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First Internet Bancorp (INBK)

Financial Services | Banks - Regional | Fishers, United States | NasdaqGS
28.01 USD +0.57 (2.077%) ⇧ (Aug. 28, 2026, 4 p.m. EDT)
After hours: 28.01

Short-term:★★⯪☆☆Long-term:★★⯪☆☆Dividends:★★⯪☆☆
Hot Take | Aug. 22, 2026, 5:16 a.m. EDT

The investment case for First Internet Bancorp hinges entirely on a turnaround story that has yet to fully materialize in the bottom line. While the company boasts a fortress balance sheet relative to its peers and has successfully navigated credit stress—evidenced by a sharp drop in credit provisions—the financial results tell a different tale. The bank reported negative profit margins and negative return on equity, indicating that despite top-line revenue growth, the cost of risk and operations is eroding shareholder value. The stock trades at a discount to book value, which typically offers a margin of safety, but in this case, the market is pricing in continued operational inefficiencies rather than a cheap acquisition target. The recent price action shows some resilience, trading above its 200-day average, yet the statistical forecasting models offer no directional bias, reflecting the uncertainty surrounding the recovery. Until the company demonstrates sustained profitability and a return to positive ROE, the risk-reward profile remains skewed toward caution, making it a hold rather than a buy.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
MSTL ✓0.097012
AutoETS0.102199
AutoARIMA0.102782
AutoTheta0.118880

Forecast horizon: 45 days | Selected: MSTL

Forecast Reliability
Score 40%
H-stat 5.97
Ljung-Box p 0.000
Jarque-Bera p 0.720
Excess Kurtosis 0.59
Attribute Value
Sector Financial Services
Ex Dividend Date 2026-06-29
Last Dividend Date 2026-06-29
Revenue per Share 6.31
Market Cap 244,627,408
Forward P/E 6.19
Beta 0.85
Profit Margins -56.99%
Website https://www.firstinternetbancorp.com

As of Aug. 22, 2026, 5:16 a.m. EDT: Speculator positioning is extremely thin and ambiguous. Call volume and open interest are negligible across all expirations, with no significant strikes identified. Put activity is similarly sparse, limited to a small amount of out-of-the-money protection. The lack of meaningful flow suggests the market is currently on the sidelines rather than positioning for a specific directional move.


Dividend Data

Yield Summary
Last Yield 1yr Yield 3yr Avg 5yr Avg
0.22% 1.07% 0.95% 0.93%
Dividend History
Date Dividend Yield %
2026-06-30 0.060000 0.215827
2026-03-31 0.060000 0.294406
2025-12-31 0.060000 0.287494
2025-09-30 0.060000 0.267499
2025-06-30 0.060000 0.223048
2025-03-31 0.060000 0.224048
2024-12-31 0.060000 0.166713
2024-09-30 0.060000 0.175131
2024-06-28 0.060000 0.222058
2024-03-27 0.060000 0.171772
2023-12-28 0.060000 0.241449
2023-09-28 0.060000 0.370599
2023-06-29 0.060000 0.387097
2023-03-30 0.060000 0.360794
2022-12-29 0.060000 0.246508
2022-09-29 0.060000 0.175644
2022-06-30 0.060000 0.162955
2022-03-30 0.060000 0.137300
2021-12-30 0.060000 0.127551
2021-09-29 0.060000 0.191571
2021-06-30 0.060000 0.193673
2021-03-30 0.060000 0.167317
2020-12-30 0.060000 0.210674
2020-09-30 0.060000 0.407332
2020-06-29 0.060000 0.364299
2020-03-30 0.060000 0.353982
2019-12-30 0.060000 0.251572
2019-09-27 0.060000 0.274977
2019-06-27 0.060000 0.301508
2019-03-28 0.060000 0.314961
2018-12-28 0.060000 0.295421
2018-09-27 0.060000 0.197044
2018-06-28 0.060000 0.178306
2018-03-28 0.060000 0.162822
2017-12-28 0.060000 0.152866
2017-09-28 0.060000 0.184900
2017-06-28 0.060000 0.212766
2017-03-29 0.060000 0.204778
2016-12-28 0.060000 0.183486
2016-09-28 0.060000 0.260870
2016-06-28 0.060000 0.259853
2016-03-29 0.060000 0.247525
2015-12-29 0.060000 0.206825
2015-09-28 0.060000 0.184615
2015-06-26 0.060000 0.246407
2015-03-27 0.060000 0.335946
2014-12-29 0.060000 0.358423
2014-09-26 0.060000 0.382653
2014-06-26 0.060000 0.284091
2014-03-27 0.060000 0.261438
2013-12-27 0.060000 0.258621
2013-10-03 0.060000 0.225564
2013-06-27 0.060000 0.290980
2013-03-27 0.040000 0.259740
2012-12-06 0.166667 1.250628
Additional Data
dividendRate 0.24
dividendYield 0.87
exDividendDate 2026-06-30
trailingAnnualDividendRate 0.24
trailingAnnualDividendYield 0.008746356
lastDividendValue 0.06
lastDividendDate 2026-06-30
dividendDate 2026-07-15

