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Merchants Bancorp (MBINM)

Financial Services | Banks - Regional | Carmel, United States | NasdaqCM
25.40 USD -0.06 (-0.216%) ⇩ (July 13, 2026, 4 p.m. EDT)
After hours: 25.37 -0.03 (-0.030%) ⇩ (July 13, 2026, 4:04 p.m. EDT)

Short-term:★★⯪☆☆Long-term:★★★⯪☆Dividends:★★★★☆
Hot Take | July 11, 2026, 3:14 a.m. EDT

The most compelling aspect of this instrument is its robust income profile, offering an 8.11% yield backed by a consistent payment history over the last five years. This reliability suggests management prioritizes shareholder returns despite the bank's recent operational headwinds. However, the equity story faces significant friction due to deteriorating operational efficiency; the company is generating negative operating cash flow while reporting only modest revenue growth, indicating that top-line expansion is not translating into bottom-line cash generation. Furthermore, the stock has recently underperformed, trading below its 50-day moving average with a slight downward drift in the most recent session, which dampens near-term momentum. While the valuation appears attractive relative to book value, the combination of weak cash conversion and recent price weakness prevents a strong bullish recommendation for the immediate future.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
MSTL ✓0.006935
AutoTheta0.007028
AutoETS0.007062
AutoARIMA0.008190

Forecast horizon: 45 days | Selected: MSTL

Forecast Reliability
Score 70%
H-stat 3.13
Ljung-Box p 0.000
Jarque-Bera p 0.362
Excess Kurtosis -0.70
Attribute Value
Sector Financial Services
Ex Dividend Date 2026-06-14
Last Dividend Date 2026-06-14
Revenue per Share 12.756
Beta 1.15
Profit Margins 38.99%
Website https://bankmerchants.com

Dividend Data

Yield Summary
Last Yield 1yr Yield 3yr Avg 5yr Avg
2.04% 8.24% 8.18%
Dividend History
Date Dividend Yield %
2026-06-15 0.516 2.035503
2026-03-13 0.516 2.058237
2025-12-15 0.516 2.068965
2025-09-15 0.516 2.074789
2025-06-13 0.516 2.052506
2025-03-14 0.516 2.011696
2024-12-13 0.516 2.002328
2024-09-13 0.516 1.989973
2024-06-14 0.516 2.036547
2024-03-14 0.516 2.076459
2023-12-14 0.516 2.050874
2023-09-14 0.516 2.089915
2023-06-14 0.516 2.199489
2023-03-14 0.516 2.127835
2022-12-14 0.539 1.963570
Additional Data
dividendRate 2.06
dividendYield 8.1
exDividendDate 2026-06-15
trailingAnnualDividendRate 0.41
trailingAnnualDividendYield 0.016106855
lastDividendValue 0.516
lastDividendDate 2026-06-15
dividendDate 2026-07-01

