Lemonade, Inc. (LMND)Financial Services | Insurance - Property & Casualty | New York, United States | NYSE
70.62 USD
+0.11
(0.156%)
⇧
(July 13, 2026, 4 p.m.
EDT)
After hours: 70.00 -0.62 (-0.620%) ⇩ (July 13, 2026, 8 p.m. EDT) |
Hot Take ↕ | July 11, 2026, 6:26 a.m. EDT
The narrative here is a classic tale of a turnaround story fighting a brutal historical headwind. Fundamentally, the business shows signs of life with revenue exploding up 70% and a massive 105% price surge last year, suggesting the market is finally pricing in a recovery. However, the long-term assessment remains neutral because the company is still bleeding cash, with negative operating margins and a return on equity that is deeply distressed; the balance sheet is fragile, not fortress-like. The short-term outlook is bullish due to the technical rebound off the lows and the aggressive options flow, which indicates smart money is watching for a breakout above $80. Yet, the options data reveals a heavy tail risk: the sheer volume of deep put open interest acts as a psychological ceiling, implying that if the stock dips, the selling pressure could be explosive. Until the company demonstrates sustained profitability and stabilizes its margins, this remains a high-risk speculative play on a potential inflection point rather than a stable investment. |
| Model | MAE |
|---|---|
| AutoTheta ✓ | 0.057983 |
| AutoETS | 0.077709 |
| AutoARIMA | 0.077710 |
| MSTL | 0.078770 |
Forecast horizon: 45 days | Selected: AutoTheta
| Forecast Reliability | |
|---|---|
| Score | 22% |
| H-stat | 15.26 |
| Ljung-Box p | 0.000 |
| Jarque-Bera p | 0.000 |
| Excess Kurtosis | 1.74 |
| Attribute | Value |
|---|---|
| Sector | Financial Services |
| Debt to Equity Ratio | 38.687 |
| Revenue per Share | 11.294 |
| Market Cap | 5,425,084,416 |
| Forward P/E | -84.07 |
| Beta | 1.79 |
| Profit Margins | -16.44% |
| Website | https://www.lemonade.com |
As of July 11, 2026, 6:26 a.m. EDT: Speculators are aggressively positioning for volatility rather than a specific directional outcome. Put open interest is heavily skewed toward deep out-of-the-money strikes (below $40-$50), creating a massive 'insurance' floor against a crash, while call open interest clusters around the current price ($70-$80) with significant volume at strikes slightly above the money. This structure suggests traders are betting on a binary event—either a sharp drop to test the deep puts or a rally to breach the $80 resistance—but are hedging heavily against a downside collapse.
| Attribute | Value |
|---|---|
| 52 Week Change | 0.75093126 |
| Address1 | 5 Crosby Street |
| Address2 | 3rd Floor |
| All Time High | 188.3 |
| All Time Low | 10.265 |
| Ask | 0.0 |
| Ask Size | 200 |
| Audit Risk | 4 |
| Average Analyst Rating | 3.0 - Hold |
| Average Daily Volume10 Day | 1,865,710 |
| Average Daily Volume3 Month | 1,609,313 |
| Average Volume | 1,609,313 |
| Average Volume10Days | 1,865,710 |
| Beta | 1.785 |
| Bid | 0.0 |
| Bid Size | 300 |
| Board Risk | 8 |
| Book Value | 6.746 |
| City | New York |
| Compensation As Of Epoch Date | 1,767,139,200 |
| Compensation Risk | 10 |
| Country | United States |
| Crypto Tradeable | 0 |
| Currency | USD |
| Current Price | 70.62 |
| Current Ratio | 1.241 |
| Custom Price Alert Confidence | HIGH |
| Date Short Interest | 1,782,777,600 |
| Day High | 72.67 |
| Day Low | 69.1105 |
| Debt To Equity | 38.687 |
| Display Name | Lemonade |
| Earnings Call Timestamp End | 1,777,464,000 |
| Earnings Call Timestamp Start | 1,777,464,000 |
| Earnings Timestamp | 1,777,465,800 |
| Earnings Timestamp End | 1,777,465,800 |
| Earnings Timestamp Start | 1,777,465,800 |
| Ebitda | -93,600,000 |
| Ebitda Margins | -0.110810004 |
| Enterprise To Ebitda | -55.894 |
| Enterprise To Revenue | 6.194 |
| Enterprise Value | 5,231,684,096 |
| Eps Current Year | -1.76 |
| Eps Forward | -0.84 |
| Eps Trailing Twelve Months | -1.85 |
| Esg Populated | 0 |
| Exchange | NYQ |
| Exchange Data Delayed By | 0 |
| Exchange Timezone Name | America/New_York |
| Exchange Timezone Short Name | EDT |
| Fifty Day Average | 58.6476 |
| Fifty Day Average Change | 11.9724045 |
| Fifty Day Average Change Percent | 0.20414142 |
| Fifty Two Week Change Percent | 75.093124 |
| Fifty Two Week High | 99.9 |
| Fifty Two Week High Change | -29.279999 |
| Fifty Two Week High Change Percent | -0.2930931 |
