| Browse All

Live Oak Bancshares, Inc. (LOB)

Financial Services | Banks - Regional | Wilmington, United States | NYSE
38.13 USD +2.07 (5.741%) ⇧ (April 17, 2026, 1:03 p.m. EDT)
Short-term: ★★★☆☆ | Long-term: ★★★☆☆ | Dividends: ★★★☆☆
Hot Take | April 11, 2026, 2:48 p.m. EDT

Live Oak Bancshares (LOB) has shown mixed performance in recent price movements, with a slight decline from its 52-week high. The dividend yield is modest, with consistent but low payouts, suggesting it may appeal more to income-focused investors rather than growth-oriented ones. The fundamental metrics indicate a relatively stable company with a moderate risk profile, but the low dividend yield and mixed options activity suggest caution for both short-term and long-term investors. The recent price history shows some volatility, and while there is potential for a buy-the-dip opportunity, the overall outlook remains cautiously optimistic.
Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
AutoARIMA ✓0.094112
AutoETS0.094112
AutoTheta0.094161
MSTL0.096528

Forecast horizon: 45 days | Selected: AutoARIMA

Forecast Reliability
Score 45%
H-stat 7.87
Ljung-Box p 0.000
Jarque-Bera p 0.120
Excess Kurtosis -1.49
Attribute Value
Sector Financial Services
Ex Dividend Date 2026-03-04
Last Dividend Date 2026-03-04
Revenue per Share 10.52
Market Cap 1,763,131,776
Trailing P/E 17.10
Forward P/E 9.26
Beta 1.90
Profit Margins 22.02%
Website https://www.liveoak.bank

As of April 11, 2026, 2:48 p.m. EDT: Options speculators are showing mixed signals. Calls are concentrated around the ATM strike of 35.0 and 40.0, with increased volume and open interest, suggesting potential for upward momentum. However, puts show limited activity, with most open interest concentrated around the ATM strike of 35.0, indicating some bearish sentiment. The overall options activity suggests a cautious outlook, with a slight bias towards potential upward movement but with uncertainty.

Dividend Data

Yield Summary
Last Yield 1yr Yield 3yr Avg 5yr Avg
0.08% 0.37% 0.36% 0.32%
Dividend History
Date Dividend Yield %
2026-03-05 0.03 0.084175
2025-12-02 0.03 0.093331
2025-09-02 0.03 0.079969
2025-06-03 0.03 0.108537
2025-02-25 0.03 0.093303
2024-12-02 0.03 0.064026
2024-09-03 0.03 0.070906
2024-06-04 0.03 0.091864
2024-02-26 0.03 0.077446
2023-11-27 0.03 0.094106
2023-09-01 0.03 0.093610
2023-06-06 0.03 0.120027
2023-02-27 0.03 0.087009
2022-11-28 0.03 0.097116
2022-09-02 0.03 0.089765
2022-05-27 0.03 0.076027
2022-02-28 0.03 0.047578
2021-11-26 0.03 0.033134
2021-09-03 0.03 0.050912
2021-05-24 0.03 0.050683
2021-03-08 0.03 0.053494
2020-11-30 0.03 0.074169
2020-09-04 0.03 0.128826
2020-05-22 0.03 0.233448
2020-02-24 0.03 0.175927
2019-12-02 0.03 0.169037
2019-09-09 0.03 0.169129
2019-05-24 0.03 0.189549
2019-02-25 0.03 0.187477
2018-11-30 0.03 0.172506
2018-09-10 0.03 0.105261
2018-05-25 0.03 0.104656
2018-02-23 0.03 0.117238
2017-11-10 0.03 0.134686
2017-08-17 0.03 0.135742
2017-05-19 0.02 0.085389
2017-03-08 0.02 0.097494
2016-12-12 0.02 0.117101
2016-08-30 0.02 0.144003
2016-06-03 0.01 0.065116
2016-02-26 0.02 0.159404
2015-12-28 0.01 0.072256
2015-09-23 0.01 0.052529
Additional Data
dividendRate 0.12
dividendYield 0.33
exDividendDate 2026-03-05
trailingAnnualDividendRate 0.12
trailingAnnualDividendYield 0.003327787
lastDividendValue 0.03
lastDividendDate 2026-03-05
dividendDate 2026-03-15

