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Isabella Bank Corporation (ISBA)

Financial Services | Banks - Regional | Mount Pleasant, United States | NasdaqCM
39.44 USD +0.90 (2.335%) ⇧ (Aug. 28, 2026, 4 p.m. EDT)
After hours: 39.44
Short-term:★★⯪☆☆Long-term:★★★⯪☆Dividends:★★★☆☆
Hot Take ↕ | Aug. 22, 2026, 5:02 a.m. EDT

The immediate outlook is neutral due to a lack of clear directional momentum. While the stock recently rallied sharply to recover from a multi-year decline, the recent price action shows consolidation around the $40 level with no strong breakout pattern, and the statistical forecast model indicates a flat, low-confidence trend for the coming weeks. This suggests the market is digesting the recent recovery rather than committing to a new upward trajectory. Over the long term, the business fundamentals are solidifying after a decade of struggle. The company has successfully navigated a severe structural decline, posting a massive +71% gain last year and continuing to grow revenue and earnings this year. The balance sheet is healthy with a low payout ratio, allowing for sustainable dividends. However, the valuation remains stretched relative to its historical norms, trading at a premium that reflects the recent recovery. It is a turnaround story that has proven its resilience, but investors should be cautious about expecting the same explosive growth rates indefinitely given the high starting point.
Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
MSTL ✓0.025203
AutoETS0.027126
AutoTheta0.049454
AutoARIMA0.061501

Forecast horizon: 45 days | Selected: MSTL

Forecast Reliability
Score 47%
H-stat 1.38
Ljung-Box p 0.000
Jarque-Bera p 0.645
Excess Kurtosis 0.66
Attribute Value
Sector Financial Services
Ex Dividend Date 2026-09-27
Last Dividend Date 2026-06-25
Revenue per Share 11.344
Market Cap 300,882,752
Trailing P/E 14.29
Forward P/E 9.98
Beta 0.03
Profit Margins 23.99%
Website https://www.isabellabank.com

Dividend Data

Yield Summary
Last Yield 1yr Yield 3yr Avg 5yr Avg
0.70% 2.64% 4.32% 4.43%
Dividend History
Date Dividend Yield %
2026-06-26 0.28 0.697385
2026-03-27 0.28 0.612691
2025-12-17 0.28 0.535680
2025-09-26 0.28 0.796586
2025-06-26 0.28 0.830614
2025-03-27 0.28 1.231310
2024-12-16 0.28 1.137749
2024-09-26 0.28 1.386139
2024-06-26 0.28 1.546107
2024-03-26 0.28 1.437372
2023-12-12 0.28 1.375246
2023-09-26 0.28 1.365854
2023-06-27 0.28 1.326386
2023-03-28 0.28 1.217391
2022-12-13 0.28 1.256169
2022-09-27 0.27 1.227273
2022-06-27 0.27 1.080000
2022-03-28 0.27 1.079568
2021-12-13 0.27 0.992647
2021-09-27 0.27 1.022727
2021-06-25 0.27 1.136842
2021-03-25 0.27 1.255814
2020-12-15 0.27 1.384615
2020-09-25 0.27 1.666667
2020-06-25 0.27 1.541976
2020-03-25 0.27 1.641337
2019-12-26 0.27 1.124063
2019-09-25 0.26 1.158645
2019-06-25 0.26 1.111111
2019-03-25 0.26 1.106383
2018-12-26 0.26 1.130435
2018-09-25 0.26 0.962963
2018-06-26 0.26 0.964750
2018-03-27 0.26 0.957643
2017-12-22 0.26 0.928571
2017-09-26 0.26 0.909091
2017-03-24 0.25 0.900901
2016-12-22 0.25 0.896057
2016-09-23 0.25 0.904159
2016-06-23 0.24 0.864865
2016-03-22 0.24 0.873999
2015-12-22 0.24 0.877193
2015-09-23 0.24 1.030043
2015-06-23 0.23 0.972516
2015-03-23 0.23 1.010989
2014-12-18 0.23 1.040724
2014-09-23 0.22 0.918580
2014-06-23 0.22 0.959024
2014-03-24 0.22 0.926316
2013-12-20 0.21 0.933333
2013-09-20 0.21 0.855397
2013-06-20 0.21 0.840000
2013-03-22 0.21 0.851927
2012-12-21 0.20 0.909091
2012-09-21 0.20 0.871460
2012-06-22 0.20 0.803213
2012-03-26 0.20 0.833681
2011-12-21 0.19 0.800000
2011-09-21 0.19 1.002638
2011-06-22 0.19 1.085714
2011-03-16 0.19 1.075878
2010-12-15 0.18 1.065089
2010-09-13 0.18 1.034483
2010-06-11 0.18 1.000556
2010-03-09 0.18 0.972973
2009-12-22 0.32 1.693122
2009-09-08 0.13 0.724234
2009-05-28 0.13 0.691489
2009-03-03 0.17 0.809524
2008-11-26 0.29 1.183673
2008-09-02 0.12 0.363636
Additional Data
dividendRate 1.12
dividendYield 2.87
exDividendDate 2026-09-28
trailingAnnualDividendRate 1.12
trailingAnnualDividendYield 0.029060716
lastDividendValue 0.28
lastDividendDate 2026-06-26
dividendDate 2026-06-30

