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J and Friends Holdings Limited (JF)

Financial Services | Credit Services | Hong Kong, Hong Kong | NasdaqGM
1.00 USD -0.08 (-7.407%) ⇩ (July 13, 2026, 4 p.m. EDT)
After hours: 0.97 -0.03 (-0.028%) ⇩ (July 13, 2026, 6:05 p.m. EDT)

Short-term:★☆☆☆☆Long-term:⯪☆☆☆☆Dividends:☆☆☆☆☆
Hot Take | July 11, 2026, 6:27 a.m. EDT

The immediate outlook is sharply negative, driven by a relentless downward price trend over the last two weeks and a catastrophic six-year price collapse of nearly 95%. While the gross margins remain healthy at 71%, the company is hemorrhaging cash with free cash flow of -$54 million against minimal operating cash inflow, signaling severe operational distress. The balance sheet is fragile, with debt significantly outweighing equity and negative returns on assets. There is no dividend to provide income, and the lack of recent price recovery suggests the market has fully priced in a deteriorating business model. The statistical forecast model offers no help, predicting a slight further decline with low confidence, which aligns with the fundamental reality rather than offering a contrarian signal.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
AutoETS ✓0.056738
AutoARIMA0.058957
MSTL0.064804
AutoTheta0.069718
MSTL_480.080827
MSTL_840.091627
MSTL_48_840.118514

Forecast horizon: 60 days | Selected: AutoETS

Forecast Reliability
Score 34%
H-stat 1.75
Ljung-Box p 0.000
Jarque-Bera p 0.690
Excess Kurtosis -0.55
Attribute Value
Sector Financial Services
Debt to Equity Ratio 36.042
Revenue per Share 0.096
Market Cap 18,340,154
Beta 0.99
Profit Margins -82.85%
Previous Name Pintec Technology Holdings Limited
Website https://ir.j-friends.com

Info Dump

Attribute Value
52 Week Change 0.038461566
Address1 A T Tower
Address2 Room 02/A, 7/F 180 Electric Road North Point
All Time High 75.5
All Time Low 0.25
Ask 1.03
Ask Size 1
Average Daily Volume10 Day 7,670
Average Daily Volume3 Month 12,650
Average Volume 12,650
Average Volume10Days 7,670
Beta 0.987
Bid 1.0
Bid Size 1
Book Value 0.081
City Hong Kong
Country Hong Kong
Crypto Tradeable 0
Currency USD
Current Price 1.0
Current Ratio 1.252
Custom Price Alert Confidence HIGH
Date Short Interest 1,782,777,600
Day High 1.03
Day Low 1.0
Debt To Equity 36.042
Display Name J and Friends
Ebitda -565,000
Ebitda Margins -0.35356998
Enterprise To Ebitda -42.737
Enterprise To Revenue 15.11
Enterprise Value 24,146,154
Eps Trailing Twelve Months -0.03
Esg Populated 0
Exchange NGM
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 1.022
Fifty Day Average Change -0.021999955
Fifty Day Average Change Percent -0.021526376
Fifty Two Week Change Percent 3.8461566
Fifty Two Week High 1.38
Fifty Two Week High Change -0.38
Fifty Two Week High Change Percent -0.2753623
Fifty Two Week Low 0.82
Fifty Two Week Low Change 0.18
Fifty Two Week Low Change Percent 0.21951221
Fifty Two Week Range 0.82 - 1.38
Financial Currency USD
First Trade Date Milliseconds 1,540,474,200,000
Float Shares 10,556,776
Free Cashflow -54,424,376
Full Exchange Name NasdaqGM
Full Time Employees 30
Gmt Off Set Milliseconds -14,400,000
Gross Margins 0.71527
Gross Profits 1,143,000
Has Pre Post Market Data 1
Held Percent Insiders 0.02859
Held Percent Institutions 0.01058
Implied Shares Outstanding 18,340,154
Industry Credit Services
Industry Disp Credit Services
Industry Key credit-services
Language en-US
Last Fiscal Year End 1,767,139,200
Last Split Date 1,652,659,200
Last Split Factor 1:5
Long Business Summary J and Friends Holdings Limited, together with its subsidiaries, provides merchant digitalization and commerce-enablement SaaS solutions to small and medium enterprises in Australia. The company offers food and beverage (F&B) solutions that enable restaurants, cafés, and other hospitality merchants to digitize core front-of-house and back-of-house workflows, including order intake, menu management, kitchen coordination, and store-level reporting while supporting omni-channel operations across dine-in, takeaway, and online ordering. It also provides retail solutions that enable merchants to manage checkouts and store operations while digitizing inventory and purchasing workflows; and payment solutions that allow merchants to accept and manage electronic payments in connection with their in-store and omni-channel commerce activities. In addition, the company sells point-of-sale (POS) related hardware and POS-related installment services. It serves SME merchants across the food and beverage, retail, and wholesale industries. The company was formerly known as Pintec Technology Holdings Limited and changed its name to J and Friends Holdings Limited in January 2026. J and Friends Holdings Limited was founded in 2012 and is headquartered in Hong Kong, Hong Kong.
Long Name J and Friends Holdings Limited
Market us_market
Market Cap 18,340,154
Market State PREPRE
Max Age 86,400
Message Board Id finmb_574266858
Most Recent Quarter 1,767,139,200
Name Change Date 2,026-07-13
Net Income To Common -489,000
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 19,807,365
Open 1.03
Operating Cashflow 146,000
Operating Margins -0.47247002
Payout Ratio 0.0
Phone 852 5649 4870
Post Market Change -0.027999997
Post Market Change Percent -2.7999997
Post Market Price 0.972
Post Market Time 1,783,980,302
Prev Name Pintec Technology Holdings Limited
Previous Close 1.08
Price Hint 4
Price To Book 12.345679
Price To Sales Trailing12 Months 11.476942
Profit Margins -0.82853997
Quick Ratio 0.9
Quote Source Name Nasdaq Real Time Price
Quote Type EQUITY
Recommendation Key none
Region US
Regular Market Change -0.08000004
Regular Market Change Percent -7.407411
Regular Market Day High 1.03
Regular Market Day Low 1.0
Regular Market Day Range 1.0 - 1.03
Regular Market Open 1.03
Regular Market Previous Close 1.08
Regular Market Price 1.0
Regular Market Time 1,783,972,800
Regular Market Volume 8,611
Return On Assets -0.04013
Revenue Per Share 0.096
Sand P52 Week Change 0.20847368
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Shares Outstanding 17,127,596
Shares Percent Shares Out 0.00059999997
Shares Short 11,225
Shares Short Previous Month Date 1,780,012,800
Shares Short Prior Month 12,130
Short Name J and Friends Holdings Limited
Short Percent Of Float 0.001
Short Ratio 0.63
Source Interval 15
Symbol JF
Total Cash 974,000
Total Cash Per Share 0.053
Total Debt 2,191,000
Total Revenue 1,598,000
Tradeable 0
Trailing Annual Dividend Rate 0.0
Trailing Annual Dividend Yield 0.0
Trailing Eps -0.03
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 0.98
Two Hundred Day Average Change 0.01999998
Two Hundred Day Average Change Percent 0.020408144
Type Disp Equity
Volume 8,611
Website https://ir.j-friends.com