card issuing, such as debit, prepaid, credit, virtual, and physical cards; UI/UX; access to a suite of bank account and money movement features, including savings accounts, demand deposit accounts, direct deposit with early pay, ACH, cash loads, and fee-free ATMs, bill pay, and instant funding capabilities; Marqeta Dashboard, a self-service portal to access and manage all aspects of card program; TransactPay; Marqeta Hub for consumers, buy now, pay later (BNPL) providers, and card issuers; and credit capabilities, as well as Portfolio Migration which simplifies upgrading existing card programs into its platform. It offers its solutions in various verticals, including financial services, on-demand services, lending, expense management, and e-commerce enablement, as well as BNPL providers. Marqeta, Inc. was incorporated in 2010 and is headquartered in Oakland, California.
Long Name Marqeta, Inc.
Market us_market
Market Cap 1,728,469,632
Market State PREPRE
Max Age 86,400
Message Board Id finmb_134231191
Most Recent Quarter 1,774,915,200
Net Income To Common 2,169,000
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 1,669,556,565
Number Of Analyst Opinions 10
Open 16.0
Operating Cashflow 149,268,992
Operating Margins 0.0177
Overall Risk 10
Payout Ratio 0.0
Peg Ratio 1.5
Phone 510 671 5437
Post Market Change 0.0
Post Market Change Percent 0.0
Post Market Price 16.43
Post Market Time 1,783,981,701
Previous Close 15.87
Price Eps Current Year 150.40279
Price Hint 2
Price To Book 2.3558934
Price To Sales Trailing12 Months 2.6526177
Profit Margins 0.00333
Quick Ratio 1.226
Quote Source Name Nasdaq Real Time Price
Quote Type EQUITY
Recommendation Key hold
Recommendation Mean 2.85714
Region US
Regular Market Change 0.56
Regular Market Change Percent 3.52867
Regular Market Day High 16.93
Regular Market Day Low 15.94
Regular Market Day Range 15.94 - 16.93
Regular Market Open 16.0
Regular Market Previous Close 15.87
Regular Market Price 16.43
Regular Market Time 1,783,972,801
Regular Market Volume 1,557,422
Return On Assets -0.00987
Return On Equity 0.0025099998
Revenue Growth 0.192
Revenue Per Share 5.87
Sand P52 Week Change 0.20847368
Sector Technology
Sector Disp Technology
Sector Key technology
Share Holder Rights Risk 10
Shares Outstanding 97,000,000
Shares Percent Shares Out 0.0208
Shares Short 2,204,872
Shares Short Previous Month Date 1,780,012,800
Shares Short Prior Month 3,635,488
Short Name Marqeta, Inc.
Short Percent Of Float 0.0276
Short Ratio 1.59
Source Interval 15
State CA
Symbol MQ
Target High Price 28.0
Target Low Price 18.0
Target Mean Price 20.74
Target Median Price 19.5
Total Cash 712,057,024
Total Cash Per Share 6.717
Total Debt 7,366,000
Total Revenue 651,609,024
Tradeable 0
Trailing Annual Dividend Rate 0.0
Trailing Annual Dividend Yield 0.0
Trailing Eps 0.04
Trailing P E 410.75003
Trailing Peg Ratio 1.5017
Triggerable 1
Two Hundred Day Average 17.53865
Two Hundred Day Average Change -1.1086502
Two Hundred Day Average Change Percent -0.06321183
Type Disp Equity
Volume 1,557,422
Website https://www.marqeta.com
Zip 94,612