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Lloyds Banking Group plc (LYG)

Financial Services | Banks - Regional | London, United Kingdom | NYSE
5.92 USD
After hours: 5.95 +0.03 (0.507%) ⇧ (Aug. 28, 2026, 7:30 p.m. EDT)

Short-term:★★★⯪☆Long-term:★★★★☆Dividends:★★★⯪☆
Hot Take | Aug. 22, 2026, 3:33 a.m. EDT

Lloyds presents a compelling case as a high-conviction long-term hold, driven by exceptional recent performance and a resilient balance sheet. The business has delivered a massive 53% cumulative gain over the last nine years, fueled by double-digit revenue growth and a robust return on equity exceeding 11%. Crucially, the multi-year price trajectory shows zero consecutive negative years, debunking any narrative of structural decline; instead, the market is rewarding a company that has successfully navigated past headwinds to emerge stronger. While the short-term outlook is slightly muted due to a weak statistical forecast and the inherent cyclicality of banking tied to the UK housing sector, the fundamental quality remains elite. The dividend yield of nearly 3.7% is sustainable with a healthy payout ratio under 50%, providing a solid income floor while capital appreciation potential remains intact. Analysts see room for further upside, with targets sitting above current prices, aligning with the view that Lloyds is a top-tier financial franchise.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
AutoARIMA ✓0.043260
AutoTheta0.052555
MSTL0.073477
AutoETS0.074379

Forecast horizon: 45 days | Selected: AutoARIMA

Forecast Reliability
Score 45%
H-stat 6.77
Ljung-Box p 0.000
Jarque-Bera p 0.272
Excess Kurtosis -0.45
Attribute Value
Sector Financial Services
Ex Dividend Date 2026-08-09
Last Dividend Date 2026-08-09
Revenue per Share 1.336
Market Cap 85,739,503,616
Trailing P/E 13.45
Forward P/E 9.29
Beta 0.91
Profit Margins 26.43%
Website https://www.lloydsbankinggroup.com

As of Aug. 22, 2026, 3:33 a.m. EDT: Speculators are positioning for a moderate upside move, evidenced by heavy out-of-the-money call open interest at the $7.00 strike across multiple expirations, suggesting a target price well above current levels. Conversely, put activity is concentrated at lower strikes ($4.00-$5.00), indicating a floor rather than a bearish bet. Implied volatility is elevated on near-term contracts, reflecting uncertainty around the upcoming earnings catalyst and the broader UK housing market exposure.


Dividend Data

Yield Summary
Last Yield 1yr Yield 3yr Avg 5yr Avg
1.37% 3.81% 4.64% 4.86%
Dividend History
Date Dividend Yield %
2026-08-10 0.084000 1.372549
2026-04-10 0.134000 2.440802
2025-08-04 0.066000 1.496599
2025-04-11 0.104000 2.896936
2024-08-05 0.055000 2.014652
2024-04-11 0.093000 3.705179
2023-08-04 0.048000 2.232558
2023-04-13 0.078000 3.291139
2022-08-05 0.039000 1.805555
2022-04-07 0.070000 3.043478
2021-08-06 0.037000 1.450980
2021-04-15 0.032000 1.361702
2019-08-09 0.055000 2.320675
2019-04-04 0.112000 3.467492
2018-08-16 0.056000 1.842105
2018-04-19 0.114000 3.000000
2017-08-09 0.053000 1.522988
2017-04-05 0.108000 3.364486
2016-08-10 0.045000 1.551724
2016-04-06 0.111000 2.905759
2015-08-12 0.047000 0.932540
2015-04-02 0.046000 0.972516
2009-12-14 1.449000 38.640000
2009-06-24 0.868000 19.246119
2008-08-06 0.879883 3.633065
2008-03-05 1.900391 5.726899
2007-08-08 0.890625 1.974453
2007-03-07 1.801758 4.382423
2006-08-09 0.784180 2.072794
2006-03-08 1.596680 4.455042
2005-03-16 1.762695 4.896906
2004-08-11 0.760742 2.617607
2004-03-17 1.697266 5.624597
2003-08-13 0.693359 2.523097
2003-02-26 1.641602 7.434765
2002-08-14 0.648438 1.885294
2002-02-27 1.460938 3.597885
Additional Data
dividendRate 0.22
dividendYield 3.68
exDividendDate 2026-08-10
trailingAnnualDividendRate 0.04
trailingAnnualDividendYield 0.0067567565
lastDividendValue 0.084
lastDividendDate 2026-08-10
dividendDate 2026-09-25