| Fifty Two Week Low | 35.7 |
| Fifty Two Week Low Change | 34.920002 |
| Fifty Two Week Low Change Percent | 0.9781513 |
| Fifty Two Week Range | 35.7 - 99.9 |
| Financial Currency | USD |
| First Trade Date Milliseconds | 1,593,696,600,000 |
| Float Shares | 71,201,348 |
| Forward Eps | -0.84 |
| Forward P E | -84.071434 |
| Free Cashflow | 90,900,000 |
| Full Exchange Name | NYSE |
| Full Time Employees | 1,291 |
| Gmt Off Set Milliseconds | -14,400,000 |
| Governance Epoch Date | 1,782,864,000 |
| Gross Margins | 0.5325 |
| Gross Profits | 449,800,000 |
| Has Pre Post Market Data | 1 |
| Held Percent Insiders | 0.08731 |
| Held Percent Institutions | 0.59613997 |
| Implied Shares Outstanding | 76,820,789 |
| Industry | Insurance - Property & Casualty |
| Industry Disp | Insurance - Property & Casualty |
| Industry Key | insurance-property-casualty |
| Ipo Expected Date | 2,020-07-02 |
| Is Earnings Date Estimate | 0 |
| Language | en-US |
| Last Fiscal Year End | 1,767,139,200 |
| Long Business Summary | Lemonade, Inc. provides various insurance products in the United States, Europe, Louisiana, and the United Kingdom. The company provides renters and homeowners, building, car, pet, and life insurance products, as well as landlord insurance products. It also offers insurance for stolen or damaged property, and personal liability that protects its customers if they are responsible for an accident or damage to another person or their property. In addition, it operates as an agent for other insurance companies. The company was formerly known as Lemonade Group, Inc. Lemonade, Inc. was incorporated in 2015 and is headquartered in New York, New York. |
| Long Name | Lemonade, Inc. |
| Market | us_market |
| Market Cap | 5,425,084,416 |
| Market State | PREPRE |
| Max Age | 86,400 |
| Message Board Id | finmb_318829603 |
| Most Recent Quarter | 1,774,915,200 |
| Net Income To Common | -138,900,000 |
| Next Fiscal Year End | 1,798,675,200 |
| Non Diluted Market Cap | 5,416,633,832 |
| Number Of Analyst Opinions | 9 |
| Open | 71.5 |
| Operating Cashflow | 30,100,000 |
| Operating Margins | -0.110080004 |
| Overall Risk | 10 |
| Payout Ratio | 0.0 |
| Phone | 844 733 8666 |
| Post Market Change | -0.62000275 |
| Post Market Change Percent | -0.87794214 |
| Post Market Price | 70.0 |
| Post Market Time | 1,783,987,200 |
| Previous Close | 70.51 |
| Price Eps Current Year | -40.125 |
| Price Hint | 2 |
| Price To Book | 10.468427 |
| Price To Sales Trailing12 Months | 6.422498 |
| Profit Margins | -0.16444 |
| Quick Ratio | 0.931 |
| Quote Source Name | Delayed Quote |
| Quote Type | EQUITY |
| Recommendation Key | hold |
| Recommendation Mean | 3.0 |
| Region | US |
| Regular Market Change | 0.110001 |
| Regular Market Change Percent | 0.156007 |
| Regular Market Day High | 72.67 |
| Regular Market Day Low | 69.1105 |
| Regular Market Day Range | 69.1105 - 72.67 |
| Regular Market Open | 71.5 |
| Regular Market Previous Close | 70.51 |
| Regular Market Price | 70.62 |
| Regular Market Time | 1,783,972,802 |
| Regular Market Volume | 887,682 |
| Return On Assets | -0.03506 |
| Return On Equity | -0.26121 |
| Revenue Growth | 0.706 |
| Revenue Per Share | 11.294 |
| Sand P52 Week Change | 0.20847368 |
| Sector | Financial Services |
| Sector Disp | Financial Services |
| Sector Key | financial-services |
| Share Holder Rights Risk | 8 |
| Shares Outstanding | 76,820,789 |
| Shares Percent Shares Out | 0.1442 |
| Shares Short | 11,079,105 |
| Shares Short Previous Month Date | 1,780,012,800 |
| Shares Short Prior Month | 10,246,920 |
| Short Name | Lemonade, Inc. |
| Short Percent Of Float | 0.1579 |
| Short Ratio | 7.21 |
| Source Interval | 15 |
| State | NY |
| Symbol | LMND |
| Target High Price | 92.0 |
| Target Low Price | 40.0 |
| Target Mean Price | 62.77778 |
| Target Median Price | 62.0 |
| Total Cash | 393,800,000 |
| Total Cash Per Share | 5.126 |
| Total Debt | 200,400,000 |
| Total Revenue | 844,700,032 |
| Tradeable | 0 |
| Trailing Annual Dividend Rate | 0.0 |
| Trailing Annual Dividend Yield | 0.0 |
| Trailing Eps | -1.85 |
| Trailing Peg Ratio | None |
| Triggerable | 1 |
| Two Hundred Day Average | 64.89325 |
| Two Hundred Day Average Change | 5.726753 |
| Two Hundred Day Average Change Percent | 0.08824883 |
| Type Disp | Equity |
| Volume | 887,682 |
| Website | https://www.lemonade.com |
| Zip | 10,013 |