Info Dump

Attribute Value
52 Week Change 0.13126004
Address1 8,701 East 116th Street
All Time High 53.56
All Time Low 2.84
Ask 35.36
Ask Size 2
Audit Risk 2
Average Daily Volume10 Day 49,210
Average Daily Volume3 Month 42,776
Average Volume 42,776
Average Volume10Days 49,210
Beta 0.845
Bid 27.89
Bid Size 2
Board Risk 4
Book Value 41.626
City Fishers
Compensation As Of Epoch Date 1,767,139,200
Compensation Risk 5
Country United States
Crypto Tradeable 0
Currency USD
Current Price 28.01
Custom Price Alert Confidence HIGH
Date Short Interest 1,786,665,600
Day High 28.36
Day Low 27.35
Dividend Date 1,784,073,600
Dividend Rate 0.24
Dividend Yield 0.87
Earnings Call Timestamp End 1,785,445,200
Earnings Call Timestamp Start 1,785,445,200
Earnings Growth 12.501
Earnings Quarterly Growth 11.264
Earnings Timestamp 1,785,441,600
Earnings Timestamp End 1,792,612,800
Earnings Timestamp Start 1,792,612,800
Ebitda Margins 0.0
Enterprise To Revenue 3.242
Enterprise Value 178,785,408
Eps Current Year 2.365
Eps Forward 4.5275
Eps Trailing Twelve Months -3.68
Esg Populated 0
Ex Dividend Date 1,782,777,600
Exchange NMS
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 27.686
Fifty Day Average Change 0.3239994
Fifty Day Average Change Percent 0.011702644
Fifty Two Week Change Percent 13.126003
Fifty Two Week High 31.09
Fifty Two Week High Change -3.08
Fifty Two Week High Change Percent -0.09906722
Fifty Two Week Low 17.05
Fifty Two Week Low Change 10.960001
Fifty Two Week Low Change Percent 0.64281535
Fifty Two Week Range 17.05 - 31.09
Financial Currency USD
First Trade Date Milliseconds 1,144,243,800,000
Five Year Avg Dividend Yield 0.92
Float Shares 7,506,507
Forward Eps 4.5275
Forward P E 6.186637
Full Exchange Name NasdaqGS
Full Time Employees 354
Fullday Change 0.57
Fullday Change Percent 2.07726
Fullday Price 28.01
Gmt Off Set Milliseconds -14,400,000
Governance Epoch Date 1,785,542,400
Gross Margins 0.0
Gross Profits 55,149,000
Has Pre Post Market Data 1
Held Percent Insiders 0.13986
Held Percent Institutions 0.72613
Implied Shares Outstanding 8,733,574
Industry Banks - Regional
Industry Disp Banks - Regional
Industry Key banks-regional
Is Earnings Date Estimate 1
Language en-US
Last Dividend Date 1,782,777,600
Last Dividend Value 0.06
Last Fiscal Year End 1,767,139,200
Last Split Date 1,372,032,000
Last Split Factor 15:10
Long Business Summary First Internet Bancorp operates as the bank holding company for First Internet Bank of Indiana that provides various commercial, small business, consumer, and municipal banking products and services to individuals and commercial customers in the United States. The company offers noninterest-bearing and interest-bearing demand deposits, savings accounts, and money market accounts, as well as certificates of deposit and brokered deposits. It also provides commercial and industrial, owner-occupied commercial real estate, investor commercial real estate, construction, single tenant lease financing, single tenant lease, public, specialty, healthcare and finance, small business lending, commercial deposits and treasury management, franchise finance, residential mortgage, home equity, and other consumer loans. In addition, the company is involved in the provision of municipal finance lending and leasing products to government entities, as well as treasury management services; purchase, manage, service, and safekeeping of municipal securities; and offers corporate credit cards. First Internet Bancorp was founded in 1998 and is headquartered in Fishers, Indiana.
Long Name First Internet Bancorp
Market us_market
Market Cap 244,627,408
Market State CLOSED
Max Age 86,400
Message Board Id finmb_95422
Most Recent Quarter 1,782,777,600
Net Income To Common -31,428,000
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 239,911,277
Number Of Analyst Opinions 5
Open 27.63
Operating Cashflow 160,624,000
Operating Margins 0.11541
Overall Risk 4
Payout Ratio 0.1364
Phone 317 532 7900
Post Market Change 0.0
Post Market Change Percent 0.0
Post Market Price 28.01
Post Market Time 1,787,959,805
Previous Close 27.44
Price Eps Current Year 11.843552
Price Hint 2
Price To Book 0.67289674
Price To Sales Trailing12 Months 4.4357543
Profit Margins -0.56987
Quote Source Name Nasdaq Real Time Price
Quote Type EQUITY
Recommendation Key none
Region US
Regular Market Change 0.57
Regular Market Change Percent 2.07726
Regular Market Day High 28.58
Regular Market Day Low 27.35
Regular Market Day Range 27.35 - 28.58
Regular Market Open 27.63
Regular Market Previous Close 27.44
Regular Market Price 28.01
Regular Market Time 1,787,947,201
Regular Market Volume 66,719
Return On Assets -0.00541
Return On Equity -0.08339
Revenue Growth 0.39
Revenue Per Share 6.31
Sand P52 Week Change 0.20204377
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Share Holder Rights Risk 4
Shares Outstanding 8,733,574
Shares Percent Shares Out 0.0233
Shares Short 203,387
Shares Short Previous Month Date 1,784,073,600
Shares Short Prior Month 202,964
Short Name First Internet Bancorp
Short Percent Of Float 0.0253
Short Ratio 4.41
Source Interval 15
State IN
Symbol INBK
Target High Price 35.0
Target Low Price 28.0
Target Mean Price 30.9
Target Median Price 29.5
Total Cash 411,087,008
Total Cash Per Share 47.07
Total Debt 345,244,992
Total Revenue 55,149,000
Tradeable 0
Trailing Annual Dividend Rate 0.24
Trailing Annual Dividend Yield 0.008746356
Trailing Eps -3.68
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 23.24365
Two Hundred Day Average Change 4.76635
Two Hundred Day Average Change Percent 0.20506029
Type Disp Equity
Volume 66,719
Website https://www.firstinternetbancorp.com
Zip 46,038