Jefferson Capital, Inc. (JCAP)Financial Services | Credit Services | Minneapolis, United States | NasdaqGS
21.28 USD
+0.65
(3.151%)
⇧
(April 17, 2026, 4 p.m.
EDT)
After hours: 21.28 Short-term: ★★☆☆☆ | Long-term: ★★★☆☆ | Dividends: ★★★★☆ |
Hot Take | April 11, 2026, 4:20 p.m. EDT
Jefferson Capital, Inc. (JCAP) presents a mixed picture for short-term and long-term investors. The stock has shown some volatility in the recent price history, with a recent uptick approaching its 52-week high. However, the short-term momentum is weak, as the 50-day average has slightly decreased. The dividend yield is attractive at 4.81%, with consistent payouts over the past few years, indicating a strong dividend track record. For short-term traders, the recent price movement suggests potential for a short-term rebound, but the low predicted direction change indicates limited upside. Long-term investors may find value in JCAP due to its solid fundamentals, including a reasonable trailing P/E ratio and positive earnings growth. However, the high debt-to-equity ratio and negative free cash flow could be concerns. Overall, JCAP offers a decent dividend yield and potential for long-term growth, but caution is advised given the financial leverage and market volatility. |
| Model | MAE |
|---|---|
| AutoETS ✓ | 0.088549 |
| AutoARIMA | 0.088949 |
| MSTL | 0.095441 |
| AutoTheta | 0.121599 |
Forecast horizon: 45 days | Selected: AutoETS
| Forecast Reliability | |
|---|---|
| Score | 50% |
| H-stat | 4.02 |
| Ljung-Box p | 0.000 |
| Jarque-Bera p | 0.502 |
| Excess Kurtosis | -0.82 |
| Attribute | Value |
|---|---|
| Sector | Financial Services |
| Ex Dividend Date | 2026-03-23 |
| Last Dividend Date | 2026-03-23 |
| Debt to Equity Ratio | 296.81 |
| Revenue per Share | 20.233 |
| Market Cap | 1,177,403,776 |
| Trailing P/E | 3.77 |
| Forward P/E | 7.41 |
| Profit Margins | 30.95% |
| Website | https://www.jcap.com |
| Date | Dividend | Yield % |
|---|---|---|
| 2026-03-24 | 0.24 | 1.243523 |
| 2025-11-25 | 0.24 | 1.151098 |
| 2025-08-25 | 0.24 | 1.261559 |
| Attribute | Value |
|---|---|
| 52 Week Change | 0.14778852 |
| Address1 | 600 South Highway 169 |
| Address2 | Suite 1575 |
| All Time High | 23.8 |
| All Time Low | 15.98 |
| Ask | 21.35 |
| Ask Size | 1 |
| Average Analyst Rating | 1.6 - Buy |
| Average Daily Volume10 Day | 346,810 |
| Average Daily Volume3 Month | 315,282 |
| Average Volume | 315,282 |
| Average Volume10Days | 346,810 |
| Bid | 21.19 |
| Bid Size | 2 |
| Book Value | 8.167 |
| City | Minneapolis |
| Compensation As Of Epoch Date | 1,767,139,200 |
| Country | United States |
| Crypto Tradeable | 0 |
| Currency | USD |
| Current Price | 21.28 |
| Current Ratio | 5.046 |
| Custom Price Alert Confidence | HIGH |
| Date Short Interest | 1,774,915,200 |
| Day High | 21.66 |
| Day Low | 20.8 |
| Debt To Equity | 296.81 |
| Dividend Date | 1,775,088,000 |
| Dividend Rate | 0.96 |
| Dividend Yield | 4.52 |
| Earnings Call Timestamp End | 1,773,349,200 |
| Earnings Call Timestamp Start | 1,773,349,200 |
| Earnings Quarterly Growth | 0.4 |
| Earnings Timestamp | 1,773,345,600 |
| Earnings Timestamp End | 1,778,184,000 |
| Earnings Timestamp Start | 1,778,184,000 |
| Ebitda | 387,948,992 |
| Ebitda Margins | 0.63882 |
| Enterprise To Ebitda | 6.618 |
| Enterprise To Revenue | 4.228 |
| Enterprise Value | 2,567,390,720 |
| Eps Current Year | 2.83 |
| Eps Forward | 2.87 |
| Eps Trailing Twelve Months | 5.64 |
| Esg Populated | 0 |
| Ex Dividend Date | 1,774,310,400 |
| Exchange | NMS |
| Exchange Data Delayed By | 0 |
| Exchange Timezone Name | America/New_York |
| Exchange Timezone Short Name | EDT |
| Fifty Day Average | 20.4432 |
| Fifty Day Average Change | 0.8368015 |
| Fifty Day Average Change Percent | 0.040933 |
| Fifty Two Week Change Percent | 14.778852 |
| Fifty Two Week High | 23.8 |
| Fifty Two Week High Change | -2.5199986 |
| Fifty Two Week High Change Percent | -0.105882294 |
| Fifty Two Week Low | 15.98 |
| Fifty Two Week Low Change | 5.300001 |
| Fifty Two Week Low Change Percent | 0.33166465 |
| Fifty Two Week Range | 15.98 - 23.8 |
| Financial Currency | USD |
| First Trade Date Milliseconds | 1,750,944,600,000 |
