Lufax Holding Ltd (LU)Financial Services | Credit Services | Shanghai, China | NYSE
1.25 USD
-0.09
(-6.716%) ⇩
(July 13, 2026, 4 p.m.
EDT)
After hours: 1.25 |
Hot Take ↕ | July 11, 2026, 6:46 a.m. EDT
The investment case here is broken on every level. Fundamentally, the company is in freefall with four consecutive years of negative annual returns, culminating in a catastrophic -92.5% drop over the last four years. Revenue is shrinking at nearly 20%, and the business is losing money with negative equity returns. While the stock trades at a fraction of book value, this is a classic value trap where the market has correctly priced the deteriorating business quality; the low price is the verdict, not the bargain. The short-term outlook remains bleak. The statistical forecast model leans negative, and the options market confirms this pessimism with a massive skew toward puts. There is no speculative capital willing to bet on a rebound yet. The recent price action shows a fragile, sideways bounce off lows, but without a reversal in the multi-year decline or a fix to the core business issues, this is likely just a pause before further weakness. Avoid this security entirely. |
| Model | MAE |
|---|---|
| AutoTheta ✓ | 0.171139 |
| AutoETS | 0.249445 |
| AutoARIMA | 0.249446 |
| MSTL | 0.249463 |
Forecast horizon: 45 days | Selected: AutoTheta
| Forecast Reliability | |
|---|---|
| Score | 38% |
| H-stat | 16.39 |
| Ljung-Box p | 0.000 |
| Jarque-Bera p | 0.199 |
| Excess Kurtosis | -1.25 |
| Attribute | Value |
|---|---|
| Sector | Financial Services |
| Ex Dividend Date | 2024-06-03 |
| Last Dividend Date | 2024-06-03 |
| Debt to Equity Ratio | 86.344 |
| Revenue per Share | 34.608 |
| Market Cap | 1,083,361,152 |
| Forward P/E | 4.64 |
| Beta | 0.71 |
| Profit Margins | -6.99% |
| Website | https://www.lufaxholding.com |
As of July 11, 2026, 6:46 a.m. EDT: Speculators are overwhelmingly positioning for downside protection. Put open interest is massive relative to call open interest across nearly all expirations, with deep strikes (below $1.50) holding significant option interest. Call volume is negligible compared to put volume, indicating a distinct lack of bullish conviction and a heavy hedge against further collapse.
| Date | Dividend | Yield % |
|---|---|---|
| 2024-06-04 | 2.420 | 119.211824 |
| 2023-10-11 | 0.156 | 3.611111 |
| 2023-04-05 | 0.200 | 2.732240 |
| 2022-10-12 | 0.680 | 7.906976 |
| 2022-04-07 | 1.360 | 6.238532 |
| Attribute | Value |
|---|---|
| 52 Week Change | -0.51272726 |
| Address1 | No. 1333, Lujiazui Ring Road |
| Address2 | 18th Floor Pudong New District |
| All Time High | 80.68 |
| All Time Low | 1.2 |
| Ask | 1.26 |
| Ask Size | 5,500 |
| Average Daily Volume10 Day | 509,360 |
| Average Daily Volume3 Month | 1,351,201 |
| Average Volume | 1,351,201 |
| Average Volume10Days | 509,360 |
| Beta | 0.709 |
| Bid | 1.23 |
| Bid Size | 17,800 |
| Book Value | 13.55559 |
| City | Shanghai |
| Compensation As Of Epoch Date | 1,767,139,200 |
| Country | China |
| Crypto Tradeable | 0 |
| Currency | USD |
| Current Price | 1.25 |
| Current Ratio | 20.744 |
| Custom Price Alert Confidence | HIGH |
| Date Short Interest | 1,782,777,600 |
| Day High | 1.325 |
| Day Low | 1.23 |
| Debt To Equity | 86.344 |
| Display Name | Lufax Holding |
| Dividend Date | 1,722,902,400 |
| Earnings Call Timestamp End | 1,729,558,800 |
| Earnings Call Timestamp Start | 1,729,558,800 |
| Earnings Timestamp End | 1,753,128,000 |
| Earnings Timestamp Start | 1,753,128,000 |
| Ebitda | 10,111,571,968 |
| Ebitda Margins | 0.33712003 |
| Enterprise To Ebitda | 4.991 |
| Enterprise To Revenue | 1.683 |
| Enterprise Value | 50,468,515,840 |
| Eps Current Year | 8.68053 |
| Eps Forward | 0.26925108 |
| Eps Trailing Twelve Months | -0.36 |
| Esg Populated | 0 |
| Ex Dividend Date | 1,717,459,200 |
| Exchange | NYQ |
| Exchange Data Delayed By | 0 |
| Exchange Timezone Name | America/New_York |
| Exchange Timezone Short Name | EDT |
| Fifty Day Average | 1.5818 |
| Fifty Day Average Change | -0.33179998 |
| Fifty Day Average Change Percent | -0.20976102 |
| Fifty Two Week Change Percent | -51.272728 |
| Fifty Two Week High | 4.57 |
| Fifty Two Week High Change | -3.3200002 |
| Fifty Two Week High Change Percent | -0.726477 |
| Fifty Two Week Low | 1.2 |
| Fifty Two Week Low Change | 0.049999952 |
| Fifty Two Week Low Change Percent | 0.041666627 |
