First Internet Bancorp (INBK)Financial Services | Banks - Regional | Fishers, United States | NasdaqGS
24.22 USD
+1.20
(5.213%)
⇧
(April 17, 2026, 4 p.m.
EDT)
After hours: 24.22 Short-term: ★★☆☆☆ | Long-term: ★☆☆☆☆ | Dividends: ★★★☆☆ |
Hot Take | April 11, 2026, 2:51 p.m. EDT
INBK has shown a recent dip in price, with a consistent dividend payout, making it potentially attractive for dividend-focused investors. However, the negative earnings and revenue growth, coupled with a low forward PE and negative profit margins, suggest underlying financial challenges. The short interest surge and mixed options activity indicate uncertainty. While the dividend yield is modest, the stock's fundamentals are weak, making it a risky short-term play with limited upside potential. |
| Model | MAE |
|---|---|
| AutoTheta ✓ | 0.073005 |
| AutoARIMA | 0.074026 |
| AutoETS | 0.074027 |
| MSTL | 0.078210 |
Forecast horizon: 45 days | Selected: AutoTheta
| Forecast Reliability | |
|---|---|
| Score | 76% |
| H-stat | 1.12 |
| Ljung-Box p | 0.000 |
| Jarque-Bera p | 0.087 |
| Excess Kurtosis | -0.59 |
| Attribute | Value |
|---|---|
| Sector | Financial Services |
| Ex Dividend Date | 2026-03-30 |
| Last Dividend Date | 2026-03-30 |
| Revenue per Share | 5.058 |
| Market Cap | 211,117,568 |
| Forward P/E | 5.20 |
| Beta | 0.80 |
| Profit Margins | -79.64% |
| Website | https://www.firstinternetbancorp.com |
As of April 11, 2026, 2:51 p.m. EDT: Options activity shows mixed signals. For calls, there's a concentration of open interest (OI) around strikes below the current price, suggesting potential for a short-term rebound. However, the overall forecasting model indicates a negligible price change, and the high short interest may indicate bearish sentiment. Puts show OI concentrated at lower strikes, implying some speculation of a potential decline. The combination of low IV and high OI in puts could indicate caution or hedging against downside risk.
| Last Yield | 1yr Yield | 3yr Avg | 5yr Avg |
|---|---|---|---|
| 0.29% | 1.08% | 1.02% | 0.95% |
| Date | Dividend | Yield % |
|---|---|---|
| 2026-03-31 | 0.060000 | 0.294406 |
| 2025-12-31 | 0.060000 | 0.288352 |
| 2025-09-30 | 0.060000 | 0.269094 |
| 2025-06-30 | 0.060000 | 0.224959 |
| 2025-03-31 | 0.060000 | 0.226465 |
| 2024-12-31 | 0.060000 | 0.168902 |
| 2024-09-30 | 0.060000 | 0.177726 |
| 2024-06-28 | 0.060000 | 0.225757 |
| 2024-03-27 | 0.060000 | 0.175034 |
| 2023-12-28 | 0.060000 | 0.246479 |
| 2023-09-28 | 0.060000 | 0.379238 |
| 2023-06-29 | 0.060000 | 0.397617 |
| 2023-03-30 | 0.060000 | 0.372113 |
| 2022-12-29 | 0.060000 | 0.255119 |
| 2022-09-29 | 0.060000 | 0.182239 |
| 2022-06-30 | 0.060000 | 0.169365 |
| 2022-03-30 | 0.060000 | 0.142934 |
| 2021-12-30 | 0.060000 | 0.132960 |
| 2021-09-29 | 0.060000 | 0.199948 |
| 2021-06-30 | 0.060000 | 0.202539 |
| 2021-03-30 | 0.060000 | 0.175322 |
| 2020-12-30 | 0.060000 | 0.221130 |
| 2020-09-30 | 0.060000 | 0.428454 |
| 2020-06-29 | 0.060000 | 0.384768 |
| 2020-03-30 | 0.060000 | 0.375216 |
| 2019-12-30 | 0.060000 | 0.267665 |
| 2019-09-27 | 0.060000 | 0.293297 |
| 2019-06-27 | 0.060000 | 0.322474 |
| 2019-03-28 | 0.060000 | 0.337890 |
| 2018-12-28 | 0.060000 | 0.317942 |
| 2018-09-27 | 0.060000 | 0.212716 |
| 2018-06-28 | 0.060000 | 0.192864 |
| 2018-03-28 | 0.060000 | 0.176431 |
| 2017-12-28 | 0.060000 | 0.165913 |
| 2017-09-28 | 0.060000 | 0.200990 |
| 2017-06-28 | 0.060000 | 0.231719 |
| 2017-03-29 | 0.060000 | 0.223496 |
| 2016-12-28 | 0.060000 | 0.200664 |
| 2016-09-28 | 0.060000 | 0.285844 |
| 2016-06-28 | 0.060000 | 0.285480 |
| 2016-03-29 | 0.060000 | 0.272666 |
| 2015-12-29 | 0.060000 | 0.228416 |
