Lemonade, Inc. (LMND)Financial Services | Insurance - Property & Casualty | New York, United States | NYSE
70.94 USD
+2.46
(3.592%)
⇧
(April 17, 2026, 4 p.m.
EDT)
After hours: 70.92 -0.02 (-0.020%) ⇩ (April 17, 2026, 7:59 p.m. EDT) Short-term: ★★★★☆ | Long-term: ★★☆☆☆ | Dividends: ★★☆☆☆ |
Hot Take | April 19, 2026, 12:32 a.m. EDT
Lemonade exhibits a classic 'rights-based recovery' pattern: fundamental valuation remains overextended (10x Book Value, negative earnings), but price action and options flow suggest a crowded short covering rally mixed with speculative bets on an insurance vertical play. The $70-ish price level is holding support due to massive short interest coverage, and calls are being aggressively deployed above it, yet the Ljung-Box p-value suggests the recent price run is statistically weak and likely to reverse. |
| Model | MAE |
|---|---|
| AutoETS ✓ | 0.341651 |
| MSTL | 0.353358 |
| AutoTheta | 0.386334 |
| AutoARIMA | 0.437732 |
Forecast horizon: 45 days | Selected: AutoETS
| Forecast Reliability | |
|---|---|
| Score | 66% |
| H-stat | 1.49 |
| Ljung-Box p | 0.000 |
| Jarque-Bera p | 0.066 |
| Excess Kurtosis | 0.51 |
| Attribute | Value |
|---|---|
| Sector | Financial Services |
| Debt to Equity Ratio | 34.127 |
| Revenue per Share | 9.979 |
| Market Cap | 5,418,641,408 |
| Forward P/E | -197.06 |
| Beta | 2.04 |
| Profit Margins | -22.43% |
| Website | https://www.lemonade.com |
As of April 19, 2026, 12:32 a.m. EDT: Options flow reveals a significant asymmetry favoring the upside despite high bid-ask spreads on deep OTM strikes. Call volume heavily exceeds open interest at $75, $77, $100, and $110 strikes across April and May expirations, with total call volume exceeding open interest by 10x at the $100 strike, indicating a strong bullish speculative bias ('New Flow' notes are prevalent). Conversely, put placements show liquidation/locking behavior at strikes below current price (e.g., $59, $67) rather than new speculative buys above the money. While ATM IV for June payouts (where POC is) is elevated to 0.85, the directional bets are predominantly in calls. The lack of OTM put OI/Volume at May/June expirations suggests limited organized downside protection.
| Attribute | Value |
|---|---|
| 52 Week Change | 1.757093 |
| Address1 | 5 Crosby Street |
| Address2 | 3rd Floor |
| All Time High | 188.3 |
| All Time Low | 10.265 |
| Ask | 71.5 |
| Ask Size | 400 |
| Audit Risk | 5 |
| Average Analyst Rating | 2.9 - Hold |
| Average Daily Volume10 Day | 1,655,260 |
| Average Daily Volume3 Month | 2,538,824 |
| Average Volume | 2,538,824 |
| Average Volume10Days | 1,655,260 |
| Beta | 2.043 |
| Bid | 70.92 |
| Bid Size | 200 |
| Board Risk | 7 |
| Book Value | 7.03 |
| City | New York |
| Compensation As Of Epoch Date | 1,735,603,200 |
| Compensation Risk | 9 |
| Country | United States |
| Crypto Tradeable | 0 |
| Currency | USD |
| Current Price | 70.94 |
| Current Ratio | 0.998 |
| Custom Price Alert Confidence | HIGH |
| Date Short Interest | 1,774,915,200 |
| Day High | 72.78 |
| Day Low | 69.94 |
| Debt To Equity | 34.127 |
| Display Name | Lemonade |
| Earnings Call Timestamp End | 1,777,464,000 |
| Earnings Call Timestamp Start | 1,777,464,000 |
| Earnings Timestamp | 1,777,465,800 |
| Earnings Timestamp End | 1,777,465,800 |
| Earnings Timestamp Start | 1,777,465,800 |
| Ebitda | -121,500,000 |
| Ebitda Margins | -0.16465999 |
| Enterprise To Ebitda | -42.812 |
| Enterprise To Revenue | 7.049 |
| Enterprise Value | 5,201,640,960 |
| Eps Current Year | -1.58 |
| Eps Forward | -0.36 |
| Eps Trailing Twelve Months | -2.24 |
| Esg Populated | 0 |
| Exchange | NYQ |
| Exchange Data Delayed By | 0 |
| Exchange Timezone Name | America/New_York |
| Exchange Timezone Short Name | EDT |
| Fifty Day Average | 60.7626 |
| Fifty Day Average Change | 10.1774025 |
| Fifty Day Average Change Percent | 0.16749452 |
| Fifty Two Week Change Percent | 175.70929 |
| Fifty Two Week High | 99.9 |
| Fifty Two Week High Change | -28.96 |
| Fifty Two Week High Change Percent | -0.28988987 |
| Fifty Two Week Low | 25.07 |
| Fifty Two Week Low Change | 45.870003 |
| Fifty Two Week Low Change Percent | 1.829677 |
| Fifty Two Week Range | 25.07 - 99.9 |
