Mercury General Corporation (MCY)Financial Services | Insurance - Property & Casualty | Los Angeles, United States | NYSE
107.78 USD
-2.58
(-2.338%) ⇩
(July 14, 2026, 4 p.m.
EDT)
|
Hot Take ↕ | July 11, 2026, 5:44 a.m. EDT
Mercury General presents a compelling convergence of deep value and aggressive momentum. Fundamentally, the stock is trading at a steep discount to book value (2.3x) with a robust 38% return on equity and double-digit revenue growth, suggesting the market has priced in severe underperformance that may be unwinding. The price action confirms this thesis, with the stock rallying nearly 20% over the last year to trade near its 52-week high, breaking out of a long consolidation range. While the dividend yield is modest at 1.2%, it is sustainable given the low payout ratio; investors here are chasing capital appreciation, not income. The options market is screaming 'upside,' with heavy call buying at strikes above the current price and almost no defensive put writing, signaling that smart money expects a continuation of this recovery. This is a high-conviction turnaround play where the balance sheet is strong, the growth is real, and the technicals are finally aligning with the fundamentals. |
| Model | MAE |
|---|---|
| AutoARIMA ✓ | 0.041731 |
| AutoTheta | 0.067630 |
| MSTL | 0.071832 |
| AutoETS | 0.077192 |
| MSTL_115 | 0.097549 |
| MSTL_84 | 0.109302 |
| MSTL_84_115 | 0.134373 |
Forecast horizon: 60 days | Selected: AutoARIMA
| Forecast Reliability | |
|---|---|
| Score | 36% |
| H-stat | 6.26 |
| Ljung-Box p | 0.000 |
| Jarque-Bera p | 0.087 |
| Excess Kurtosis | -0.37 |
| Attribute | Value |
|---|---|
| Sector | Financial Services |
| Ex Dividend Date | 2026-06-10 |
| Last Dividend Date | 2026-06-10 |
| Debt to Equity Ratio | 22.674 |
| Revenue per Share | 110.775 |
| Market Cap | 5,969,786,368 |
| Trailing P/E | 7.11 |
| Forward P/E | 8.98 |
| Beta | 0.91 |
| Profit Margins | 13.69% |
| Website | https://www.mercuryinsurance.com |
As of July 11, 2026, 5:44 a.m. EDT: Speculators are overwhelmingly bullish, evidenced by massive open interest in out-of-the-money calls (strikes 110, 120) compared to negligible put activity. The call side shows significant positioning at strikes above the current price, while the put side is virtually empty, indicating a strong consensus for continued upside momentum rather than downside protection.
| Last Yield | 1yr Yield | 3yr Avg | 5yr Avg |
|---|---|---|---|
| 0.32% | 1.44% | 2.23% | 3.12% |
| Date | Dividend | Yield % |
|---|---|---|
| 2026-06-11 | 0.3180 | 0.320759 |
| 2026-03-12 | 0.3180 | 0.363097 |
| 2025-12-10 | 0.3180 | 0.352081 |
| 2025-09-11 | 0.3180 | 0.402379 |
| 2025-06-12 | 0.3180 | 0.487655 |
| 2025-03-13 | 0.3180 | 0.573180 |
| 2024-12-12 | 0.3180 | 0.443576 |
| 2024-09-12 | 0.3180 | 0.549508 |
| 2024-06-13 | 0.3180 | 0.625123 |
| 2024-03-12 | 0.3180 | 0.674586 |
