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LCNB Corp. (LCNB)

Financial Services | Banks - Regional | Lebanon, United States | NasdaqCM
17.76 USD +0.13 (0.737%) ⇧ (July 13, 2026, 4 p.m. EDT)
After hours: 17.76

Short-term:★★★⯪☆Long-term:★★⯪☆☆Dividends:★★★☆☆
Hot Take | July 11, 2026, 5:05 a.m. EDT

The long-term outlook remains neutral due to a decade-long struggle to regain lost ground; despite a recent annual gain, the asset has failed to recover its cumulative losses over the last nine years, suggesting the market views the business quality as stagnant relative to peers. However, the short-term setup presents a compelling value case: trading at less than one book value with a robust 5% yield and a payout ratio under 55%, the stock offers a significant margin of safety if the regional banking sector stabilizes. The heavy options positioning on the downside acts as a self-fulfilling prophecy for volatility, yet the fundamental discount provides a floor that makes this a defensive hold rather than a speculative bet.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
AutoTheta ✓0.032163
MSTL0.033587
AutoARIMA0.033735
AutoETS0.033736

Forecast horizon: 45 days | Selected: AutoTheta

Forecast Reliability
Score 49%
H-stat 4.28
Ljung-Box p 0.000
Jarque-Bera p 0.360
Excess Kurtosis -0.27
Attribute Value
Sector Financial Services
Ex Dividend Date 2026-05-31
Last Dividend Date 2026-05-31
Revenue per Share 6.376
Market Cap 253,009,088
Trailing P/E 11.03
Forward P/E 9.81
Beta 0.59
Profit Margins 25.52%
Website https://www.lcnbcorp.com

As of July 11, 2026, 5:05 a.m. EDT: Speculators are overwhelmingly positioned for downside protection, evidenced by massive open interest in deep out-of-the-money puts expiring in early 2027 and significant volume in lower-strike calls. This heavy put positioning suggests a fear of a prolonged grind lower rather than an imminent crash, while the lack of call volume above current prices indicates a lack of aggressive bullish conviction.


Dividend Data

Yield Summary
Last Yield 1yr Yield 3yr Avg 5yr Avg
1.32% 5.40% 5.72% 5.35%
Dividend History
Date Dividend Yield %
2026-06-01 0.22000 1.321321
2026-03-02 0.22000 1.270942
2025-12-01 0.22000 1.383648
2025-09-02 0.22000 1.427644
2025-06-02 0.22000 1.547117
2025-03-03 0.22000 1.450231
2024-12-02 0.22000 1.268011
2024-09-03 0.22000 1.463739
2024-06-03 0.22000 1.560284
2024-02-29 0.22000 1.562500
2023-11-30 0.22000 1.510989
2023-08-31 0.21000 1.408451
2023-05-31 0.21000 1.545254
2023-02-28 0.21000 1.149425
2022-11-30 0.21000 1.151316
2022-08-31 0.20000 1.253133
2022-05-31 0.20000 1.263424
