Joint Stock Company Kaspi.kz (KSPI)Technology | Software - Infrastructure | Almaty, Kazakhstan | NasdaqGS
84.91 USD
+3.68
(4.530%)
⇧
(April 17, 2026, 4 p.m.
EDT)
After hours: 84.90 -0.01 (-0.010%) ⇩ (April 17, 2026, 7:58 p.m. EDT) Short-term: ★★★★★ | Long-term: ★★★★★ | Dividends: ★★★★☆ |
Hot Take | April 18, 2026, 10:27 p.m. EDT
KSPI is an exceptional buy place with strong fundamental resilience and massive short-term upside potential. Despite negative earnings growth in the recent quarter, the company is sneaking up on earnings per share, and the technicals are firing a green light with a massive volume spike. The upcoming 1.76 dollar dividend acts as a floor, but enthusiastic speculators and fundamentalists alike are waiting for the price to breakout in a sustained move higher, effectively ignoring the short-term negative sentiment around these growth metrics. |
| Model | MAE |
|---|---|
| MSTL ✓ | 0.049442 |
| AutoTheta | 0.051112 |
| AutoARIMA | 0.053718 |
| AutoETS | 0.053788 |
Forecast horizon: 45 days | Selected: MSTL
| Forecast Reliability | |
|---|---|
| Score | 66% |
| H-stat | 1.03 |
| Ljung-Box p | 0.000 |
| Jarque-Bera p | 0.021 |
| Excess Kurtosis | 0.39 |
| Attribute | Value |
|---|---|
| Sector | Technology |
| Ex Dividend Date | 2026-04-15 |
| Last Dividend Date | 2026-04-15 |
| Debt to Equity Ratio | 13.597 |
| Market Cap | 16,122,294,272 |
| Trailing P/E | 7.24 |
| Forward P/E | 0.01 |
| Beta | -0.05 |
| Profit Margins | 26.54% |
| Website | https://ir.kaspi.kz |
As of April 18, 2026, 10:27 p.m. EDT: Options data reveals a distinct bullish bias. In the near term (Apr 17), Call OI is heavily skewed above-the-money (72% OTM) with massive strikes at 90.0, indicating a high-conviction price target above the current level. While there is a significant put wall at the 70-75 range for May expiration, it represents a one-time sellers' defense rather than a target expectation, especially given the near-term call positioning. Long-dated options show steady accumulation in the 100 strike calls for Sept expiry, betting on a decoupling from current lows. The implied volatility is lower in the OTM calls, suggesting priced-in upside excitement.
| Last Yield | 1yr Yield | 3yr Avg | 5yr Avg |
|---|---|---|---|
| 2.17% | 2.17% | — | — |
| Date | Dividend | Yield % |
|---|---|---|
| 2026-04-16 | 1.760 | 2.166687 |
| 2024-11-20 | 1.714 | 1.649749 |
| 2024-08-22 | 1.772 | 1.479074 |
| 2024-05-23 | 1.919 | 1.661155 |
| 2024-04-12 | 1.901 | 1.817898 |
| Attribute | Value |
|---|---|
| 52 Week Change | 0.035235286 |
| Address1 | 154A, Nauryzbai Batyr Street |
| All Time High | 143.72 |
| All Time Low | 68.59 |
| Ask | 85.09 |
| Ask Size | 3 |
| Average Analyst Rating | 1.9 - Buy |
| Average Daily Volume10 Day | 451,810 |
| Average Daily Volume3 Month | 540,252 |
| Average Volume | 540,252 |
| Average Volume10Days | 451,810 |
| Beta | -0.047 |
| Bid | 84.75 |
| Bid Size | 2 |
| Book Value | 11,908.487 |
| City | Almaty |
| Country | Kazakhstan |
| Crypto Tradeable | 0 |
| Currency | USD |
| Current Price | 84.91 |
| Current Ratio | 5.64 |
| Custom Price Alert Confidence | HIGH |
| Date Short Interest | 1,774,915,200 |
| Day High | 85.338 |
| Day Low | 81.23 |
| Debt To Equity | 13.597 |
| Dividend Date | 1,732,579,200 |
| Dividend Rate | 1.76 |
| Dividend Yield | 2.07 |
| Earnings Call Timestamp End | 1,778,500,800 |
| Earnings Call Timestamp Start | 1,778,500,800 |
| Earnings Growth | -0.095 |
| Earnings Quarterly Growth | -0.088 |
| Earnings Timestamp | 1,778,502,600 |
| Earnings Timestamp End | 1,778,502,600 |
| Earnings Timestamp Start | 1,778,502,600 |
| Ebitda | 2,316,121,931,776 |
| Ebitda Margins | 0.57283 |
| Eps Current Year | 5,622.4277 |
| Eps Forward | 6,803.44 |
| Eps Trailing Twelve Months | 11.73 |
| Esg Populated | 0 |
| Ex Dividend Date | 1,776,297,600 |
| Exchange | NMS |
| Exchange Data Delayed By | 0 |
| Exchange Timezone Name | America/New_York |
| Exchange Timezone Short Name | EDT |
| Fifty Day Average | 74.3885 |
| Fifty Day Average Change | 10.521507 |
| Fifty Day Average Change Percent | 0.14143997 |
| Fifty Two Week Change Percent | 3.5235286 |
| Fifty Two Week High | 99.2 |
| Fifty Two Week High Change | -14.289993 |
| Fifty Two Week High Change Percent | -0.14405236 |
| Fifty Two Week Low | 68.59 |
| Fifty Two Week Low Change | 16.320007 |
| Fifty Two Week Low Change Percent | 0.23793568 |
| Fifty Two Week Range | 68.59 - 99.2 |
| Financial Currency | KZT |
| First Trade Date Milliseconds | 1,705,674,600,000 |
| Float Shares | 87,649,422 |
| Forward Eps | 6,803.44 |
| Forward P E | 0.012480452 |
| Free Cashflow | -714,365,468,672 |
| Full Exchange Name | NasdaqGS |
| Full Time Employees | 14,008 |
| Gmt Off Set Milliseconds | -14,400,000 |
| Gross Margins | 0.70094 |
| Has Pre Post Market Data | 1 |
