loanDepot, Inc. (LDI)Financial Services | Mortgage Finance | Irvine, United States | NYSE
1.79 USD
+0.16
(9.816%)
⇧
(April 17, 2026, 4 p.m.
EDT)
After hours: 1.80 +0.01 (0.559%) ⇧ (April 17, 2026, 7:54 p.m. EDT) Short-term: ★★★★☆ | Long-term: ★☆☆☆☆ | Dividends: ☆☆☆☆☆ |
Hot Take | April 18, 2026, 10:14 p.m. EDT
LoanDepot (LDI) is a high-beta, 'contrarian' play on a distressed asset. The fundamental picture is catastrophic: negative earnings, massive debt-to-equity (1586x), and the CEO recently executed $3.48M in the stock. The company lost 23% of its value in the trailing year. However, the options market ispricing in a miraculous 50-100% recovery by late next year, likely betting on a buyout or extreme rho-gearing. This is a speculative short-term bounce play (rating 4) with zero long-term integrity (rating 1). The yield does not exist. |
| Model | MAE |
|---|---|
| AutoARIMA ✓ | 0.340644 |
| AutoETS | 0.340649 |
| AutoTheta | 0.341216 |
| MSTL | 0.361987 |
Forecast horizon: 45 days | Selected: AutoARIMA
| Forecast Reliability | |
|---|---|
| Score | 44% |
| H-stat | 10.49 |
| Ljung-Box p | 0.000 |
| Jarque-Bera p | 0.155 |
| Excess Kurtosis | -1.41 |
| Attribute | Value |
|---|---|
| Sector | Financial Services |
| Ex Dividend Date | 2022-03-31 |
| Last Dividend Date | 2022-03-31 |
| Debt to Equity Ratio | 1586.118 |
| Revenue per Share | 5.82 |
| Market Cap | 963,039,936 |
| Forward P/E | 5.97 |
| Beta | 3.22 |
| Profit Margins | -5.10% |
| Website | https://www.loandepot.com |
As of April 18, 2026, 10:14 p.m. EDT: Options flow shows aggressive bullish positioning into May 2026 and beyond. Call open interest spikes significantly at strikes $2.50 ($3.93 vol vs 2 OI) and $3.00-$3.50 (over 3k OI), indicating speculative bets on a 50-100% upside from current $1.79. Put writing is heavy at current levels ($1.50-$2.00), suggesting a 'gamma squeeze' risk if price sustains above the cost basis. However, deep OTM puts show DNA (Deep Out of the Money) positioning, with 59 vols buying the $0.50 puts for April edges, signaling a 'black swan' stop-loss hedge for long gamma holders, but the net skew is heavily skewed to the upside.
| Date | Dividend | Yield % |
|---|---|---|
| 2022-04-01 | 0.080 | 1.980198 |
| 2021-12-31 | 0.080 | 1.699427 |
| 2021-10-01 | 0.080 | 1.264785 |
| 2021-06-30 | 0.080 | 0.653401 |
| 2021-04-30 | 0.612 | 3.257540 |
| Attribute | Value |
|---|---|
| 52 Week Change | 0.6272727 |
| Address1 | 6,561 Irvine Center Drive |
| All Time High | 39.85 |
| All Time Low | 1.01 |
| Ask | 1.82 |
| Ask Size | 12,900 |
| Audit Risk | 7 |
| Average Daily Volume10 Day | 2,082,840 |
| Average Daily Volume3 Month | 2,744,433 |
| Average Volume | 2,744,433 |
| Average Volume10Days | 2,082,840 |
| Beta | 3.22 |
| Bid | 1.79 |
| Bid Size | 11,500 |
| Board Risk | 10 |
| Book Value | 1.035 |
| City | Irvine |
| Compensation As Of Epoch Date | 1,735,603,200 |
| Compensation Risk | 8 |
| Country | United States |
| Crypto Tradeable | 0 |
| Currency | USD |
| Current Price | 1.79 |
| Current Ratio | 1.237 |
| Custom Price Alert Confidence | HIGH |
| Date Short Interest | 1,774,915,200 |
| Day High | 1.89 |
| Day Low | 1.72 |
| Debt To Equity | 1,586.118 |
| Display Name | loanDepot |
| Dividend Date | 1,650,240,000 |
| Earnings Call Timestamp End | 1,778,014,800 |
| Earnings Call Timestamp Start | 1,778,014,800 |
| Earnings Timestamp | 1,778,011,200 |
| Earnings Timestamp End | 1,778,011,200 |
| Earnings Timestamp Start | 1,778,011,200 |
| Ebitda Margins | 0.0 |
| Enterprise To Revenue | 5.063 |
| Enterprise Value | 6,218,425,344 |
| Eps Current Year | 0.14 |
| Eps Forward | 0.3 |
| Eps Trailing Twelve Months | -0.3 |
| Esg Populated | 0 |
| Ex Dividend Date | 1,648,771,200 |
| Exchange | NYQ |
| Exchange Data Delayed By | 0 |
| Exchange Timezone Name | America/New_York |
| Exchange Timezone Short Name | EDT |
| Fifty Day Average | 1.7126 |
| Fifty Day Average Change | 0.07739997 |
| Fifty Day Average Change Percent | 0.045194425 |
| Fifty Two Week Change Percent | 62.727272 |
| Fifty Two Week High | 5.05 |
| Fifty Two Week High Change | -3.2600002 |
| Fifty Two Week High Change Percent | -0.6455446 |
| Fifty Two Week Low | 1.02 |
| Fifty Two Week Low Change | 0.77 |
