MIND C.T.I. Ltd (MNDO)Technology | Software - Application | Yokneam Illit, Israel | NasdaqGM
1.03 USD
+0.02
(1.980%)
⇧
(Aug. 28, 2026, 4 p.m.
EDT)
After hours: 1.03 |
Hot Take ↕ | Aug. 22, 2026, 5:17 a.m. EDT
The investment case for this micro-cap software firm is severely compromised by a brutal multi-year price trajectory. Despite reporting positive earnings growth recently, the stock has endured four consecutive years of declining annual returns, culminating in a nearly 49% drop over the last nine years. This persistent downward trend signals that the market views the current business fundamentals as insufficient to justify the price, rendering any 'deep value' thesis suspect. The company is also facing an existential threat regarding its Nasdaq listing status due to a bid-price deficiency, adding significant regulatory risk to an already fragile operation. While the dividend yield appears attractive at over 18%, it is a dangerous metric here. The payout is likely unsustainable given the shrinking market capitalization and the company's cash burn relative to its tiny size; paying out such a high percentage of earnings on a declining asset base often precedes a cut or suspension. The balance sheet shows some liquidity, but the debt-to-equity ratio is elevated for a tech firm, and the equity base is eroding. Short-term, the stock is range-bound and lacks momentum, trading below its key moving averages. The options market offers no clarity, with traders completely absent from the contract chain. There is no catalyst driving a reversal, and the statistical models offer no predictive edge. Investors should avoid this security until there is concrete evidence of a turnaround in revenue or a resolution to the delisting threat. |
| Model | MAE |
|---|---|
| MSTL ✓ | 0.069624 |
| AutoETS | 0.073995 |
| AutoARIMA | 0.089419 |
| AutoTheta | 0.164560 |
Forecast horizon: 45 days | Selected: MSTL
| Forecast Reliability | |
|---|---|
| Score | 44% |
| H-stat | 6.51 |
| Ljung-Box p | 0.000 |
| Jarque-Bera p | 0.647 |
| Excess Kurtosis | -0.63 |
| Attribute | Value |
|---|---|
| Sector | Technology |
| Ex Dividend Date | 2025-03-24 |
| Last Dividend Date | 2025-03-24 |
| Debt to Equity Ratio | 3.315 |
| Revenue per Share | 0.953 |
| Market Cap | 20,790,720 |
| Trailing P/E | 6.44 |
| Beta | 0.39 |
| Profit Margins | 16.87% |
| Website | https://mindcti.com |
As of Aug. 22, 2026, 5:17 a.m. EDT: Options activity is virtually dormant with negligible volume and open interest across all expirations. Implied volatility is extremely low (near zero), indicating a lack of speculative positioning or hedging. The absence of put buying suggests no fear of further collapse, while the lack of call buying reflects skepticism about any meaningful recovery to higher strike prices.
| Date | Dividend | Yield % |
|---|---|---|
| 2025-03-25 | 0.22 | 11.340206 |
| 2024-03-19 | 0.24 | 12.000000 |
| 2023-03-21 | 0.24 | 11.940299 |
| 2022-03-23 | 0.26 | 8.843537 |
| 2021-03-17 | 0.26 | 8.843537 |
| 2020-03-24 | 0.24 | 12.972973 |
| 2019-03-15 | 0.26 | 11.926605 |
| 2018-03-07 | 0.30 | 12.605041 |
| 2017-03-07 | 0.32 | 12.307693 |
| 2016-03-08 | 0.27 | 12.616822 |
| 2015-03-10 | 0.30 | 8.474576 |
| 2014-03-10 | 0.24 | 11.374408 |
| 2013-03-18 | 0.24 | 12.371134 |
| 2012-03-12 | 0.24 | 10.762332 |
| 2011-02-24 | 0.32 | 10.158730 |
| 2010-03-23 | 0.20 | 11.764706 |
| 2009-12-22 | 0.80 | 84.210527 |
| 2008-03-14 | 0.20 | 15.384616 |
| 2007-03-12 | 0.20 | 6.968641 |
| 2006-03-10 | 0.14 | 4.651163 |
| 2005-02-25 | 0.24 | 4.897959 |