| Held Percent Insiders | 0.44024 |
| Held Percent Institutions | 0.48 |
| Implied Shares Outstanding | 189,875,085 |
| Industry | Software - Infrastructure |
| Industry Disp | Software - Infrastructure |
| Industry Key | software-infrastructure |
| Ipo Expected Date | 2,024-01-19 |
| Is Earnings Date Estimate | 0 |
| Language | en-US |
| Last Dividend Date | 1,776,297,600 |
| Last Dividend Value | 1.76 |
| Last Fiscal Year End | 1,767,139,200 |
| Long Business Summary | Joint Stock Company Kaspi.kz, together with its subsidiaries, provides payments, marketplace, and fintech solutions for consumers and merchants in Kazakhstan, Azerbaijan, and Ukraine. The company operates through three segments: Payments, Marketplace, and Fintech. The Payments segment offers a platform that facilities transactions between and among merchants and consumers. This segment provides ways for consumers to pay for shopping transactions and regular household bills, as well as make peer to peer payments; and enables merchants to accept payment online and in store, issue and settle invoices, pay suppliers, and monitor merchant turnover. It also offers proprietary data, which facilitates informed decision-making across multiple areas of business. Its Marketplace Platform segment connects both online and offline merchants with consumers, enabling merchants to increase sales through an omnichannel strategy and allowing consumers to purchase products and services from various merchants. This segment operates marketplaces through m-commerce, a mobile solution for shopping in person; e-Commerce, which allows consumers to shop anywhere and anytime with free delivery; and Kaspi Travel that allows consumers to book domestic and international flights, domestic rail tickets, and international package holidays. It also enhances merchants' sales by connecting payments and fintech products, Kapsi advertising, and other delivery services. The Fintech Platform segment provides consumers with buy-now-pay-later, finance and savings products, and merchants with merchant finance services. It also involved in the banking; distressed asset management; real estate business; payment processing; online travel; e-grocery; classifieds; and storage and processing of information services. Joint Stock Company Kaspi.kz was incorporated in 2008 and is headquartered in Almaty, the Republic of Kazakhstan. |
| Long Name | Joint Stock Company Kaspi.kz |
| Market | us_market |
| Market Cap | 16,122,294,272 |
| Market State | PREPRE |
| Max Age | 86,400 |
| Message Board Id | finmb_610185344 |
| Most Recent Quarter | 1,767,139,200 |
| Next Fiscal Year End | 1,798,675,200 |
| Non Diluted Market Cap | 15,405,452,310 |
| Number Of Analyst Opinions | 7 |
| Open | 81.23 |
| Operating Margins | 0.0 |
| Payout Ratio | 0.0 |
| Phone | 7 727 330 6710 |
| Post Market Change | -0.010002136 |
| Post Market Change Percent | -0.011779691 |
| Post Market Price | 84.9 |
| Post Market Time | 1,776,470,334 |
| Previous Close | 81.23 |
| Price Eps Current Year | 0.015102018 |
| Price Hint | 2 |
| Price To Book | 0.007130209 |
| Profit Margins | 0.26542 |
| Quick Ratio | 5.351 |
| Quote Source Name | Nasdaq Real Time Price |
| Quote Type | EQUITY |
| Recommendation Key | buy |
| Recommendation Mean | 1.85714 |
| Region | US |
| Regular Market Change | 3.68 |
| Regular Market Change Percent | 4.53035 |
| Regular Market Day High | 85.338 |
| Regular Market Day Low | 81.23 |
| Regular Market Day Range | 81.23 - 85.338 |
| Regular Market Open | 81.23 |
| Regular Market Previous Close | 81.23 |
| Regular Market Price | 84.91 |
| Regular Market Time | 1,776,456,001 |
| Regular Market Volume | 602,062 |
| Return On Assets | 0.14376001 |
| Return On Equity | 0.51155 |
| Revenue Growth | 0.52 |
| Sand P52 Week Change | 0.38150132 |
| Sector | Technology |
| Sector Disp | Technology |
| Sector Key | technology |
| Shares Outstanding | 189,875,085 |
| Shares Percent Shares Out | 0.009 |
| Shares Short | 1,699,479 |
| Shares Short Previous Month Date | 1,772,150,400 |
| Shares Short Prior Month | 1,475,044 |
| Short Name | Joint Stock Company Kaspi.kz - |
| Short Percent Of Float | 0.0166 |
| Short Ratio | 2.56 |
| Source Interval | 15 |
| Symbol | KSPI |
| Target High Price | 140.72954 |
| Target Low Price | 82.00119 |
| Target Mean Price | 98.47308 |
| Target Median Price | 91.19932 |
| Tradeable | 0 |
| Trailing Annual Dividend Rate | 0.0 |
| Trailing Annual Dividend Yield | 0.0 |
| Trailing Eps | 11.73 |
| Trailing P E | 7.2387047 |
| Trailing Peg Ratio | None |
| Triggerable | 1 |
| Two Hundred Day Average | 79.47357 |
| Two Hundred Day Average Change | 5.436432 |
| Two Hundred Day Average Change Percent | 0.06840553 |
| Type Disp | Equity |
| Volume | 602,062 |
| Website | https://ir.kaspi.kz |
| Zip | 50,013 |