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Kearny Financial Corp. (KRNY)

Financial Services | Banks - Regional | Fairfield, United States | NasdaqGS
9.37 USD +0.04 (0.429%) ⇧ (July 13, 2026, 4 p.m. EDT)

Short-term:★★★⯪☆Long-term:★★⯪☆☆Dividends:★★⯪☆☆
Hot Take | July 11, 2026, 3:34 a.m. EDT

The immediate outlook is cautiously optimistic, driven by a technical rebound and improving fundamentals rather than a full-blown recovery. The stock has stabilized near its 52-week highs, trading above both its 50-day and 200-day averages, which suggests institutional accumulation. Fundamentally, the company is showing signs of life with a 52.5% surge in quarterly earnings and a 17.5% increase in revenue, supported by a healthy 31.5% operating margin. The forward P/E of roughly 12x implies the market expects continued growth, yet the balance sheet remains a constraint with debt significantly outweighing cash reserves. While the 4.7% dividend yield is attractive, it sits at a payout ratio of 77%, leaving little room for error if profitability stalls. The long-term trajectory remains concerning; despite the latest year being positive, the asset is still nearly 50% below its 2016 peak, reflecting a decade-long struggle to regain lost ground. The statistical forecast models are currently weak and leaning slightly negative, creating a tension between the improving operational metrics and the lingering market skepticism. For now, the momentum is building enough to warrant a slight upside lean, but the structural damage from previous years prevents a high-conviction buy.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
MSTL_48_115 ✓0.080733
AutoARIMA0.081118
MSTL_1150.081222
AutoETS0.081558
MSTL0.084977
MSTL_480.085872
AutoTheta0.091979

Forecast horizon: 60 days | Selected: MSTL_48_115

Forecast Reliability
Score 44%
H-stat 18.26
Ljung-Box p 0.000
Jarque-Bera p 0.256
Excess Kurtosis -0.60
Attribute Value
Sector Financial Services
Ex Dividend Date 2026-05-05
Last Dividend Date 2026-05-05
Revenue per Share 2.718
Market Cap 589,680,960
Trailing P/E 16.44
Forward P/E 12.01
Beta 0.61
Profit Margins 21.02%
Website https://www.kearnybank.com

As of July 11, 2026, 3:34 a.m. EDT: Speculator positioning is mixed and thin. Call volume is concentrated in the August expiration, with significant interest in deep out-of-the-money strikes (7.5) suggesting a speculative bet on a bounce, while the November expiration shows heavy open interest at the 10.0 strike, acting as a psychological ceiling. Put activity is minimal and scattered, with some recent flow into the 7.5 strike in July, indicating a minor hedge against further downside but lacking the conviction to suggest a bearish trend.