| 2004-02-20 | 0.13 | 2.490422 |
| 2003-11-07 | 0.14 | 3.636364 |
| Attribute | Value |
|---|---|
| 52 Week Change | -0.15833336 |
| Address1 | 2 HaCarmel Street |
| All Time High | 14.125 |
| All Time Low | 0.58 |
| Ask | 1.35 |
| Ask Size | 1 |
| Average Daily Volume10 Day | 35,480 |
| Average Daily Volume3 Month | 50,896 |
| Average Volume | 50,896 |
| Average Volume10Days | 35,480 |
| Beta | 0.386 |
| Bid | 1.02 |
| Bid Size | 1 |
| Book Value | 1.195 |
| City | Yokneam Illit |
| Compensation As Of Epoch Date | 1,767,139,200 |
| Country | Israel |
| Crypto Tradeable | 0 |
| Currency | USD |
| Current Price | 1.03 |
| Current Ratio | 4.657 |
| Custom Price Alert Confidence | HIGH |
| Date Short Interest | 1,786,665,600 |
| Day High | 1.06 |
| Day Low | 1.01 |
| Debt To Equity | 3.315 |
| Display Name | MIND C.T.I |
| Dividend Date | 1,744,243,200 |
| Dividend Rate | 0.22 |
| Dividend Yield | 18.33 |
| Earnings Growth | 0.923 |
| Earnings Quarterly Growth | 0.605 |
| Earnings Timestamp | 1,786,019,400 |
| Earnings Timestamp End | 1,794,400,200 |
| Earnings Timestamp Start | 1,794,400,200 |
| Ebitda | 3,309,000 |
| Ebitda Margins | 0.17052001 |
| Enterprise To Ebitda | 2.443 |
| Enterprise To Revenue | 0.417 |
| Enterprise Value | 8,083,380 |
| Eps Trailing Twelve Months | 0.16 |
| Esg Populated | 0 |
| Ex Dividend Date | 1,742,860,800 |
| Exchange | NGM |
| Exchange Data Delayed By | 0 |
| Exchange Timezone Name | America/New_York |
| Exchange Timezone Short Name | EDT |
| Fax | 972 4 993 7776 |
| Fifty Day Average | 1.0188 |
| Fifty Day Average Change | 0.011199951 |
| Fifty Day Average Change Percent | 0.010993278 |
| Fifty Two Week Change Percent | -15.833336 |
| Fifty Two Week High | 1.29 |
| Fifty Two Week High Change | -0.26 |
| Fifty Two Week High Change Percent | -0.20155038 |
| Fifty Two Week Low | 0.85 |
| Fifty Two Week Low Change | 0.17999995 |
| Fifty Two Week Low Change Percent | 0.21176463 |
| Fifty Two Week Range | 0.85 - 1.29 |
| Financial Currency | USD |
| First Trade Date Milliseconds | 965,741,400,000 |
| Five Year Avg Dividend Yield | 12.63 |
| Float Shares | 15,699,576 |
| Free Cashflow | 1,703,125 |
| Full Exchange Name | NasdaqGM |
| Full Time Employees | 139 |
| Fullday Change | 0.02 |
| Fullday Change Percent | 1.9802 |
| Fullday Price | 1.03 |
| Gmt Off Set Milliseconds | -14,400,000 |
| Gross Margins | 0.54398 |
| Gross Profits | 10,556,000 |
| Has Pre Post Market Data | 1 |
| Held Percent Insiders | 0.22028999 |
| Held Percent Institutions | 0.08088 |
| Implied Shares Outstanding | 20,185,166 |
| Industry | Software - Application |
| Industry Disp | Software - Application |
| Industry Key | software-application |
| Is Earnings Date Estimate | 1 |
| Language | en-US |
| Last Dividend Date | 1,742,860,800 |
| Last Dividend Value | 0.22 |
| Last Fiscal Year End | 1,767,139,200 |
| Long Business Summary | MIND C.T.I. Ltd., together with its subsidiaries, develops, manufactures, markets, sells, and implements billing and customer care software solutions in the Americas, Europe, Israel, the Asia Pacific, and Africa. It operates in two segments, Billing and Related Services, and Messaging. The company offers billing and customer care solutions that support various services, such as voice, data, and content services, as well as prepaid, postpaid, and pay-in-advance payment models in a single platform. Its solutions also include a workflow engine to support the implementation of business processes, including subscriber registration, order management, trouble