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LCNB Corp. (LCNB)

Financial Services | Banks - Regional | Lebanon, United States | NasdaqCM
19.43 USD +0.09 (0.465%) ⇧ (Aug. 28, 2026, 4 p.m. EDT)
After hours: 19.43

Short-term:★★⯪☆☆Long-term:★★★☆☆Dividends:★★★⯪☆
Hot Take | Aug. 22, 2026, 4:33 a.m. EDT

The most compelling signal here is the divergence between the company's resilient fundamentals and its recent price stagnation. While the stock has underperformed over the last nine years, dropping roughly 7%, the most recent annual data shows a turnaround with positive year-over-year growth. The business remains healthy, trading at a discount to book value with a robust 4.5% dividend yield and a sustainable payout ratio. However, the short-term outlook is murky; the statistical forecast model offers a weak bearish lean, and the recent price action has been flat, preventing a strong momentum rating. The options market tells a different story, with traders placing heavy bets on upside potential six months out, which suggests the market sees value in the recovery thesis despite the recent lack of price movement. For a patient investor, the combination of a turning corner in earnings, a fortress-like balance sheet relative to peers, and a high yield makes this a solid mid-tier hold, though the lack of recent price acceleration keeps the short-term rating neutral.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
MSTL ✓0.080600
AutoTheta0.082092
AutoARIMA0.084279
AutoETS0.084301

Forecast horizon: 45 days | Selected: MSTL

Forecast Reliability
Score 49%
H-stat 7.37
Ljung-Box p 0.000
Jarque-Bera p 0.064
Excess Kurtosis -0.97
Attribute Value
Sector Financial Services
Ex Dividend Date 2026-08-31
Last Dividend Date 2026-05-31
Revenue per Share 6.517
Market Cap 276,974,432
Trailing P/E 11.17
Forward P/E 10.50
Beta 0.57
Profit Margins 26.65%
Website https://www.lcnbcorp.com

As of Aug. 22, 2026, 4:33 a.m. EDT: Speculator positioning is heavily skewed toward out-of-the-money calls at the February 2027 expiration, with significant open interest concentrated at strikes above the current price (22.5 and 25.0). This indicates a bullish bias for a multi-month horizon. Conversely, put activity is negligible, suggesting a lack of hedging demand or fear of immediate downside. Implied volatility is elevated for longer-dated contracts relative to near-term expirations, reflecting uncertainty about the medium-term trend rather than imminent crash risk.


