Medallion Financial Corp. (MFIN)Financial Services | Credit Services | New York, United States | NasdaqGS
9.54 USD
+0.12
(1.274%)
⇧
(April 17, 2026, 4 p.m.
EDT)
After hours: 9.54 Short-term: ★★☆☆☆ | Long-term: ★★★☆☆ | Dividends: ★★★★☆ |
Hot Take | April 11, 2026, 2:55 p.m. EDT
Medallion Financial Corp. (MFIN) presents a mixed picture. Short-term, the stock has been volatile, with recent dips and recoveries, and the options data suggests a potential for upward movement in the medium to long term. The dividend yield is attractive at 5.35%, with consistent payouts, making it a good option for income-focused investors. However, the company's high debt-to-equity ratio and relatively low price-to-book ratio indicate some financial risk. While the stock has shown strong returns over the past five years, the recent news about defaulting debentures and leadership changes may introduce uncertainty. The forecasting model suggests minimal directional movement in the short term, so traders should be cautious and consider the options activity as a signal for potential upward momentum. |
| Model | MAE |
|---|---|
| AutoARIMA ✓ | 0.071155 |
| AutoETS | 0.071460 |
| MSTL | 0.071623 |
| AutoTheta | 0.084031 |
Forecast horizon: 45 days | Selected: AutoARIMA
| Forecast Reliability | |
|---|---|
| Score | 42% |
| H-stat | 24.82 |
| Ljung-Box p | 0.000 |
| Jarque-Bera p | 0.114 |
| Excess Kurtosis | -1.46 |
| Attribute | Value |
|---|---|
| Sector | Financial Services |
| Ex Dividend Date | 2026-03-18 |
| Last Dividend Date | 2026-03-18 |
| Debt to Equity Ratio | 472.939 |
| Revenue per Share | 15.513 |
| Market Cap | 224,477,008 |
| Trailing P/E | 5.36 |
| Forward P/E | 6.45 |
| Beta | 0.83 |
| Profit Margins | 12.18% |
| Website | https://www.medallion.com |
As of April 11, 2026, 2:55 p.m. EDT: Options speculators are showing mixed signals. For near-term expirations (April 17), there is a concentration of open interest and volume on the 7.5 strike, which is below the current price, suggesting some bearish sentiment. However, the 10.0 strike, which is above the current price, has ATM IV and is an anchor, indicating potential for upward movement. For the May 15 expiration, there is significant OTM positioning on the 12.5 strike, suggesting speculation of a potential rise. The August 21 expiration shows similar patterns, with OTM positions on the 12.5 strike and ATM on the 10.0 strike. The November 20 expiration has a Top OI on the 5.0 strike, indicating possible short-term bearishness. Overall, there is a mix of bullish and bearish positioning, but the majority of activity is on the upside, suggesting some optimism about potential price increases in the medium to long term.
| Last Yield | 1yr Yield | 3yr Avg | 5yr Avg |
|---|---|---|---|
| 1.41% | 5.18% | 5.21% | 4.32% |
| Date | Dividend | Yield % |
|---|---|---|
| 2026-03-19 | 0.120 | 1.408451 |
| 2025-11-12 | 0.120 | 1.217694 |
| 2025-08-15 | 0.120 | 1.215406 |
| 2025-05-15 | 0.120 | 1.339347 |
| 2025-03-17 | 0.110 | 1.318949 |
| 2024-11-15 | 0.110 | 1.228920 |
| 2024-08-15 | 0.100 | 1.387763 |
| 2024-05-14 | 0.100 | 1.349867 |
| 2024-03-14 | 0.100 | 1.410444 |
| 2023-11-14 | 0.100 | 1.294561 |
| 2023-08-14 | 0.080 | 1.085039 |