| 2015-09-28 | 0.060000 | 0.204319 |
| 2015-06-26 | 0.060000 | 0.273205 |
| 2015-03-27 | 0.060000 | 0.373406 |
| 2014-12-29 | 0.060000 | 0.399698 |
| 2014-09-26 | 0.060000 | 0.428253 |
| 2014-06-26 | 0.060000 | 0.319166 |
| 2014-03-27 | 0.060000 | 0.294543 |
| 2013-12-27 | 0.060000 | 0.292117 |
| 2013-10-03 | 0.060000 | 0.255431 |
| 2013-06-27 | 0.060000 | 0.330279 |
| 2013-03-27 | 0.040000 | 0.295686 |
| 2012-12-06 | 0.166667 | 1.427272 |
| Attribute | Value |
|---|---|
| 52 Week Change | -0.026226759 |
| Address1 | 8,701 East 116th Street |
| All Time High | 53.56 |
| All Time Low | 2.84 |
| Ask | 30.08 |
| Ask Size | 2 |
| Audit Risk | 2 |
| Average Analyst Rating | 2.5 - Buy |
| Average Daily Volume10 Day | 64,860 |
| Average Daily Volume3 Month | 57,229 |
| Average Volume | 57,229 |
| Average Volume10Days | 64,860 |
| Beta | 0.795 |
| Bid | 17.47 |
| Bid Size | 2 |
| Board Risk | 4 |
| Book Value | 41.414 |
| City | Fishers |
| Compensation As Of Epoch Date | 1,767,139,200 |
| Compensation Risk | 4 |
| Country | United States |
| Crypto Tradeable | 0 |
| Currency | USD |
| Current Price | 24.22 |
| Custom Price Alert Confidence | HIGH |
| Date Short Interest | 1,774,915,200 |
| Day High | 24.375 |
| Day Low | 22.86 |
| Dividend Date | 1,776,211,200 |
| Dividend Rate | 0.24 |
| Dividend Yield | 0.99 |
| Earnings Call Timestamp End | 1,777,582,800 |
| Earnings Call Timestamp Start | 1,777,582,800 |
| Earnings Growth | -0.28 |
| Earnings Quarterly Growth | -0.278 |
| Earnings Timestamp | 1,777,579,200 |
| Earnings Timestamp End | 1,777,579,200 |
| Earnings Timestamp Start | 1,777,579,200 |
| Ebitda Margins | 0.0 |
| Enterprise To Revenue | 2.475 |
| Enterprise Value | 109,305,552 |
| Eps Current Year | 2.2 |
| Eps Forward | 4.65667 |
| Eps Trailing Twelve Months | -4.03 |
| Esg Populated | 0 |
| Ex Dividend Date | 1,774,915,200 |
| Exchange | NMS |
| Exchange Data Delayed By | 0 |
| Exchange Timezone Name | America/New_York |
| Exchange Timezone Short Name | EDT |
| Fifty Day Average | 20.8626 |
| Fifty Day Average Change | 3.357399 |
| Fifty Day Average Change Percent | 0.16092907 |
| Fifty Two Week Change Percent | -2.622676 |
| Fifty Two Week High | 28.51 |
| Fifty Two Week High Change | -4.290001 |
| Fifty Two Week High Change Percent | -0.15047355 |
| Fifty Two Week Low | 17.05 |
| Fifty Two Week Low Change | 7.17 |
| Fifty Two Week Low Change Percent | 0.42052788 |
| Fifty Two Week Range | 17.05 - 28.51 |
| Financial Currency | USD |
| First Trade Date Milliseconds | 1,144,243,800,000 |
| Five Year Avg Dividend Yield | 0.91 |
| Float Shares | 7,624,290 |
| Forward Eps | 4.65667 |
| Forward P E | 5.2011414 |
| Full Exchange Name | NasdaqGS |
| Full Time Employees | 354 |
| Gmt Off Set Milliseconds | -14,400,000 |
| Governance Epoch Date | 1,775,001,600 |
| Gross Margins | 0.0 |
| Gross Profits | 44,158,000 |
| Has Pre Post Market Data | 1 |
| Held Percent Insiders | 0.13819 |
| Held Percent Institutions | 0.71666 |
| Implied Shares Outstanding | 8,716,663 |
| Industry | Banks - Regional |
| Industry Disp | Banks - Regional |
| Industry Key | banks-regional |
| Is Earnings Date Estimate | 0 |
| Language | en-US |
| Last Dividend Date | 1,774,915,200 |
| Last Dividend Value | 0.06 |
| Last Fiscal Year End | 1,767,139,200 |
| Last Split Date | 1,372,032,000 |
| Last Split Factor | 15:10 |
