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mF International Limited (MFI)

Technology | Software - Application | Central, Hong Kong | NasdaqCM
9.13 USD +0.23 (2.585%) ⇧ (Aug. 27, 2026, 4 p.m. EDT)
After hours: 9.49 +0.36 (3.942%) ⇧ (Aug. 27, 2026, 7:30 p.m. EDT)

Short-term:★★⯪☆☆Long-term:★★⯪☆☆Dividends:☆☆☆☆☆
Hot Take | Aug. 22, 2026, 4:05 a.m. EDT

The stock presents a classic 'value trap' scenario where extreme valuation metrics mask severe operational distress. While the balance sheet appears pristine with a massive current ratio and negligible debt, the company is burning cash aggressively, evidenced by free cash flow of nearly -$380 million against revenues of only $34 million. This implies a cash burn rate that could deplete reserves in months, rendering the low P/E ratio a dangerous illusion rather than a bargain. Fundamentally, the business is deteriorating with negative operating margins and negative return on assets, suggesting the core software application is failing to generate profitability. The recent appointment of a blockchain expert as CEO and plans to launch Bitcoin mining and digital asset insurance indicate a desperate pivot away from the original software business, which carries significant execution risk in a volatile sector. Although the price has rallied sharply year-to-date (+521%), this surge likely reflects speculative interest in the new crypto pivot rather than sustainable earnings power, especially given the negative forward EPS. For investors, the lack of a dividend and the high probability of capital destruction due to cash burn outweigh the attractive price-to-book metric.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
AutoARIMA ✓0.090868
MSTL0.108960
AutoETS0.110183
AutoTheta0.110314

Forecast horizon: 45 days | Selected: AutoARIMA

Forecast Reliability
Score 33%
H-stat 0.16
Ljung-Box p 0.000
Jarque-Bera p 0.416
Excess Kurtosis -0.69
Attribute Value
Sector Technology
Debt to Equity Ratio 0.145
Revenue per Share 5.992
Market Cap 458,116,320
Trailing P/E 5.31
Forward P/E -37.73
Beta 7.04
Profit Margins 232.81%
Website https://www.m-finance.com