ticket, and debt collection; and a point-of-sale solution that covers dealer, store and cashier management, and sales cycle related activities, as well as UC analytics solutions and call accounting systems. In addition, the company offers professional services comprising turnkey project delivery, customer support and maintenance, integration, customizations, and project management; and managed services, including day to day billing operational tasks. Further, it provides PhonEX ONE, a call management system that collects, records, and stores call information, which is used by organizations for telecom expense management, call accounting, traffic analysis, and fraud detection; and a mobile messaging platform. The company offers its products directly, as well as through distributors and resellers primarily to communication service providers, such as traditional wireline and wireless, voice over IP, broadband IP network operators, wireless internet service providers, LTE operators and 5G carriers, and mobile virtual network operators. MIND C.T.I. Ltd. was incorporated in 1995 and is headquartered in Yokneam Illit, Israel. |
| Long Name | MIND C.T.I. Ltd |
| Market | us_market |
| Market Cap | 20,790,720 |
| Market State | CLOSED |
| Max Age | 86,400 |
| Message Board Id | finmb_111790 |
| Most Recent Quarter | 1,782,777,600 |
| Net Income To Common | 3,274,000 |
| Next Fiscal Year End | 1,798,675,200 |
| Non Diluted Market Cap | 20,387,017 |
| Open | 1.01 |
| Operating Cashflow | 3,112,000 |
| Operating Margins | 0.14964 |
| Payout Ratio | 0.0 |
| Peg Ratio | 2.23 |
| Phone | 972 4 993 6666 |
| Post Market Change | 0.0 |
| Post Market Change Percent | 0.0 |
| Post Market Price | 1.03 |
| Post Market Time | 1,787,959,804 |
| Previous Close | 1.01 |
| Price Hint | 4 |
| Price To Book | 0.86192465 |
| Price To Sales Trailing12 Months | 1.0714104 |
| Profit Margins | 0.16871999 |
| Quick Ratio | 4.351 |
| Quote Source Name | Nasdaq Real Time Price |
| Quote Type | EQUITY |
| Recommendation Key | none |
| Region | US |
| Regular Market Change | 0.02 |
| Regular Market Change Percent | 1.9802 |
| Regular Market Day High | 1.06 |
| Regular Market Day Low | 1.01 |
| Regular Market Day Range | 1.01 - 1.06 |
| Regular Market Open | 1.01 |
| Regular Market Previous Close | 1.01 |
| Regular Market Price | 1.03 |
| Regular Market Time | 1,787,947,201 |
| Regular Market Volume | 69,884 |
| Return On Assets | 0.06465 |
| Return On Equity | 0.14385 |
| Revenue Growth | -0.03 |
| Revenue Per Share | 0.953 |
| Sand P52 Week Change | 0.20504117 |
| Sector | Technology |
| Sector Disp | Technology |
| Sector Key | technology |
| Shares Outstanding | 20,185,166 |
| Shares Percent Shares Out | 0.00090000004 |
| Shares Short | 19,072 |
| Shares Short Previous Month Date | 1,784,073,600 |
| Shares Short Prior Month | 3,182 |
| Short Name | MIND C.T.I. Ltd. |
| Short Percent Of Float | 0.0011999999 |
| Short Ratio | 0.38 |
| Source Interval | 15 |
| Symbol | MNDO |
| Total Cash | 13,465,000 |
| Total Cash Per Share | 0.668 |
| Total Debt | 798,000 |
| Total Revenue | 19,405,000 |
| Tradeable | 0 |
| Trailing Annual Dividend Rate | 0.0 |
| Trailing Annual Dividend Yield | 0.0 |
| Trailing Eps | 0.16 |
| Trailing P E | 6.4375 |
| Trailing Peg Ratio | None |
| Triggerable | 1 |
| Two Hundred Day Average | 1.0973 |
| Two Hundred Day Average Change | -0.06730008 |
| Two Hundred Day Average Change Percent | -0.06133243 |
| Type Disp | Equity |
| Volume | 69,884 |
| Website | https://mindcti.com |
| Zip | 2,066,724 |