| 2023-05-12 | 0.080 | 1.375830 |
| 2023-03-14 | 0.080 | 1.146931 |
| 2022-11-14 | 0.080 | 1.383337 |
| 2022-08-12 | 0.080 | 1.132760 |
| 2022-05-13 | 0.080 | 1.243981 |
| 2022-03-11 | 0.080 | 1.065720 |
| 2016-11-28 | 0.050 | 1.723906 |
| 2016-08-22 | 0.050 | 1.219975 |
| 2016-05-16 | 0.250 | 4.100971 |
| 2016-03-29 | 0.250 | 3.380640 |
| 2015-11-10 | 0.250 | 3.883917 |
| 2015-08-13 | 0.250 | 4.104116 |
| 2015-05-12 | 0.250 | 3.238162 |
| 2015-03-13 | 0.240 | 3.400884 |
| 2014-11-10 | 0.240 | 3.131693 |
| 2014-08-12 | 0.240 | 3.137860 |
| 2014-05-14 | 0.240 | 2.719934 |
| 2014-03-12 | 0.230 | 2.540780 |
| 2013-11-13 | 0.230 | 2.233729 |
| 2013-08-14 | 0.220 | 2.395141 |
| 2013-05-15 | 0.220 | 2.285368 |
| 2013-03-19 | 0.220 | 2.803732 |
| 2012-11-14 | 0.210 | 3.138579 |
| 2012-08-14 | 0.210 | 3.167783 |
| 2012-05-11 | 0.210 | 3.174977 |
| 2012-03-21 | 0.200 | 3.223535 |
| 2011-11-14 | 0.190 | 2.939130 |
| 2011-08-17 | 0.180 | 3.543064 |
| 2011-05-18 | 0.170 | 3.414168 |
| 2011-03-14 | 0.160 | 3.689040 |
| 2010-11-12 | 0.150 | 3.453749 |
| 2010-08-18 | 0.150 | 4.166299 |
| 2010-05-19 | 0.150 | 3.867549 |
| 2010-03-11 | 0.150 | 3.839058 |
| 2009-11-18 | 0.190 | 4.858338 |
| 2009-08-26 | 0.190 | 5.018649 |
| 2009-05-20 | 0.190 | 5.632559 |
| 2009-03-13 | 0.190 | 7.259493 |
| 2008-11-19 | 0.190 | 6.444105 |
| 2008-08-13 | 0.190 | 4.498938 |
| 2008-05-14 | 0.190 | 4.639222 |
| 2008-03-12 | 0.190 | 4.767274 |
| 2007-11-20 | 0.190 | 4.880414 |
| 2007-08-15 | 0.190 | 4.340602 |
| 2007-05-16 | 0.190 | 4.177044 |
| 2007-03-28 | 0.190 | 4.218190 |
| 2006-11-21 | 0.180 | 4.002702 |
| 2006-08-16 | 0.170 | 4.211145 |
| 2006-05-11 | 0.160 | 3.453628 |
| 2006-03-08 | 0.150 | 3.370947 |
| 2005-11-23 | 0.140 | 3.996888 |
| 2005-08-17 | 0.130 | 3.567724 |
| 2005-05-18 | 0.120 | 3.767944 |
| 2005-03-09 | 0.110 | 3.586892 |
| 2004-11-09 | 0.100 | 3.303599 |
| 2004-08-10 | 0.080 | 3.278624 |
| 2004-05-12 | 0.080 | 3.037519 |
| 2004-03-10 | 0.070 | 2.644579 |
| 2003-11-12 | 0.050 | 1.797614 |
| 2003-08-06 | 0.030 | 1.470964 |
| 2003-05-14 | 0.010 | 0.543446 |
| 2002-08-29 | 0.030 | 1.989188 |
| 2001-12-27 | 0.090 | 3.536568 |
| 2001-08-29 | 0.150 | 4.637037 |
| 2001-05-22 | 0.140 | 3.974745 |
| 2000-12-06 | 0.360 | 10.344552 |
| 2000-10-11 | 0.150 | 3.115430 |
| 2000-08-23 | 0.360 | 7.575071 |
| 2000-05-18 | 0.350 | 7.119741 |
| 1999-12-29 | 0.400 | 8.065006 |
| 1999-11-17 | 0.320 | 6.004585 |
| 1999-08-19 | 0.290 | 5.566673 |
| 1999-05-13 | 0.288 | 6.148647 |
| 1998-12-29 | 0.340 | 9.323082 |
| 1998-11-12 | 0.300 | 7.613418 |
| 1998-08-13 | 0.300 | 6.685929 |
| 1998-05-14 | 0.280 | 4.228124 |
| 1997-12-29 | 0.270 | 5.458260 |
| 1997-11-13 | 0.240 | 4.540486 |
| 1997-08-14 | 0.220 | 4.951747 |
| 1997-05-06 | 0.220 | 5.291187 |
| Attribute | Value |
|---|---|
| 52 Week Change | 0.08779931 |
| Address1 | 437 Madison Avenue |
| Address2 | 38th Floor |
| All Time High | 31.359375 |
| All Time Low | 1.29 |
| Ask | 12.08 |
| Ask Size | 2 |
| Audit Risk | 5 |
| Average Daily Volume10 Day | 53,560 |
| Average Daily Volume3 Month | 57,474 |
| Average Volume | 57,474 |
| Average Volume10Days | 53,560 |
| Beta | 0.827 |
| Bid | 7.04 |
| Bid Size | 2 |