2022-02-28 0.20000 1.099505
2021-11-30 0.20000 1.044386
2021-08-31 0.19000 1.086957
2021-05-28 0.19000 1.077098
2021-02-26 0.19000 1.119623
2020-11-30 0.19000 1.283784
2020-08-31 0.18000 1.227831
2020-05-29 0.18000 1.210491
2020-02-28 0.18000 1.137081
2019-11-29 0.18000 0.973499
2019-08-30 0.17000 1.013715
2019-05-31 0.17000 1.001768
2019-02-28 0.17000 1.000000
2018-11-30 0.17000 1.059850
2018-08-31 0.16000 0.860215
2018-05-31 0.16000 0.818414
2018-02-28 0.16000 0.864865
2017-11-30 0.16000 0.761905
2017-08-30 0.16000 0.871935
2017-05-30 0.16000 0.822622
2017-02-27 0.16000 0.706402
2016-11-29 0.16000 0.778589
2016-08-30 0.16000 0.916380
2016-05-27 0.16000 0.941176
2016-02-26 0.16000 0.975610
2015-11-27 0.16000 0.969110
2015-08-28 0.16000 1.021059
2015-05-28 0.16000 0.978593
2015-02-26 0.16000 1.052632
2014-11-26 0.16000 1.088435
2014-08-28 0.16000 1.061712
2014-05-29 0.16000 1.049869
2014-02-27 0.16000 0.911681
2013-11-27 0.16000 0.902425
2013-08-29 0.16000 0.813008
2013-05-30 0.16000 0.843437
2013-02-27 0.16000 1.000000
2012-11-29 0.16000 1.163636
2012-08-30 0.16000 1.173881
2012-05-30 0.16000 1.226054
2012-02-28 0.16000 1.215805
2011-11-29 0.16000 1.254902
2011-08-30 0.16000 1.322314
2011-05-27 0.16000 1.300813
2011-02-25 0.16000 1.364024
2010-11-29 0.16000 1.361702
2010-08-30 0.16000 1.281025
2010-05-27 0.16000 1.333333
2010-02-26 0.16000 1.391304
2009-11-27 0.16000 1.454545
2009-08-28 0.16000 1.523810
2009-05-28 0.16000 1.684211
2009-02-26 0.16000 1.882353
2008-11-26 0.16000 1.598402
2008-08-28 0.16000 1.748634
2008-05-29 0.16000 1.461187
2008-02-28 0.16000 1.230769
2007-11-29 0.15500 1.215686
2007-08-30 0.15500 1.115108
2007-05-30 0.15500 1.148148
2007-02-27 0.15500 0.939394
2006-11-29 0.15000 0.821918
2006-08-30 0.15000 0.810811
2006-02-27 0.15000 0.797872
2005-11-29 0.14500 0.758170
2005-08-30 0.14500 0.771277
2005-05-27 0.14500 0.753247
2005-02-25 0.14500 0.782726
2004-12-01 0.14000 0.724825
2004-09-01 0.14000 0.753701
2004-05-27 0.14000 0.772414
2004-02-26 0.13750 0.791367
2003-11-26 0.13750 0.802920
2003-08-28 0.13125 0.804598
2003-05-29 0.13125 0.954545
2003-02-27 0.13125 0.972222
2002-11-27 0.13125 1.050000
2002-08-28 0.12500 1.129944
2002-05-30 0.12500 1.136364
2002-02-27 0.12500 1.175088
2001-11-28 0.12500 1.190476
2001-08-30 0.11250 1.097561
2001-06-01 0.11250 1.125000
2001-02-27 0.11250 1.304348
2000-12-13 0.22500 2.368421
Additional Data
dividendRate 0.88
dividendYield 4.98
exDividendDate 2026-06-01
trailingAnnualDividendRate 0.88
trailingAnnualDividendYield 0.04991492
lastDividendValue 0.22
lastDividendDate 2026-06-01
dividendDate 2026-06-15