Dividend Data

Yield Summary
Last Yield 1yr Yield 3yr Avg 5yr Avg
1.35% 6.24% 6.37% 5.45%
Dividend History
Date Dividend Yield %
2026-05-06 0.110000 1.354680
2026-02-04 0.110000 1.361386
2025-11-05 0.110000 1.702786
2025-08-12 0.110000 1.821192
2025-05-07 0.110000 1.757188
2025-02-12 0.110000 1.527778
2024-11-06 0.110000 1.333333
2024-08-12 0.110000 1.839465
2024-05-07 0.110000 1.967800
2024-02-06 0.110000 1.646707
2023-11-07 0.110000 1.486486
2023-08-08 0.110000 1.307967
2023-05-09 0.110000 1.569187
2023-02-07 0.110000 1.083744
2022-11-08 0.110000 1.204819
2022-08-09 0.110000 0.921273
2022-05-10 0.110000 0.940975
2022-02-08 0.110000 0.820283
2021-11-09 0.110000 0.811808
2021-08-31 0.100000 0.788022
2021-06-01 0.100000 0.762777
2021-03-02 0.090000 0.792254
2020-12-03 0.080000 0.784314
2020-09-01 0.080000 1.037613
2020-06-02 0.080000 0.954654
2020-03-03 0.080000 0.730594
2019-12-05 0.070000 0.501433
2019-09-03 0.060000 0.482315
2019-05-28 0.060000 0.443459
2019-03-05 0.060000 0.448430
2018-11-27 0.050000 0.385802
2018-10-02 0.160000 1.171303
2018-08-28 0.040000 0.294118
2018-06-05 0.040000 0.274914
2018-03-06 0.030000 0.223881
2017-12-05 0.030000 0.204360
2017-10-03 0.120000 0.786885
2017-08-28 0.030000 0.210526
2017-06-05 0.030000 0.213523
2017-02-27 0.030000 0.194805
2016-11-28 0.020000 0.131579
2016-08-29 0.020000 0.146520
2016-05-27 0.020000 0.153257
2016-03-07 0.020000 0.165837
2015-11-30 0.020000 0.158730
2015-09-10 0.020000 0.176367
2012-03-29 0.036221 0.505045
2011-12-28 0.036221 0.535900
2011-09-29 0.036221 0.561161
2011-06-29 0.036221 0.543472
2011-03-30 0.036221 0.499995
2010-12-30 0.036221 0.581389
2010-09-29 0.036221 0.557408
2010-06-30 0.036221 0.545846
2010-03-30 0.036221 0.475732
2009-12-30 0.036221 0.494555
2009-09-30 0.036221 0.479841
2009-06-30 0.036221 0.437058
2009-04-01 0.036221 0.446026
2008-12-30 0.036221 0.406831
2008-10-01 0.036221 0.422293
2008-07-01 0.036221 0.454128
2008-04-02 0.036221 0.454541
2008-01-02 0.036221 0.418056
2007-10-03 0.036221 0.381384
2007-07-03 0.036221 0.365226
2007-04-03 0.036221 0.349647
2007-01-03 0.036221 0.313476
2006-10-04 0.036221 0.324251
2006-07-05 0.036221 0.342462
2006-04-05 0.036221 0.366296
2006-01-04 0.036221 0.393387
2005-10-05 0.036221 0.414246
2005-07-14 0.028977 0.335851
Additional Data
dividendRate 0.44
dividendYield 4.7
exDividendDate 2026-05-06
trailingAnnualDividendRate 0.44
trailingAnnualDividendYield 0.0471597
lastDividendValue 0.11
lastDividendDate 2026-05-06
dividendDate 2026-05-20