Dividend Data

Yield Summary
Last Yield 1yr Yield 3yr Avg 5yr Avg
1.32% 5.40% 5.72% 5.35%
Dividend History
Date Dividend Yield %
2026-06-01 0.22000 1.321321
2026-03-02 0.22000 1.270942
2025-12-01 0.22000 1.383648
2025-09-02 0.22000 1.427644
2025-06-02 0.22000 1.547117
2025-03-03 0.22000 1.450231
2024-12-02 0.22000 1.268011
2024-09-03 0.22000 1.463739
2024-06-03 0.22000 1.560284
2024-02-29 0.22000 1.562500
2023-11-30 0.22000 1.510989
2023-08-31 0.21000 1.408451
2023-05-31 0.21000 1.545254
2023-02-28 0.21000 1.149425
2022-11-30 0.21000 1.151316
2022-08-31 0.20000 1.253133
2022-05-31 0.20000 1.263424
2022-02-28 0.20000 1.099505
2021-11-30 0.20000 1.044386
2021-08-31 0.19000 1.086957
2021-05-28 0.19000 1.077098
2021-02-26 0.19000 1.119623
2020-11-30 0.19000 1.283784
2020-08-31 0.18000 1.227831
2020-05-29 0.18000 1.210491
2020-02-28 0.18000 1.137081
2019-11-29 0.18000 0.973499
2019-08-30 0.17000 1.013715
2019-05-31 0.17000 1.001768
2019-02-28 0.17000 1.000000
2018-11-30 0.17000 1.059850
2018-08-31 0.16000 0.860215
2018-05-31 0.16000 0.818414
2018-02-28 0.16000 0.864865
2017-11-30 0.16000 0.761905
2017-08-30 0.16000 0.871935
2017-05-30 0.16000 0.822622
2017-02-27 0.16000 0.706402
2016-11-29 0.16000 0.778589
2016-08-30 0.16000 0.916380
2016-05-27 0.16000 0.941176
2016-02-26 0.16000 0.975610
2015-11-27 0.16000 0.969110
2015-08-28 0.16000 1.021059
2015-05-28 0.16000 0.978593
2015-02-26 0.16000 1.052632
2014-11-26 0.16000 1.088435
2014-08-28 0.16000 1.061712
2014-05-29 0.16000 1.049869
2014-02-27 0.16000 0.911681
2013-11-27 0.16000 0.902425
2013-08-29 0.16000 0.813008
2013-05-30 0.16000 0.843437
2013-02-27 0.16000 1.000000
2012-11-29 0.16000 1.163636
2012-08-30 0.16000 1.173881
2012-05-30 0.16000 1.226054
2012-02-28 0.16000 1.215805
2011-11-29 0.16000 1.254902
2011-08-30 0.16000 1.322314
2011-05-27 0.16000 1.300813
2011-02-25 0.16000 1.364024
2010-11-29 0.16000 1.361702
2010-08-30 0.16000 1.281025
2010-05-27 0.16000 1.333333
2010-02-26 0.16000 1.391304
2009-11-27 0.16000 1.454545
2009-08-28 0.16000 1.523810
2009-05-28 0.16000 1.684211
2009-02-26 0.16000 1.882353
2008-11-26 0.16000 1.598402
2008-08-28 0.16000 1.748634
2008-05-29 0.16000 1.461187
2008-02-28 0.16000 1.230769
2007-11-29 0.15500 1.215686
2007-08-30 0.15500 1.115108
2007-05-30 0.15500 1.148148
2007-02-27 0.15500 0.939394
2006-11-29 0.15000 0.821918
2006-08-30 0.15000 0.810811
2006-02-27 0.15000 0.797872
2005-11-29 0.14500 0.758170
2005-08-30 0.14500 0.771277
2005-05-27 0.14500 0.753247
2005-02-25 0.14500 0.782726
2004-12-01 0.14000 0.724825
2004-09-01 0.14000 0.753701
2004-05-27 0.14000 0.772414
2004-02-26 0.13750 0.791367
2003-11-26 0.13750 0.802920
2003-08-28 0.13125 0.804598
2003-05-29 0.13125 0.954545
2003-02-27 0.13125 0.972222
2002-11-27 0.13125 1.050000
2002-08-28 0.12500 1.129944
2002-05-30 0.12500 1.136364
2002-02-27 0.12500 1.175088
2001-11-28 0.12500 1.190476
2001-08-30 0.11250 1.097561
2001-06-01 0.11250 1.125000
2001-02-27 0.11250 1.304348
2000-12-13 0.22500 2.368421
Additional Data
dividendRate 0.88
dividendYield 4.52
exDividendDate 2026-09-01
trailingAnnualDividendRate 0.88
trailingAnnualDividendYield 0.04550155
lastDividendValue 0.22
lastDividendDate 2026-06-01
dividendDate 2026-09-15