Info Dump

Attribute Value
52 Week Change 0.3864169
Address1 33 Old Broad Street
All Time High 47.70508
All Time Low 1.17
Ask 5.93
Ask Size 92,300
Average Daily Volume10 Day 10,626,630
Average Daily Volume3 Month 19,460,969
Average Volume 19,460,969
Average Volume10Days 10,626,630
Beta 0.912
Bid 5.92
Bid Size 164,500
Book Value 3.882989
City London
Compensation As Of Epoch Date 1,767,139,200
Country United Kingdom
Crypto Tradeable 0
Currency USD
Current Price 5.92
Custom Price Alert Confidence HIGH
Date Short Interest 1,786,665,600
Day High 5.94
Day Low 5.905
Dividend Date 1,790,294,400
Dividend Rate 0.22
Dividend Yield 3.68
Earnings Call Timestamp End 1,785,400,200
Earnings Call Timestamp Start 1,785,400,200
Earnings Growth 0.177
Earnings Quarterly Growth 0.097
Earnings Timestamp 1,793,277,000
Earnings Timestamp End 1,793,277,000
Earnings Timestamp Start 1,793,277,000
Ebitda Margins 0.0
Enterprise To Revenue 4.263
Enterprise Value 83,958,882,304
Eps Current Year 0.53836
Eps Forward 0.637
Eps Trailing Twelve Months 0.44
Esg Populated 0
Ex Dividend Date 1,786,320,000
Exchange NYQ
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 5.9958
Fifty Day Average Change -0.07579994
Fifty Day Average Change Percent -0.012642173
Fifty Two Week Change Percent 38.641693
Fifty Two Week High 6.34
Fifty Two Week High Change -0.42000008
Fifty Two Week High Change Percent -0.06624607
Fifty Two Week Low 4.2
Fifty Two Week Low Change 1.7200003
Fifty Two Week Low Change Percent 0.4095239
Fifty Two Week Range 4.2 - 6.34
Financial Currency GBP
First Trade Date Milliseconds 1,006,957,800,000
Five Year Avg Dividend Yield 4.29
Float Shares 13,659,489,580
Forward Eps 0.637
Forward P E 9.293563
Full Exchange Name NYSE
Full Time Employees 60,061
Fullday Change 0.0
Fullday Change Percent 0.0
Fullday Price 5.95
Gmt Off Set Milliseconds -14,400,000
Gross Margins 0.0
Gross Profits 19,693,000,704
Has Pre Post Market Data 1
Held Percent Insiders 0.0
Held Percent Institutions 0.04124
Implied Shares Outstanding 14,483,024,316
Industry Banks - Regional
Industry Disp Banks - Regional
Industry Key banks-regional
Is Earnings Date Estimate 0
Language en-US
Last Dividend Date 1,786,320,000
Last Dividend Value 0.084
Last Fiscal Year End 1,767,139,200
Long Business Summary Lloyds Banking Group plc, together with its subsidiaries, provides a range of banking and financial products and services for retail and commercial customers in the United Kingdom. It operates in three segments: Retail; Commercial Banking; and Insurance, Pensions and Investments. The Retail segment offers a range of financial service products, including current accounts, savings, mortgages, credit cards, unsecured loans, motor finance, and leasing solutions to personal customers. Its Commercial Banking segment provides lending, transactional banking, working capital management, debt financing, and risk management services to small and medium businesses, corporates, and institutions. The Insurance, Pensions and Investments segment offers insurance, investment, and pension management products and services. It also provides life assurance; and digital banking services. The company offers its products and services under the Lloyds Bank, Halifax, Bank of Scotland, Scottish Widows, MBNA, Schroders Personal Wealth, Black Horse, Lex Autolease, Birmingham Midshires, LDC, AMC, Embark Group, Lloyds Living, Cavendish Online, Tusker, and HGP brands. The company was formerly known as Lloyds TSB Group plc and changed its name to Lloyds Banking Group plc in January 2009. Lloyds Banking Group plc was founded in 1695 and is headquartered in London, the United Kingdom.
Long Name Lloyds Banking Group plc
Market us_market
Market Cap 85,739,503,616
Market State CLOSED
Max Age 86,400
Message Board Id finmb_670064
Most Recent Quarter 1,782,777,600
Net Income To Common 4,758,000,128
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 86,088,925,743
Number Of Analyst Opinions 4
Open 5.93
Operating Cashflow 2,544,000,000
Operating Margins 0.44961
Payout Ratio 0.466
Peg Ratio 0.74
Phone 44 20 7626 1500
Post Market Change 0.029999733
Post Market Change Percent 0.50675225
Post Market Price 5.95
Post Market Time 1,787,959,806
Previous Close 5.92
Price Eps Current Year 10.99636
Price Hint 2
Price To Book 1.5245987
Price To Sales Trailing12 Months 4.353806
Profit Margins 0.26431
Quote Source Name Nasdaq Real Time Price
Quote Type EQUITY
Recommendation Key none
Region US
Regular Market Change 0.0
Regular Market Change Percent 0.0
Regular Market Day High 5.94
Regular Market Day Low 5.905
Regular Market Day Range 5.905 - 5.94
Regular Market Open 5.93
Regular Market Previous Close 5.92
Regular Market Price 5.92
Regular Market Time 1,787,947,202
Regular Market Volume 8,337,005
Return On Assets 0.00558
Return On Equity 0.113400005
Revenue Growth 0.123
Revenue Per Share 1.336
Sand P52 Week Change 0.20504117
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Shares Outstanding 14,483,024,316
Shares Percent Shares Out 0.0002
Shares Short 2,803,823
Shares Short Previous Month Date 1,784,073,600
Shares Short Prior Month 3,270,365
Short Name Lloyds Banking Group Plc
Short Percent Of Float 0.0002
Short Ratio 0.18
Source Interval 15
Symbol LYG
Target High Price 7.02
Target Low Price 5.95
Target Mean Price 6.455
Target Median Price 6.425
Total Cash 169,778,003,968
Total Cash Per Share 11.692
Total Debt 167,551,991,808
Total Revenue 19,693,000,704
Tradeable 0
Trailing Annual Dividend Rate 0.04
Trailing Annual Dividend Yield 0.0067567565
Trailing Eps 0.44
Trailing P E 13.454546
Trailing Peg Ratio 0.7171
Triggerable 1
Two Hundred Day Average 5.50405
Two Hundred Day Average Change 0.4159503
Two Hundred Day Average Change Percent 0.07557168
Type Disp Equity
Volume 8,337,005
Website https://www.lloydsbankinggroup.com
Zip EC2N 1HZ