Jiayin Group Inc. (JFIN)Financial Services | Credit Services | Shanghai, China | NasdaqGM
2.10 USD
-0.07
(-3.226%) ⇩
(Aug. 28, 2026, 4 p.m.
EDT)
After hours: 2.10 |
Hot Take ↕ | Aug. 22, 2026, 2:39 a.m. EDT
The investment case for Jiayin Group is severely compromised by a collapsing business trajectory masked by aggressive capital distribution. While the company boasts a massive 27.4% dividend yield, this is a trap for income investors; the underlying business is hemorrhaging value with revenue contracting by nearly 58% year-over-year and operating margins turning deeply negative. The market has correctly priced this deterioration, evidenced by the stock trading at less than 20% of its book value and the overwhelming put-heavy options flow signaling deep skepticism about any recovery. Although the long-term price chart shows a recent rebound from a 2020 trough, this is a technical bounce off a broken trend rather than a sign of renewed growth, as the most recent annual data confirms continued expansion in losses. The recent news of leadership changes and strategic shifts offers no immediate relief against the backdrop of shrinking top-line revenue and a balance sheet weighed down by debt. This is a distressed asset where the dividend is likely unsustainable given the operational bleed, making it a poor candidate for both capital appreciation and reliable income. |
| Model | MAE |
|---|---|
| AutoTheta ✓ | 0.361185 |
| AutoARIMA | 0.414109 |
| MSTL | 0.417896 |
| AutoETS | 0.421099 |
Forecast horizon: 45 days | Selected: AutoTheta
| Forecast Reliability | |
|---|---|
| Score | 31% |
| H-stat | 2.70 |
| Ljung-Box p | 0.000 |
| Jarque-Bera p | 0.012 |
| Excess Kurtosis | 1.25 |
| Attribute | Value |
|---|---|
| Sector | Financial Services |
| Ex Dividend Date | 2025-07-13 |
| Last Dividend Date | 2025-07-13 |
| Debt to Equity Ratio | 15.876 |
| Revenue per Share | 100.131 |
| Market Cap | 109,892,040 |
| Trailing P/E | 0.80 |
| Forward P/E | 1.11 |
| Beta | 0.91 |
| Profit Margins | 17.96% |
| Website | https://www.jiayintech.cn |
As of Aug. 22, 2026, 2:39 a.m. EDT: Speculators are overwhelmingly bearish, with heavy volume and open interest concentrated in put options at strikes of 2.5 and 5.0 across multiple expirations. Call activity is virtually non-existent, indicating a lack of bullish positioning despite the stock trading near its 52-week low.
| Date | Dividend | Yield % |
|---|---|---|
| 2025-07-14 | 0.8 | 4.651163 |
| 2024-08-27 | 0.5 | 9.174312 |
| 2024-01-18 | 0.4 | 6.980803 |
| 2023-07-27 | 0.4 | 5.997001 |
| Attribute | Value |
|---|---|
| 52 Week Change | -0.8242203 |
| Address1 | Building No. 1 |
| Address2 | 18th Floor Youyou Century Plaza 428 South Yanggao Road, Pudong New Area |
| All Time High | 30.0 |
| All Time Low | 1.57 |
| Ask | 3.07 |
| Ask Size | 2 |
| Average Daily Volume10 Day | 35,130 |
| Average Daily Volume3 Month | 72,682 |
| Average Volume | 72,682 |
| Average Volume10Days | 35,130 |
| Beta | 0.905 |
| Bid | 1.65 |
| Bid Size | 2 |
| Book Value | 12.600466 |
| City | Shanghai |
| Country | China |
| Crypto Tradeable | 0 |
| Currency | USD |
| Current Price | 2.1 |
| Current Ratio | 1.894 |
| Custom Price Alert Confidence | HIGH |
| Date Short Interest | 1,786,665,600 |
| Day High | 2.15 |
| Day Low | 1.95 |
| Debt To Equity | 15.876 |
| Display Name | Jiayin |
| Dividend Date | 1,753,315,200 |
| Dividend Rate | 0.8 |
| Dividend Yield | 27.4 |
| Earnings Call Timestamp End | 1,787,918,400 |
| Earnings Call Timestamp Start | 1,787,918,400 |
| Earnings Timestamp | 1,787,920,200 |
| Earnings Timestamp End | 1,795,523,400 |
| Earnings Timestamp Start | 1,795,523,400 |
| Ebitda | 1,204,775,552 |
| Ebitda Margins | 0.23154 |
| Enterprise To Ebitda | 0.634 |
| Enterprise To Revenue | 0.147 |
| Enterprise Value | 764,076,096 |
| Eps Forward | 1.9 |
| Eps Trailing Twelve Months | 2.62 |
| Esg Populated | 0 |
| Ex Dividend Date | 1,752,451,200 |
| Exchange | NGM |
| Exchange Data Delayed By | 0 |
| Exchange Timezone Name | America/New_York |
| Exchange Timezone Short Name | EDT |
| Fax | 86 21 6190 2600 |
| Fifty Day Average | 2.6259 |
| Fifty Day Average Change | -0.5259001 |
| Fifty Day Average Change Percent | -0.20027424 |