Info Dump

Attribute Value
52 Week Change 0.14554906
Address1 2 North Broadway
All Time High 27.65
All Time Low 7.7
Ask 22.89
Ask Size 2
Audit Risk 8
Average Analyst Rating 3.0 - Hold
Average Daily Volume10 Day 54,010
Average Daily Volume3 Month 26,834
Average Volume 26,834
Average Volume10Days 54,010
Beta 0.586
Bid 12.68
Bid Size 1
Board Risk 5
Book Value 19.361
City Lebanon
Compensation As Of Epoch Date 1,767,139,200
Compensation Risk 7
Country United States
Crypto Tradeable 0
Currency USD
Current Price 17.76
Custom Price Alert Confidence HIGH
Date Short Interest 1,782,777,600
Day High 17.9
Day Low 17.38
Display Name LCNB
Dividend Date 1,781,481,600
Dividend Rate 0.88
Dividend Yield 4.98
Earnings Growth -0.049
Earnings Quarterly Growth -0.036
Earnings Timestamp 1,776,888,000
Earnings Timestamp End 1,784,750,400
Earnings Timestamp Start 1,784,750,400
Ebitda Margins 0.0
Enterprise To Revenue 3.692
Enterprise Value 332,007,072
Eps Current Year 1.675
Eps Forward 1.81
Eps Trailing Twelve Months 1.61
Esg Populated 0
Ex Dividend Date 1,780,272,000
Exchange NCM
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fax 513 933 5262
Fifty Day Average 16.8276
Fifty Day Average Change 0.93239975
Fifty Day Average Change Percent 0.055408955
Fifty Two Week Change Percent 14.554906
Fifty Two Week High 18.52
Fifty Two Week High Change -0.7600002
Fifty Two Week High Change Percent -0.04103673
Fifty Two Week Low 14.11
Fifty Two Week Low Change 3.6500006
Fifty Two Week Low Change Percent 0.25868183
Fifty Two Week Range 14.11 - 18.52
Financial Currency USD
First Trade Date Milliseconds 940,944,600,000
Five Year Avg Dividend Yield 5.26
Float Shares 13,439,683
Forward Eps 1.81
Forward P E 9.812155
Full Exchange Name NasdaqCM
Full Time Employees 328
Gmt Off Set Milliseconds -14,400,000
Governance Epoch Date 1,782,864,000
Gross Margins 0.0
Gross Profits 89,938,000
Has Pre Post Market Data 1
Held Percent Insiders 0.056599997
Held Percent Institutions 0.41371
Implied Shares Outstanding 14,246,007
Industry Banks - Regional
Industry Disp Banks - Regional
Industry Key banks-regional
Is Earnings Date Estimate 1
Language en-US
Last Dividend Date 1,780,272,000
Last Dividend Value 0.22
Last Fiscal Year End 1,767,139,200
Last Split Date 1,178,841,600
Last Split Factor 2:1
Long Business Summary LCNB Corp. operates as the financial holding company for LCNB National Bank that provides banking services in the United States. It offers checking and savings accounts; interest-bearing demand and money market deposit; and time certificates. The company also provides commercial and industrial, commercial and residential real estate, agricultural, construction, various types of consumer, and small business administration loans; residential mortgage loans, such as loans for purchasing or refinancing personal residences, home equity lines of credit, and loans for commercial or consumer purposes secured by residential mortgages; and consumer lending comprising automobile, boat, home improvement, and personal loans. In addition, it offers trust administration, estate settlement, and fiduciary services; and investment management of trusts, agency accounts, individual retirement accounts, and foundations/endowments. Further, the company offers investment services and products, including financial needs analysis, mutual funds, securities trading, annuities, and life insurance; and security brokerage services. Additionally, it provides safe deposit boxes, night depositories, cashier's checks, bank-by-mail, ATMs, cash and transaction services, debit cards, wire transfers, electronic funds transfer, utility bill collections, notary public service, cash management services, telephone banking, PC Internet banking, mobile banking, and other services for individuals and businesses. LCNB Corp. was founded in 1877 and is headquartered in Lebanon, Ohio.
Long Name LCNB Corp.
Market us_market
Market Cap 253,009,088
Market State PREPRE
Max Age 86,400
Message Board Id finmb_415866
Most Recent Quarter 1,774,915,200
Net Income To Common 22,824,000
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 251,798,173
Number Of Analyst Opinions 2
Open 17.81
Operating Cashflow 35,285,000
Operating Margins 0.27456
Overall Risk 7
Payout Ratio 0.5466
Phone 513 932 1414
Post Market Change 0.0
Post Market Change Percent 0.0
Post Market Price 17.76
Post Market Time 1,783,981,118
Previous Close 17.63
Price Eps Current Year 10.602985
Price Hint 2
Price To Book 0.917308
Price To Sales Trailing12 Months 2.81315
Profit Margins 0.25523
Quote Source Name Nasdaq Real Time Price
Quote Type EQUITY
Recommendation Key hold
Recommendation Mean 3.0
Region US
Regular Market Change 0.130001
Regular Market Change Percent 0.737386
Regular Market Day High 17.9
Regular Market Day Low 17.38
Regular Market Day Range 17.38 - 17.9
Regular Market Open 17.81
Regular Market Previous Close 17.63
Regular Market Price 17.76
Regular Market Time 1,783,972,801
Regular Market Volume 12,504
Return On Assets 0.01011
Return On Equity 0.0859
Revenue Growth -0.006
Revenue Per Share 6.376
Sand P52 Week Change 0.20847368
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Share Holder Rights Risk 9
Shares Outstanding 14,246,007
Shares Percent Shares Out 0.0114
Shares Short 162,461
Shares Short Previous Month Date 1,780,012,800
Shares Short Prior Month 80,924
Short Name LCNB Corporation
Short Percent Of Float 0.0121
Short Ratio 4.12
Source Interval 15
State OH
Symbol LCNB
Target High Price 18.0
Target Low Price 17.0
Target Mean Price 17.5
Target Median Price 17.5
Total Cash 31,893,000
Total Cash Per Share 2.239
Total Debt 110,891,000
Total Revenue 89,938,000
Tradeable 0
Trailing Annual Dividend Rate 0.88
Trailing Annual Dividend Yield 0.04991492
Trailing Eps 1.61
Trailing P E 11.031056
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 16.39195
Two Hundred Day Average Change 1.3680496
Two Hundred Day Average Change Percent 0.083458625
Type Disp Equity
Volume 12,504
Website https://www.lcnbcorp.com
Zip 45,036