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Isabella Bank Corporation (ISBA)

Financial Services | Banks - Regional | Mount Pleasant, United States | NasdaqCM
45.75 USD -3.62 (-7.332%) ⇩ (April 17, 2026, 4 p.m. EDT)
After hours: 45.65 -0.10 (-0.100%) ⇩ (April 17, 2026, 5:55 p.m. EDT)

Short-term: ★★★☆☆ | Long-term: ★★★☆☆ | Dividends: ★★★★☆
Hot Take | April 11, 2026, 3:12 p.m. EDT

ISBA has shown moderate price volatility in the recent 14-day period, with a current price of $48.7, slightly below the 50-day average of $47.9154 but above the 200-day average of $40.9984. The stock has a dividend yield of 2.3%, with consistent quarterly dividends of $0.28, indicating a reliable payout. The payout ratio of 43.75% suggests that the dividend is sustainable. However, the stock has faced recent earnings misses and management changes, which could impact investor confidence. The short-term momentum appears mixed, with the stock trading near its 50-day average but with a low beta of 0.151, indicating low volatility. Given the recent news and mixed price action, a cautious approach is recommended for short-term traders, while the dividend reliability and fundamentals may make it a moderate long-term holding.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
MSTL ✓0.051907
AutoETS0.054360
AutoARIMA0.054437
AutoTheta0.130292

Forecast horizon: 45 days | Selected: MSTL

Forecast Reliability
Score 52%
H-stat 3.46
Ljung-Box p 0.000
Jarque-Bera p 0.230
Excess Kurtosis -1.24
Attribute Value
Sector Financial Services
Ex Dividend Date 2026-03-26
Last Dividend Date 2026-03-26
Revenue per Share 10.725
Market Cap 335,480,160
Trailing P/E 19.30
Forward P/E 11.44
Beta 0.15
Profit Margins 23.91%
Website https://www.isabellabank.com

Dividend Data

Yield Summary
Last Yield 1yr Yield 3yr Avg 5yr Avg
0.61% 2.80% 4.82% 5.04%
Dividend History
Date Dividend Yield %
2026-03-27 0.28 0.612691
2025-12-17 0.28 0.539067
2025-09-26 0.28 0.805889
2025-06-26 0.28 0.846999
2025-03-27 0.28 1.266802
2024-12-16 0.28 1.184957
2024-09-26 0.28 1.459906
2024-06-26 0.28 1.651050
2024-03-26 0.28 1.559038
2023-12-12 0.28 1.513578
2023-09-26 0.28 1.524203
2023-06-27 0.28 1.500405
2023-03-28 0.28 1.395623
2022-12-13 0.28 1.457825
2022-09-27 0.27 1.442070
2022-06-27 0.27 1.284789
2022-03-28 0.27 1.298174
2021-12-13 0.27 1.206684
2021-09-27 0.27 1.255715
2021-06-25 0.27 1.410194
2021-03-25 0.27 1.576277
2020-12-15 0.27 1.760259
2020-09-25 0.27 2.148580
2020-06-25 0.27 2.021464
2020-03-25 0.27 2.185421
2019-12-26 0.27 1.520832
2019-09-25 0.26 1.584874
2019-06-25 0.26 1.537464
2019-03-25 0.26 1.548198
2018-12-26 0.26 1.599363
2018-09-25 0.26 1.376209
2018-06-26 0.26 1.392020
2018-03-27 0.26 1.395225
2017-12-22 0.26 1.365952
2017-09-26 0.26 1.349829
2017-03-24 0.25 1.349833
2016-12-22 0.25 1.354781
2016-09-23 0.25 1.379258
2016-06-23 0.24 1.331332
2016-03-22 0.24 1.357129
2015-12-22 0.24 1.374099
2015-09-23 0.24 1.627814
2015-06-23 0.23 1.552897
2015-03-23 0.23 1.630191
2014-12-18 0.23 1.695239
2014-09-23 0.22 1.512014
2014-06-23 0.22 1.593633
2014-03-24 0.22 1.554180
2013-12-20 0.21 1.580564
2013-09-20 0.21 1.462230
2013-06-20 0.21 1.448173
2013-03-22 0.21 1.481186
2012-12-21 0.20 1.594099
2012-09-21 0.20 1.541817
2012-06-22 0.20 1.433566
2012-03-26 0.20 1.499993
2011-12-21 0.19 1.451856
2011-09-21 0.19 1.834471
2011-06-22 0.19 2.007311
2011-03-16 0.19 2.010346
2010-12-15 0.18 2.010860
2010-09-13 0.18 1.974292
2010-06-11 0.18 1.929504
2010-03-09 0.18 1.895276
2009-12-22 0.32 3.330473
2009-09-08 0.13 1.449017
2009-05-28 0.13 1.393596
2009-03-03 0.17 1.642867
2008-11-26 0.29 2.421781
2008-09-02 0.12 0.752907
Additional Data
dividendRate 1.12
dividendYield 2.45
exDividendDate 2026-03-27
trailingAnnualDividendRate 1.12
trailingAnnualDividendYield 0.022685843
lastDividendValue 0.28
lastDividendDate 2026-03-27
dividendDate 2026-03-31