Info Dump

Attribute Value
52 Week Change 0.26086962
Address1 2 North Broadway
All Time High 27.65
All Time Low 7.7
Ask 24.84
Ask Size 2
Audit Risk 8
Average Daily Volume10 Day 31,920
Average Daily Volume3 Month 40,949
Average Volume 40,949
Average Volume10Days 31,920
Beta 0.569
Bid 19.4
Bid Size 1
Board Risk 5
Book Value 19.687
City Lebanon
Compensation As Of Epoch Date 1,767,139,200
Compensation Risk 7
Country United States
Crypto Tradeable 0
Currency USD
Current Price 19.43
Custom Price Alert Confidence HIGH
Date Short Interest 1,786,665,600
Day High 19.65
Day Low 19.1
Display Name LCNB
Dividend Date 1,789,430,400
Dividend Rate 0.88
Dividend Yield 4.52
Earnings Growth 0.283
Earnings Quarterly Growth 0.266
Earnings Timestamp 1,784,205,000
Earnings Timestamp End 1,792,672,200
Earnings Timestamp Start 1,792,672,200
Ebitda Margins 0.0
Enterprise To Revenue 3.902
Enterprise Value 359,146,432
Eps Current Year 1.795
Eps Forward 1.85
Eps Trailing Twelve Months 1.74
Esg Populated 0
Ex Dividend Date 1,788,220,800
Exchange NCM
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fax 513 933 5262
Fifty Day Average 19.0334
Fifty Day Average Change 0.39660072
Fifty Day Average Change Percent 0.020837093
Fifty Two Week Change Percent 26.086962
Fifty Two Week High 21.32
Fifty Two Week High Change -1.8899994
Fifty Two Week High Change Percent -0.08864913
Fifty Two Week Low 14.31
Fifty Two Week Low Change 5.12
Fifty Two Week Low Change Percent 0.35779172
Fifty Two Week Range 14.31 - 21.32
Financial Currency USD
First Trade Date Milliseconds 940,944,600,000
Five Year Avg Dividend Yield 5.26
Float Shares 13,447,585
Forward Eps 1.85
Forward P E 10.502703
Full Exchange Name NasdaqCM
Full Time Employees 328
Fullday Change 0.0900002
Fullday Change Percent 0.465358
Fullday Price 19.43
Gmt Off Set Milliseconds -14,400,000
Governance Epoch Date 1,785,542,400
Gross Margins 0.0
Gross Profits 92,035,000
Has Pre Post Market Data 1
Held Percent Insiders 0.05664
Held Percent Institutions 0.51501
Implied Shares Outstanding 14,254,988
Industry Banks - Regional
Industry Disp Banks - Regional
Industry Key banks-regional
Is Earnings Date Estimate 1
Language en-US
Last Dividend Date 1,780,272,000
Last Dividend Value 0.22
Last Fiscal Year End 1,767,139,200
Last Split Date 1,178,841,600
Last Split Factor 2:1
Long Business Summary LCNB Corp. operates as the financial holding company for LCNB National Bank that provides banking services in the United States. It offers checking and savings accounts; interest-bearing demand and money market deposit; and time certificates. The company also provides commercial and industrial, commercial and residential real estate, agricultural, construction, various types of consumer, and small business administration loans; residential mortgage loans, such as loans for purchasing or refinancing personal residences, home equity lines of credit, and loans for commercial or consumer purposes secured by residential mortgages; and consumer lending comprising automobile, boat, home improvement, and personal loans. In addition, it offers trust administration, estate settlement, and fiduciary services; and investment management of trusts, agency accounts, individual retirement accounts, and foundations/endowments. Further, the company offers investment services and products, including financial needs analysis, mutual funds, securities trading, annuities, and life insurance; and security brokerage services. Additionally, it provides safe deposit boxes, night depositories, cashier's checks, bank-by-mail, ATMs, cash and transaction services, debit cards, wire transfers, electronic funds transfer, utility bill collections, notary public service, cash management services, telephone banking, PC Internet banking, mobile banking, and other services for individuals and businesses. LCNB Corp. was founded in 1877 and is headquartered in Lebanon, Ohio.
Long Name LCNB Corp.
Market us_market
Market Cap 276,974,432
Market State CLOSED
Max Age 86,400
Message Board Id finmb_415866
Most Recent Quarter 1,782,777,600
Net Income To Common 24,384,000
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 275,620,192
Number Of Analyst Opinions 2
Open 19.4
Operating Cashflow 38,606,000
Operating Margins 0.39199
Overall Risk 7
Payout Ratio 0.5087
Phone 513 932 1414
Post Market Change 0.0
Post Market Change Percent 0.0
Post Market Price 19.43
Post Market Time 1,787,959,805
Previous Close 19.34
Price Eps Current Year 10.824513
Price Hint 2
Price To Book 0.9869457
Price To Sales Trailing12 Months 3.0094469
Profit Margins 0.26653
Quote Source Name Nasdaq Real Time Price
Quote Type EQUITY
Recommendation Key none
Region US
Regular Market Change 0.0900002
Regular Market Change Percent 0.465358
Regular Market Day High 19.65
Regular Market Day Low 19.1
Regular Market Day Range 19.1 - 19.65
Regular Market Open 19.4
Regular Market Previous Close 19.34
Regular Market Price 19.43
Regular Market Time 1,787,947,201
Regular Market Volume 29,336
Return On Assets 0.010829999
Return On Equity 0.09017
Revenue Growth 0.092
Revenue Per Share 6.517
Sand P52 Week Change 0.20204377
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Share Holder Rights Risk 9
Shares Outstanding 14,254,988
Shares Percent Shares Out 0.0108
Shares Short 153,304
Shares Short Previous Month Date 1,784,073,600
Shares Short Prior Month 157,726
Short Name LCNB Corporation
Short Percent Of Float 0.0114
Short Ratio 2.91
Source Interval 15
State OH
Symbol LCNB
Target High Price 22.0
Target Low Price 20.5
Target Mean Price 21.25
Target Median Price 21.25
Total Cash 28,305,000
Total Cash Per Share 1.986
Total Debt 110,477,000
Total Revenue 92,035,000
Tradeable 0
Trailing Annual Dividend Rate 0.88
Trailing Annual Dividend Yield 0.04550155
Trailing Eps 1.74
Trailing P E 11.166667
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 17.1778
Two Hundred Day Average Change 2.252201
Two Hundred Day Average Change Percent 0.13111116
Type Disp Equity
Volume 29,336
Website https://www.lcnbcorp.com
Zip 45,036