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Lufax Holding Ltd (LU)

Financial Services | Credit Services | Shanghai, China | NYSE
0.88 USD +0.02 (2.364%) ⇧ (Oct. 15, 2026, 4 p.m. EDT)
Short-term:★☆☆☆☆Long-term:★☆☆☆☆Dividends:★☆☆☆☆
Hot Take ↕ | Oct. 10, 2026, 7:16 a.m. EDT

The investment case for Lufax is severely compromised by deteriorating fundamentals and a hostile market outlook. The company is currently losing money, with negative profit margins and a shrinking revenue base, while its stock price has collapsed by nearly 88% over the last four years. Despite a recent analyst upgrade, the market has priced in a catastrophic failure of the business model, evidenced by the massive disconnect between the current price and the average analyst target. The options market confirms this pessimism, with traders aggressively betting on further declines rather than any recovery. Furthermore, the dividend policy is unsustainable; the company is paying out a yield that exceeds its earnings, effectively returning capital that does not exist. This is a classic value trap where the low price reflects a broken business, not a bargain opportunity.
Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
AutoARIMA ✓0.244357
AutoETS0.247345
MSTL0.252715
AutoTheta0.297460

Forecast horizon: 45 days | Selected: AutoARIMA

Forecast Reliability
Score 35%
H-stat 8.66
Ljung-Box p 0.000
Jarque-Bera p 0.273
Excess Kurtosis -0.23
Attribute Value
Sector Financial Services
Ex Dividend Date 2024-06-03
Last Dividend Date 2024-06-03
Debt to Equity Ratio 89.059
Revenue per Share 32.767
Market Cap 765,719,616
Forward P/E 4.58
Beta 0.61
Profit Margins -7.84%
Website https://www.lufaxholding.com

As of Oct. 10, 2026, 7:16 a.m. EDT: Speculators are overwhelmingly bearish, positioning heavy put volume against the stock while call activity is negligible. The options chain shows significant open interest and fresh buying volume in deep out-of-the-money puts (strikes $1.50 and $2.00) expiring in late 2026 and early 2027, suggesting a strong expectation of further downside. Conversely, call activity is virtually non-existent, with zero volume recorded for near-term expirations and minimal interest in longer-dated calls, indicating a lack of speculative bullish conviction.

Dividend Data

Dividend History
Date Dividend Yield %
2024-06-04 2.420 119.211824
2023-10-11 0.156 3.611111
2023-04-05 0.200 2.732240
2022-10-12 0.680 7.906976
2022-04-07 1.360 6.238532
Additional Data
dividendYield 0.0
exDividendDate 2024-06-04
trailingAnnualDividendRate 0.0
trailingAnnualDividendYield 0.0
lastDividendValue 2.42
lastDividendDate 2024-06-04
dividendDate 2024-08-06

