Lufax Holding Ltd (LU)Financial Services | Credit Services | Shanghai, China | NYSE
1.89 USD
-0.14
(-6.897%) ⇩
(April 17, 2026, 4 p.m.
EDT)
After hours: 1.96 +0.07 (3.704%) ⇧ (April 17, 2026, 7:44 p.m. EDT) Short-term: ★☆☆☆☆ | Long-term: ★☆☆☆☆ | Dividends: ★★☆☆☆ |
Hot Take | April 19, 2026, 1:06 a.m. EDT
LU is a deep-value trap with deteriorating fundamentals (negative margins, -31% revenue growth) and severe liquidity/institutional red flags (lawsuits, auditor rep), yet the options market is positioning asymmetrically for a major upside event over the next year. While the short-term trend is bearish and the fundamental outlook is poor, the heavy OTM call positioning at $3.00 implies a market belief in a catalyst (e.g., buyout or turnaround) that could double the stock within 12-18 months, ignoring the current fundamental deterioration. |
| Model | MAE |
|---|---|
| AutoETS ✓ | 0.181876 |
| AutoARIMA | 0.182133 |
| MSTL | 0.184833 |
| AutoTheta | 0.197524 |
Forecast horizon: 45 days | Selected: AutoETS
| Forecast Reliability | |
|---|---|
| Score | 42% |
| H-stat | 25.61 |
| Ljung-Box p | 0.000 |
| Jarque-Bera p | 0.165 |
| Excess Kurtosis | -1.38 |
| Attribute | Value |
|---|---|
| Sector | Financial Services |
| Ex Dividend Date | 2024-06-03 |
| Last Dividend Date | 2024-06-03 |
| Debt to Equity Ratio | 55.125 |
| Revenue per Share | 40.661 |
| Market Cap | 1,792,590,336 |
| Forward P/E | 3.24 |
| Beta | 0.67 |
| Profit Margins | -13.65% |
| Website | https://www.lufaxholding.com |
As of April 19, 2026, 1:06 a.m. EDT: Despite weak pricing in the short term, options data reveals a stark bullish disconnect. Call Open Interest (OI) is heavily concentrated at deep out-of-the-money strikes (3.0 and 4.0) for mid-to-long-term expirations, while Call volume significantly exceeds Put volume at the $3.00 strike level. Conversely, Put OI is overwhelmingly concentrated In-The-Money (ITM) at the $2.00 and $3.00 strikes for nearest expirations, with very little OTM Put flow. This structure suggests speculators are purchasing long-term protection against downside crashes but are aggressively betting on a significant upside re-rating to $3.00+ in later quarters, rather than expecting immediate volatility or a downward move.
| Date | Dividend | Yield % |
|---|---|---|
| 2024-06-04 | 2.420 | 119.211824 |
| 2023-10-11 | 0.156 | 8.069727 |
| 2023-04-05 | 0.200 | 6.323982 |
| 2022-10-12 | 0.680 | 18.745516 |
| 2022-04-07 | 1.360 | 15.993059 |
| Attribute | Value |
|---|---|
| 52 Week Change | -0.20588237 |
| Address1 | No. 1333, Lujiazui Ring Road |
| Address2 | 18th Floor Pudong New District |
| All Time High | 80.68 |
| All Time Low | 1.725 |
| Ask | 1.91 |
| Ask Size | 8,700 |
| Average Analyst Rating | 2.5 - Buy |
| Average Daily Volume10 Day | 1,827,970 |
| Average Daily Volume3 Month | 1,657,296 |
| Average Volume | 1,657,296 |
| Average Volume10Days | 1,827,970 |
| Beta | 0.666 |
| Bid | 1.9 |
| Bid Size | 7,600 |
| Book Value | 13.683537 |
| City | Shanghai |
| Country | China |
| Crypto Tradeable | 0 |
| Currency | USD |
| Current Price | 1.89 |
| Current Ratio | 19.427 |
| Custom Price Alert Confidence | HIGH |
| Date Short Interest | 1,774,915,200 |
| Day High | 2.13 |
| Day Low | 1.89 |
| Debt To Equity | 55.125 |
| Display Name | Lufax Holding |
| Dividend Date | 1,722,902,400 |
| Earnings Call Timestamp End | 1,729,558,800 |
| Earnings Call Timestamp Start | 1,729,558,800 |
| Earnings Timestamp End | 1,753,128,000 |
| Earnings Timestamp Start | 1,753,128,000 |
| Ebitda | 7,467,981,824 |
| Ebitda Margins | 0.26329002 |
| Enterprise To Ebitda | -0.691 |
| Enterprise To Revenue | -0.182 |
| Enterprise Value | -5,156,823,552 |
| Eps Current Year | 1.72807 |
| Eps Forward | 0.5838593 |
| Eps Trailing Twelve Months | -0.81 |
| Esg Populated | 0 |
| Ex Dividend Date | 1,717,459,200 |
| Exchange | NYQ |
| Exchange Data Delayed By | 0 |
| Exchange Timezone Name | America/New_York |
| Exchange Timezone Short Name | EDT |
| Fifty Day Average | 2.3152 |
| Fifty Day Average Change | -0.4252001 |
| Fifty Day Average Change Percent | -0.18365587 |
| Fifty Two Week Change Percent | -20.588238 |
| Fifty Two Week High | 4.57 |
| Fifty Two Week High Change | -2.6800003 |
| Fifty Two Week High Change Percent | -0.5864333 |
| Fifty Two Week Low | 1.725 |
| Fifty Two Week Low Change | 0.16499996 |
| Fifty Two Week Low Change Percent | 0.09565215 |
