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Merchants Bancorp (MBIN)

Financial Services | Banks - Regional | Carmel, United States | NasdaqCM
48.91 USD +1.80 (3.821%) ⇧ (April 17, 2026, 4 p.m. EDT)
After hours: 49.00 +0.09 (0.184%) ⇧ (April 17, 2026, 6:34 p.m. EDT)

Short-term: ★★★☆☆ | Long-term: ★★★★☆ | Dividends: ★★★☆☆
Hot Take | April 11, 2026, 1:22 p.m. EDT

Merchants Bancorp (MBIN) appears to be in a consolidation phase with recent price movements hovering around the 47.54 level, showing some upward momentum. The recent stock repurchase program and positive earnings reports suggest management confidence. However, the stock has shown mixed performance in the short term, with a slight dip on April 10. The dividend yield is moderate, and the payout ratio is low, indicating a strong commitment to dividend sustainability. While the fundamentals are relatively stable, the recent negative earnings growth and revenue decline should be monitored. The options activity indicates a cautious market, with a slight tilt towards short-term bullishness, but with potential for volatility.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
AutoETS ✓0.215497
AutoARIMA0.215501
MSTL0.215777
AutoTheta0.217334

Forecast horizon: 45 days | Selected: AutoETS

Forecast Reliability
Score 48%
H-stat 1.33
Ljung-Box p 0.000
Jarque-Bera p 0.001
Excess Kurtosis 1.29
Attribute Value
Sector Financial Services
Ex Dividend Date 2026-03-12
Last Dividend Date 2026-03-12
Revenue per Share 12.288
Market Cap 2,248,004,608
Trailing P/E 12.94
Forward P/E 8.49
Beta 1.16
Profit Margins 38.81%
Website https://investors.merchantsbancorp.com

As of April 11, 2026, 1:22 p.m. EDT: Options speculators are showing mixed signals. For the May 15 expiration, there is significant call activity around the 45 strike price, which is slightly below the current price, suggesting some bullish sentiment. However, puts are heavily weighted towards lower strikes, indicating potential downside concerns. The high IV on puts suggests increased volatility expectations, possibly due to uncertainty or market sentiment. The August 21 and November 20 expirations show limited activity, with puts dominating the OI, which may indicate a cautious outlook. Overall, the options data suggests a cautious to slightly bullish stance with potential for moderate price movements.


Dividend Data

Yield Summary
Last Yield 1yr Yield 3yr Avg 5yr Avg
0.26% 1.17% 1.05% 1.06%
Dividend History
Date Dividend Yield %
2026-03-13 0.110000 0.264042
2025-12-15 0.100000 0.273042
2025-09-15 0.100000 0.312037
2025-06-13 0.100000 0.322505
2025-03-14 0.100000 0.266912
2024-12-13 0.090000 0.237247
2024-09-13 0.090000 0.208445
2024-06-14 0.090000 0.234773
2024-03-14 0.090000 0.226815
2023-12-14 0.080000 0.204722
2023-09-14 0.080000 0.289369
2023-06-14 0.080000 0.307908
2023-03-14 0.080000 0.312923
2022-12-14 0.070000 0.291449
2022-09-14 0.070000 0.291444
2022-06-14 0.070000 0.311235
2022-03-14 0.070000 0.259240
2021-12-14 0.060000 0.214155
2021-09-14 0.060000 0.261440
2021-06-14 0.060000 0.230745
2021-03-12 0.060000 0.217504
2020-12-14 0.053333 0.303172
2020-09-14 0.053333 0.412429
2020-06-12 0.053333 0.514593
2020-03-12 0.053333 0.599939
2019-12-12 0.046667 0.400906
2019-09-12 0.046667 0.467555
2019-06-13 0.046667 0.457835
2019-03-14 0.046667 0.375727
2018-12-13 0.040000 0.311765
2018-09-13 0.040000 0.236201
2018-06-14 0.040000 0.235780
2018-03-14 0.040000 0.296078
2017-12-14 0.033333 0.264771
Additional Data
dividendRate 0.41
dividendYield 0.84
exDividendDate 2026-03-13
trailingAnnualDividendRate 0.4
trailingAnnualDividendYield 0.008490766
lastDividendValue 0.11
lastDividendDate 2026-03-13
dividendDate 2026-04-01