Info Dump

Attribute Value
52 Week Change -0.73031247
Address1 No. 1333, Lujiazui Ring Road
Address2 18th Floor Pudong New District
All Time High 80.68
All Time Low 0.861
Ask 0.0
Ask Size 3,700
Average Daily Volume10 Day 2,206,520
Average Daily Volume3 Month 1,261,628
Average Volume 1,261,628
Average Volume10Days 2,206,520
Beta 0.611
Bid 0.0
Bid Size 7,600
Book Value 13.625328
City Shanghai
Country China
Crypto Tradeable 0
Currency USD
Current Price 0.8835
Current Ratio 34.601
Custom Price Alert Confidence HIGH
Date Short Interest 1,790,726,400
Day High 0.9027
Day Low 0.861
Debt To Equity 89.059
Display Name Lufax
Dividend Date 1,722,902,400
Dividend Yield 0.0
Earnings Call Timestamp End 1,729,558,800
Earnings Call Timestamp Start 1,729,558,800
Earnings Timestamp End 1,794,945,600
Earnings Timestamp Start 1,794,945,600
Ebitda 8,851,861,504
Ebitda Margins 0.3117
Enterprise To Ebitda 2.608
Enterprise To Revenue 0.813
Enterprise Value 23,081,639,936
Eps Current Year -1.01982
Eps Forward 0.19270264
Eps Trailing Twelve Months -0.37
Esg Populated 0
Ex Dividend Date 1,717,459,200
Exchange NYQ
Exchange Data Delayed By 20
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 1.2561
Fifty Day Average Change -0.37260008
Fifty Day Average Change Percent -0.29663247
Fifty Two Week Change Percent -73.03125
Fifty Two Week High 3.44
Fifty Two Week High Change -2.5565
Fifty Two Week High Change Percent -0.7431686
Fifty Two Week Low 0.861
Fifty Two Week Low Change 0.022499979
Fifty Two Week Low Change Percent 0.026132379
Fifty Two Week Range 0.861 - 3.44
Financial Currency CNY
First Trade Date Milliseconds 1,604,064,600,000
Float Shares 227,783,175
Forward Eps 0.19270264
Forward P E 4.584784
Free Cashflow -2,224,875,776
Full Exchange Name NYSE
Full Time Employees 29,136
Fullday Change 0.015200019
Fullday Change Percent 1.7204323
Fullday Price 0.8987
Gmt Off Set Milliseconds -14,400,000
Gross Margins 0.56
Gross Profits 15,903,449,088
Has Pre Post Market Data 1
Held Percent Insiders 0.03731
Held Percent Institutions 0.08625
Implied Shares Outstanding 866,688,892
Industry Credit Services
Industry Disp Credit Services
Industry Key credit-services
Ipo Expected Date 2,020-10-30
Is Earnings Date Estimate 1
Language en-US
Last Dividend Date 1,717,459,200
Last Dividend Value 2.42
Last Fiscal Year End 1,767,139,200
Last Split Date 1,702,598,400
Last Split Factor 1:4
Long Business Summary Lufax Holding Ltd engages in the retail credit and enablement business to borrowers and institutions in the People's Republic of China. It offers loan products, including general unsecured loans and secured loans, as well as consumer finance loans. The company also provides wealth management products, such as asset management plans, bank products, mutual fund products, private investment fund products, trust plans, and others. In addition, it offers technology advisory, internet platform, banking, microfinance, financing guarantee, enterprise management, information consultation, asset management, and investment and financial consulting services. The company serves small and micro business owners, individual entrepreneurs, and individuals. Lufax Holding Ltd was founded in 2005 and is headquartered in Shanghai, China.
Long Name Lufax Holding Ltd
Market us_market
Market Cap 765,719,616
Market State PRE
Max Age 86,400
Message Board Id finmb_629684352
Most Recent Quarter 1,782,777,600
Net Income To Common -2,226,331,904
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 2,408,933,289
Number Of Analyst Opinions 4
Open 0.87
Operating Cashflow 6,488,027,136
Operating Margins -0.047659997
Payout Ratio 1.7665
Phone 86 21 3863 6278
Pre Market Change 0.015200019
Pre Market Change Percent 1.7204323
Pre Market Price 0.8987
Pre Market Time 1,792,137,724
Previous Close 0.8631
Price Eps Current Year -0.8663294
Price Hint 4
Price To Book 0.06484248
Price To Sales Trailing12 Months 0.02696283
Profit Margins -0.07839
Quick Ratio 30.878
Quote Source Name Delayed Quote
Quote Type EQUITY
Recommendation Key none
Region US
Regular Market Change 0.0204
Regular Market Change Percent 2.36357
Regular Market Day High 0.9027
Regular Market Day Low 0.861
Regular Market Day Range 0.861 - 0.9027
Regular Market Open 0.87
Regular Market Previous Close 0.8631
Regular Market Price 0.8835
Regular Market Time 1,792,094,402
Regular Market Volume 1,909,684
Return On Assets 0.02772
Return On Equity -0.02293
Revenue Growth -0.113
Revenue Per Share 32.767
Sand P52 Week Change 0.16207206
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Shares Outstanding 866,688,892
Shares Percent Shares Out 0.0061000003
Shares Short 5,302,005
Shares Short Previous Month Date 1,788,134,400
Shares Short Prior Month 4,475,231
Short Name Lufax Holding Ltd
Short Ratio 3.76
Source Interval 15
Symbol LU
Target High Price 4.255922
Target Low Price 1.4098012
Target Mean Price 2.5018353
Target Median Price 2.1708093
Total Cash 52,633,772,032
Total Cash Per Share 60.73
Total Debt 72,537,309,184
Total Revenue 28,399,081,472
Tradeable 0
Trailing Annual Dividend Rate 0.0
Trailing Annual Dividend Yield 0.0
Trailing Eps -0.37
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 1.819525
Two Hundred Day Average Change -0.936025
Two Hundred Day Average Change Percent -0.51443374
Type Disp Equity
Volume 1,909,684
Website https://www.lufaxholding.com