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International Money Express, Inc. (IMXI)

Technology | Software - Infrastructure | Miami, United States | NasdaqCM
15.91 USD +0.01 (0.094%) ⇧ (April 21, 2026, 10:33 a.m. EDT)

Short-term: ★★★☆☆ | Long-term: ★★☆☆☆ | Dividends: ☆☆☆☆☆
Hot Take | April 19, 2026, 12:22 a.m. EDT

IMXI is a value-trap candidate sitting at 52-week highs despite severe earnings degradation (Q4 EPS drop, negative growth). While the Western Union merger provides a meaningful backstop for the long term, the stock lacks catalysts for the next 0-3 months, especially as options IV remains structurally low. Hold. Avoid long-term bags until revenue growth stabilizes.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
MSTL ✓0.013046
AutoETS0.013564
AutoARIMA0.013671
AutoTheta0.023930

Forecast horizon: 45 days | Selected: MSTL

Forecast Reliability
Score 41%
H-stat 54.22
Ljung-Box p 0.000
Jarque-Bera p 0.055
Excess Kurtosis -1.54
Attribute Value
Sector Technology
Debt to Equity Ratio 134.436
Revenue per Share 20.301
Market Cap 479,324,704
Trailing P/E 14.73
Forward P/E 9.74
Beta 0.85
Profit Margins 5.38%
Website https://www.intermexonline.com

As of April 19, 2026, 12:22 a.m. EDT: Options activity shows significant variance in implied volatility (IV) between calls and puts. Call IV is very low (0.04–0.13) compared to Put IV in nearer expirations (0.89), suggesting sellers may be pricing in downside protection or there is a disconnect in liquidity. However, the bulk of call Open Interest (OI) concentration is in June ($1600+ OI) and September ($3700+ OI), with a notable peak at the $170 strike in September. This $170 ATM anchor for September calls indicates speculative positioning for upside cap, overriding the lack of call volume in near-term expirations. Put OI in the September $150 strike is high, but the call positioning at $170 appears to be the dominant sentiment signal for medium-term moves.


