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Mechanics Bancorp (MCHB)

Financial Services | Banks - Regional | Walnut Creek, United States | NasdaqGS
15.51 USD +0.59 (3.954%) ⇧ (April 17, 2026, 4 p.m. EDT)
After hours: 15.47 -0.04 (-0.043%) ⇩ (April 17, 2026, 5:48 p.m. EDT)

Short-term: ★★★☆☆ | Long-term: ★★★★☆ | Dividends: ★★★★★
Hot Take | April 11, 2026, 2:43 p.m. EDT

Mechanics Bancorp (MCHB) shows a strong dividend yield with a consistent payout history, making it attractive for income-focused investors. The recent price movements have been relatively stable, with a slight dip from the 52-week high. The strong fundamentals and recent merger activity could support long-term growth. However, the short-term forecasting model suggests a modest upward trend, which may present a buying opportunity for short-term traders. Investors should consider the options activity, which indicates mixed sentiment, and the overall market conditions before making decisions.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
MSTL ✓0.020835
AutoTheta0.022260
AutoETS0.023332
AutoARIMA0.032305

Forecast horizon: 45 days | Selected: MSTL

Forecast Reliability
Score 80%
H-stat 0.96
Ljung-Box p 0.000
Jarque-Bera p 0.574
Excess Kurtosis -0.76
Attribute Value
Sector Financial Services
Ex Dividend Date 2026-03-08
Last Dividend Date 2026-03-08
Revenue per Share 3.08
Market Cap 3,433,923,328
Trailing P/E 12.71
Forward P/E 11.53
Beta 0.21
Profit Margins 41.35%
Previous Name Mechanics Bank
Website https://www.mechanicsbank.com

As of April 11, 2026, 2:43 p.m. EDT: Options activity shows mixed signals. The calls for April 17th have limited volume and open interest, with some ATM and OTM strikes showing moderate interest. For May 15th, there's a significant amount of volume and open interest in the 14.0 and 15.0 strike prices, indicating potential for price movement. The puts for May 15th show higher volatility and open interest at lower strikes, suggesting some bearish sentiment. Overall, the options data indicates a cautious outlook with potential for both upward and downward movements, but not a strong consensus.


Dividend Data

Yield Summary
Last Yield 1yr Yield 3yr Avg 5yr Avg
2.82% 4.30% 2.94% 3.30%
Dividend History
Date Dividend Yield %
2026-03-09 0.40 2.816901
2025-12-08 0.21 1.487480
2023-11-07 0.10 1.815472
2023-08-08 0.10 0.967472
2023-05-09 0.10 1.731015
2023-02-07 0.35 1.342180
2022-11-07 0.35 1.489675
2022-08-08 0.35 1.089397
2022-05-09 0.35 0.993873
2022-02-08 0.35 0.774161
2021-11-08 0.25 0.576700
2021-08-09 0.25 0.734873
2021-05-10 0.25 0.665775
2021-02-08 0.25 0.709911
2020-11-05 0.15 0.553440
2020-08-06 0.15 0.633437
2020-05-01 0.15 0.725666
2020-02-04 0.15 0.567070
2014-01-30 0.11 0.735559
2013-10-31 0.11 0.695335
2013-08-01 0.11 0.606845
2013-04-09 0.11 0.613576
Additional Data
dividendRate 1.6
dividendYield 10.32
exDividendDate 2026-03-09
trailingAnnualDividendRate 0.21
trailingAnnualDividendYield 0.014075067
lastDividendValue 0.4
lastDividendDate 2026-03-09
dividendDate 2026-03-19

