Inter & Co, Inc. (INTR)Financial Services | Banks - Regional | Belo Horizonte, Brazil | NasdaqGS
8.13 USD
-0.10
(-1.215%) ⇩
(April 21, 2026, 4 p.m.
EDT)
After hours: 8.01 -0.12 (-0.120%) ⇩ (April 21, 2026, 7:07 p.m. EDT) Short-term: ★★★☆☆ | Long-term: ★★★☆☆ | Dividends: ★★★☆☆ |
Hot Take | April 18, 2026, 11:25 p.m. EDT
INTR presents a conflicted picture with solid earnings growth (+39% net income) and a near-even valuation on forward P/E (7.8x), yet the fundamentals are slightly tainted by a massive 37.9% debt-to-assets ratio and negative net operating cash flow of ~$4.3 billion. The short interest surge (+19.9%) combined with the incoherent options flow suggests the market is currently stuck between seeing a value play and a balance sheet risk. Until the negative operating cash flow is resolved, the stock is likely to remain range-bound, offering a 'hold' profile rather than a clear 'buy' or 'sell' signal. |
| Model | MAE |
|---|---|
| AutoETS ✓ | 0.146786 |
| AutoARIMA | 0.146792 |
| MSTL | 0.152578 |
| AutoTheta | 0.162483 |
Forecast horizon: 45 days | Selected: AutoETS
| Forecast Reliability | |
|---|---|
| Score | 50% |
| H-stat | 3.74 |
| Ljung-Box p | 0.000 |
| Jarque-Bera p | 0.229 |
| Excess Kurtosis | 0.27 |
| Attribute | Value |
|---|---|
| Sector | Financial Services |
| Ex Dividend Date | 2026-02-19 |
| Last Dividend Date | 2026-02-19 |
| Revenue per Share | 13.594 |
| Market Cap | 3,588,338,176 |
| Trailing P/E | 13.78 |
| Forward P/E | 7.47 |
| Beta | 1.24 |
| Profit Margins | 21.93% |
| Previous Name | Banco Inter S.A. |
| Website | https://inter.co |
As of April 18, 2026, 11:25 p.m. EDT: Options flow is incoherent and low volume, providing little directional signal. Call positions are split between ATM (10.0 strike) and ITM (7.5 strike) across near-term expirations, suggesting speculation on stability rather than strong directional moves. Put volume is negligible compared to calls, particularly in the OTM space, but the extremely low aggregate volume (e.g., 5 total call expirations in July) indicates a lack of active speculative positioning. IV is elevated (0.52-0.75 atm), reflecting uncertainty or sparse data in the market microstructure for this name.
| Last Yield | 1yr Yield | 3yr Avg | 5yr Avg |
|---|---|---|---|
| 1.22% | 1.22% | — | — |
| Date | Dividend | Yield % |
|---|---|---|
| 2026-02-20 | 0.113 | 1.221622 |
| 2025-02-14 | 0.080 | 1.481036 |
| 2024-04-15 | 0.030 | 0.604690 |
| Attribute | Value |
|---|---|
| 52 Week Change | 0.28843105 |
| Address1 | Avenida Barbacena, No. 1,219 |
| Address2 | 22nd Floor |
| All Time High | 10.36 |
| All Time Low | 1.37 |
| Ask | 8.23 |
| Ask Size | 33 |
| Average Analyst Rating | 2.0 - Buy |
| Average Daily Volume10 Day | 3,772,920 |
| Average Daily Volume3 Month | 3,377,840 |
| Average Volume | 3,377,840 |
| Average Volume10Days | 3,772,920 |
| Beta | 1.241 |
| Bid | 8.12 |
| Bid Size | 28 |
| Book Value | 4.6128397 |
| City | Belo Horizonte |
| Country | Brazil |
| Crypto Tradeable | 0 |
| Currency | USD |
| Current Price | 8.13 |
| Custom Price Alert Confidence | HIGH |
| Date Short Interest | 1,774,915,200 |
| Day High | 8.39 |
| Day Low | 8.085 |
| Display Name | Inter & |
| Dividend Date | 1,772,668,800 |
| Dividend Rate | 0.11 |
| Dividend Yield | 1.39 |
| Earnings Call Timestamp End | 1,778,166,000 |
| Earnings Call Timestamp Start | 1,778,166,000 |
| Earnings Growth | 0.355 |
| Earnings Quarterly Growth | 0.36 |
| Earnings Timestamp | 1,778,157,000 |
| Earnings Timestamp End | 1,778,157,000 |
| Earnings Timestamp Start | 1,778,157,000 |
| Ebitda Margins | 0.0 |
| Eps Current Year | 0.82457 |
| Eps Forward | 1.08867 |
| Eps Trailing Twelve Months | 0.59 |
| Esg Populated | 0 |
| Ex Dividend Date | 1,771,545,600 |
| Exchange | NMS |
| Exchange Data Delayed By | 0 |
| Exchange Timezone Name | America/New_York |
| Exchange Timezone Short Name | EDT |
| Fifty Day Average | 8.3934 |
| Fifty Day Average Change | -0.26340008 |
| Fifty Day Average Change Percent | -0.03138181 |
| Fifty Two Week Change Percent | 28.843105 |
| Fifty Two Week High | 10.36 |
| Fifty Two Week High Change | -2.2299995 |
| Fifty Two Week High Change Percent | -0.21525092 |
| Fifty Two Week Low | 6.13 |
| Fifty Two Week Low Change | 2.0 |
| Fifty Two Week Low Change Percent | 0.32626426 |
| Fifty Two Week Range | 6.13 - 10.36 |
