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MetroCity Bankshares, Inc. (MCBS)

Financial Services | Banks - Regional | Doraville, United States | NasdaqGS
32.66 USD +1.08 (3.420%) ⇧ (April 17, 2026, 4 p.m. EDT)
After hours: 32.66

Short-term: ★★★☆☆ | Long-term: ★★★★☆ | Dividends: ★★★★☆
Hot Take | April 11, 2026, 4:25 p.m. EDT

MCBS has shown a consistent dividend payout with a yield of 3.12%, which is attractive for income-focused investors. The recent price action shows a slight upward trend, and the stock is currently trading near its 52-week high. The options data suggests a cautious outlook with potential for both upward and downward movements. While the short-term forecast indicates a modest positive direction, the long-term fundamentals and dividend stability make it a solid holding for investors looking for consistent returns.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
AutoTheta ✓0.062442
MSTL0.065567
AutoETS0.070067
AutoARIMA0.070071

Forecast horizon: 45 days | Selected: AutoTheta

Forecast Reliability
Score 61%
H-stat 1.90
Ljung-Box p 0.000
Jarque-Bera p 0.525
Excess Kurtosis 0.10
Attribute Value
Sector Financial Services
Ex Dividend Date 2026-04-28
Last Dividend Date 2026-02-03
Revenue per Share 6.059
Market Cap 941,205,056
Trailing P/E 12.37
Forward P/E 10.05
Beta 0.69
Profit Margins 43.95%
Website https://www.metrocitybank.bank

As of April 11, 2026, 4:25 p.m. EDT: Options activity suggests a mixed sentiment. For calls, the ATM strike at 30.0 has significant open interest and implied volatility, indicating potential for upward movement. However, the puts show higher implied volatility at the 25.0 strike, suggesting some bearish sentiment. Overall, the options market is cautiously optimistic with a slight tilt towards potential downside.


Dividend Data

Yield Summary
Last Yield 1yr Yield 3yr Avg 5yr Avg
0.84% 3.59% 3.59% 3.39%
Dividend History
Date Dividend Yield %
2026-02-04 0.25 0.838082
2025-10-29 0.25 0.990711
2025-07-30 0.25 0.909416
2025-04-30 0.23 0.856774
2025-01-29 0.23 0.758731
2024-10-30 0.23 0.792840
2024-07-31 0.20 0.664982
2024-04-30 0.20 0.920447
2024-01-30 0.20 0.843852
2023-10-31 0.18 0.965644
2023-08-02 0.18 0.908680
2023-05-02 0.18 1.316259
2023-01-31 0.18 0.984979
2022-11-01 0.15 0.766194
2022-08-02 0.15 0.827820
2022-05-03 0.15 0.828173
2022-02-01 0.15 0.683607
2021-11-02 0.14 0.676069
2021-08-02 0.12 0.693612
2021-05-03 0.10 0.715945
2021-02-02 0.10 0.805349
2020-11-03 0.09 0.738500
2020-07-30 0.09 0.776234
2020-04-30 0.11 1.238624
2020-01-30 0.11 0.775403
2019-10-31 0.11 0.916181
Additional Data
dividendRate 1.04
dividendYield 3.18
exDividendDate 2026-04-29
trailingAnnualDividendRate 0.96
trailingAnnualDividendYield 0.030398985
lastDividendValue 0.25
lastDividendDate 2026-02-04
dividendDate 2026-02-13