Info Dump

Attribute Value
52 Week Change 0.4401114
Address1 1,111 Civic Drive
Address2 Suite 390
All Time High 57.4
All Time Low 4.2
Ask 15.56
Ask Size 1
Average Analyst Rating 2.0 - Buy
Average Daily Volume10 Day 477,200
Average Daily Volume3 Month 412,430
Average Volume 412,430
Average Volume10Days 477,200
Beta 0.205
Bid 15.47
Bid Size 1
Book Value 12.934
City Walnut Creek
Country United States
Crypto Tradeable 0
Currency USD
Current Price 15.51
Custom Price Alert Confidence HIGH
Date Short Interest 1,774,915,200
Day High 15.69
Day Low 15.07
Dividend Date 1,773,878,400
Dividend Rate 1.6
Dividend Yield 10.32
Earnings Call Timestamp End 1,777,579,200
Earnings Call Timestamp Start 1,777,579,200
Earnings Growth 1.187
Earnings Quarterly Growth 1.406
Earnings Timestamp 1,777,552,200
Earnings Timestamp End 1,777,552,200
Earnings Timestamp Start 1,777,552,200
Ebitda Margins 0.0
Enterprise To Revenue 4.104
Enterprise Value 2,637,463,040
Eps Current Year 1.175
Eps Forward 1.345
Eps Trailing Twelve Months 1.22
Esg Populated 0
Ex Dividend Date 1,773,014,400
Exchange NMS
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 14.856
Fifty Day Average Change 0.6540003
Fifty Day Average Change Percent 0.044022635
Fifty Two Week Change Percent 44.01114
Fifty Two Week High 16.02
Fifty Two Week High Change -0.5100002
Fifty Two Week High Change Percent -0.03183522
Fifty Two Week Low 10.35
Fifty Two Week Low Change 5.16
Fifty Two Week Low Change Percent 0.49855068
Fifty Two Week Range 10.35 - 16.02
Financial Currency USD
First Trade Date Milliseconds 1,328,884,200,000
Float Shares 41,939,843
Forward Eps 1.345
Forward P E 11.531598
Full Exchange Name NasdaqGS
Full Time Employees 1,971
Gmt Off Set Milliseconds -14,400,000
Gross Margins 0.0
Gross Profits 642,659,968
Has Pre Post Market Data 1
Held Percent Insiders 0.78331
Held Percent Institutions 0.13348
Implied Shares Outstanding 221,400,590
Industry Banks - Regional
Industry Disp Banks - Regional
Industry Key banks-regional
Is Earnings Date Estimate 0
Language en-US
Last Dividend Date 1,773,014,400
Last Dividend Value 0.4
Last Fiscal Year End 1,767,139,200
Last Split Date 1,352,332,800
Last Split Factor 2:1
Long Business Summary Mechanics Bancorp operates as the holding company for Mechanics Bank that provides banking services in California, Oregon, Washington, and Hawaii.It offers various checking and savings accounts, retirement accounts, money market accounts, time certificates of deposit, and safe deposit boxes. The company also provides home loans, auto loans, term loans and lines of credit, owner occupied real estate lending services, small business lending loans, multi-family lending services; mortgage and consumer lending loans; commercial real estate loans; residential construction loans; private banking, such as loan program, personal lines of credit and investment management and trust lines of credit. In addition, it offers unsecured consumer installment loans and personal reserve accounts; automated bill payments, remote and mobile deposit capture, automated clearing house origination, wire transfer, lockbox, payee positive pay, and direct deposit; digital banking. Further, the company provides real estate, escrow services, title, labor unions, nonprofits and property management services. Mechanics Bancorp was founded in 1905 and is headquartered in Walnut Creek, California.
Long Name Mechanics Bancorp
Market us_market
Market Cap 3,433,923,328
Market State CLOSED
Max Age 86,400
Message Board Id finmb_3168422
Most Recent Quarter 1,767,139,200
Name Change Date 2,026-04-18
Net Income To Common 265,739,008
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 3,433,923,150
Number Of Analyst Opinions 2
Open 15.14
Operating Cashflow 193,592,000
Operating Margins 0.49096
Payout Ratio 0.1721
Phone 925 482 8000
Post Market Change -0.04339981
Post Market Change Percent -0.27981824
Post Market Price 15.4666
Post Market Time 1,776,462,488
Prev Name Mechanics Bank
Previous Close 14.92
Price Eps Current Year 13.200001
Price Hint 2
Price To Book 1.199165
Price To Sales Trailing12 Months 5.3432975
Profit Margins 0.41349998
Quote Source Name Nasdaq Real Time Price
Quote Type EQUITY
Recommendation Key buy
Recommendation Mean 2.0
Region US
Regular Market Change 0.59
Regular Market Change Percent 3.95442
Regular Market Day High 15.69
Regular Market Day Low 15.07
Regular Market Day Range 15.07 - 15.69
Regular Market Open 15.14
Regular Market Previous Close 14.92
Regular Market Price 15.51
Regular Market Time 1,776,456,001
Regular Market Volume 704,640
Return On Assets 0.01368
Return On Equity 0.102910005
Revenue Growth 0.502
Revenue Per Share 3.08
Sand P52 Week Change 0.38150132
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Shares Outstanding 220,286,142
Shares Percent Shares Out 0.0188
Shares Short 3,776,191
Shares Short Previous Month Date 1,772,150,400
Shares Short Prior Month 4,354,666
Short Name Mechanics Bancorp
Short Ratio 10.06
Source Interval 15
State CA
Symbol MCHB
Target High Price 17.0
Target Low Price 16.0
Target Mean Price 16.5
Target Median Price 16.5
Total Cash 1,083,692,032
Total Cash Per Share 4.895
Total Debt 287,419,008
Total Revenue 642,659,968
Tradeable 0
Trailing Annual Dividend Rate 0.21
Trailing Annual Dividend Yield 0.014075067
Trailing Eps 1.22
Trailing P E 12.713115
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 14.06065
Two Hundred Day Average Change 1.4493504
Two Hundred Day Average Change Percent 0.10307848
Type Disp Equity
Volume 704,640
Website https://www.mechanicsbank.com
Zip 94,596