| Financial Currency | BRL |
| First Trade Date Milliseconds | 1,655,991,000,000 |
| Float Shares | 208,537,725 |
| Forward Eps | 1.08867 |
| Forward P E | 7.467828 |
| Full Exchange Name | NasdaqGS |
| Gmt Off Set Milliseconds | -14,400,000 |
| Gross Margins | 0.0 |
| Gross Profits | 5,984,585,216 |
| Has Pre Post Market Data | 1 |
| Held Percent Insiders | 0.18746 |
| Held Percent Institutions | 0.38696998 |
| Implied Shares Outstanding | 441,370,023 |
| Industry | Banks - Regional |
| Industry Disp | Banks - Regional |
| Industry Key | banks-regional |
| Ipo Expected Date | 2,022-06-23 |
| Is Earnings Date Estimate | 0 |
| Language | en-US |
| Last Dividend Date | 1,771,545,600 |
| Last Dividend Value | 0.113 |
| Long Business Summary | Inter & Co, Inc., through its subsidiaries, engages in the banking and spending, investments, insurance brokerage, and inter shop businesses in Brazil and the United States. The company offers banking products and services, including checking accounts; cards; deposits; loans and advances; and other services, as well as debt collection; foreign exchange and financial services; and global account digital solution. It also provides acquisition, sale, and custody of securities; structures and distributes securities; and operates management of fund portfolios and other assets. In addition, the company offers insurance products including warranties, life, property, and automobile insurance; pension products; and consortium products. Further, it engages in the sale of goods and/or services through digital platform. Inter & Co, Inc. was founded in 1994 and is headquartered in Belo Horizonte, Brazil. |
| Long Name | Inter & Co, Inc. |
| Market | us_market |
| Market Cap | 3,588,338,176 |
| Market State | PREPRE |
| Max Age | 86,400 |
| Message Board Id | finmb_98507226 |
| Name Change Date | 2,026-04-20 |
| Net Income To Common | 1,312,390,016 |
| Non Diluted Market Cap | 3,632,475,289 |
| Number Of Analyst Opinions | 10 |
| Open | 8.23 |
| Operating Cashflow | -4,350,257,152 |
| Operating Margins | 0.28148 |
| Payout Ratio | 0.1579 |
| Phone | 55 31 2138 7978 |
| Post Market Change | -0.119999886 |
| Post Market Change Percent | -1.4760133 |
| Post Market Price | 8.01 |
| Post Market Time | 1,776,812,871 |
| Prev Name | Banco Inter S.A. |
| Previous Close | 8.23 |
| Price Eps Current Year | 9.859685 |
| Price Hint | 2 |
| Price To Book | 1.7624718 |
| Price To Sales Trailing12 Months | 0.5995968 |
| Profit Margins | 0.2193 |
| Quote Source Name | Nasdaq Real Time Price |
| Quote Type | EQUITY |
| Recommendation Key | buy |
| Recommendation Mean | 2.0 |
| Region | US |
| Regular Market Change | -0.0999994 |
| Regular Market Change Percent | -1.21506 |
| Regular Market Day High | 8.39 |
| Regular Market Day Low | 8.085 |
| Regular Market Day Range | 8.085 - 8.39 |
| Regular Market Open | 8.23 |
| Regular Market Previous Close | 8.23 |
| Regular Market Price | 8.13 |
| Regular Market Time | 1,776,801,601 |
| Regular Market Volume | 1,865,668 |
| Return On Assets | 0.01597 |
| Return On Equity | 0.14357 |
| Revenue Growth | 0.264 |
| Revenue Per Share | 13.594 |
| Sand P52 Week Change | 0.3140242 |
| Sector | Financial Services |
| Sector Disp | Financial Services |
| Sector Key | financial-services |
| Shares Outstanding | 325,649,348 |
| Shares Percent Shares Out | 0.0247 |
| Shares Short | 10,914,724 |
| Shares Short Previous Month Date | 1,772,150,400 |
| Shares Short Prior Month | 6,576,679 |
| Short Name | Inter & Co. Inc. |
| Short Percent Of Float | 0.1705 |
| Short Ratio | 3.5 |
| Source Interval | 15 |
| State | MG |
| Symbol | INTR |
| Target High Price | 13.0 |
| Target Low Price | 4.6 |
| Target Mean Price | 10.4355 |
| Target Median Price | 10.7 |
| Total Cash | 4,127,732,992 |
| Total Cash Per Share | 9.353 |
| Total Debt | 18,140,702,720 |
| Total Revenue | 5,984,585,216 |
| Tradeable | 0 |
| Trailing Annual Dividend Rate | 0.623 |
| Trailing Annual Dividend Yield | 0.07569867 |
| Trailing Eps | 0.59 |
| Trailing P E | 13.779662 |
| Trailing Peg Ratio | None |
| Triggerable | 1 |
| Two Hundred Day Average | 8.4599 |
| Two Hundred Day Average Change | -0.3298998 |
| Two Hundred Day Average Change Percent | -0.03899571 |
| Type Disp | Equity |
| Volume | 1,865,668 |
| Website | https://inter.co |
| Zip | 30,190-131 |