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LM Funding America, Inc. (LMFA)

Financial Services | Capital Markets | Tampa, United States | NasdaqCM
2.79 USD -0.13 (-4.452%) ⇩ (July 14, 2026, 4 p.m. EDT)
After hours: 2.80 +0.01 (0.358%) ⇧ (July 14, 2026, 7:59 p.m. EDT)

Short-term:⯪☆☆☆☆Long-term:⯪☆☆☆☆Dividends:☆☆☆☆☆
Hot Take | July 11, 2026, 3:31 a.m. EDT

The immediate outlook is severely bearish as the stock trades at a fraction of its book value while reporting massive losses and negative operating cash flow. The company is in active distress, evidenced by a recent notice of noncompliance and a desperate 1-for-25 reverse stock split designed to meet listing requirements rather than attract genuine investment. Fundamentally, the business is deteriorating rapidly with revenue shrinking by nearly 30% and equity destruction accelerating, making it a clear avoid for any rational capital allocation.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
AutoTheta ✓0.093367
AutoARIMA0.146334
AutoETS0.146336
MSTL0.150831

Forecast horizon: 45 days | Selected: AutoTheta

Forecast Reliability
Score 33%
H-stat 20.74
Ljung-Box p 0.000
Jarque-Bera p 0.136
Excess Kurtosis 0.25
Attribute Value
Sector Financial Services
Debt to Equity Ratio 107.996
Revenue per Share 13.953
Market Cap 2,607,704
Forward P/E -0.65
Beta 2.40
Website https://www.lmfunding.com

Info Dump

Attribute Value
52 Week Change -0.94384617
Address1 1,200 Platt Street
Address2 Suite 1000
All Time High 74,175.0
All Time Low 2.8
Ask 0.15
Ask Size 2
Average Daily Volume10 Day 53,610
Average Daily Volume3 Month 75,073
Average Volume 75,073
Average Volume10Days 53,610
Beta 2.402
Bid 1.53
Bid Size 3
Book Value 1.289
City Tampa
Compensation As Of Epoch Date 1,767,139,200
Country United States
Crypto Tradeable 0
Currency USD
Current Price 2.79
Current Ratio 1.132
Custom Price Alert Confidence HIGH
Date Short Interest 1,782,777,600
Day High 3.05
Day Low 2.7005
Debt To Equity 107.996
Display Name LM Funding America
Dividend Date 1,539,648,000
Earnings Call Timestamp End 1,747,310,400
Earnings Call Timestamp Start 1,747,310,400
Earnings Timestamp End 1,755,520,200
Earnings Timestamp Start 1,755,001,800
Ebitda Margins 0.0
Enterprise To Revenue 2.806
Enterprise Value 20,017,390
Eps Forward -4.27
Eps Trailing Twelve Months -67.5
Esg Populated 0
Exchange NCM
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 5.1744
Fifty Day Average Change -2.3844
Fifty Day Average Change Percent -0.46080706
Fifty Two Week Change Percent -94.38461
Fifty Two Week High 128.5
Fifty Two Week High Change -125.71
Fifty Two Week High Change Percent -0.97828794
Fifty Two Week Low 2.7005
Fifty Two Week Low Change 0.08949995
Fifty Two Week Low Change Percent 0.033141993
Fifty Two Week Range 2.7005 - 128.5
Financial Currency USD
First Trade Date Milliseconds 1,450,362,600,000
Float Shares 591,622
Forward Eps -4.27
Forward P E -0.6533958
Full Exchange Name NasdaqCM
Full Time Employees 16
Gmt Off Set Milliseconds -14,400,000
Gross Margins 0.01667
Gross Profits 118,884
Has Pre Post Market Data 1
Held Percent Insiders 0.07079
Held Percent Institutions 0.123050004
Implied Shares Outstanding 934,661
Industry Capital Markets
Industry Disp Capital Markets
Industry Key capital-markets
Is Earnings Date Estimate 1
Language en-US
Last Fiscal Year End 1,767,139,200
Last Split Date 1,783,900,800
Last Split Factor 1:25
Long Business Summary LM Funding America, Inc. operates as a cryptocurrency mining and specialty finance company. It operates through two segments: Specialty Finance and Mining and Treasury Operations. The company also engages in Bitcoin mining operations; and provides funding to nonprofit community associations. LM Funding America, Inc. was founded in 2008 and is based in Tampa, Florida.
Long Name LM Funding America, Inc.
Market us_market
Market Cap 2,607,704
Market State POSTPOST
Max Age 86,400
Message Board Id finmb_304967968
Most Recent Quarter 1,774,915,200
Net Income To Common -33,219,756
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 2,607,704
Number Of Analyst Opinions 1
Open 2.92
Operating Cashflow -14,377,284
Operating Margins -4.46186
Payout Ratio 0.0
Phone 813 222 8996
Post Market Change 0.00999999
Post Market Change Percent 0.3584226
Post Market Price 2.8
Post Market Time 1,784,073,579
Previous Close 2.92
Price Hint 4
Price To Book 2.1644685
Price To Sales Trailing12 Months 0.3655619
Profit Margins 0.0
Quick Ratio 0.04
Quote Source Name Nasdaq Real Time Price
Quote Type EQUITY
Recommendation Key none
Region US
Regular Market Change -0.13
Regular Market Change Percent -4.45206
Regular Market Day High 3.05
Regular Market Day Low 2.7005
Regular Market Day Range 2.7005 - 3.05
Regular Market Open 2.92
Regular Market Previous Close 2.92
Regular Market Price 2.79
Regular Market Time 1,784,059,201
Regular Market Volume 131,900
Return On Assets -0.78353995
Return On Equity -1.2897501
Revenue Growth -0.273
Revenue Per Share 13.953
Sand P52 Week Change 0.20365608
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Shares Outstanding 934,661
Shares Percent Shares Out 0.0497
Shares Short 46,446
Shares Short Previous Month Date 1,780,012,800
Shares Short Prior Month 8,487
Short Name LM Funding America, Inc.
Short Percent Of Float 0.0502
Short Ratio 0.28
Source Interval 15
State FL
Symbol LMFA
Target High Price 25.0
Target Low Price 25.0
Target Mean Price 25.0
Target Median Price 25.0
Total Cash 801,201
Total Cash Per Share 1.154
Total Debt 20,619,196
Total Revenue 7,133,413
Tradeable 0
Trailing Annual Dividend Rate 0.0
Trailing Annual Dividend Yield 0.0
Trailing Eps -67.5
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 13.2316
Two Hundred Day Average Change -10.4416
Two Hundred Day Average Change Percent -0.7891411
Type Disp Equity
Volume 131,900
Website https://www.lmfunding.com
Zip 33,602