| Board Risk | 7 |
| Book Value | 18.113 |
| City | New York |
| Compensation As Of Epoch Date | 1,735,603,200 |
| Compensation Risk | 3 |
| Country | United States |
| Crypto Tradeable | 0 |
| Currency | USD |
| Current Price | 9.54 |
| Current Ratio | 21.815 |
| Custom Price Alert Confidence | HIGH |
| Date Short Interest | 1,774,915,200 |
| Day High | 10.0 |
| Day Low | 9.2963 |
| Debt To Equity | 472.939 |
| Dividend Date | 1,774,915,200 |
| Dividend Rate | 0.48 |
| Dividend Yield | 5.03 |
| Earnings Call Timestamp End | 1,771,509,600 |
| Earnings Call Timestamp Start | 1,771,509,600 |
| Earnings Growth | 0.162 |
| Earnings Quarterly Growth | 0.203 |
| Earnings Timestamp | 1,771,448,400 |
| Earnings Timestamp End | 1,777,492,800 |
| Earnings Timestamp Start | 1,777,492,800 |
| Ebitda | 186,635,008 |
| Ebitda Margins | 0.52824 |
| Enterprise To Ebitda | 13.491 |
| Enterprise To Revenue | 7.127 |
| Enterprise Value | 2,517,918,208 |
| Eps Current Year | 1.25 |
| Eps Forward | 1.48 |
| Eps Trailing Twelve Months | 1.78 |
| Esg Populated | 0 |
| Ex Dividend Date | 1,773,878,400 |
| Exchange | NMS |
| Exchange Data Delayed By | 0 |
| Exchange Timezone Name | America/New_York |
| Exchange Timezone Short Name | EDT |
| Fax | 212 328 2121 |
| Fifty Day Average | 9.4552 |
| Fifty Day Average Change | 0.08479977 |
| Fifty Day Average Change Percent | 0.008968585 |
| Fifty Two Week Change Percent | 8.779931 |
| Fifty Two Week High | 11.0 |
| Fifty Two Week High Change | -1.46 |
| Fifty Two Week High Change Percent | -0.13272728 |
| Fifty Two Week Low | 7.85 |
| Fifty Two Week Low Change | 1.69 |
| Fifty Two Week Low Change Percent | 0.21528663 |
| Fifty Two Week Range | 7.85 - 11.0 |
| Financial Currency | USD |
| First Trade Date Milliseconds | 832,858,200,000 |
| Five Year Avg Dividend Yield | 10.62 |
| Float Shares | 14,834,162 |
| Forward Eps | 1.48 |
| Forward P E | 6.4459457 |
| Free Cashflow | 10,289,125 |
| Full Exchange Name | NasdaqGS |
| Full Time Employees | 179 |
| Gmt Off Set Milliseconds | -14,400,000 |
| Governance Epoch Date | 1,775,001,600 |
| Gross Margins | 0.74577004 |
| Gross Profits | 263,491,008 |
| Has Pre Post Market Data | 1 |
| Held Percent Insiders | 0.32112998 |
| Held Percent Institutions | 0.39796 |
| Implied Shares Outstanding | 23,530,083 |
| Industry | Credit Services |
| Industry Disp | Credit Services |
| Industry Key | credit-services |
| Ir Website | http://www.medallionfinancial.com/investors.htm |
| Is Earnings Date Estimate | 1 |
| Language | en-US |
| Last Dividend Date | 1,773,878,400 |
| Last Dividend Value | 0.12 |
| Last Fiscal Year End | 1,767,139,200 |
| Long Business Summary | Medallion Financial Corp., together with its subsidiaries, operates as a specialty finance company in the United States. It operates in four segments: Recreation Lending, Home Improvement Lending, Commercial Loans, Taxi Medallion Lending. The company offers loans that finance consumer purchases of recreational vehicles, boats, collector cars, and other consumer recreational equipment; consumer financing for window, siding, and roof replacement, swimming pool installations, and other home improvement projects; senior and subordinated loans for the purchase of equipment and related assets necessary to open a new business, or purchase or improvement of an existing business; and taxi medallion loans to individuals and small to mid-size businesses. It also provides debt, mezzanine, and equity investment capital to companies in various commercial industries; and raises deposits and conducts other banking activities. The company was incorporated in 1995 and is headquartered in New York City, New York. |