| Fifty Two Week Range | 1.2 - 4.57 |
| Financial Currency | CNY |
| First Trade Date Milliseconds | 1,604,064,600,000 |
| Float Shares | 247,769,020 |
| Forward Eps | 0.26925108 |
| Forward P E | 4.642507 |
| Free Cashflow | 9,534,318,592 |
| Full Exchange Name | NYSE |
| Full Time Employees | 33,163 |
| Gmt Off Set Milliseconds | -14,400,000 |
| Gross Margins | 0.57401 |
| Gross Profits | 17,217,062,912 |
| Has Pre Post Market Data | 1 |
| Held Percent Insiders | 0.03731 |
| Held Percent Institutions | 0.100430004 |
| Implied Shares Outstanding | 866,688,892 |
| Industry | Credit Services |
| Industry Disp | Credit Services |
| Industry Key | credit-services |
| Ipo Expected Date | 2,020-10-30 |
| Is Earnings Date Estimate | 1 |
| Language | en-US |
| Last Dividend Date | 1,717,459,200 |
| Last Dividend Value | 2.42 |
| Last Fiscal Year End | 1,767,139,200 |
| Last Split Date | 1,702,598,400 |
| Last Split Factor | 1:4 |
| Long Business Summary | Lufax Holding Ltd engages in the retail credit and enablement business to borrowers and institutions in the People's Republic of China. It offers loan products, including general unsecured loans and secured loans, as well as consumer finance loans. The company also provides wealth management products, such as asset management plans, bank products, mutual fund products, private investment fund products, trust plans, and others. In addition, it offers technology advisory, internet platform, banking, microfinance, financing guarantee, enterprise management, information consultation, asset management, and investment and financial consulting services. The company serves small and micro business owners, individual entrepreneurs, and individuals. Lufax Holding Ltd was founded in 2005 and is headquartered in Shanghai, China. |
| Long Name | Lufax Holding Ltd |
| Market | us_market |
| Market Cap | 1,083,361,152 |
| Market State | POSTPOST |
| Max Age | 86,400 |
| Message Board Id | finmb_629684352 |
| Most Recent Quarter | 1,767,139,200 |
| Net Income To Common | -2,097,677,952 |
| Next Fiscal Year End | 1,798,675,200 |
| Non Diluted Market Cap | 2,409,526,206 |
| Number Of Analyst Opinions | 4 |
| Open | 1.32 |
| Operating Cashflow | 12,473,049,088 |
| Operating Margins | 0.59237 |
| Payout Ratio | 0.0 |
| Phone | 86 21 3863 6278 |
| Post Market Change | 0.0 |
| Post Market Change Percent | 0.0 |
| Post Market Price | 1.25 |
| Post Market Time | 1,783,978,985 |
| Previous Close | 1.34 |
| Price Eps Current Year | 0.14400043 |
| Price Hint | 4 |
| Price To Book | 0.092212886 |
| Price To Sales Trailing12 Months | 0.036119055 |
| Profit Margins | -0.06994 |
| Quick Ratio | 17.789 |
| Quote Source Name | Delayed Quote |
| Quote Type | EQUITY |
| Recommendation Key | none |
| Region | US |
| Regular Market Change | -0.09 |
| Regular Market Change Percent | -6.71642 |
| Regular Market Day High | 1.325 |
| Regular Market Day Low | 1.23 |
| Regular Market Day Range | 1.23 - 1.325 |
| Regular Market Open | 1.32 |
| Regular Market Previous Close | 1.34 |
| Regular Market Price | 1.25 |
| Regular Market Time | 1,783,972,803 |
| Regular Market Volume | 1,011,499 |
| Return On Assets | 0.030550001 |
| Return On Equity | -0.020669999 |
| Revenue Growth | -0.195 |
| Revenue Per Share | 34.608 |
| Sand P52 Week Change | 0.20847368 |
| Sector | Financial Services |
| Sector Disp | Financial Services |
| Sector Key | financial-services |
| Shares Outstanding | 866,688,892 |
| Shares Percent Shares Out | 0.0056 |
| Shares Short | 6,692,222 |
| Shares Short Previous Month Date | 1,780,012,800 |
| Shares Short Prior Month | 7,226,285 |
| Short Name | Lufax Holding Ltd |
| Short Ratio | 3.03 |
| Source Interval | 15 |
| Symbol | LU |
| Target High Price | 4.1877847 |
| Target Low Price | 2.0954401 |
| Target Mean Price | 2.7158241 |
| Target Median Price | 2.2900357 |
| Total Cash | 23,663,216,640 |
| Total Cash Per Share | 27.303 |
| Total Debt | 70,837,460,992 |
| Total Revenue | 29,994,172,416 |
| Tradeable | 0 |
| Trailing Annual Dividend Rate | 0.0 |
| Trailing Annual Dividend Yield | 0.0 |
| Trailing Eps | -0.36 |
| Trailing Peg Ratio | None |
| Triggerable | 1 |
| Two Hundred Day Average | 2.4016 |
| Two Hundred Day Average Change | -1.1515999 |
| Two Hundred Day Average Change Percent | -0.47951365 |
| Type Disp | Equity |
| Volume | 1,011,499 |
| Website | https://www.lufaxholding.com |