| Fifty Two Week Change Percent | -82.42203 |
| Fifty Two Week High | 12.73 |
| Fifty Two Week High Change | -10.629999 |
| Fifty Two Week High Change Percent | -0.8350353 |
| Fifty Two Week Low | 1.95 |
| Fifty Two Week Low Change | 0.14999986 |
| Fifty Two Week Low Change Percent | 0.076923005 |
| Fifty Two Week Range | 1.95 - 12.73 |
| Financial Currency | CNY |
| First Trade Date Milliseconds | 1,557,495,000,000 |
| Float Shares | 16,758,537 |
| Forward Eps | 1.9 |
| Forward P E | 1.1052631 |
| Full Exchange Name | NasdaqGM |
| Full Time Employees | 1,155 |
| Fullday Change | -0.0700002 |
| Fullday Change Percent | -3.22581 |
| Fullday Price | 2.1 |
| Gmt Off Set Milliseconds | -14,400,000 |
| Gross Margins | 0.76335 |
| Gross Profits | 3,971,940,096 |
| Has Pre Post Market Data | 1 |
| Held Percent Insiders | 0.25483 |
| Held Percent Institutions | 0.02503 |
| Implied Shares Outstanding | 52,329,546 |
| Industry | Credit Services |
| Industry Disp | Credit Services |
| Industry Key | credit-services |
| Is Earnings Date Estimate | 1 |
| Language | en-US |
| Last Dividend Date | 1,752,451,200 |
| Last Dividend Value | 0.8 |
| Last Fiscal Year End | 1,767,139,200 |
| Long Business Summary | Jiayin Group Inc. provides online consumer finance services in the People's Republic of China. The company operates a fintech platform that facilitates connections between individual borrowers and financial institutions. It also offers loan products with fixed terms and repayment schedules; guarantee services; referral services for investment products offered by third-party financial service providers; technology development services; and commercial services. The company was founded in 2011 and is headquartered in Shanghai, China. Jiayin Group Inc. operates as a subsidiary of New Dream Capital Holdings Limited. |
| Long Name | Jiayin Group Inc. |
| Market | us_market |
| Market Cap | 109,892,040 |
| Market State | CLOSED |
| Max Age | 86,400 |
| Message Board Id | finmb_595614439 |
| Most Recent Quarter | 1,774,915,200 |
| Net Income To Common | 934,601,984 |
| Next Fiscal Year End | 1,798,675,200 |
| Non Diluted Market Cap | 113,555,114 |
| Open | 2.13 |
| Operating Margins | -0.0926 |
| Payout Ratio | 0.3169 |
| Phone | 86 21 6190 6826 |
| Post Market Change | 0.0 |
| Post Market Change Percent | 0.0 |
| Post Market Price | 2.1 |
| Post Market Time | 1,787,959,805 |
| Previous Close | 2.17 |
| Price Hint | 4 |
| Price To Book | 0.1666605 |
| Price To Sales Trailing12 Months | 0.0211197 |
| Profit Margins | 0.17962 |
| Quick Ratio | 0.885 |
| Quote Source Name | Nasdaq Real Time Price |
| Quote Type | EQUITY |
| Recommendation Key | none |
| Region | US |
| Regular Market Change | -0.0700002 |
| Regular Market Change Percent | -3.22581 |
| Regular Market Day High | 2.15 |
| Regular Market Day Low | 1.95 |
| Regular Market Day Range | 1.95 - 2.15 |
| Regular Market Open | 2.13 |
| Regular Market Previous Close | 2.17 |
| Regular Market Price | 2.1 |
| Regular Market Time | 1,787,947,201 |
| Regular Market Volume | 201,722 |
| Return On Assets | 0.09375 |
| Return On Equity | 0.23256999 |
| Revenue Growth | -0.574 |
| Revenue Per Share | 100.131 |
| Sand P52 Week Change | 0.20504117 |
| Sector | Financial Services |
| Sector Disp | Financial Services |
| Sector Key | financial-services |
| Shares Outstanding | 25,329,546 |
| Shares Percent Shares Out | 0.0021 |
| Shares Short | 110,637 |
| Shares Short Previous Month Date | 1,784,073,600 |
| Shares Short Prior Month | 194,711 |
| Short Name | Jiayin Group Inc. |
| Short Percent Of Float | 0.0086 |
| Short Ratio | 2.14 |
| Source Interval | 15 |
| Symbol | JFIN |
| Total Cash | 43,381,000 |
| Total Cash Per Share | 0.829 |
| Total Debt | 693,902,016 |
| Total Revenue | 5,203,295,232 |
| Tradeable | 0 |
| Trailing Annual Dividend Rate | 0.0 |
| Trailing Annual Dividend Yield | 0.0 |
| Trailing Eps | 2.62 |
| Trailing P E | 0.8015267 |
| Trailing Peg Ratio | None |
| Triggerable | 1 |
| Two Hundred Day Average | 5.045925 |
| Two Hundred Day Average Change | -2.9459252 |
| Two Hundred Day Average Change Percent | -0.5838226 |
| Type Disp | Equity |
| Volume | 201,722 |
| Website | https://www.jiayintech.cn |
| Zip | 200,122 |