| 2023-12-13 | 0.3180 | 0.807107 |
| 2023-09-13 | 0.3180 | 1.090161 |
| 2023-06-14 | 0.3180 | 1.091283 |
| 2023-03-14 | 0.3180 | 1.038198 |
| 2022-12-14 | 0.3180 | 0.920672 |
| 2022-09-14 | 0.3180 | 0.930641 |
| 2022-06-15 | 0.6350 | 1.407670 |
| 2022-03-15 | 0.6350 | 1.215078 |
| 2021-12-15 | 0.6350 | 1.203563 |
| 2021-09-15 | 0.6330 | 1.102595 |
| 2021-06-15 | 0.6330 | 1.055176 |
| 2021-03-16 | 0.6330 | 1.057114 |
| 2020-12-15 | 0.6330 | 1.232477 |
| 2020-09-14 | 0.6300 | 1.445949 |
| 2020-06-10 | 0.6300 | 1.510791 |
| 2020-03-16 | 0.6300 | 1.802575 |
| 2019-12-11 | 0.6300 | 1.298166 |
| 2019-09-11 | 0.6280 | 1.140160 |
| 2019-06-12 | 0.6280 | 1.049641 |
| 2019-03-13 | 0.6280 | 1.246526 |
| 2018-12-12 | 0.6280 | 1.144941 |
| 2018-09-12 | 0.6250 | 1.185508 |
| 2018-06-13 | 0.6250 | 1.319122 |
| 2018-03-14 | 0.6250 | 1.339190 |
| 2017-12-13 | 0.6250 | 1.187761 |
| 2017-09-13 | 0.6230 | 1.092982 |
| 2017-06-13 | 0.6230 | 1.124549 |
| 2017-03-14 | 0.6230 | 1.052187 |
| 2016-12-13 | 0.6230 | 1.037987 |
| 2016-09-13 | 0.6200 | 1.158229 |
| 2016-06-14 | 0.6200 | 1.195296 |
| 2016-03-15 | 0.6200 | 1.158879 |
| 2015-12-11 | 0.6200 | 1.286307 |
| 2015-09-08 | 0.6180 | 1.254313 |
| 2015-06-09 | 0.6180 | 1.117945 |
| 2015-03-13 | 0.6180 | 1.126093 |
| 2014-12-10 | 0.6180 | 1.112111 |
| 2014-09-09 | 0.6150 | 1.249492 |
| 2014-06-10 | 0.6150 | 1.306010 |
| 2014-03-13 | 0.6150 | 1.382644 |
| 2013-12-10 | 0.6150 | 1.258956 |
| 2013-09-10 | 0.6130 | 1.346365 |
| 2013-06-11 | 0.6130 | 1.430572 |
| 2013-03-12 | 0.6130 | 1.687775 |
| 2012-12-11 | 0.6130 | 1.459524 |
| 2012-09-12 | 0.6100 | 1.548616 |
| 2012-06-12 | 0.6100 | 1.419265 |
| 2012-03-13 | 0.6100 | 1.386679 |
| 2011-12-13 | 0.6100 | 1.355556 |
| 2011-09-14 | 0.6000 | 1.558846 |
| 2011-06-14 | 0.6000 | 1.534527 |
| 2011-03-14 | 0.6000 | 1.567398 |
| 2010-12-14 | 0.6000 | 1.380262 |
| 2010-09-14 | 0.5900 | 1.488020 |
| 2010-06-11 | 0.5900 | 1.390198 |
| 2010-03-12 | 0.5900 | 1.383353 |
| 2009-12-14 | 0.5900 | 1.551407 |
| 2009-09-14 | 0.5800 | 1.583834 |
| 2009-06-11 | 0.5800 | 1.692936 |
| 2009-03-12 | 0.5800 | 2.358682 |
| 2008-12-12 | 0.5800 | 1.326017 |
| 2008-09-11 | 0.5800 | 1.107293 |
| 2008-06-11 | 0.5800 | 1.174327 |
| 2008-03-13 | 0.5800 | 1.322993 |
| 2007-12-12 | 0.5200 | 0.998464 |
| 2007-09-12 | 0.5200 | 0.972326 |
| 2007-06-13 | 0.5200 | 0.954654 |
| 2007-03-13 | 0.5200 | 1.007166 |
| 2006-12-13 | 0.4800 | 0.905831 |
| 2006-09-13 | 0.4800 | 0.962310 |
| 2006-06-13 | 0.4800 | 0.874636 |
| 2006-03-13 | 0.4800 | 0.879765 |
| 2005-12-13 | 0.4300 | 0.731417 |
| 2005-09-13 | 0.4300 | 0.729061 |
| 2005-06-13 | 0.4300 | 0.777577 |
| 2005-03-11 | 0.4300 | 0.785962 |
| 2004-12-13 | 0.3700 | 0.653479 |
| 2004-09-13 | 0.3700 | 0.707728 |
| 2004-06-14 | 0.3700 | 0.726060 |
| 2004-03-11 | 0.3700 | 0.724070 |
| 2003-12-11 | 0.3300 | 0.718485 |
| 2003-09-10 | 0.3300 | 0.761246 |
