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First Internet Bancorp (INBK)

Financial Services | Banks - Regional | Fishers, United States | NasdaqGS
25.66 USD -0.28 (-1.079%) ⇩ (Oct. 16, 2026, 4 p.m. EDT)
Short-term:★★★⯪☆Long-term:★★☆☆☆Dividends:★★⯪☆☆
Hot Take ↕ | Oct. 10, 2026, 3:03 a.m. EDT

The immediate outlook is driven by a sharp inflection in credit quality; provisions fell 18% and the bank topped earnings estimates, suggesting the worst of the credit stress cycle has passed. This fundamental turnaround is being priced in immediately, with the stock rallying off lows and analysts raising targets to imply nearly 18% upside. However, the long-term picture remains murky due to a persistent inability to generate bottom-line profit; the company is still posting negative earnings per share and negative return on equity, which caps the long-term rating despite the improving top line. The dividend, while stable, offers only a modest 0.91% yield that barely covers inflation, making it a non-factor for income investors. The disconnect between the improving operational metrics and the lingering profitability issues creates a volatile environment where the short-term catalyst outweighs the long-term structural concerns.
Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
AutoTheta ✓0.052307
AutoETS0.062933
AutoARIMA0.063139
MSTL0.070329

Forecast horizon: 45 days | Selected: AutoTheta

Forecast Reliability
Score 40%
H-stat 6.28
Ljung-Box p 0.000
Jarque-Bera p 0.298
Excess Kurtosis -1.13
Attribute Value
Sector Financial Services
Ex Dividend Date 2026-09-30
Last Dividend Date 2026-09-30
Revenue per Share 6.31
Market Cap 224,103,504
Forward P/E 5.84
Beta 0.88
Profit Margins -56.99%
Website https://www.firstinternetbancorp.com

As of Oct. 10, 2026, 3:03 a.m. EDT: Speculators are aggressively positioning for upside, evidenced by significant open interest in out-of-the-money calls at the $30 strike and heavy volume in in-the-money calls near the $22.50 level. Conversely, put activity is virtually non-existent, indicating a lack of hedging demand and a consensus view that downside protection is unnecessary in the near term.

Dividend Data

Yield Summary
Last Yield 1yr Yield 3yr Avg 5yr Avg
0.22% 1.02% 0.90% 0.94%
Dividend History
Date Dividend Yield %
2026-10-01 0.060000 0.221321
2026-06-30 0.060000 0.215827
2026-03-31 0.060000 0.294406
2025-12-31 0.060000 0.287494
2025-09-30 0.060000 0.267499
2025-06-30 0.060000 0.223048
2025-03-31 0.060000 0.224048
2024-12-31 0.060000 0.166713
2024-09-30 0.060000 0.175131
2024-06-28 0.060000 0.222058
2024-03-27 0.060000 0.171772
2023-12-28 0.060000 0.241449
2023-09-28 0.060000 0.370599
2023-06-29 0.060000 0.387097
2023-03-30 0.060000 0.360794
2022-12-29 0.060000 0.246508
2022-09-29 0.060000 0.175644
2022-06-30 0.060000 0.162955
2022-03-30 0.060000 0.137300
2021-12-30 0.060000 0.127551
2021-09-29 0.060000 0.191571
2021-06-30 0.060000 0.193673
2021-03-30 0.060000 0.167317
2020-12-30 0.060000 0.210674
2020-09-30 0.060000 0.407332
2020-06-29 0.060000 0.364299
2020-03-30 0.060000 0.353982
2019-12-30 0.060000 0.251572
2019-09-27 0.060000 0.274977
2019-06-27 0.060000 0.301508
2019-03-28 0.060000 0.314961
2018-12-28 0.060000 0.295421
2018-09-27 0.060000 0.197044
2018-06-28 0.060000 0.178306
2018-03-28 0.060000 0.162822
2017-12-28 0.060000 0.152866
2017-09-28 0.060000 0.184900
2017-06-28 0.060000 0.212766
2017-03-29 0.060000 0.204778
2016-12-28 0.060000 0.183486
2016-09-28 0.060000 0.260870
2016-06-28 0.060000 0.259853
2016-03-29 0.060000 0.247525
2015-12-29 0.060000 0.206825
2015-09-28 0.060000 0.184615
2015-06-26 0.060000 0.246407
2015-03-27 0.060000 0.335946
2014-12-29 0.060000 0.358423
2014-09-26 0.060000 0.382653
2014-06-26 0.060000 0.284091
2014-03-27 0.060000 0.261438
2013-12-27 0.060000 0.258621
2013-10-03 0.060000 0.225564
2013-06-27 0.060000 0.290980
2013-03-27 0.040000 0.259740
2012-12-06 0.166667 1.250628
Additional Data
dividendRate 0.24
dividendYield 0.93
exDividendDate 2026-10-01
trailingAnnualDividendRate 0.24
trailingAnnualDividendYield 0.00925212
lastDividendValue 0.06
lastDividendDate 2026-10-01
dividendDate 2026-10-15

