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Jiayin Group Inc. (JFIN)

Communication Services | Internet Content & Information | Shanghai, China | NasdaqGM
4.67 USD -0.03 (-0.638%) ⇩ (April 17, 2026, 4 p.m. EDT)
After hours: 4.67

Short-term: ★★☆☆☆ | Long-term: ★☆☆☆☆ | Dividends: ★★★★☆
Hot Take | April 11, 2026, 1:23 p.m. EDT

Jiayin Group Inc. (JFIN) presents a complex picture. While the dividend yield is high, the stock has been volatile and is currently trading near its 52-week low. The recent price history shows a mix of upward and downward trends, with short-term forecasts indicating a slight decline. The options market suggests a cautious approach, with both bullish and bearish strategies in place. Long-term investors should consider the company's fundamentals, including its high payout ratio and strong return on equity, but the recent earnings fluctuations and regulatory challenges pose risks. Overall, this stock is not ideal for short-term trading but could be considered for long-term investment with careful monitoring.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
AutoETS ✓0.235717
AutoARIMA0.240124
MSTL0.242210
AutoTheta0.262723

Forecast horizon: 45 days | Selected: AutoETS

Forecast Reliability
Score 42%
H-stat 20.23
Ljung-Box p 0.000
Jarque-Bera p 0.051
Excess Kurtosis -1.04
Attribute Value
Sector Communication Services
Ex Dividend Date 2025-07-13
Last Dividend Date 2025-07-13
Debt to Equity Ratio 15.81
Revenue per Share 119.142
Market Cap 249,235,776
Trailing P/E 1.08
Forward P/E 2.46
Beta 0.72
Profit Margins 24.68%
Website https://www.jiayintech.cn

As of April 11, 2026, 1:23 p.m. EDT: Options speculators are showing mixed signals. For calls, there is significant OTM positioning with high open interest (OI) and implied volatility (IV) on strikes above the current price, suggesting some bullish sentiment or anticipation of a price increase. However, the ATM strikes have low IV and OI, indicating less confidence in immediate price movements. For puts, there is notable ITM positioning with high OI on strikes above the current price, suggesting a bearish bias or protective strategies. The overall options activity indicates a cautious outlook with potential for both upward and downward movements.


Dividend Data

Yield Summary
Last Yield 1yr Yield 3yr Avg 5yr Avg
4.65% 4.65%
Dividend History
Date Dividend Yield %
2025-07-14 0.8 4.651163
2024-08-27 0.5 9.605537
2024-01-18 0.4 7.896459
2023-07-27 0.4 7.221268
Additional Data
dividendRate 0.8
dividendYield 17.47
exDividendDate 2025-07-14
trailingAnnualDividendRate 5.596
trailingAnnualDividendYield 1.1906384
lastDividendValue 0.8
lastDividendDate 2025-07-14
dividendDate 2025-07-24

