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MIND C.T.I. Ltd (MNDO)

Technology | Software - Application | Yokneam Illit, Israel | NasdaqGM
1.08 USD
After hours: 1.08

Short-term: ★★☆☆☆ | Long-term: ★☆☆☆☆ | Dividends: ★★★☆☆
Hot Take | April 11, 2026, 1:25 p.m. EDT

MNDO is trading at a deep value with a high dividend yield, but the payout ratio is over 169%, which is unsustainable and may indicate financial stress. The recent price history shows a steady decline, and the short-term forecasting model suggests minimal upward movement. While the stock may present a buy-the-dip opportunity for short-term traders, the fundamentals are weak, and the dividend sustainability is questionable. Long-term investors should be cautious, as the stock's fundamentals and earnings growth are negative, and the high payout ratio suggests potential risks. Overall, MNDO is not a strong candidate for either short-term or long-term investment at this time.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
MSTL ✓0.047164
AutoETS0.050333
AutoARIMA0.050438
AutoTheta0.076677

Forecast horizon: 45 days | Selected: MSTL

Forecast Reliability
Score 49%
H-stat 4.42
Ljung-Box p 0.000
Jarque-Bera p 0.206
Excess Kurtosis -0.46
Attribute Value
Sector Technology
Ex Dividend Date 2025-03-24
Last Dividend Date 2025-03-24
Debt to Equity Ratio 4.031
Revenue per Share 0.951
Market Cap 21,799,980
Trailing P/E 8.31
Beta 0.56
Profit Margins 13.38%
Website https://mindcti.com

As of April 11, 2026, 1:25 p.m. EDT: Options speculators are predominantly placing bets on calls, particularly at the 2.5 strike price, which is significantly above the current price. This suggests a bullish sentiment, with traders anticipating a potential upward move. However, the lack of put activity indicates a low demand for downside protection, which could imply either confidence in the stock's direction or a lack of bearish sentiment. The IV (implied volatility) is decreasing across expirations, which may suggest a narrowing of price expectations, potentially signaling a consolidation phase or a lack of conviction among traders.


Dividend Data

Dividend History
Date Dividend Yield %
2025-03-25 0.22 11.340206
2024-03-19 0.24 13.442623
2023-03-21 0.24 14.980833
2022-03-23 0.26 12.388178
2021-03-17 0.26 13.476328
2020-03-24 0.24 21.541414
2019-03-15 0.26 22.444459
2018-03-07 0.30 26.603211
2017-03-07 0.32 29.195770
2016-03-08 0.27 33.655656
2015-03-10 0.30 25.431885
2014-03-10 0.24 37.043334
2013-03-18 0.24 44.938169
2012-03-12 0.24 43.955645
2011-02-24 0.32 45.975863
2010-03-23 0.20 58.775956
2009-12-22 0.80 471.707576
2008-03-14 0.20 167.285443
2007-03-12 0.20 87.521796
2006-03-10 0.14 62.679605
2005-02-25 0.24 69.096037
2004-02-20 0.13 36.885627
2003-11-07 0.14 55.225666
Additional Data
dividendRate 0.22
dividendYield 18.33
exDividendDate 2025-03-25
trailingAnnualDividendRate 0.0
trailingAnnualDividendYield 0.0
lastDividendValue 0.22
lastDividendDate 2025-03-25
dividendDate 2025-04-10