Info Dump

Attribute Value
52 Week Change 0.20018709
Address1 8,701 East 116th Street
All Time High 53.56
All Time Low 2.84
Ask 33.42
Ask Size 2
Audit Risk 2
Average Analyst Rating 2.2 - Buy
Average Daily Volume10 Day 31,600
Average Daily Volume3 Month 47,532
Average Volume 47,532
Average Volume10Days 31,600
Beta 0.878
Bid 18.75
Bid Size 2
Board Risk 4
Book Value 41.626
City Fishers
Compensation As Of Epoch Date 1,767,139,200
Compensation Risk 5
Country United States
Crypto Tradeable 0
Currency USD
Current Price 25.66
Custom Price Alert Confidence HIGH
Date Short Interest 1,790,726,400
Day High 26.565
Day Low 25.66
Dividend Date 1,792,022,400
Dividend Rate 0.24
Dividend Yield 0.93
Earnings Call Timestamp End 1,793,304,000
Earnings Call Timestamp Start 1,793,304,000
Earnings Growth 12.501
Earnings Quarterly Growth 11.264
Earnings Timestamp 1,793,304,000
Earnings Timestamp End 1,793,304,000
Earnings Timestamp Start 1,793,304,000
Ebitda Margins 0.0
Enterprise To Revenue 2.87
Enterprise Value 158,261,504
Eps Current Year 2.3575
Eps Forward 4.3975
Eps Trailing Twelve Months -3.61
Esg Populated 0
Ex Dividend Date 1,790,812,800
Exchange NMS
Exchange Data Delayed By 15
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 27.7008
Fifty Day Average Change -2.0408
Fifty Day Average Change Percent -0.073672965
Fifty Two Week Change Percent 20.01871
Fifty Two Week High 31.09
Fifty Two Week High Change -5.4300003
Fifty Two Week High Change Percent -0.17465425
Fifty Two Week Low 17.05
Fifty Two Week Low Change 8.610001
Fifty Two Week Low Change Percent 0.5049854
Fifty Two Week Range 17.05 - 31.09
Financial Currency USD
First Trade Date Milliseconds 1,144,243,800,000
Five Year Avg Dividend Yield 0.84
Float Shares 7,506,507
Forward Eps 4.3975
Forward P E 5.8351336
Full Exchange Name NasdaqGS
Full Time Employees 354
Fullday Change -0.2800007
Fullday Change Percent -1.0790007
Fullday Price 25.66
Gmt Off Set Milliseconds -14,400,000
Governance Epoch Date 1,790,812,800
Gross Margins 0.0
Gross Profits 55,149,000
Has Pre Post Market Data 1
Held Percent Insiders 0.13986
Held Percent Institutions 0.72297996
Implied Shares Outstanding 8,733,574
Industry Banks - Regional
Industry Disp Banks - Regional
Industry Key banks-regional
Is Earnings Date Estimate 0
Language en-US
Last Dividend Date 1,790,812,800
Last Dividend Value 0.06
Last Fiscal Year End 1,767,139,200
Last Split Date 1,372,032,000
Last Split Factor 15:10
Long Business Summary First Internet Bancorp operates as the bank holding company for First Internet Bank of Indiana that provides various commercial, small business, consumer, and municipal banking products and services to individuals and commercial customers in the United States. The company offers noninterest-bearing and interest-bearing demand deposits, savings accounts, and money market accounts, as well as certificates of deposit and brokered deposits. It also provides commercial and industrial, owner-occupied commercial real estate, investor commercial real estate, construction, single tenant lease financing, single tenant lease, public, specialty, healthcare and finance, small business lending, commercial deposits and treasury management, franchise finance, residential mortgage, home equity, and other consumer loans. In addition, the company is involved in the provision of municipal finance lending and leasing products to government entities, as well as treasury management services; purchase, manage, service, and safekeeping of municipal securities; and offers corporate credit cards. First Internet Bancorp was founded in 1998 and is headquartered in Fishers, Indiana.
Long Name First Internet Bancorp
Market us_market
Market Cap 224,103,504
Market State CLOSED
Max Age 86,400
Message Board Id finmb_95422
Most Recent Quarter 1,782,777,600
Net Income To Common -31,428,000
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 227,815,277
Number Of Analyst Opinions 4
Open 26.03
Operating Cashflow 160,624,000
Operating Margins 0.11541
Overall Risk 4
Payout Ratio 0.1364
Phone 317 532 7900
Previous Close 25.94
Price Eps Current Year 10.884411
Price Hint 2
Price To Book 0.61644167
Price To Sales Trailing12 Months 4.0636005
Profit Margins -0.56987
Quote Source Name Delayed Quote
Quote Type EQUITY
Recommendation Key buy
Recommendation Mean 2.2
Region US
Regular Market Change -0.280001
Regular Market Change Percent -1.07942
Regular Market Day High 26.565
Regular Market Day Low 25.66
Regular Market Day Range 25.66 - 26.565
Regular Market Open 26.03
Regular Market Previous Close 25.94
Regular Market Price 25.66
Regular Market Time 1,792,180,801
Regular Market Volume 28,138
Return On Assets -0.00541
Return On Equity -0.08339
Revenue Growth 0.39
Revenue Per Share 6.31
Sand P52 Week Change 0.13723719
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Share Holder Rights Risk 4
Shares Outstanding 8,733,574
Shares Percent Shares Out 0.0215
Shares Short 187,498
Shares Short Previous Month Date 1,788,134,400
Shares Short Prior Month 204,694
Short Name First Internet Bancorp
Short Percent Of Float 0.0233
Short Ratio 3.46
Source Interval 15
State IN
Symbol INBK
Target High Price 35.0
Target Low Price 27.0
Target Mean Price 29.875
Target Median Price 28.75
Total Cash 411,087,008
Total Cash Per Share 47.07
Total Debt 345,244,992
Total Revenue 55,149,000
Tradeable 0
Trailing Annual Dividend Rate 0.24
Trailing Annual Dividend Yield 0.00925212
Trailing Eps -3.61
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 24.4767
Two Hundred Day Average Change 1.1833
Two Hundred Day Average Change Percent 0.048343938
Type Disp Equity
Volume 28,138
Website https://www.firstinternetbancorp.com
Zip 46,038