| Long Name | Medallion Financial Corp. |
| Market | us_market |
| Market Cap | 224,477,008 |
| Market State | CLOSED |
| Max Age | 86,400 |
| Message Board Id | finmb_21737 |
| Most Recent Quarter | 1,767,139,200 |
| Net Income To Common | 43,044,000 |
| Next Fiscal Year End | 1,798,675,200 |
| Non Diluted Market Cap | 224,476,991 |
| Number Of Analyst Opinions | 2 |
| Open | 9.52 |
| Operating Cashflow | 126,283,000 |
| Operating Margins | 0.47961 |
| Overall Risk | 6 |
| Payout Ratio | 0.264 |
| Peg Ratio | 0.77 |
| Phone | 212 328 2100 |
| Post Market Change | 0.0 |
| Post Market Change Percent | 0.0 |
| Post Market Price | 9.54 |
| Post Market Time | 1,776,456,605 |
| Previous Close | 9.42 |
| Price Eps Current Year | 7.632 |
| Price Hint | 2 |
| Price To Book | 0.5266935 |
| Price To Sales Trailing12 Months | 0.63534886 |
| Profit Margins | 0.121829994 |
| Quick Ratio | 1.803 |
| Quote Source Name | Nasdaq Real Time Price |
| Quote Type | EQUITY |
| Recommendation Key | none |
| Region | US |
| Regular Market Change | 0.12 |
| Regular Market Change Percent | 1.27388 |
| Regular Market Day High | 10.0 |
| Regular Market Day Low | 9.2963 |
| Regular Market Day Range | 9.2963 - 10.0 |
| Regular Market Open | 9.52 |
| Regular Market Previous Close | 9.42 |
| Regular Market Price | 9.54 |
| Regular Market Time | 1,776,456,001 |
| Regular Market Volume | 62,976 |
| Return On Assets | 0.03827 |
| Return On Equity | 0.11688 |
| Revenue Growth | 0.186 |
| Revenue Per Share | 15.513 |
| Sand P52 Week Change | 0.38150132 |
| Sector | Financial Services |
| Sector Disp | Financial Services |
| Sector Key | financial-services |
| Share Holder Rights Risk | 8 |
| Shares Outstanding | 23,530,083 |
| Shares Percent Shares Out | 0.0343 |
| Shares Short | 807,415 |
| Shares Short Previous Month Date | 1,772,150,400 |
| Shares Short Prior Month | 778,852 |
| Short Name | Medallion Financial Corp. |
| Short Percent Of Float | 0.0434 |
| Short Ratio | 11.85 |
| Source Interval | 15 |
| State | NY |
| Symbol | MFIN |
| Target High Price | 12.0 |
| Target Low Price | 11.5 |
| Target Mean Price | 11.75 |
| Target Median Price | 11.75 |
| Total Cash | 201,564,000 |
| Total Cash Per Share | 8.849 |
| Total Debt | 2,402,747,904 |
| Total Revenue | 353,312,992 |
| Tradeable | 0 |
| Trailing Annual Dividend Rate | 0.47 |
| Trailing Annual Dividend Yield | 0.04989384 |
| Trailing Eps | 1.78 |
| Trailing P E | 5.3595505 |
| Trailing Peg Ratio | None |
| Triggerable | 1 |
| Two Hundred Day Average | 9.9524 |
| Two Hundred Day Average Change | -0.41240025 |
| Two Hundred Day Average Change Percent | -0.041437265 |
| Type Disp | Equity |
| Volume | 62,976 |
| Website | https://www.medallion.com |
| Zip | 10,022 |