| Float Shares | 14,625,701 |
| Forward Eps | 2.87 |
| Forward P E | 7.4146347 |
| Free Cashflow | -220,652,624 |
| Full Exchange Name | NasdaqGS |
| Full Time Employees | 1,120 |
| Gmt Off Set Milliseconds | -14,400,000 |
| Gross Margins | 0.78132004 |
| Gross Profits | 474,487,008 |
| Has Pre Post Market Data | 1 |
| Held Percent Insiders | 0.09423 |
| Held Percent Institutions | 1.00797 |
| Implied Shares Outstanding | 55,329,124 |
| Industry | Credit Services |
| Industry Disp | Credit Services |
| Industry Key | credit-services |
| Ipo Expected Date | 2,025-06-26 |
| Is Earnings Date Estimate | 1 |
| Language | en-US |
| Last Dividend Date | 1,774,310,400 |
| Last Dividend Value | 0.24 |
| Last Fiscal Year End | 1,767,139,200 |
| Long Business Summary | Jefferson Capital, Inc. provides debt recovery solutions and other related services in the United States, the United Kingdom, Canada, and Latin America. It primarily purchases portfolios of previously charged-off consumer receivables at deep discounts to face value and manage them by working with individuals as they repay their obligations and work toward financial recovery. The company offers consumer receivables, including credit card, secured and unsecured automotive, utilities, telecom, and other receivables. It also provides debt servicing and other portfolio management services to credit originators for nonperforming loans. Jefferson Capital, Inc. was founded in 2002 and is headquartered in Minneapolis, Minnesota. |
| Long Name | Jefferson Capital, Inc. |
| Market | us_market |
| Market Cap | 1,177,403,776 |
| Market State | CLOSED |
| Max Age | 86,400 |
| Message Board Id | finmb_118953816 |
| Most Recent Quarter | 1,767,139,200 |
| Net Income To Common | 169,375,008 |
| Next Fiscal Year End | 1,798,675,200 |
| Non Diluted Market Cap | 1,175,743,885 |
| Number Of Analyst Opinions | 5 |
| Open | 20.96 |
| Operating Cashflow | 268,812,992 |
| Operating Margins | 1.0575299 |
| Payout Ratio | 0.0851 |
| Phone | 320 229 8505 |
| Post Market Change | 0.0 |
| Post Market Change Percent | 0.0 |
| Post Market Price | 21.28 |
| Post Market Time | 1,776,456,605 |
| Previous Close | 20.63 |
| Price Eps Current Year | 7.519435 |
| Price Hint | 2 |
| Price To Book | 2.605608 |
| Price To Sales Trailing12 Months | 1.9387898 |
| Profit Margins | 0.30952 |
| Quick Ratio | 4.984 |
| Quote Source Name | Nasdaq Real Time Price |
| Quote Type | EQUITY |
| Recommendation Key | buy |
| Recommendation Mean | 1.6 |
| Region | US |
| Regular Market Change | 0.650002 |
| Regular Market Change Percent | 3.15076 |
| Regular Market Day High | 21.66 |
| Regular Market Day Low | 20.8 |
| Regular Market Day Range | 20.8 - 21.66 |
| Regular Market Open | 20.96 |
| Regular Market Previous Close | 20.63 |
| Regular Market Price | 21.28 |
| Regular Market Time | 1,776,456,001 |
| Regular Market Volume | 804,316 |
| Return On Assets | 0.12785 |
| Return On Equity | 0.43780997 |
| Revenue Growth | 0.277 |
| Revenue Per Share | 20.233 |
| Sand P52 Week Change | 0.38150132 |
| Sector | Financial Services |
| Sector Disp | Financial Services |
| Sector Key | financial-services |
| Shares Outstanding | 55,329,124 |
| Shares Percent Shares Out | 0.0150999995 |
| Shares Short | 836,603 |
| Shares Short Previous Month Date | 1,772,150,400 |
| Shares Short Prior Month | 366,113 |
| Short Name | Jefferson Capital, Inc. |
| Short Percent Of Float | 0.2495 |
| Short Ratio | 2.04 |
| Source Interval | 15 |
| State | MN |
| Symbol | JCAP |
| Target High Price | 29.0 |
| Target Low Price | 22.0 |
| Target Mean Price | 26.2 |
| Target Median Price | 26.0 |
| Total Cash | 23,231,000 |
| Total Cash Per Share | 0.42 |
| Total Debt | 1,413,218,048 |
| Total Revenue | 607,288,000 |
| Tradeable | 0 |
| Trailing Annual Dividend Rate | 0.48 |
| Trailing Annual Dividend Yield | 0.023267087 |
| Trailing Eps | 5.64 |
| Trailing P E | 3.7730498 |
| Trailing Peg Ratio | None |
| Triggerable | 1 |
| Two Hundred Day Average | 19.713474 |
| Two Hundred Day Average Change | 1.5665264 |
| Two Hundred Day Average Change Percent | 0.079464756 |
| Type Disp | Equity |
| Volume | 804,316 |
| Website | https://www.jcap.com |
| Zip | 55,426 |