Info Dump

Attribute Value
52 Week Change 0.1872046
Address1 5,114 Buford Highway
All Time High 36.152
All Time Low 8.31
Ask 32.79
Ask Size 1
Audit Risk 4
Average Analyst Rating 3.0 - Hold
Average Daily Volume10 Day 109,040
Average Daily Volume3 Month 102,135
Average Volume 102,135
Average Volume10Days 109,040
Beta 0.694
Bid 32.59
Bid Size 1
Board Risk 9
Book Value 18.883
City Doraville
Compensation As Of Epoch Date 1,735,603,200
Compensation Risk 5
Country United States
Crypto Tradeable 0
Currency USD
Current Price 32.66
Custom Price Alert Confidence HIGH
Date Short Interest 1,774,915,200
Day High 33.055
Day Low 31.745
Display Name MetroCity Bankshares
Dividend Date 1,770,940,800
Dividend Rate 1.04
Dividend Yield 3.18
Earnings Growth 0.083
Earnings Quarterly Growth 0.117
Earnings Timestamp 1,769,779,800
Earnings Timestamp End 1,777,057,200
Earnings Timestamp Start 1,777,057,200
Ebitda Margins 0.0
Enterprise To Revenue 6.893
Enterprise Value 1,074,883,712
Eps Current Year 3.22
Eps Forward 3.25
Eps Trailing Twelve Months 2.64
Esg Populated 0
Ex Dividend Date 1,777,420,800
Exchange NMS
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 29.1505
Fifty Day Average Change 3.5095005
Fifty Day Average Change Percent 0.120392464
Fifty Two Week Change Percent 18.720459
Fifty Two Week High 33.08
Fifty Two Week High Change -0.42000198
Fifty Two Week High Change Percent -0.012696553
Fifty Two Week Low 24.528
Fifty Two Week Low Change 8.132
Fifty Two Week Low Change Percent 0.33153945
Fifty Two Week Range 24.528 - 33.08
Financial Currency USD
First Trade Date Milliseconds 1,567,690,200,000
Five Year Avg Dividend Yield 2.89
Float Shares 22,100,406
Forward Eps 3.25
Forward P E 10.049231
Full Exchange Name NasdaqGS
Full Time Employees 317
Gmt Off Set Milliseconds -14,400,000
Governance Epoch Date 1,775,001,600
Gross Margins 0.0
Gross Profits 155,931,008
Has Pre Post Market Data 1
Held Percent Insiders 0.21927999
Held Percent Institutions 0.22655001
Implied Shares Outstanding 28,818,282
Industry Banks - Regional
Industry Disp Banks - Regional
Industry Key banks-regional
Is Earnings Date Estimate 1
Language en-US
Last Dividend Date 1,770,163,200
Last Dividend Value 0.25
Last Fiscal Year End 1,767,139,200
Long Business Summary MetroCity Bankshares, Inc. operates as the bank holding company for Metro City Bank that provides banking products and services in the United States. The company offers customary banking services, such as consumer and commercial checking, savings, and money market accounts, as well as certificates of deposit. It also provides commercial and consumer loans, including single family residential loans; construction and development, and owner and non-owner occupied commercial real estate loans; and commercial and industrial, residential mortgage, small business administration loans, and consumer and other loans, as well as letters of credit and investment securities. In addition, the company offers online banking services, which include access to account balances, online transfers, online bill payment, and electronic delivery of customer statements; mobile banking solutions, such as remote check deposit with mobile bill pay; and automated teller machines and banking by telephone, mail and personal appointment. Further, it provides debit cards for checking customers, direct deposits, and cashier's checks; treasury management services, including balance reporting, transfers between accounts, wire transfer initiation, automated clearing house, and stop payments services; and cash management deposit products, such as remote deposit capture, positive pay, zero balance accounts, and sweep accounts. MetroCity Bankshares, Inc. was founded in 2006 and is headquartered in Doraville, Georgia.
Long Name MetroCity Bankshares, Inc.
Market us_market
Market Cap 941,205,056
Market State CLOSED
Max Age 86,400
Message Board Id finmb_301335202
Most Recent Quarter 1,767,139,200
Net Income To Common 68,532,000
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 939,145,746
Number Of Analyst Opinions 1
Open 31.98
Operating Cashflow 37,702,000
Operating Margins 0.61521
Overall Risk 7
Payout Ratio 0.36360002
Phone 770 455 4989
Post Market Change 0.0
Post Market Change Percent 0.0
Post Market Price 32.66
Post Market Time 1,776,456,605
Previous Close 31.58
Price Eps Current Year 10.142857
Price Hint 2
Price To Book 1.729598
Price To Sales Trailing12 Months 6.036035
Profit Margins 0.4395
Quote Source Name Nasdaq Real Time Price
Quote Type EQUITY
Recommendation Key hold
Recommendation Mean 3.0
Region US
Regular Market Change 1.08
Regular Market Change Percent 3.41989
Regular Market Day High 33.055
Regular Market Day Low 31.745
Regular Market Day Range 31.745 - 33.055
Regular Market Open 31.98
Regular Market Previous Close 31.58
Regular Market Price 32.66
Regular Market Time 1,776,456,001
Regular Market Volume 150,236
Return On Assets 0.016390001
Return On Equity 0.14196
Revenue Growth 0.243
Revenue Per Share 6.059
Sand P52 Week Change 0.38150132
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Share Holder Rights Risk 7
Shares Outstanding 28,755,228
Shares Percent Shares Out 0.0137
Shares Short 392,881
Shares Short Previous Month Date 1,772,150,400
Shares Short Prior Month 242,410
Short Name MetroCity Bankshares, Inc.
Short Percent Of Float 0.0173
Short Ratio 2.92
Source Interval 15
State GA
Symbol MCBS
Target High Price 33.0
Target Low Price 33.0
Target Mean Price 33.0
Target Median Price 33.0
Total Cash 390,019,008
Total Cash Per Share 13.563
Total Debt 525,756,992
Total Revenue 155,931,008
Tradeable 0
Trailing Annual Dividend Rate 0.96
Trailing Annual Dividend Yield 0.030398985
Trailing Eps 2.64
Trailing P E 12.371212
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 28.135275
Two Hundred Day Average Change 4.524725
Two Hundred Day Average Change Percent 0.16082035
Type Disp Equity
Volume 150,236
Website https://www.metrocitybank.bank
Zip 30,340