Info Dump

Attribute Value
52 Week Change 0.28455937
Address1 9,100 South Dadeland Blvd
Address2 Suite 1100
All Time High 28.24
All Time Low 6.46
Ask 20.37
Ask Size 2
Audit Risk 3
Average Analyst Rating 3.0 - Hold
Average Daily Volume10 Day 398,040
Average Daily Volume3 Month 359,370
Average Volume 359,370
Average Volume10Days 398,040
Beta 0.846
Bid 15.86
Bid Size 1
Board Risk 8
Book Value 5.419
City Miami
Compensation As Of Epoch Date 1,735,603,200
Compensation Risk 4
Country United States
Crypto Tradeable 0
Currency USD
Current Price 15.905
Current Ratio 2.505
Custom Price Alert Confidence HIGH
Date Short Interest 1,774,915,200
Day High 15.92
Day Low 15.89
Debt To Equity 134.436
Display Name International Money Express
Earnings Call Timestamp End 1,754,945,100
Earnings Call Timestamp Start 1,754,945,100
Earnings Growth -0.411
Earnings Quarterly Growth -0.419
Earnings Timestamp End 1,778,097,600
Earnings Timestamp Start 1,778,097,600
Ebitda 88,512,000
Ebitda Margins 0.14563
Enterprise To Ebitda 5.951
Enterprise To Revenue 0.867
Enterprise Value 526,705,696
Eps Current Year 1.49744
Eps Forward 1.63216
Eps Trailing Twelve Months 1.08
Esg Populated 0
Exchange NCM
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 15.7536
Fifty Day Average Change 0.15139961
Fifty Day Average Change Percent 0.009610477
Fifty Two Week Change Percent 28.455936
Fifty Two Week High 15.94
Fifty Two Week High Change -0.034999847
Fifty Two Week High Change Percent -0.0021957245
Fifty Two Week Low 8.58
Fifty Two Week Low Change 7.325
Fifty Two Week Low Change Percent 0.8537296
Fifty Two Week Range 8.58 - 15.94
Financial Currency USD
First Trade Date Milliseconds 1,490,621,400,000
Float Shares 26,655,639
Forward Eps 1.63216
Forward P E 9.744756
Free Cashflow 14,207,875
Full Exchange Name NasdaqCM
Full Time Employees 1,096
Gmt Off Set Milliseconds -14,400,000
Governance Epoch Date 1,775,001,600
Gross Margins 0.34817
Gross Profits 211,610,000
Has Pre Post Market Data 1
Held Percent Insiders 0.093430005
Held Percent Institutions 0.8565
Implied Shares Outstanding 30,136,733
Industry Software - Infrastructure
Industry Disp Software - Infrastructure
Industry Key software-infrastructure
Is Earnings Date Estimate 1
Language en-US
Last Fiscal Year End 1,767,139,200
Long Business Summary International Money Express, Inc., together with its subsidiaries, operates as an omnichannel money remittance services company in the United States, Latin America, Mexico, Central and South America, the Caribbean, Africa, and Asia. The company offers remittance services, which include a suite of ancillary financial processing solutions and payment services; and online payment options, pre-paid debit cards, and direct deposit payroll cards. It provides services through sending and paying agents and company-operated stores, as well as through online and internet-enabled mobile devices. The company was founded in 1994 and is headquartered in Miami, Florida.
Long Name International Money Express, Inc.
Market us_market
Market Cap 479,324,704
Market State REGULAR
Max Age 86,400
Message Board Id finmb_23899662
Most Recent Quarter 1,767,139,200
Net Income To Common 32,671,000
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 479,174,054
Number Of Analyst Opinions 1
Open 15.89
Operating Cashflow 36,887,000
Operating Margins 0.12365
Overall Risk 6
Payout Ratio 0.0
Peg Ratio 2.74
Phone 305 671 8000
Previous Close 15.89
Price Eps Current Year 10.621461
Price Hint 2
Price To Book 2.9350433
Price To Sales Trailing12 Months 0.78865355
Profit Margins 0.05376
Quick Ratio 1.944
Quote Source Name Nasdaq Real Time Price
Quote Type EQUITY
Recommendation Key hold
Recommendation Mean 3.0
Region US
Regular Market Change 0.01499939
Regular Market Change Percent 0.09439515
Regular Market Day High 15.92
Regular Market Day Low 15.89
Regular Market Day Range 15.89 - 15.92
Regular Market Open 15.89
Regular Market Previous Close 15.89
Regular Market Price 15.905
Regular Market Time 1,776,781,989
Regular Market Volume 64,331
Return On Assets 0.091000006
Return On Equity 0.22077
Revenue Growth -0.105
Revenue Per Share 20.301
Sand P52 Week Change 0.34445214
Sector Technology
Sector Disp Technology
Sector Key technology
Share Holder Rights Risk 6
Shares Outstanding 30,136,733
Shares Percent Shares Out 0.0444
Shares Short 1,336,889
Shares Short Previous Month Date 1,772,150,400
Shares Short Prior Month 1,139,411
Short Name International Money Express, In
Short Percent Of Float 0.0467
Short Ratio 3.13
Source Interval 15
State FL
Symbol IMXI
Target High Price 16.0
Target Low Price 16.0
Target Mean Price 16.0
Target Median Price 16.0
Total Cash 168,682,000
Total Cash Per Share 5.597
Total Debt 216,515,008
Total Revenue 607,776,000
Tradeable 0
Trailing Annual Dividend Rate 0.0
Trailing Annual Dividend Yield 0.0
Trailing Eps 1.08
Trailing P E 14.726851
Trailing Peg Ratio 2.7378
Triggerable 1
Two Hundred Day Average 14.460525
Two Hundred Day Average Change 1.4444752
Two Hundred Day Average Change Percent 0.099890925
Type Disp Equity
Volume 64,331
Website https://www.intermexonline.com
Zip 33,156