Info Dump

Attribute Value
52 Week Change -0.3493976
Address1 2 HaCarmel Street
All Time High 14.125
All Time Low 0.58
Ask 1.11
Ask Size 1
Average Daily Volume10 Day 32,940
Average Daily Volume3 Month 34,978
Average Volume 34,978
Average Volume10Days 32,940
Beta 0.557
Bid 1.17
Bid Size 1
Book Value 1.131
City Yokneam Illit
Compensation As Of Epoch Date 1,767,139,200
Country Israel
Crypto Tradeable 0
Currency USD
Current Price 1.08
Current Ratio 3.834
Custom Price Alert Confidence HIGH
Date Short Interest 1,774,915,200
Day High 1.11
Day Low 1.07
Debt To Equity 4.031
Display Name MIND C.T.I
Dividend Date 1,744,243,200
Dividend Rate 0.22
Dividend Yield 18.33
Earnings Growth -0.23
Earnings Quarterly Growth -0.233
Earnings Timestamp 1,778,502,600
Earnings Timestamp End 1,778,502,600
Earnings Timestamp Start 1,778,502,600
Ebitda 2,356,000
Ebitda Margins 0.12109
Enterprise To Ebitda 3.895
Enterprise To Revenue 0.472
Enterprise Value 9,175,979
Eps Trailing Twelve Months 0.13
Esg Populated 0
Ex Dividend Date 1,742,860,800
Exchange NGM
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fax 972 4 993 7776
Fifty Day Average 1.1616
Fifty Day Average Change -0.08159995
Fifty Day Average Change Percent -0.07024789
Fifty Two Week Change Percent -34.93976
Fifty Two Week High 1.69
Fifty Two Week High Change -0.61
Fifty Two Week High Change Percent -0.36094674
Fifty Two Week Low 0.98
Fifty Two Week Low Change 0.100000024
Fifty Two Week Low Change Percent 0.10204084
Fifty Two Week Range 0.98 - 1.69
Financial Currency USD
First Trade Date Milliseconds 965,741,400,000
Five Year Avg Dividend Yield 12.43
Float Shares 15,779,552
Free Cashflow 3,221,375
Full Exchange Name NasdaqGM
Full Time Employees 139
Gmt Off Set Milliseconds -14,400,000
Gross Margins 0.50988996
Gross Profits 9,921,000
Has Pre Post Market Data 1
Held Percent Insiders 0.22028999
Held Percent Institutions 0.08352
Implied Shares Outstanding 20,185,166
Industry Software - Application
Industry Disp Software - Application
Industry Key software-application
Is Earnings Date Estimate 0
Language en-US
Last Dividend Date 1,742,860,800
Last Dividend Value 0.22
Last Fiscal Year End 1,767,139,200
Long Business Summary MIND C.T.I. Ltd., together with its subsidiaries, develops, manufactures, markets, sells, and implements billing and customer care software solutions in the Americas, Europe, Israel, the Asia Pacific, and Africa. It operates in two segments, Billing and Related Services, and Messaging. The company offers billing and customer care solutions that support various services, such as voice, data, and content services, as well as prepaid, postpaid, and pay-in-advance payment models in a single platform. Its solutions also include a workflow engine to support the implementation of business processes, including subscriber registration, order management, trouble ticket, and debt collection; and a point-of-sale solution that covers dealer, store and cashier management, and sales cycle related activities, as well as UC analytics solutions and call accounting systems. In addition, the company offers professional services comprising turnkey project delivery, customer support and maintenance, integration, customizations, and project management; and managed services, including day to day billing operational tasks. Further, it provides PhonEX ONE, a call management system that collects, records, and stores call information, which is used by organizations for telecom expense management, call accounting, traffic analysis, and fraud detection; and a mobile messaging platform. The company offers its products directly, as well as through distributors and resellers primarily to communication service providers, such as traditional wireline and wireless, voice over IP, broadband IP network operators, wireless internet service providers, LTE operators and 5G carriers, and mobile virtual network operators. MIND C.T.I. Ltd. was incorporated in 1995 and is headquartered in Yokneam Illit, Israel.
Long Name MIND C.T.I. Ltd
Market us_market
Market Cap 21,799,980
Market State POST
Max Age 86,400
Message Board Id finmb_111790
Most Recent Quarter 1,767,139,200
Net Income To Common 2,604,000
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 21,799,979
Open 1.1
Operating Cashflow 3,986,000
Operating Margins 0.16496
Payout Ratio 1.6923
Peg Ratio 2.2277
Phone 972 4 993 6666
Post Market Change 0.0
Post Market Change Percent 0.0
Post Market Price 1.08
Post Market Time 1,776,460,681
Previous Close 1.08
Price Hint 4
Price To Book 0.9549072
Price To Sales Trailing12 Months 1.1204183
Profit Margins 0.13383001
Quick Ratio 3.659
Quote Source Name Nasdaq Real Time Price
Quote Type EQUITY
Recommendation Key none
Region US
Regular Market Change 0.0
Regular Market Change Percent 0.0
Regular Market Day High 1.11
Regular Market Day Low 1.07
Regular Market Day Range 1.07 - 1.11
Regular Market Open 1.1
Regular Market Previous Close 1.08
Regular Market Price 1.08
Regular Market Time 1,776,456,001
Regular Market Volume 30,554
Return On Assets 0.04284
Return On Equity 0.11
Revenue Growth -0.06
Revenue Per Share 0.951
Sand P52 Week Change 0.36506534
Sector Technology
Sector Disp Technology
Sector Key technology
Shares Outstanding 20,185,166
Shares Percent Shares Out 0.0002
Shares Short 3,213
Shares Short Previous Month Date 1,772,150,400
Shares Short Prior Month 17,611
Short Name MIND C.T.I. Ltd.
Short Percent Of Float 0.0002
Short Ratio 0.09
Source Interval 15
Symbol MNDO
Total Cash 13,553,000
Total Cash Per Share 0.671
Total Debt 929,000
Total Revenue 19,457,000
Tradeable 0
Trailing Annual Dividend Rate 0.0
Trailing Annual Dividend Yield 0.0
Trailing Eps 0.13
Trailing P E 8.307693
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 1.196
Two Hundred Day Average Change -0.11599994
Two Hundred Day Average Change Percent -0.096989915
Type Disp Equity
Volume 30,554
Website https://mindcti.com
Zip 2,066,724