Info Dump

Attribute Value
52 Week Change 0.019015193
Address1 410 Monon Boulevard
All Time High 28.055
All Time Low 20.55
Ask 25.46
Ask Size 1
Average Daily Volume10 Day 9,650
Average Daily Volume3 Month 8,170
Average Volume 8,170
Average Volume10Days 9,650
Beta 1.147
Bid 25.0
Bid Size 1
Book Value 38.729
City Carmel
Compensation As Of Epoch Date 1,767,139,200
Country United States
Crypto Tradeable 0
Currency USD
Current Price 25.4
Custom Price Alert Confidence HIGH
Date Short Interest 1,782,777,600
Day High 25.43
Day Low 25.37
Dividend Date 1,782,864,000
Dividend Rate 2.06
Dividend Yield 8.1
Earnings Growth 0.345
Earnings Quarterly Growth 0.163
Earnings Timestamp End 1,754,049,600
Earnings Timestamp Start 1,753,700,340
Ebitda Margins 0.0
Enterprise To Revenue 10.119
Enterprise Value 5,924,199,424
Esg Populated 0
Ex Dividend Date 1,781,481,600
Exchange NCM
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 25.44654
Fifty Day Average Change -0.046541214
Fifty Day Average Change Percent -0.0018289799
Fifty Two Week Change Percent 1.9015193
Fifty Two Week High 25.96
Fifty Two Week High Change -0.55999947
Fifty Two Week High Change Percent -0.021571629
Fifty Two Week Low 24.0
Fifty Two Week Low Change 1.3999996
Fifty Two Week Low Change Percent 0.05833332
Fifty Two Week Range 24.0 - 25.96
Financial Currency USD
First Trade Date Milliseconds 1,664,199,000,000
Float Shares 28,825,847
Full Exchange Name NasdaqCM
Full Time Employees 735
Gmt Off Set Milliseconds -14,400,000
Gross Margins 0.0
Gross Profits 585,478,976
Has Pre Post Market Data 1
Held Percent Insiders 0.0
Held Percent Institutions 0.13853
Industry Banks - Regional
Industry Disp Banks - Regional
Industry Key banks-regional
Is Earnings Date Estimate 1
Language en-US
Last Dividend Date 1,781,481,600
Last Dividend Value 0.516
Last Fiscal Year End 1,767,139,200
Long Business Summary Merchants Bancorp operates as the diversified bank holding company in the United States. It operates through three segments: Multi-family Mortgage Banking, Mortgage Warehousing, and Banking. The Multi-family Mortgage Banking segment engages in the mortgage banking, which originates, and services government sponsored mortgages, including bridge financing products to refinance, acquire, or reposition multi-family housing projects, and construction lending for housing development and healthcare facilities financing. This segment also offers customized loan products for need-based skilled nursing facilities, such as independent living, assisted living, and memory care; and tax credit equity syndicator service. The Mortgage Warehousing segment funds agency eligible residential loans, as well as commercial loans to non-depository financial institutions. The Banking segment offers a range of financial products and services to consumers and businesses, which includes retail banking, commercial lending, agricultural lending, retail and correspondent residential mortgage banking, and small business administration lending. Merchants Bancorp was founded in 1990 and is headquartered in Carmel, Indiana.
Long Name Merchants Bancorp
Market us_market
Market State PREPRE
Max Age 86,400
Message Board Id finmb_46401304
Most Recent Quarter 1,774,915,200
Net Income To Common 188,416,000
Next Fiscal Year End 1,798,675,200
Open 25.43
Operating Cashflow -1,086,610,048
Operating Margins 0.57965
Phone 317 569 7420
Post Market Change -0.02999878
Post Market Change Percent -0.118105434
Post Market Price 25.37
Post Market Time 1,783,973,091
Previous Close 25.455
Price Hint 2
Price To Book 0.65583926
Profit Margins 0.38987
Quote Source Name Nasdaq Real Time Price
Quote Type EQUITY
Recommendation Key none
Region US
Regular Market Change -0.055000305
Regular Market Change Percent -0.21606877
Regular Market Day High 25.43
Regular Market Day Low 25.37
Regular Market Day Range 25.37 - 25.43
Regular Market Open 25.43
Regular Market Previous Close 25.455
Regular Market Price 25.4
Regular Market Time 1,783,972,800
Regular Market Volume 2,294
Return On Assets 0.011670001
Return On Equity 0.10165
Revenue Growth 0.158
Revenue Per Share 12.756
Sand P52 Week Change 0.20847368
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Shares Short 4,087
Shares Short Previous Month Date 1,780,012,800
Shares Short Prior Month 7,642
Short Name Merchants Bancorp - Depositary
Short Ratio 2.91
Source Interval 15
State IN
Symbol MBINM
Total Cash 588,033,984
Total Cash Per Share 12.801
Total Debt 4,794,183,168
Total Revenue 585,478,976
Tradeable 0
Trailing Annual Dividend Rate 0.41
Trailing Annual Dividend Yield 0.016106855
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 25.1664
Two Hundred Day Average Change 0.23359871
Two Hundred Day Average Change Percent 0.009282166
Type Disp Equity
Volume 2,294
Website https://bankmerchants.com
Zip 46,032