Info Dump

Attribute Value
52 Week Change 0.51640034
Address1 1,741 Tiburon Drive
All Time High 99.89
All Time Low 7.57
Ask 38.2
Ask Size 100
Audit Risk 10
Average Analyst Rating 2.4 - Buy
Average Daily Volume10 Day 232,120
Average Daily Volume3 Month 324,296
Average Volume 324,296
Average Volume10Days 232,120
Beta 1.904
Bid 38.12
Bid Size 200
Board Risk 10
Book Value 25.061
City Wilmington
Compensation As Of Epoch Date 1,767,139,200
Compensation Risk 10
Country United States
Crypto Tradeable 0
Currency USD
Current Price 38.1301
Custom Price Alert Confidence HIGH
Date Short Interest 1,774,915,200
Day High 38.26
Day Low 36.785
Display Name Live Oak Bancshares
Dividend Date 1,773,532,800
Dividend Rate 0.12
Dividend Yield 0.33
Earnings Call Timestamp End 1,776,949,200
Earnings Call Timestamp Start 1,776,949,200
Earnings Growth 3.466
Earnings Quarterly Growth 3.668
Earnings Timestamp 1,776,888,000
Earnings Timestamp End 1,776,888,000
Earnings Timestamp Start 1,776,888,000
Ebitda Margins 0.0
Enterprise To Revenue 2.094
Enterprise Value 1,006,593,920
Eps Current Year 3.0
Eps Forward 4.116
Eps Trailing Twelve Months 2.23
Esg Populated 0
Ex Dividend Date 1,772,668,800
Exchange NYQ
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 36.0394
Fifty Day Average Change 2.090702
Fifty Day Average Change Percent 0.05801157
Fifty Two Week Change Percent 51.640034
Fifty Two Week High 42.89
Fifty Two Week High Change -4.759899
Fifty Two Week High Change Percent -0.11097923
Fifty Two Week Low 23.41
Fifty Two Week Low Change 14.7201
Fifty Two Week Low Change Percent 0.6287954
Fifty Two Week Range 23.41 - 42.89
Financial Currency USD
First Trade Date Milliseconds 1,437,658,200,000
Five Year Avg Dividend Yield 0.32
Float Shares 35,748,553
Forward Eps 4.116
Forward P E 9.263872
Full Exchange Name NYSE
Full Time Employees 1,027
Gmt Off Set Milliseconds -14,400,000
Governance Epoch Date 1,775,001,600
Gross Margins 0.0
Gross Profits 480,777,984
Has Pre Post Market Data 1
Held Percent Insiders 0.23025
Held Percent Institutions 0.71843004
Implied Shares Outstanding 46,239,891
Industry Banks - Regional
Industry Disp Banks - Regional
Industry Key banks-regional
Is Earnings Date Estimate 0
Language en-US
Last Dividend Date 1,772,668,800
Last Dividend Value 0.03
Last Fiscal Year End 1,767,139,200
Long Business Summary Live Oak Bancshares, Inc. operates as the bank holding company for Live Oak Banking Company that provides various banking products and services in the United States. The company accepts various deposit products, including noninterest-bearing demand, as well as interest-bearing checking, money market, savings, and time deposits. It also provides commercial and industrial loans; construction and development loans; owner occupied and non-owner occupied collateral commercial real estate loans; and commercial land loans. In addition, the company offers settlement, accounting, and securitization services for government guaranteed loans; financing for renewable energy application industry; strategic wealth and investment management services to high-net-worth individuals and families; and investment advisory services to a series of funds focused on providing venture capital to new and emerging financial technology companies. Live Oak Bancshares, Inc. was founded in 2008 and is headquartered in Wilmington, North Carolina.
Long Name Live Oak Bancshares, Inc.
Market us_market
Market Cap 1,763,131,776
Market State REGULAR
Max Age 86,400
Message Board Id finmb_116335883
Most Recent Quarter 1,767,139,200
Net Income To Common 102,823,000
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 1,667,410,469
Number Of Analyst Opinions 4
Open 36.87
Operating Cashflow 158,242,000
Operating Margins 0.49071
Overall Risk 10
Payout Ratio 0.0538
Phone 910 790 5867
Previous Close 36.06
Price Eps Current Year 12.710033
Price Hint 2
Price To Book 1.5214915
Price To Sales Trailing12 Months 3.6672473
Profit Margins 0.22021
Quote Source Name Nasdaq Real Time Price
Quote Type EQUITY
Recommendation Key buy
Recommendation Mean 2.4
Region US
Regular Market Change 2.0700989
Regular Market Change Percent 5.7407064
Regular Market Day High 38.26
Regular Market Day Low 36.785
Regular Market Day Range 36.785 - 38.26
Regular Market Open 36.87
Regular Market Previous Close 36.06
Regular Market Price 38.1301
Regular Market Time 1,776,445,395
Regular Market Volume 96,968
Return On Assets 0.0075199995
Return On Equity 0.09359
Revenue Growth 0.702
Revenue Per Share 10.52
Sand P52 Week Change 0.36506534
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Share Holder Rights Risk 3
Shares Outstanding 46,239,891
Shares Percent Shares Out 0.0466
Shares Short 2,153,928
Shares Short Previous Month Date 1,772,150,400
Shares Short Prior Month 1,851,125
Short Name Live Oak Bancshares, Inc.
Short Percent Of Float 0.0731
Short Ratio 7.07
Source Interval 15
State NC
Symbol LOB
Target High Price 51.0
Target Low Price 40.0
Target Mean Price 44.0
Target Median Price 42.5
Total Cash 865,153,984
Total Cash Per Share 18.718
Total Debt 104,565,000
Total Revenue 480,777,984
Tradeable 0
Trailing Annual Dividend Rate 0.12
Trailing Annual Dividend Yield 0.003327787
Trailing Eps 2.23
Trailing P E 17.0987
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 34.91335
Two Hundred Day Average Change 3.216751
Two Hundred Day Average Change Percent 0.09213528
Type Disp Equity
Volume 96,968
Website https://www.liveoak.bank
Zip 28,403