Info Dump

Attribute Value
52 Week Change 0.9135659
Address1 401 North Main Street
All Time High 58.83
All Time Low 14.0
Ask 46.73
Ask Size 1
Average Daily Volume10 Day 48,700
Average Daily Volume3 Month 27,701
Average Volume 27,701
Average Volume10Days 48,700
Beta 0.151
Bid 45.02
Bid Size 1
Book Value 31.602
City Mount Pleasant
Compensation As Of Epoch Date 1,767,139,200
Country United States
Crypto Tradeable 0
Currency USD
Current Price 45.75
Custom Price Alert Confidence HIGH
Date Short Interest 1,774,915,200
Day High 49.99
Day Low 45.71
Display Name Isabella Bank
Dividend Date 1,774,915,200
Dividend Rate 1.12
Dividend Yield 2.45
Earnings Growth 0.185
Earnings Quarterly Growth 0.174
Earnings Timestamp End 1,753,732,800
Earnings Timestamp Start 1,753,300,800
Ebitda Margins 0.0
Enterprise To Revenue 5.714
Enterprise Value 451,822,144
Eps Current Year 3.6
Eps Forward 4.0
Eps Trailing Twelve Months 2.37
Esg Populated 0
Ex Dividend Date 1,774,569,600
Exchange NCM
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 47.9274
Fifty Day Average Change -2.1773987
Fifty Day Average Change Percent -0.04543119
Fifty Two Week Change Percent 91.35659
Fifty Two Week High 58.83
Fifty Two Week High Change -13.080002
Fifty Two Week High Change Percent -0.22233556
Fifty Two Week Low 24.68
Fifty Two Week Low Change 21.07
Fifty Two Week Low Change Percent 0.8537277
Fifty Two Week Range 24.68 - 58.83
Financial Currency USD
First Trade Date Milliseconds 1,138,631,400,000
Five Year Avg Dividend Yield 4.54
Float Shares 6,710,868
Forward Eps 4.0
Forward P E 11.4375
Full Exchange Name NasdaqCM
Full Time Employees 341
Gmt Off Set Milliseconds -14,400,000
Gross Margins 0.0
Gross Profits 79,073,000
Has Pre Post Market Data 1
Held Percent Insiders 0.07567
Held Percent Institutions 0.10582
Implied Shares Outstanding 7,332,900
Industry Banks - Regional
Industry Disp Banks - Regional
Industry Key banks-regional
Is Earnings Date Estimate 1
Language en-US
Last Dividend Date 1,774,569,600
Last Dividend Value 0.28
Last Fiscal Year End 1,767,139,200
Last Split Date 1,205,193,600
Last Split Factor 11:10
Long Business Summary Isabella Bank Corporation operates as the bank holding company for Isabella Bank that provides banking and wealth management services to businesses, institutions, and individuals and their families in Michigan, the United States. The company offers deposit products, including checking and savings accounts; and certificates of deposit, direct deposits, and cash management services. Its loan portfolio comprises commercial, agricultural, and residential real estate loans, as well as consumer loans, including secured and unsecured personal loans. In addition, the company provides mobile and internet banking, investment management, trust and estate services, automated teller machines, and insurance products. Isabella Bank Corporation was founded in 1903 and is headquartered in Mount Pleasant, Michigan.
Long Name Isabella Bank Corporation
Market us_market
Market Cap 335,480,160
Market State CLOSED
Max Age 86,400
Message Board Id finmb_4802505
Most Recent Quarter 1,767,139,200
Net Income To Common 18,910,000
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 335,260,188
Number Of Analyst Opinions 1
Open 47.545
Operating Cashflow 26,817,000
Operating Margins 0.34507
Payout Ratio 0.4375
Phone 989 772 9471
Post Market Change -0.099998474
Post Market Change Percent -0.2185759
Post Market Price 45.65
Post Market Time 1,776,462,900
Previous Close 49.37
Price Eps Current Year 12.708334
Price Hint 2
Price To Book 1.4476932
Price To Sales Trailing12 Months 4.242664
Profit Margins 0.23915
Quote Source Name Nasdaq Real Time Price
Quote Type EQUITY
Recommendation Key none
Region US
Regular Market Change -3.62
Regular Market Change Percent -7.33239
Regular Market Day High 49.99
Regular Market Day Low 45.71
Regular Market Day Range 45.71 - 49.99
Regular Market Open 47.545
Regular Market Previous Close 49.37
Regular Market Price 45.75
Regular Market Time 1,776,456,001
Regular Market Volume 41,163
Return On Assets 0.0088
Return On Equity 0.08563
Revenue Growth 0.143
Revenue Per Share 10.725
Sand P52 Week Change 0.36506534
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Shares Outstanding 7,332,900
Shares Percent Shares Out 0.0217
Shares Short 159,383
Shares Short Previous Month Date 1,772,150,400
Shares Short Prior Month 132,314
Short Name Isabella Bank Corporation
Short Percent Of Float 0.022
Short Ratio 7.11
Source Interval 15
State MI
Symbol ISBA
Target High Price 54.0
Target Low Price 54.0
Target Mean Price 54.0
Target Median Price 54.0
Total Cash 26,041,000
Total Cash Per Share 3.553
Total Debt 142,514,000
Total Revenue 79,073,000
Tradeable 0
Trailing Annual Dividend Rate 1.12
Trailing Annual Dividend Yield 0.022685843
Trailing Eps 2.37
Trailing P E 19.303799
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 41.34845
Two Hundred Day Average Change 4.4015503
Two Hundred Day Average Change Percent 0.10645019
Type Disp Equity
Volume 41,163
Website https://www.isabellabank.com
Zip 48,858