| 2003-06-11 | 0.3300 | 0.714440 |
| 2003-03-13 | 0.3300 | 0.929577 |
| 2002-12-11 | 0.3000 | 0.769034 |
| 2002-09-11 | 0.3000 | 0.693481 |
| 2002-06-12 | 0.3000 | 0.639659 |
| 2002-03-13 | 0.3000 | 0.691085 |
| 2001-12-12 | 0.2650 | 0.638554 |
| 2001-06-13 | 0.2650 | 0.737135 |
| 2001-03-13 | 0.2650 | 0.785185 |
| 2000-12-12 | 0.2400 | 0.596273 |
| 2000-09-12 | 0.2400 | 0.870748 |
| 2000-06-13 | 0.2400 | 0.950495 |
| 2000-03-13 | 0.2400 | 1.094017 |
| 1999-12-13 | 0.2100 | 0.979592 |
| 1999-09-14 | 0.2100 | 0.692784 |
| 1999-06-14 | 0.2100 | 0.582322 |
| 1999-03-15 | 0.2100 | 0.585366 |
| 1998-12-11 | 0.1750 | 0.406386 |
| 1998-09-11 | 0.1750 | 0.460526 |
| 1998-06-12 | 0.1750 | 0.286885 |
| 1998-03-12 | 0.1750 | 0.292276 |
| 1997-12-12 | 0.1450 | 0.271028 |
| 1997-09-12 | 0.1450 | 0.347305 |
| 1997-06-12 | 0.1450 | 0.386667 |
| 1997-03-13 | 0.1450 | 0.467742 |
| 1996-12-11 | 0.1200 | 0.445476 |
| 1996-09-12 | 0.1200 | 0.516129 |
| 1996-06-11 | 0.1200 | 0.544681 |
| 1996-03-13 | 0.1200 | 0.569733 |
| 1995-12-12 | 0.1000 | 0.406091 |
| 1995-09-13 | 0.1000 | 0.533333 |
| 1995-06-13 | 0.1000 | 0.579710 |
| 1995-03-09 | 0.1000 | 0.661157 |
| 1994-12-09 | 0.0875 | 0.630631 |
| 1994-09-09 | 0.0875 | 0.630631 |
| 1994-06-09 | 0.0875 | 0.578512 |
| 1994-03-09 | 0.0875 | 0.578512 |
| 1993-12-09 | 0.0750 | 0.500000 |
| 1993-09-09 | 0.0750 | 0.422535 |
| 1993-06-09 | 0.0750 | 0.465116 |
| 1993-03-10 | 0.0750 | 0.434783 |
| 1992-12-09 | 0.0625 | 0.471698 |
| 1992-09-09 | 0.0625 | 0.540541 |
| 1992-06-09 | 0.0625 | 0.636943 |
| 1992-03-10 | 0.0625 | 0.763359 |
| 1991-12-09 | 0.0500 | 0.689655 |
| 1991-09-06 | 0.0500 | 0.707965 |
| 1990-06-11 | 0.0375 | 0.869565 |
| 1988-12-09 | 0.0250 | 0.842105 |
| 1988-09-09 | 0.0250 | 0.747664 |
| 1988-06-09 | 0.0250 | 0.842105 |
| 1988-03-09 | 0.0225 | 0.660550 |
| 1987-12-09 | 0.0200 | 0.576577 |
| 1987-09-09 | 0.0200 | 0.447552 |
| Attribute | Value |
|---|---|
| 52 Week Change | 0.6069778 |
| Address1 | 4,484 Wilshire Boulevard |
| All Time High | 113.06 |
| All Time Low | 2.65625 |
| Ask | 120.25 |
| Ask Size | 100 |
| Audit Risk | 8 |
| Average Daily Volume10 Day | 285,620 |
| Average Daily Volume3 Month | 274,100 |
| Average Volume | 274,100 |
| Average Volume10Days | 285,620 |
| Beta | 0.909 |
| Bid | 99.0 |
| Bid Size | 300 |
| Board Risk | 7 |
| Book Value | 46.762 |
| City | Los Angeles |
| Compensation As Of Epoch Date | 1,767,139,200 |
| Compensation Risk | 5 |
| Country | United States |
| Crypto Tradeable | 0 |
| Currency | USD |
| Current Price | 107.78 |
| Current Ratio | 0.875 |
| Custom Price Alert Confidence | HIGH |
| Date Short Interest | 1,782,777,600 |
| Day High | 111.305 |
| Day Low | 107.765 |
| Debt To Equity | 22.674 |
| Display Name | Mercury General |
| Dividend Date | 1,782,345,600 |
| Dividend Rate | 1.27 |
| Dividend Yield | 1.18 |
| Earnings Call Timestamp End | 1,739,379,600 |