| Financial Currency | USD |
| First Trade Date Milliseconds | 1,593,696,600,000 |
| Float Shares | 70,712,732 |
| Forward Eps | -0.36 |
| Forward P E | -197.05556 |
| Free Cashflow | 115,350,000 |
| Full Exchange Name | NYSE |
| Full Time Employees | 1,282 |
| Gmt Off Set Milliseconds | -14,400,000 |
| Governance Epoch Date | 1,775,001,600 |
| Gross Margins | 0.52975 |
| Gross Profits | 390,900,000 |
| Has Pre Post Market Data | 1 |
| Held Percent Insiders | 0.13974 |
| Held Percent Institutions | 0.59796 |
| Implied Shares Outstanding | 76,383,438 |
| Industry | Insurance - Property & Casualty |
| Industry Disp | Insurance - Property & Casualty |
| Industry Key | insurance-property-casualty |
| Ipo Expected Date | 2,020-07-02 |
| Is Earnings Date Estimate | 0 |
| Language | en-US |
| Last Fiscal Year End | 1,767,139,200 |
| Long Business Summary | Lemonade, Inc. provides various insurance products in the United States, Europe, and the United Kingdom. The company provides renters and homeowners, building, car, pet, and life insurance products, as well as landlord insurance products. It also offers insurance for stolen or damaged property, and personal liability that protects its customers if they are responsible for an accident or damage to another person or their property. In addition, it operates as an agent for other insurance companies. The company was formerly known as Lemonade Group, Inc. Lemonade, Inc. was incorporated in 2015 and is headquartered in New York, New York. |
| Long Name | Lemonade, Inc. |
| Market | us_market |
| Market Cap | 5,418,641,408 |
| Market State | PREPRE |
| Max Age | 86,400 |
| Message Board Id | finmb_318829603 |
| Most Recent Quarter | 1,767,139,200 |
| Net Income To Common | -165,500,000 |
| Next Fiscal Year End | 1,798,675,200 |
| Non Diluted Market Cap | 5,418,641,091 |
| Number Of Analyst Opinions | 9 |
| Open | 70.23 |
| Operating Cashflow | -16,500,000 |
| Operating Margins | -0.03503 |
| Overall Risk | 8 |
| Payout Ratio | 0.0 |
| Phone | 844 733 8666 |
| Post Market Change | -0.020004272 |
| Post Market Change Percent | -0.02819886 |
| Post Market Price | 70.92 |
| Post Market Time | 1,776,470,372 |
| Previous Close | 68.48 |
| Price Eps Current Year | -44.898735 |
| Price Hint | 2 |
| Price To Book | 10.091039 |
| Price To Sales Trailing12 Months | 7.343327 |
| Profit Margins | -0.22429001 |
| Quick Ratio | 0.711 |
| Quote Source Name | Nasdaq Real Time Price |
| Quote Type | EQUITY |
| Recommendation Key | hold |
| Recommendation Mean | 2.90909 |
| Region | US |
| Regular Market Change | 2.46 |
| Regular Market Change Percent | 3.59229 |
| Regular Market Day High | 72.78 |
| Regular Market Day Low | 69.94 |
| Regular Market Day Range | 69.94 - 72.78 |
| Regular Market Open | 70.23 |
| Regular Market Previous Close | 68.48 |
| Regular Market Price | 70.94 |
| Regular Market Time | 1,776,456,003 |
| Regular Market Volume | 1,308,445 |
| Return On Assets | -0.04527 |
| Return On Equity | -0.2937 |
| Revenue Growth | 0.535 |
| Revenue Per Share | 9.979 |
| Sand P52 Week Change | 0.38150132 |
| Sector | Financial Services |
| Sector Disp | Financial Services |
| Sector Key | financial-services |
| Share Holder Rights Risk | 8 |
| Shares Outstanding | 76,383,438 |
| Shares Percent Shares Out | 0.1437 |
| Shares Short | 10,977,275 |
| Shares Short Previous Month Date | 1,772,150,400 |
| Shares Short Prior Month | 12,130,086 |
| Short Name | Lemonade, Inc. |
| Short Percent Of Float | 0.1881 |
| Short Ratio | 5.35 |
| Source Interval | 15 |
| State | NY |
| Symbol | LMND |
| Target High Price | 98.0 |
| Target Low Price | 33.0 |
| Target Mean Price | 65.11111 |
| Target Median Price | 65.0 |
| Total Cash | 399,100,000 |
| Total Cash Per Share | 5.225 |
| Total Debt | 182,100,000 |
| Total Revenue | 737,900,032 |
| Tradeable | 0 |
| Trailing Annual Dividend Rate | 0.0 |
| Trailing Annual Dividend Yield | 0.0 |
| Trailing Eps | -2.24 |
| Trailing Peg Ratio | None |
| Triggerable | 1 |
| Two Hundred Day Average | 61.6884 |
| Two Hundred Day Average Change | 9.251602 |
| Two Hundred Day Average Change Percent | 0.14997312 |
| Type Disp | Equity |
| Volume | 1,308,445 |
| Website | https://www.lemonade.com |
| Zip | 10,013 |