Info Dump

Attribute Value
52 Week Change -0.76589745
Address1 The Center
Address2 2,308, 23/F 99 Queen's Road Central
All Time High 115.92
All Time Low 4.048
Ask 11.53
Ask Size 2
Average Daily Volume10 Day 40,490
Average Daily Volume3 Month 16,090
Average Volume 16,090
Average Volume10Days 40,490
Beta 7.043
Bid 6.56
Bid Size 2
Book Value 10.200655
City Central
Country Hong Kong
Crypto Tradeable 0
Currency USD
Current Price 9.1301
Current Ratio 164.323
Custom Price Alert Confidence HIGH
Date Short Interest 1,786,665,600
Day High 9.5399
Day Low 8.8
Debt To Equity 0.145
Display Name mF
Ebitda -34,080,260
Ebitda Margins -1.0076001
Enterprise To Ebitda -7.057
Enterprise To Revenue 7.111
Enterprise Value 240,516,624
Eps Current Year -0.57
Eps Forward -0.242
Eps Trailing Twelve Months 1.72
Esg Populated 0
Exchange NCM
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 8.6298
Fifty Day Average Change 0.5003004
Fifty Day Average Change Percent 0.057973582
Fifty Two Week Change Percent -76.589745
Fifty Two Week High 60.73
Fifty Two Week High Change -51.5999
Fifty Two Week High Change Percent -0.8496608
Fifty Two Week Low 5.555
Fifty Two Week Low Change 3.5751004
Fifty Two Week Low Change Percent 0.64358246
Fifty Two Week Range 5.555 - 60.73
Financial Currency HKD
First Trade Date Milliseconds 1,713,792,600,000
Float Shares 49,045,507
Forward Eps -0.242
Forward P E -37.727688
Free Cashflow -3,801,770,496
Full Exchange Name NasdaqCM
Full Time Employees 33
Fullday Change 0.230101
Fullday Change Percent 2.5854
Fullday Price 9.49
Gmt Off Set Milliseconds -14,400,000
Gross Margins 0.29617
Gross Profits 10,017,415
Has Pre Post Market Data 1
Held Percent Insiders 0.0
Held Percent Institutions 0.01026
Implied Shares Outstanding 50,176,485
Industry Software - Application
Industry Disp Software - Application
Industry Key software-application
Ipo Expected Date 2,024-04-22
Language en-US
Last Fiscal Year End 1,767,139,200
Last Split Date 1,752,105,600
Last Split Factor 1:8
Long Business Summary mF International Limited provides financial trading solutions through the internet or software-as-a-service platforms in Hong Kong, Mainland China, and Southeast Asia. The company offers the m-FINANCE Trading Platform, a trading solution; a customer relationship management system (CRM) for facilitating forex and bullion brokerage companies to manage introducing brokers and clients; liquidity solutions for fully automatic hedging and sending clients' orders directly to liquidity providers; white label services; CopyMaster, a mobile application for social and copy trading; Broker+, a cross-platform solution that provides brokers the flexibility to operate as liquidity providers; and other financial value-added services, such as interactive charts, professional trading analysis and strategies, economic calendar, instant financial news, real-time quotes, online payment gateways, mobile customer relationship management system (mCRM), and website development. It also provides Trader Pro, a mobile trading app; MarketMaster, a social trading app; MarketWatch, which provides forex and bullion news, real-time quotes and charts, economic data, interest rates, currency converter, volatility and price alerts, and forums; forex liquidity bridge and trading plugins; ECN system, an automated system that matches buy and sell orders from different market participants; electronic identity verification solutions; and Futures Gateway for trading exchange futures. In addition, the company engages in algorithm trading research and development, as well as invests in bitcoin cash and other digital assets. It serves financial institutions, including brokers, investment banks, institutional clients, liquidity providers, and financial services providers. The company was founded in 2002 and is headquartered in Central, Hong Kong.
Long Name mF International Limited
Market us_market
Market Cap 458,116,320
Market State POSTPOST
Max Age 86,400
Message Board Id finmb_1853469307
Most Recent Quarter 1,767,139,200
Net Income To Common 78,744,704
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 446,570,715
Number Of Analyst Opinions 1
Open 8.93
Operating Cashflow -15,870,912
Operating Margins -1.08128
Payout Ratio 0.0
Phone 852 6810 1055
Post Market Change 0.35989952
Post Market Change Percent 3.941901
Post Market Price 9.49
Post Market Time 1,787,873,405
Previous Close 8.9
Price Eps Current Year -16.01772
Price Hint 2
Price To Book 0.8950504
Price To Sales Trailing12 Months 13.54445
Profit Margins 2.32813
Quick Ratio 9.11
Quote Source Name Nasdaq Real Time Price
Quote Type EQUITY
Recommendation Key none
Region US
Regular Market Change 0.23010063
Regular Market Change Percent 2.5854003
Regular Market Day High 9.5399
Regular Market Day Low 8.8
Regular Market Day Range 8.8 - 9.5399
Regular Market Open 8.93
Regular Market Previous Close 8.9
Regular Market Price 9.1301
Regular Market Time 1,787,860,800
Regular Market Volume 7,765
Return On Assets -0.01048
Return On Equity 0.038900003
Revenue Growth 0.378
Revenue Per Share 5.992
Sand P52 Week Change 0.1890428
Sector Technology
Sector Disp Technology
Sector Key technology
Shares Outstanding 49,045,623
Shares Percent Shares Out 0.0007
Shares Short 33,144
Shares Short Previous Month Date 1,784,073,600
Shares Short Prior Month 38,845
Short Name mF International Limited
Short Percent Of Float 0.0007
Short Ratio 6.01
Source Interval 15
Symbol MFI
Target High Price 30.0
Target Low Price 30.0
Target Mean Price 30.0
Target Median Price 30.0
Total Cash 223,408,048
Total Cash Per Share 4.452
Total Debt 5,808,357
Total Revenue 33,823,176
Tradeable 0
Trailing Annual Dividend Rate 0.0
Trailing Annual Dividend Yield 0.0
Trailing Eps 1.72
Trailing P E 5.3081975
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 12.503195
Two Hundred Day Average Change -3.3730946
Two Hundred Day Average Change Percent -0.2697786
Type Disp Equity
Volume 7,765
Website https://www.m-finance.com