Info Dump

Attribute Value
52 Week Change 0.19046187
Address1 401 North Main Street
All Time High 58.83
All Time Low 14.0
Ask 39.62
Ask Size 1
Average Daily Volume10 Day 73,820
Average Daily Volume3 Month 72,204
Average Volume 72,204
Average Volume10Days 73,820
Beta 0.03
Bid 28.29
Bid Size 2
Book Value 32.601
City Mount Pleasant
Compensation As Of Epoch Date 1,767,139,200
Country United States
Crypto Tradeable 0
Currency USD
Current Price 39.44
Custom Price Alert Confidence HIGH
Date Short Interest 1,786,665,600
Day High 39.645
Day Low 38.4
Display Name Isabella Bank
Dividend Date 1,782,777,600
Dividend Rate 1.12
Dividend Yield 2.87
Earnings Growth 0.011
Earnings Quarterly Growth 0.002
Earnings Timestamp End 1,753,732,800
Earnings Timestamp Start 1,753,300,800
Ebitda Margins 0.0
Enterprise To Revenue 4.864
Enterprise Value 404,679,744
Eps Current Year 3.3
Eps Forward 3.95
Eps Trailing Twelve Months 2.76
Esg Populated 0
Ex Dividend Date 1,790,553,600
Exchange NCM
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 39.882
Fifty Day Average Change -0.44200134
Fifty Day Average Change Percent -0.011082727
Fifty Two Week Change Percent 19.046188
Fifty Two Week High 58.83
Fifty Two Week High Change -19.390003
Fifty Two Week High Change Percent -0.32959378
Fifty Two Week Low 31.2
Fifty Two Week Low Change 8.239998
Fifty Two Week Low Change Percent 0.2641025
Fifty Two Week Range 31.2 - 58.83
Financial Currency USD
First Trade Date Milliseconds 1,138,631,400,000
Five Year Avg Dividend Yield 4.48
Float Shares 7,060,598
Forward Eps 3.95
Forward P E 9.98481
Full Exchange Name NasdaqCM
Full Time Employees 341
Fullday Change 0.899998
Fullday Change Percent 2.33523
Fullday Price 39.44
Gmt Off Set Milliseconds -14,400,000
Gross Margins 0.0
Gross Profits 83,202,000
Has Pre Post Market Data 1
Held Percent Insiders 0.06408
Held Percent Institutions 0.20692
Implied Shares Outstanding 7,628,873
Industry Banks - Regional
Industry Disp Banks - Regional
Industry Key banks-regional
Is Earnings Date Estimate 1
Language en-US
Last Dividend Date 1,782,432,000
Last Dividend Value 0.28
Last Fiscal Year End 1,767,139,200
Last Split Date 1,205,193,600
Last Split Factor 11:10
Long Business Summary Isabella Bank Corporation operates as the bank holding company for Isabella Bank that provides banking and wealth management services to businesses, institutions, and individuals and their families in Michigan, the United States. The company offers deposit products, including checking and savings accounts; and certificates of deposit, direct deposits, and cash management services. Its loan portfolio comprises commercial, agricultural, and residential real estate loans, as well as consumer loans, including secured and unsecured personal loans. In addition, the company provides mobile and internet banking, investment management, trust and estate services, automated teller machines, and insurance products. Isabella Bank Corporation was founded in 1903 and is headquartered in Mount Pleasant, Michigan.
Long Name Isabella Bank Corporation
Market us_market
Market Cap 300,882,752
Market State CLOSED
Max Age 86,400
Message Board Id finmb_4802505
Most Recent Quarter 1,782,777,600
Net Income To Common 19,963,000
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 293,101,300
Number Of Analyst Opinions 1
Open 38.45
Operating Cashflow 25,874,000
Operating Margins 0.32327
Payout Ratio 0.4133
Phone 989 772 9471
Post Market Change 0.0
Post Market Change Percent 0.0
Post Market Price 39.44
Post Market Time 1,787,947,804
Previous Close 38.54
Price Eps Current Year 11.951515
Price Hint 2
Price To Book 1.2097788
Price To Sales Trailing12 Months 3.6162922
Profit Margins 0.23993
Quote Source Name Nasdaq Real Time Price
Quote Type EQUITY
Recommendation Key none
Region US
Regular Market Change 0.899998
Regular Market Change Percent 2.33523
Regular Market Day High 39.645
Regular Market Day Low 38.4
Regular Market Day Range 38.4 - 39.645
Regular Market Open 38.45
Regular Market Previous Close 38.54
Regular Market Price 39.44
Regular Market Time 1,787,947,201
Regular Market Volume 110,333
Return On Assets 0.00912
Return On Equity 0.08509
Revenue Growth 0.083
Revenue Per Share 11.344
Sand P52 Week Change 0.20204377
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Shares Outstanding 7,628,873
Shares Percent Shares Out 0.041500002
Shares Short 316,436
Shares Short Previous Month Date 1,784,073,600
Shares Short Prior Month 286,677
Short Name Isabella Bank Corporation
Short Percent Of Float 0.042
Short Ratio 5.21
Source Interval 15
State MI
Symbol ISBA
Target High Price 43.0
Target Low Price 43.0
Target Mean Price 43.0
Target Median Price 43.0
Total Cash 41,774,000
Total Cash Per Share 5.476
Total Debt 145,571,008
Total Revenue 83,202,000
Tradeable 0
Trailing Annual Dividend Rate 1.12
Trailing Annual Dividend Yield 0.029060716
Trailing Eps 2.76
Trailing P E 14.289855
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 44.6515
Two Hundred Day Average Change -5.211502
Two Hundred Day Average Change Percent -0.11671505
Type Disp Equity
Volume 110,333
Website https://www.isabellabank.com
Zip 48,858