Info Dump

Attribute Value
52 Week Change 0.4030075
Address1 120 Passaic Avenue
All Time High 16.1
All Time Low 5.28
Ask 11.98
Ask Size 2
Audit Risk 7
Average Analyst Rating 2.5 - Buy
Average Daily Volume10 Day 822,540
Average Daily Volume3 Month 452,801
Average Volume 452,801
Average Volume10Days 822,540
Beta 0.614
Bid 6.71
Bid Size 2
Board Risk 5
Book Value 12.125
City Fairfield
Compensation As Of Epoch Date 1,767,139,200
Compensation Risk 3
Country United States
Crypto Tradeable 0
Currency USD
Current Price 9.37
Custom Price Alert Confidence HIGH
Date Short Interest 1,782,777,600
Day High 9.415
Day Low 9.305
Display Name Kearny Financial
Dividend Date 1,779,235,200
Dividend Rate 0.44
Dividend Yield 4.7
Earnings Call Timestamp End 1,784,836,800
Earnings Call Timestamp Start 1,784,836,800
Earnings Growth 0.505
Earnings Quarterly Growth 0.525
Earnings Timestamp 1,784,809,800
Earnings Timestamp End 1,784,809,800
Earnings Timestamp Start 1,784,809,800
Ebitda Margins 0.0
Enterprise To Revenue 8.898
Enterprise Value 1,518,013,952
Eps Current Year 0.615
Eps Forward 0.78
Eps Trailing Twelve Months 0.57
Esg Populated 0
Ex Dividend Date 1,778,025,600
Exchange NMS
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 8.4926
Fifty Day Average Change 0.87739944
Fifty Day Average Change Percent 0.1033134
Fifty Two Week Change Percent 40.30075
Fifty Two Week High 9.66
Fifty Two Week High Change -0.28999996
Fifty Two Week High Change Percent -0.0300207
Fifty Two Week Low 5.76
Fifty Two Week Low Change 3.6099997
Fifty Two Week Low Change Percent 0.62673604
Fifty Two Week Range 5.76 - 9.66
Financial Currency USD
First Trade Date Milliseconds 1,109,255,400,000
Five Year Avg Dividend Yield 5.36
Float Shares 60,014,043
Forward Eps 0.78
Forward P E 12.012821
Full Exchange Name NasdaqGS
Full Time Employees 504
Gmt Off Set Milliseconds -14,400,000
Governance Epoch Date 1,782,864,000
Gross Margins 0.0
Gross Profits 170,594,000
Has Pre Post Market Data 1
Held Percent Insiders 0.112399995
Held Percent Institutions 0.68802
Implied Shares Outstanding 62,932,869
Industry Banks - Regional
Industry Disp Banks - Regional
Industry Key banks-regional
Is Earnings Date Estimate 0
Language en-US
Last Dividend Date 1,778,025,600
Last Dividend Value 0.11
Last Fiscal Year End 1,751,241,600
Last Split Date 1,431,648,000
Last Split Factor 13,804:10000
Long Business Summary Kearny Financial Corp. operates as the holding company for Kearny Bank that provides various banking products and services in the United States. The company offers various deposit products, including interest-bearing and non-interest-bearing checking accounts, money market deposit accounts, savings accounts, and certificates of deposit accounts. It also provides various loans, such as multi-family and nonresidential real estate mortgage loans, commercial term loans and lines of credit, one- to four-family residential mortgage loans, and home equity loans and lines of credit; loans to individuals, builders, or developers for the construction of multi-family residential buildings or commercial real estate, or for the construction or renovation of one- to four-family residences; overdraft lines of credit; and personal loans, as well as engages in the investment activities. The company was founded in 1884 and is headquartered in Fairfield, New Jersey.
Long Name Kearny Financial Corp.
Market us_market
Market Cap 589,680,960
Market State PRE
Max Age 86,400
Message Board Id finmb_13376023
Most Recent Quarter 1,774,915,200
Net Income To Common 35,861,000
Next Fiscal Year End 1,782,777,600
Non Diluted Market Cap 586,849,003
Number Of Analyst Opinions 2
Open 9.33
Operating Cashflow 31,830,000
Operating Margins 0.3148
Overall Risk 6
Payout Ratio 0.7719
Peg Ratio -7.92
Phone 973 244 4500
Pre Market Change -0.069999695
Pre Market Change Percent -0.74706185
Pre Market Price 9.3
Pre Market Time 1,784,022,419
Previous Close 9.33
Price Eps Current Year 15.235772
Price Hint 2
Price To Book 0.7727835
Price To Sales Trailing12 Months 3.4566336
Profit Margins 0.21021
Quote Source Name Nasdaq Real Time Price
Quote Type EQUITY
Recommendation Key buy
Recommendation Mean 2.5
Region US
Regular Market Change 0.04
Regular Market Change Percent 0.428724
Regular Market Day High 9.415
Regular Market Day Low 9.305
Regular Market Day Range 9.305 - 9.415
Regular Market Open 9.33
Regular Market Previous Close 9.33
Regular Market Price 9.37
Regular Market Time 1,783,972,801
Regular Market Volume 394,710
Return On Assets 0.00468
Return On Equity 0.047459997
Revenue Growth 0.175
Revenue Per Share 2.718
Sand P52 Week Change 0.20847368
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Share Holder Rights Risk 9
Shares Outstanding 62,932,869
Shares Percent Shares Out 0.0305
Shares Short 1,920,176
Shares Short Previous Month Date 1,780,012,800
Shares Short Prior Month 1,066,164
Short Name Kearny Financial
Short Percent Of Float 0.0348
Short Ratio 2.96
Source Interval 15
State NJ
Symbol KRNY
Target High Price 10.5
Target Low Price 10.5
Target Mean Price 10.5
Target Median Price 10.5
Total Cash 132,438,000
Total Cash Per Share 2.104
Total Debt 1,060,771,008
Total Revenue 170,594,000
Tradeable 0
Trailing Annual Dividend Rate 0.44
Trailing Annual Dividend Yield 0.0471597
Trailing Eps 0.57
Trailing P E 16.438597
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 7.63525
Two Hundred Day Average Change 1.7347498
Two Hundred Day Average Change Percent 0.22720274
Type Disp Equity
Volume 394,710
Website https://www.kearnybank.com
Zip 7,004