Klarna Group plc (KLAR)Financial Services | Credit Services | London, United Kingdom | NYSE
14.20 USD
+0.19
(1.356%)
⇧
(Aug. 28, 2026, 4 p.m.
EDT)
After hours: 14.33 +0.13 (0.923%) ⇧ (Aug. 28, 2026, 8 p.m. EDT) |
Hot Take ↕ | Aug. 22, 2026, 2:08 a.m. EDT
The investment case for Klarna is currently fractured by a severe disconnect between its operational reality and its market valuation. Fundamentally, the company is bleeding cash with negative operating margins and a return on equity that is deeply negative, indicating that the business model is not yet generating sustainable profits despite top-line growth. This fundamental weakness is compounded by a catastrophic multi-year price trajectory; the stock has lost nearly 70% of its value over the last two years, a structural decline that suggests the market has permanently repriced the company's growth prospects. While recent headlines regarding Apple partnerships offer a glimmer of hope, the balance sheet remains fragile with significant debt relative to equity, and the lack of a dividend makes it unsuitable for income investors. On the short end, the technical picture is grim, with the stock trading well below its moving averages and facing heavy resistance from option sellers who are betting on further drops. The statistical forecast offers no help, showing a weak, statistically insignificant lean upward that cannot overcome the weight of the fundamental deterioration and the brutal price history. Until the company demonstrates a path to profitability and stabilizes its share price, it remains a speculative hold rather than a core investment. |
| Model | MAE |
|---|---|
| AutoETS ✓ | 0.087544 |
| AutoARIMA | 0.087544 |
| MSTL | 0.088339 |
| AutoTheta | 0.096135 |
Forecast horizon: 45 days | Selected: AutoETS
| Forecast Reliability | |
|---|---|
| Score | 24% |
| H-stat | 36.59 |
| Ljung-Box p | 0.000 |
| Jarque-Bera p | 0.004 |
| Excess Kurtosis | -0.11 |
| Attribute | Value |
|---|---|
| Sector | Financial Services |
| Debt to Equity Ratio | 65.716 |
| Revenue per Share | 10.729 |
| Market Cap | 5,369,211,392 |
| Forward P/E | 17.79 |
| Profit Margins | -3.52% |
| Website | https://www.klarna.com |
As of Aug. 22, 2026, 2:08 a.m. EDT: Speculators are positioning heavily for downside protection, evidenced by massive open interest in out-of-the-money puts (over 15k contracts at the $17.5 strike) compared to negligible call volume. While there is some call activity near the $20 strike, the overwhelming capital allocation is in put writing and buying, suggesting a consensus view of continued volatility and potential further declines rather than a rally.
| Attribute | Value |
|---|---|
| 52 Week Change | -0.672204 |
| Address1 | 10 York Road |
| All Time High | 47.48 |
| All Time Low | 12.06 |
| Ask | 14.24 |
| Ask Size | 1,600 |
| Average Analyst Rating | 2.1 - Buy |
| Average Daily Volume10 Day | 11,266,070 |
| Average Daily Volume3 Month | 5,374,216 |
| Average Volume | 5,374,216 |
| Average Volume10Days | 11,266,070 |
| Bid | 14.26 |
| Bid Size | 5,300 |
| Book Value | 6.438 |
| City | London |
| Compensation As Of Epoch Date | 1,767,139,200 |
| Country | United Kingdom |
| Crypto Tradeable | 0 |
| Currency | USD |
| Current Price | 14.2 |
| Current Ratio | 23.149 |
| Custom Price Alert Confidence | HIGH |
| Date Short Interest | 1,786,665,600 |
| Day High | 15.06 |
| Day Low | 14.18 |
| Debt To Equity | 65.716 |
| Display Name | Klarna |
| Earnings Call Timestamp End | 1,787,056,200 |
| Earnings Call Timestamp Start | 1,787,056,200 |
| Earnings Timestamp | 1,787,056,200 |
| Earnings Timestamp End | 1,794,918,600 |
| Earnings Timestamp Start | 1,794,918,600 |
| Ebitda | -20,000,000 |
| Ebitda Margins | -0.00495 |
| Enterprise To Ebitda | -127.354 |
| Enterprise To Revenue | 0.631 |
| Enterprise Value | 2,547,073,024 |
| Eps Current Year | 0.06 |
| Eps Forward | 0.79836 |
| Eps Trailing Twelve Months | -0.53 |
| Esg Populated | 0 |
| Exchange | NYQ |
| Exchange Data Delayed By | 0 |
| Exchange Timezone Name | America/New_York |
| Exchange Timezone Short Name | EDT |
| Fifty Day Average | 18.4802 |
| Fifty Day Average Change | -4.2802 |
| Fifty Day Average Change Percent | -0.23161004 |
| Fifty Two Week Change Percent | -67.2204 |
| Fifty Two Week High | 47.48 |
| Fifty Two Week High Change | -33.28 |
| Fifty Two Week High Change Percent | -0.70092666 |
| Fifty Two Week Low | 12.06 |
| Fifty Two Week Low Change | 2.1399994 |
| Fifty Two Week Low Change Percent | 0.17744605 |
| Fifty Two Week Range | 12.06 - 47.48 |
| Financial Currency | USD |
| First Trade Date Milliseconds | 1,757,597,400,000 |
| Float Shares | 196,973,654 |
| Forward Eps | 0.79836 |
| Forward P E | 17.786463 |