| Fifty Two Week Range | 1.725 - 4.57 |
| Financial Currency | CNY |
| First Trade Date Milliseconds | 1,604,064,600,000 |
| Float Shares | 475,517,130 |
| Forward Eps | 0.5838593 |
| Forward P E | 3.237081 |
| Free Cashflow | 19,677,597,696 |
| Full Exchange Name | NYSE |
| Full Time Employees | 35,875 |
| Gmt Off Set Milliseconds | -14,400,000 |
| Gross Margins | 0.56975 |
| Gross Profits | 16,160,350,208 |
| Has Pre Post Market Data | 1 |
| Held Percent Insiders | 0.01903 |
| Held Percent Institutions | 0.10244001 |
| Implied Shares Outstanding | 948,460,453 |
| Industry | Credit Services |
| Industry Disp | Credit Services |
| Industry Key | credit-services |
| Ipo Expected Date | 2,020-10-30 |
| Is Earnings Date Estimate | 1 |
| Language | en-US |
| Last Dividend Date | 1,717,459,200 |
| Last Dividend Value | 2.42 |
| Last Fiscal Year End | 1,735,603,200 |
| Last Split Date | 1,702,598,400 |
| Last Split Factor | 1:4 |
| Long Business Summary | Lufax Holding Ltd engages in the retail credit and enablement business to borrowers and institutions in China. It offers loan products, including general unsecured loans and secured loans, as well as consumer finance loans. The company also provides wealth management products, such as asset management plans, bank products, mutual fund products, private investment fund products, trust plans, and others. In addition, it offers technology advisory, internet platform, banking, microfinance, financing guarantee, enterprise management, information consultation, asset management, and investment and financial consulting services. The company serves small and micro business owners, individual entrepreneurs, and individuals. Lufax Holding Ltd was founded in 2005 and is headquartered in Shanghai, China. |
| Long Name | Lufax Holding Ltd |
| Market | us_market |
| Market Cap | 1,792,590,336 |
| Market State | CLOSED |
| Max Age | 86,400 |
| Message Board Id | finmb_629684352 |
| Most Recent Quarter | 1,727,654,400 |
| Net Income To Common | -3,870,619,904 |
| Next Fiscal Year End | 1,767,139,200 |
| Non Diluted Market Cap | 2,415,076,265 |
| Number Of Analyst Opinions | 5 |
| Open | 2.1 |
| Operating Cashflow | 1,816,770,944 |
| Operating Margins | -0.12793 |
| Payout Ratio | 0.0 |
| Post Market Change | 0.07000005 |
| Post Market Change Percent | 3.7037065 |
| Post Market Price | 1.96 |
| Post Market Time | 1,776,469,446 |
| Previous Close | 2.03 |
| Price Eps Current Year | 1.0937057 |
| Price Hint | 4 |
| Price To Book | 0.13812219 |
| Price To Sales Trailing12 Months | 0.063199535 |
| Profit Margins | -0.13646 |
| Quick Ratio | 17.424 |
| Quote Source Name | Nasdaq Real Time Price |
| Quote Type | EQUITY |
| Recommendation Key | buy |
| Recommendation Mean | 2.5 |
| Region | US |
| Regular Market Change | -0.14 |
| Regular Market Change Percent | -6.89655 |
| Regular Market Day High | 2.13 |
| Regular Market Day Low | 1.89 |
| Regular Market Day Range | 1.89 - 2.13 |
| Regular Market Open | 2.1 |
| Regular Market Previous Close | 2.03 |
| Regular Market Price | 1.89 |
| Regular Market Time | 1,776,456,002 |
| Regular Market Volume | 11,496,989 |
| Return On Assets | 0.02102 |
| Return On Equity | -0.04093 |
| Revenue Growth | -0.311 |
| Revenue Per Share | 40.661 |
| Sand P52 Week Change | 0.38150132 |
| Sector | Financial Services |
| Sector Disp | Financial Services |
| Sector Key | financial-services |
| Shares Outstanding | 866,688,892 |
| Shares Percent Shares Out | 0.0075 |
| Shares Short | 6,457,253 |
| Shares Short Previous Month Date | 1,772,150,400 |
| Shares Short Prior Month | 3,777,497 |
| Short Name | Lufax Holding Ltd |
| Short Ratio | 3.25 |
| Source Interval | 15 |
| Symbol | LU |
| Target High Price | 4.3562584 |
| Target Low Price | 2.000176 |
| Target Mean Price | 2.8239832 |
| Target Median Price | 2.4627368 |
| Total Cash | 57,821,155,328 |
| Total Cash Per Share | 33.358 |
| Total Debt | 47,594,942,464 |
| Total Revenue | 28,363,980,800 |
| Tradeable | 0 |
| Trailing Annual Dividend Rate | 0.0 |
| Trailing Annual Dividend Yield | 0.0 |
| Trailing Eps | -0.81 |
| Trailing Peg Ratio | None |
| Triggerable | 1 |
| Two Hundred Day Average | 2.77185 |
| Two Hundred Day Average Change | -0.8818501 |
| Two Hundred Day Average Change Percent | -0.31814495 |
| Type Disp | Equity |
| Volume | 11,496,989 |
| Website | https://www.lufaxholding.com |