| Long Business Summary | First Internet Bancorp operates as the bank holding company for First Internet Bank of Indiana that provides various commercial, small business, consumer, and municipal banking products and services to individuals and commercial customers in the United States. The company offers noninterest-bearing and interest-bearing demand deposits, savings accounts, and money market accounts, as well as certificates of deposit and brokered deposits. It also provides commercial and industrial, owner-occupied commercial real estate, investor commercial real estate, construction, single tenant lease financing, single tenant lease, public, specialty, healthcare and finance, small business lending, commercial deposits and treasury management, franchise finance, residential mortgage, home equity, and other consumer loans. In addition, the company is involved in the provision of municipal finance lending and leasing products to government entities, as well as treasury management services; purchase, manage, service, and safekeeping of municipal securities; and offers corporate credit cards. First Internet Bancorp was founded in 1998 and is headquartered in Fishers, Indiana. |
| Long Name | First Internet Bancorp |
| Market | us_market |
| Market Cap | 211,117,568 |
| Market State | POSTPOST |
| Max Age | 86,400 |
| Message Board Id | finmb_95422 |
| Most Recent Quarter | 1,767,139,200 |
| Net Income To Common | -35,168,000 |
| Next Fiscal Year End | 1,798,675,200 |
| Non Diluted Market Cap | 211,291,886 |
| Number Of Analyst Opinions | 4 |
| Open | 23.34 |
| Operating Cashflow | 3,449,000 |
| Operating Margins | 0.23777 |
| Overall Risk | 3 |
| Payout Ratio | 0.1364 |
| Phone | 317 532 7900 |
| Post Market Change | 0.0 |
| Post Market Change Percent | 0.0 |
| Post Market Price | 24.22 |
| Post Market Time | 1,776,456,604 |
| Previous Close | 23.02 |
| Price Eps Current Year | 11.00909 |
| Price Hint | 2 |
| Price To Book | 0.58482635 |
| Price To Sales Trailing12 Months | 4.7809587 |
| Profit Margins | -0.79640996 |
| Quote Source Name | Nasdaq Real Time Price |
| Quote Type | EQUITY |
| Recommendation Key | buy |
| Recommendation Mean | 2.5 |
| Region | US |
| Regular Market Change | 1.2 |
| Regular Market Change Percent | 5.21285 |
| Regular Market Day High | 24.375 |
| Regular Market Day Low | 22.86 |
| Regular Market Day Range | 22.86 - 24.375 |
| Regular Market Open | 23.34 |
| Regular Market Previous Close | 23.02 |
| Regular Market Price | 24.22 |
| Regular Market Time | 1,776,456,001 |
| Regular Market Volume | 72,927 |
| Return On Assets | -0.00622 |
| Return On Equity | -0.094560005 |
| Revenue Growth | -0.08 |
| Revenue Per Share | 5.058 |
| Sand P52 Week Change | 0.36506534 |
| Sector | Financial Services |
| Sector Disp | Financial Services |
| Sector Key | financial-services |
| Share Holder Rights Risk | 4 |
| Shares Outstanding | 8,716,662 |
| Shares Percent Shares Out | 0.0184 |
| Shares Short | 160,121 |
| Shares Short Previous Month Date | 1,772,150,400 |
| Shares Short Prior Month | 121,277 |
| Short Name | First Internet Bancorp |
| Short Percent Of Float | 0.02 |
| Short Ratio | 2.96 |
| Source Interval | 15 |
| State | IN |
| Symbol | INBK |
| Target High Price | 30.0 |
| Target Low Price | 23.0 |
| Target Mean Price | 24.875 |
| Target Median Price | 23.25 |
| Total Cash | 456,987,008 |
| Total Cash Per Share | 52.427 |
| Total Debt | 355,175,008 |
| Total Revenue | 44,158,000 |
| Tradeable | 0 |
| Trailing Annual Dividend Rate | 0.24 |
| Trailing Annual Dividend Yield | 0.010425717 |
| Trailing Eps | -4.03 |
| Trailing Peg Ratio | None |
| Triggerable | 1 |
| Two Hundred Day Average | 21.93675 |
| Two Hundred Day Average Change | 2.283249 |
| Two Hundred Day Average Change Percent | 0.10408328 |
| Type Disp | Equity |
| Volume | 72,927 |
| Website | https://www.firstinternetbancorp.com |
| Zip | 46,038 |