Info Dump

Attribute Value
52 Week Change -0.53439677
Address1 Building No. 1
Address2 18th Floor Youyou Century Plaza 428 South Yanggao Road, Pudong New Area
All Time High 30.0
All Time Low 1.57
Ask 4.54
Ask Size 1
Average Daily Volume10 Day 60,070
Average Daily Volume3 Month 73,816
Average Volume 73,816
Average Volume10Days 60,070
Beta 0.724
Bid 4.54
Bid Size 1
Book Value 12.602645
City Shanghai
Country China
Crypto Tradeable 0
Currency USD
Current Price 4.67
Current Ratio 2.721
Custom Price Alert Confidence HIGH
Date Short Interest 1,774,915,200
Day High 4.87
Day Low 4.565
Debt To Equity 15.81
Display Name Jiayin
Dividend Date 1,753,315,200
Dividend Rate 0.8
Dividend Yield 17.47
Earnings Call Timestamp End 1,774,958,400
Earnings Call Timestamp Start 1,774,958,400
Earnings Growth -0.622
Earnings Quarterly Growth -0.635
Earnings Timestamp 1,774,960,200
Earnings Timestamp End 1,780,576,200
Earnings Timestamp Start 1,780,576,200
Ebitda 1,815,202,048
Ebitda Margins 0.29173002
Enterprise To Ebitda 0.882
Enterprise To Revenue 0.257
Enterprise Value 1,601,623,808
Eps Forward 1.9
Eps Trailing Twelve Months 4.31
Esg Populated 0
Ex Dividend Date 1,752,451,200
Exchange NGM
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 5.5984
Fifty Day Average Change -0.92840004
Fifty Day Average Change Percent -0.1658331
Fifty Two Week Change Percent -53.43968
Fifty Two Week High 19.23
Fifty Two Week High Change -14.559999
Fifty Two Week High Change Percent -0.7571503
Fifty Two Week Low 3.7
Fifty Two Week Low Change 0.97
Fifty Two Week Low Change Percent 0.26216218
Fifty Two Week Range 3.7 - 19.23
Financial Currency CNY
First Trade Date Milliseconds 1,557,495,000,000
Float Shares 43,968,586
Forward Eps 1.9
Forward P E 2.4578948
Full Exchange Name NasdaqGM
Gmt Off Set Milliseconds -14,400,000
Gross Margins 0.80139
Gross Profits 4,986,422,784
Has Pre Post Market Data 1
Held Percent Insiders 0.20686
Held Percent Institutions 0.04303
Implied Shares Outstanding 53,369,546
Industry Internet Content & Information
Industry Disp Internet Content & Information
Industry Key internet-content-information
Is Earnings Date Estimate 1
Language en-US
Last Dividend Date 1,752,451,200
Last Dividend Value 0.8
Last Fiscal Year End 1,767,139,200
Long Business Summary Jiayin Group Inc., together with its subsidiaries, engages in the provision of online consumer finance services in the People's Republic of China. The company operates a fintech platform that facilitates connections between individual borrowers and financial institutions. It also offers loan products with fixed terms and repayment schedules; guarantee services; referral services for investment products offered by the third-party financial service providers; technology development services; and commercial services. The company was founded in 2011 and is headquartered in Shanghai, China. Jiayin Group Inc. operates as a subsidiary of New Dream Capital Holdings Limited.
Long Name Jiayin Group Inc.
Market us_market
Market Cap 249,235,776
Market State CLOSED
Max Age 86,400
Message Board Id finmb_595614439
Most Recent Quarter 1,767,139,200
Net Income To Common 1,535,741,952
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 244,432,520
Open 4.74
Operating Margins 0.08682
Payout Ratio 0.19530001
Phone 86 21 6190 6826
Post Market Change 0.0
Post Market Change Percent 0.0
Post Market Price 4.67
Post Market Time 1,776,456,605
Previous Close 4.7
Price Hint 4
Price To Book 0.37055713
Price To Sales Trailing12 Months 0.040055957
Profit Margins 0.24681999
Quick Ratio 1.49
Quote Source Name Nasdaq Real Time Price
Quote Type EQUITY
Recommendation Key none
Region US
Regular Market Change -0.0299997
Regular Market Change Percent -0.638292
Regular Market Day High 4.87
Regular Market Day Low 4.565
Regular Market Day Range 4.565 - 4.87
Regular Market Open 4.74
Regular Market Previous Close 4.7
Regular Market Price 4.67
Regular Market Time 1,776,456,001
Regular Market Volume 50,247
Return On Assets 0.1586
Return On Equity 0.40633
Revenue Growth -0.224
Revenue Per Share 119.142
Sand P52 Week Change 0.38150132
Sector Communication Services
Sector Disp Communication Services
Sector Key communication-services
Shares Outstanding 26,369,546
Shares Percent Shares Out 0.0017
Shares Short 91,999
Shares Short Previous Month Date 1,772,150,400
Shares Short Prior Month 152,034
Short Name Jiayin Group Inc.
Short Percent Of Float 0.0078
Short Ratio 1.15
Source Interval 15
Symbol JFIN
Total Cash 61,837,000
Total Cash Per Share 0.3
Total Debt 700,630,016
Total Revenue 6,222,190,080
Tradeable 0
Trailing Annual Dividend Rate 5.596
Trailing Annual Dividend Yield 1.1906384
Trailing Eps 4.31
Trailing P E 1.0835267
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 9.15675
Two Hundred Day Average Change -4.4867496
Two Hundred Day Average Change Percent -0.4899937
Type Disp Equity
Volume 50,247
Website https://www.jiayintech.cn
Zip 200,122