| Fifty Two Week Low Change Percent | 0.75490195 |
| Fifty Two Week Range | 1.02 - 5.05 |
| Financial Currency | USD |
| First Trade Date Milliseconds | 1,613,053,800,000 |
| Float Shares | 108,788,519 |
| Forward Eps | 0.3 |
| Forward P E | 5.966666 |
| Full Exchange Name | NYSE |
| Full Time Employees | 4,700 |
| Gmt Off Set Milliseconds | -14,400,000 |
| Governance Epoch Date | 1,775,001,600 |
| Gross Margins | 0.89685994 |
| Gross Profits | 1,101,442,944 |
| Has Pre Post Market Data | 1 |
| Held Percent Insiders | 0.04048 |
| Held Percent Institutions | 0.69682 |
| Implied Shares Outstanding | 538,011,130 |
| Industry | Mortgage Finance |
| Industry Disp | Mortgage Finance |
| Industry Key | mortgage-finance |
| Ipo Expected Date | 2,021-02-09 |
| Is Earnings Date Estimate | 0 |
| Language | en-US |
| Last Dividend Date | 1,648,771,200 |
| Last Dividend Value | 0.08 |
| Last Fiscal Year End | 1,767,139,200 |
| Long Business Summary | loanDepot, Inc. engages in originating, financing, selling, and servicing residential mortgage loans in the United States. The company offers conventional agency-conforming and prime jumbo, federal assistance residential mortgage, and home equity lines of credit and closed-end second liens. It also provides title, escrow, and settlement services for mortgage loan transactions; real estate services that cover captive real estate referral business; and insurance services, including services to homeowners, as well as other consumer insurance policies. The company was founded in 2010 and is headquartered in Irvine, California. |
| Long Name | loanDepot, Inc. |
| Market | us_market |
| Market Cap | 963,039,936 |
| Market State | CLOSED |
| Max Age | 86,400 |
| Message Board Id | finmb_83967523 |
| Most Recent Quarter | 1,767,139,200 |
| Net Income To Common | -62,646,000 |
| Next Fiscal Year End | 1,798,675,200 |
| Non Diluted Market Cap | 965,831,201 |
| Number Of Analyst Opinions | 2 |
| Open | 1.7 |
| Operating Cashflow | -707,510,016 |
| Operating Margins | -0.11951999 |
| Overall Risk | 10 |
| Payout Ratio | 0.0 |
| Phone | 888 337 6888 |
| Post Market Change | 0.00999999 |
| Post Market Change Percent | 0.5586587 |
| Post Market Price | 1.8 |
| Post Market Time | 1,776,470,056 |
| Previous Close | 1.63 |
| Price Eps Current Year | 12.785714 |
| Price Hint | 4 |
| Price To Book | 1.7294686 |
| Price To Sales Trailing12 Months | 0.7841611 |
| Profit Margins | -0.051009998 |
| Quick Ratio | 0.421 |
| Quote Source Name | Delayed Quote |
| Quote Type | EQUITY |
| Recommendation Key | none |
| Region | US |
| Regular Market Change | 0.16 |
| Regular Market Change Percent | 9.81595 |
| Regular Market Day High | 1.89 |
| Regular Market Day Low | 1.72 |
| Regular Market Day Range | 1.72 - 1.89 |
| Regular Market Open | 1.7 |
| Regular Market Previous Close | 1.63 |
| Regular Market Price | 1.79 |
| Regular Market Time | 1,776,456,002 |
| Regular Market Volume | 3,104,777 |
| Return On Assets | -0.01629 |
| Return On Equity | -0.24093 |
| Revenue Growth | 0.701 |
| Revenue Per Share | 5.82 |
| Sand P52 Week Change | 0.38150132 |
| Sector | Financial Services |
| Sector Disp | Financial Services |
| Sector Key | financial-services |
| Share Holder Rights Risk | 10 |
| Shares Outstanding | 228,821,318 |
| Shares Percent Shares Out | 0.0498 |
| Shares Short | 16,692,651 |
| Shares Short Previous Month Date | 1,772,150,400 |
| Shares Short Prior Month | 11,972,635 |
| Short Name | loanDepot, Inc. |
| Short Percent Of Float | 0.083500005 |
| Short Ratio | 5.7 |
| Source Interval | 15 |
| State | CA |
| Symbol | LDI |
| Target High Price | 2.1 |
| Target Low Price | 1.5 |
| Target Mean Price | 1.8 |
| Target Median Price | 1.8 |
| Total Cash | 465,236,992 |
| Total Cash Per Share | 2.033 |
| Total Debt | 6,122,575,872 |
| Total Revenue | 1,228,114,944 |
| Tradeable | 0 |
| Trailing Annual Dividend Rate | 0.0 |
| Trailing Annual Dividend Yield | 0.0 |
| Trailing Eps | -0.3 |
| Trailing Peg Ratio | None |
| Triggerable | 1 |
| Two Hundred Day Average | 2.3373 |
| Two Hundred Day Average Change | -0.5473001 |
| Two Hundred Day Average Change Percent | -0.23415911 |
| Type Disp | Equity |
| Volume | 3,104,777 |
| Website | https://www.loandepot.com |
| Zip | 92,618 |