| Earnings Call Timestamp Start | 1,739,379,600 |
| Earnings Timestamp | 1,785,873,600 |
| Earnings Timestamp End | 1,785,873,600 |
| Earnings Timestamp Start | 1,785,873,600 |
| Ebitda | 1,144,734,976 |
| Ebitda Margins | 0.18656999 |
| Enterprise To Ebitda | 4.162 |
| Enterprise To Revenue | 0.776 |
| Enterprise Value | 4,764,340,224 |
| Eps Current Year | 11.75 |
| Eps Forward | 12.0 |
| Eps Trailing Twelve Months | 15.16 |
| Esg Populated | 0 |
| Ex Dividend Date | 1,781,136,000 |
| Exchange | NYQ |
| Exchange Data Delayed By | 0 |
| Exchange Timezone Name | America/New_York |
| Exchange Timezone Short Name | EDT |
| Fifty Day Average | 102.365 |
| Fifty Day Average Change | 5.415001 |
| Fifty Day Average Change Percent | 0.05289895 |
| Fifty Two Week Change Percent | 60.69778 |
| Fifty Two Week High | 113.06 |
| Fifty Two Week High Change | -5.279999 |
| Fifty Two Week High Change Percent | -0.046700858 |
| Fifty Two Week Low | 66.06 |
| Fifty Two Week Low Change | 41.72 |
| Fifty Two Week Low Change Percent | 0.6315471 |
| Fifty Two Week Range | 66.06 - 113.06 |
| Financial Currency | USD |
| First Trade Date Milliseconds | 501,345,000,000 |
| Five Year Avg Dividend Yield | 3.55 |
| Float Shares | 26,540,015 |
| Forward Eps | 12.0 |
| Forward P E | 8.981667 |
| Free Cashflow | 1,573,970,304 |
| Full Exchange Name | NYSE |
| Full Time Employees | 4,380 |
| Gmt Off Set Milliseconds | -14,400,000 |
| Governance Epoch Date | 1,782,864,000 |
| Gross Margins | 0.25234 |
| Gross Profits | 1,548,308,992 |
| Has Pre Post Market Data | 1 |
| Held Percent Insiders | 0.52031 |
| Held Percent Institutions | 0.47935 |
| Implied Shares Outstanding | 55,388,627 |
| Industry | Insurance - Property & Casualty |
| Industry Disp | Insurance - Property & Casualty |
| Industry Key | insurance-property-casualty |
| Is Earnings Date Estimate | 0 |
| Language | en-US |
| Last Dividend Date | 1,781,136,000 |
| Last Dividend Value | 0.318 |
| Last Fiscal Year End | 1,767,139,200 |
| Last Split Date | 876,441,600 |
| Last Split Factor | 2:1 |
| Long Business Summary | Mercury General Corporation, together with its subsidiaries, engages in writing personal automobile insurance in the United States. It also writes homeowners, commercial automobile, commercial property, mechanical protection, and umbrella insurance products. The company's automobile insurance products include collision, property damage, bodily injury, comprehensive, personal injury protection, underinsured and uninsured motorist, and other hazards; and homeowners insurance products comprise dwelling, liability, personal property, and other coverages. It sells its policies through a network of independent agents and insurance agencies, as well as directly through internet sales portals in Arizona, California, Florida, Georgia, Illinois, Nevada, New Jersey, New York, Oklahoma, Texas, and Virginia. Mercury General Corporation was incorporated in 1961 and is headquartered in Los Angeles, California. |