| Free Cashflow | 798,374,976 |
| Full Exchange Name | NYSE |
| Full Time Employees | 2,831 |
| Fullday Change | 0.19 |
| Fullday Change Percent | 1.35617 |
| Fullday Price | 14.331 |
| Gmt Off Set Milliseconds | -14,400,000 |
| Gross Margins | 0.36841 |
| Gross Profits | 1,488,000,000 |
| Has Pre Post Market Data | 1 |
| Held Percent Insiders | 0.21849 |
| Held Percent Institutions | 0.52534 |
| Implied Shares Outstanding | 378,113,486 |
| Industry | Credit Services |
| Industry Disp | Credit Services |
| Industry Key | credit-services |
| Is Earnings Date Estimate | 1 |
| Language | en-US |
| Last Fiscal Year End | 1,767,139,200 |
| Long Business Summary | Klarna Group plc operates as a digital bank and flexible payments provider in the United Kingdom, the United States, Germany, Sweden, and internationally. The company provides payment solutions, such as pay in full solution that settles purchases at time of the transaction; pay later solution that enables customers to purchase goods and services at the time of the transaction and pay the full amount at a later date; and fair financing that allows consumers to pay for their purchase over a long duration ranges from three to 48 months. It also offers advertising solutions that include sponsored search, affiliate programs, and brand advertisement; digital retail banking solutions, such as deposit and saving account, financial insights, and Klarna balance that allow consumer to hold monetary balance with Klarna balance solutions; and payment channels, including Klarna payment, Klarna app, Klarna card, and Klarna in-store. Additionally, the company provides membership programs, product search and price comparison, cashback offers and merchant deals, loyalty cards, wish lists, delivery tracking and returns, AI-enabled support, Klarna memberships, Klarna merchant portal, and on-site messaging solutions. The company was formerly known as Klarna UK II plc and changed its name to Klarna Group plc in December 2023. Klarna Group plc was founded in 2005 and is based in London, United Kingdom. |
| Market | us_market |
| Market Cap | 5,369,211,392 |
| Market State | CLOSED |
| Max Age | 86,400 |
| Message Board Id | finmb_248770629 |
| Most Recent Quarter | 1,782,777,600 |
| Net Income To Common | -142,000,000 |
| Next Fiscal Year End | 1,798,675,200 |
| Non Diluted Market Cap | 5,297,369,938 |
| Number Of Analyst Opinions | 19 |
| Open | 14.92 |
| Operating Cashflow | -3,779,000,064 |
| Operating Margins | 0.029749999 |
| Payout Ratio | 0.0 |
| Peg Ratio | 0.76 |
| Phone | 44 80 8189 3333 |
| Post Market Change | 0.13100052 |
| Post Market Change Percent | 0.9225389 |
| Post Market Price | 14.331 |
| Post Market Time | 1,787,961,600 |
| Previous Close | 14.01 |
| Price Eps Current Year | 236.66667 |
| Price Hint | 2 |
| Price To Book | 2.205654 |
| Price To Sales Trailing12 Months | 1.3293418 |
| Profit Margins | -0.03516 |
| Quick Ratio | 22.342 |
| Quote Source Name | Delayed Quote |
| Quote Type | EQUITY |
| Recommendation Key | buy |
| Recommendation Mean | 2.13636 |
| Region | US |
| Regular Market Change | 0.19 |
| Regular Market Change Percent | 1.35617 |
| Regular Market Day High | 15.06 |
| Regular Market Day Low | 14.18 |
| Regular Market Day Range | 14.18 - 15.06 |
| Regular Market Open | 14.92 |
| Regular Market Previous Close | 14.01 |
| Regular Market Price | 14.2 |
| Regular Market Time | 1,787,947,202 |
| Regular Market Volume | 11,903,631 |
| Return On Assets | -0.00085 |
| Return On Equity | -0.04289 |
| Revenue Growth | 0.266 |
| Revenue Per Share | 10.729 |
| Sand P52 Week Change | 0.20504117 |
| Sector | Financial Services |
| Sector Disp | Financial Services |
| Sector Key | financial-services |
| Shares Outstanding | 378,113,486 |
| Shares Percent Shares Out | 0.084 |
| Shares Short | 31,775,286 |
| Shares Short Previous Month Date | 1,784,073,600 |
| Shares Short Prior Month | 32,896,325 |
| Short Name | Klarna Group plc |
| Short Percent Of Float | 0.1153 |
| Short Ratio | 9.56 |
| Source Interval | 15 |
| Symbol | KLAR |
| Target High Price | 38.3 |
| Target Low Price | 14.0 |
| Target Mean Price | 20.27895 |
| Target Median Price | 19.0 |
| Total Cash | 4,814,000,128 |
| Total Cash Per Share | 12.696 |
| Total Debt | 1,752,000,000 |
| Total Revenue | 4,039,000,064 |
| Tradeable | 0 |
| Trailing Annual Dividend Rate | 0.0 |
| Trailing Annual Dividend Yield | 0.0 |
| Trailing Eps | -0.53 |
| Trailing Peg Ratio | 0.7503 |
| Triggerable | 1 |
| Two Hundred Day Average | 20.3314 |
| Two Hundred Day Average Change | -6.1314 |
| Two Hundred Day Average Change Percent | -0.30157295 |
| Type Disp | Equity |
| Volume | 11,903,631 |
| Website | https://www.klarna.com |
| Zip | SE1 7ND |