Info Dump

Attribute Value
52 Week Change 0.51674175
Address1 410 Monon Boulevard
All Time High 53.27
All Time Low 8.246667
Ask 49.1
Ask Size 1
Audit Risk 6
Average Daily Volume10 Day 189,740
Average Daily Volume3 Month 344,573
Average Volume 344,573
Average Volume10Days 189,740
Beta 1.161
Bid 48.76
Bid Size 1
Board Risk 10
Book Value 37.685
City Carmel
Compensation As Of Epoch Date 1,767,139,200
Compensation Risk 4
Country United States
Crypto Tradeable 0
Currency USD
Current Price 48.91
Custom Price Alert Confidence HIGH
Date Short Interest 1,774,915,200
Day High 49.33
Day Low 47.59
Dividend Date 1,775,001,600
Dividend Rate 0.41
Dividend Yield 0.84
Earnings Call Timestamp End 1,754,337,600
Earnings Call Timestamp Start 1,754,337,600
Earnings Growth -0.306
Earnings Quarterly Growth -0.291
Earnings Timestamp 1,777,406,400
Earnings Timestamp End 1,777,406,400
Earnings Timestamp Start 1,777,406,400
Ebitda Margins 0.0
Enterprise To Revenue 10.229
Enterprise Value 5,766,216,704
Eps Current Year 5.24333
Eps Forward 5.76333
Eps Trailing Twelve Months 3.78
Esg Populated 0
Ex Dividend Date 1,773,360,000
Exchange NCM
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 43.9433
Fifty Day Average Change 4.9667015
Fifty Day Average Change Percent 0.11302523
Fifty Two Week Change Percent 51.674175
Fifty Two Week High 49.33
Fifty Two Week High Change -0.42000198
Fifty Two Week High Change Percent -0.008514129
Fifty Two Week Low 27.25
Fifty Two Week Low Change 21.66
Fifty Two Week Low Change Percent 0.7948624
Fifty Two Week Range 27.25 - 49.33
Financial Currency USD
First Trade Date Milliseconds 1,509,111,000,000
Five Year Avg Dividend Yield 0.97
Float Shares 21,107,159
Forward Eps 5.76333
Forward P E 8.486413
Full Exchange Name NasdaqCM
Full Time Employees 735
Gmt Off Set Milliseconds -14,400,000
Governance Epoch Date 1,775,001,600
Gross Margins 0.0
Gross Profits 563,692,992
Has Pre Post Market Data 1
Held Percent Insiders 0.46063
Held Percent Institutions 0.94736
Implied Shares Outstanding 45,962,065
Industry Banks - Regional
Industry Disp Banks - Regional
Industry Key banks-regional
Is Earnings Date Estimate 0
Language en-US
Last Dividend Date 1,773,360,000
Last Dividend Value 0.11
Last Fiscal Year End 1,767,139,200
Last Split Date 1,642,464,000
Last Split Factor 3:2
Long Business Summary Merchants Bancorp operates as the diversified bank holding company in the United States. It operates through three segments: Multi-family Mortgage Banking, Mortgage Warehousing, and Banking. The Multi-family Mortgage Banking segment engages in the mortgage banking, which originates, and services government sponsored mortgages, including bridge financing products to refinance, acquire, or reposition multi-family housing projects, and construction lending for housing development and healthcare facilities financing. This segment also offers customized loan products for need-based skilled nursing facilities, such as independent living, assisted living, and memory care; and tax credit equity syndicator service. The Mortgage Warehousing segment funds agency eligible residential loans, as well as commercial loans to non-depository financial institutions. The Banking segment offers a range of financial products and services to consumers and businesses, which includes retail banking, commercial lending, agricultural lending, retail and correspondent residential mortgage banking, and small business administration lending. Merchants Bancorp was founded in 1990 and is headquartered in Carmel, Indiana.
Long Name Merchants Bancorp
Market us_market
Market Cap 2,248,004,608
Market State CLOSED
Max Age 86,400
Message Board Id finmb_46401304
Most Recent Quarter 1,767,139,200
Net Income To Common 173,552,000
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 2,247,466,300
Number Of Analyst Opinions 3
Open 47.75
Operating Cashflow -341,248,000
Operating Margins 0.52007
Overall Risk 7
Payout Ratio 0.1058
Phone 317 569 7420
Post Market Change 0.09000015
Post Market Change Percent 0.18401176
Post Market Price 49.0
Post Market Time 1,776,465,299
Previous Close 47.11
Price Eps Current Year 9.328041
Price Hint 2
Price To Book 1.2978638
Price To Sales Trailing12 Months 3.9879947
Profit Margins 0.38810003
Quote Source Name Nasdaq Real Time Price
Quote Type EQUITY
Recommendation Key none
Region US
Regular Market Change 1.8
Regular Market Change Percent 3.82084
Regular Market Day High 49.33
Regular Market Day Low 47.59
Regular Market Day Range 47.59 - 49.33
Regular Market Open 47.75
Regular Market Previous Close 47.11
Regular Market Price 48.91
Regular Market Time 1,776,456,001
Regular Market Volume 173,164
Return On Assets 0.0114400005
Return On Equity 0.09671
Revenue Growth -0.176
Revenue Per Share 12.288
Sand P52 Week Change 0.36506534
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Share Holder Rights Risk 7
Shares Outstanding 45,941,666
Shares Percent Shares Out 0.036199998
Shares Short 1,664,272
Shares Short Previous Month Date 1,772,150,400
Shares Short Prior Month 2,032,364
Short Name Merchants Bancorp
Short Percent Of Float 0.0657
Short Ratio 7.04
Source Interval 15
State IN
Symbol MBIN
Target High Price 51.0
Target Low Price 46.0
Target Mean Price 48.66667
Target Median Price 49.0
Total Cash 890,798,016
Total Cash Per Share 19.381
Total Debt 3,857,719,040
Total Revenue 563,692,992
Tradeable 0
Trailing Annual Dividend Rate 0.4
Trailing Annual Dividend Yield 0.008490766
Trailing Eps 3.78
Trailing P E 12.939154
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 35.990376
Two Hundred Day Average Change 12.919624
Two Hundred Day Average Change Percent 0.35897443
Type Disp Equity
Volume 173,164
Website https://investors.merchantsbancorp.com
Zip 46,032