| Long Name | Mercury General Corporation |
| Market | us_market |
| Market Cap | 5,969,786,368 |
| Market State | PRE |
| Max Age | 86,400 |
| Message Board Id | finmb_287366 |
| Most Recent Quarter | 1,774,915,200 |
| Net Income To Common | 839,841,984 |
| Next Fiscal Year End | 1,798,675,200 |
| Non Diluted Market Cap | 6,112,688,875 |
| Number Of Analyst Opinions | 1 |
| Open | 109.97 |
| Operating Cashflow | 1,481,517,952 |
| Operating Margins | 0.15747 |
| Overall Risk | 5 |
| Payout Ratio | 0.0837 |
| Peg Ratio | 1.11 |
| Phone | 323 937 1060 |
| Pre Market Change | 1.4199982 |
| Pre Market Change Percent | 1.3174969 |
| Pre Market Price | 109.2 |
| Pre Market Time | 1,784,115,900 |
| Previous Close | 110.36 |
| Price Eps Current Year | 9.172766 |
| Price Hint | 2 |
| Price To Book | 2.3048627 |
| Price To Sales Trailing12 Months | 0.97295964 |
| Profit Margins | 0.13688 |
| Quick Ratio | 0.838 |
| Quote Source Name | Delayed Quote |
| Quote Type | EQUITY |
| Recommendation Key | none |
| Region | US |
| Regular Market Change | -2.58 |
| Regular Market Change Percent | -2.33781 |
| Regular Market Day High | 111.305 |
| Regular Market Day Low | 107.765 |
| Regular Market Day Range | 107.765 - 111.305 |
| Regular Market Open | 109.97 |
| Regular Market Previous Close | 110.36 |
| Regular Market Price | 107.78 |
| Regular Market Time | 1,784,059,202 |
| Regular Market Volume | 256,505 |
| Return On Assets | 0.07058 |
| Return On Equity | 0.38082 |
| Revenue Growth | 0.105 |
| Revenue Per Share | 110.775 |
| Sand P52 Week Change | 0.2043345 |
| Sector | Financial Services |
| Sector Disp | Financial Services |
| Sector Key | financial-services |
| Share Holder Rights Risk | 3 |
| Shares Outstanding | 55,388,627 |
| Shares Percent Shares Out | 0.0255 |
| Shares Short | 1,410,132 |
| Shares Short Previous Month Date | 1,780,012,800 |
| Shares Short Prior Month | 1,366,296 |
| Short Name | Mercury General Corporation |
| Short Percent Of Float | 0.0395 |
| Short Ratio | 4.4 |
| Source Interval | 15 |
| State | CA |
| Symbol | MCY |
| Target High Price | 120.0 |
| Target Low Price | 120.0 |
| Target Mean Price | 120.0 |
| Target Median Price | 120.0 |
| Total Cash | 1,792,723,968 |
| Total Cash Per Share | 32.366 |
| Total Debt | 587,278,016 |
| Total Revenue | 6,135,697,920 |
| Tradeable | 0 |
| Trailing Annual Dividend Rate | 1.27 |
| Trailing Annual Dividend Yield | 0.011507792 |
| Trailing Eps | 15.16 |
| Trailing P E | 7.1094985 |
| Trailing Peg Ratio | None |
| Triggerable | 1 |
| Two Hundred Day Average | 92.1691 |
| Two Hundred Day Average Change | 15.610901 |
| Two Hundred Day Average Change Percent | 0.1693724 |
| Type Disp | Equity |
| Volume | 256,505 |
| Website | https://www.mercuryinsurance.com |
| Zip | 90,010 |