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Intercorp Financial Services Inc. (IFS)

Financial Services | Banks - Regional | Lima, Peru | NYSE
54.60 USD +1.09 (2.037%) ⇧ (Oct. 13, 2026, 4 p.m. EDT)

Short-term:★★⯪☆☆Long-term:★★★⯪☆Dividends:★★★⯪☆
Hot Take ↕ | Oct. 10, 2026, 8:08 a.m. EDT

The investment case for Intercorp Financial Services hinges on a stark divergence between its deteriorating price trend and improving operational fundamentals. While the company has successfully reversed a multi-year decline, with the last six years showing a net gain and the most recent annual return being positive, the stock remains trapped in a technical downtrend, trading significantly below its 50-day moving average. This suggests the market is still pricing in lingering risks despite the company's renewed bullish outlook and solid earnings growth. The valuation appears attractive relative to peers, trading at a low P/E and P/B, yet the persistent weakness in recent price action prevents a full 'buy' recommendation for the near term. On the income side, the dividend presents a compelling story of aggressive expansion; the payout has nearly tripled over five years, signaling management's confidence in cash flow sustainability. However, this rapid increase leaves the yield hovering just above inflation rather than offering a substantial cushion against economic headwinds. Ultimately, the business quality is clearly improving, but the stock price has not yet fully validated this turnaround.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
MSTL ✓0.046150
AutoARIMA0.046417
AutoETS0.046419
AutoTheta0.102423

Forecast horizon: 45 days | Selected: MSTL

Forecast Reliability
Score 45%
H-stat 1.96
Ljung-Box p 0.000
Jarque-Bera p 0.014
Excess Kurtosis -0.07
Attribute Value
Sector Financial Services
Ex Dividend Date 2026-04-22
Last Dividend Date 2026-04-23
Revenue per Share 52.958
Market Cap 6,027,714,560
Trailing P/E 10.13
Forward P/E 8.26
Beta 0.42
Profit Margins 35.66%
Previous Name KonPay
Website https://ifs.com.pe

Dividend Data

Yield Summary
Last Yield 1yr Yield 3yr Avg 5yr Avg
3.99% 3.99% 3.95% 5.23%
Dividend History
Date Dividend Yield %
2026-04-24 1.80 3.991131
2025-04-24 1.00 3.136763
2024-04-17 1.00 4.728132
2023-04-27 1.18 5.373406
2022-04-27 1.75 6.175018
2021-12-14 0.65 2.729945
2021-04-27 0.77 2.900188
2020-04-27 1.75 7.520412
Additional Data
dividendYield 3.3
exDividendDate 2026-04-23
trailingAnnualDividendRate 6.056
trailingAnnualDividendYield 0.11317512
lastDividendValue 1.8
lastDividendDate 2026-04-24
dividendDate 2026-05-05

Info Dump

Attribute Value
52 Week Change 0.33790743
Address1 Torre Interbank
Address2 5th Floor,Av. Carlos VillarAn 140 UrbanizaciOn Santa Catalina La Victoria
All Time High 61.38
All Time Low 17.67
Ask 54.86
Ask Size 700
Average Daily Volume10 Day 188,980
Average Daily Volume3 Month 226,317
Average Volume 226,317
Average Volume10Days 188,980
Beta 0.42
Bid 54.38
Bid Size 200
Book Value 32.836224
City Lima
Country Peru
Crypto Tradeable 0
Currency USD
Current Price 54.6
Custom Price Alert Confidence HIGH
Date Short Interest 1,790,726,400
Day High 54.88
Day Low 53.84
Display Name Intercorp Financial Services
Dividend Date 1,777,939,200
Dividend Yield 3.3
Earnings Call Timestamp End 1,786,543,200
Earnings Call Timestamp Start 1,786,543,200
Earnings Growth 0.024
Earnings Quarterly Growth 0.009
Earnings Timestamp 1,786,478,400
Earnings Timestamp End 1,794,254,400
Earnings Timestamp Start 1,794,254,400
Ebitda Margins 0.0
Enterprise To Revenue 2.369
Enterprise Value 13,903,114,240
Eps Current Year 20.466
Eps Forward 6.61063
Eps Trailing Twelve Months 5.39
Esg Populated 0
Ex Dividend Date 1,776,902,400
Exchange NYQ
Exchange Data Delayed By 20
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 55.1372
Fifty Day Average Change -0.5372009
Fifty Day Average Change Percent -0.0097429855
Fifty Two Week Change Percent 33.790745
Fifty Two Week High 61.38
Fifty Two Week High Change -6.7800026
Fifty Two Week High Change Percent -0.11045948
Fifty Two Week Low 38.29
Fifty Two Week Low Change 16.309998
Fifty Two Week Low Change Percent 0.4259597
Fifty Two Week Range 38.29 - 61.38
Financial Currency PEN
First Trade Date Milliseconds 1,561,987,800,000
Five Year Avg Dividend Yield 3.96
Float Shares 28,856,856
Forward Eps 6.61063
Forward P E 8.259424
Full Exchange Name NYSE
Full Time Employees 9,229
Fullday Change 1.0900002
Fullday Change Percent 2.0370028
Fullday Price 54.89
Gmt Off Set Milliseconds -14,400,000
Gross Margins 0.0
Gross Profits 5,867,854,848
Has Pre Post Market Data 1
Held Percent Insiders 0.73411006
Held Percent Institutions 0.23715
Implied Shares Outstanding 110,397,705
Industry Banks - Regional
Industry Disp Banks - Regional
Industry Key banks-regional
Is Earnings Date Estimate 1
Language en-US
Last Dividend Date 1,776,988,800
Last Dividend Value 1.8
Last Fiscal Year End 1,767,139,200
Long Business Summary Intercorp Financial Services Inc., together with its subsidiaries, provides banking, insurance, wealth management, and payment services for retail and commercial clients in Peru. The company offers loans, credit facilities, deposits, and current accounts; life annuity products with single payment and life insurance products, as well as other retail insurance products; and brokerage and investment management services. It also engages in the development, management, operation, and processing of credit and debit cards; facilitation of payments and services through commercial stores; and installation and maintenance of infrastructure for transactions through electronic commerce modality and networks of payment methods processors. In addition, the company manages mutual funds and investment funds; and provides investment consultancy and related services. The company was incorporated in 1897 and is headquartered in Lima, Peru. Intercorp Financial Services Inc. operates as a subsidiary of Intercorp Perú Ltd.
Long Name Intercorp Financial Services Inc.
Market us_market
Market Cap 6,027,714,560
Market State PRE
Max Age 86,400
Message Board Id finmb_35196267
Most Recent Quarter 1,782,777,600
Name Change Date 2,026-10-14
Net Income To Common 2,092,366,976
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 6,182,271,480
Number Of Analyst Opinions 3
Open 54.24
Operating Cashflow -289,420,992
Operating Margins 0.44685
Payout Ratio 0.3371
Phone 51 1 615 9011
Pre Market Change 0.29000092
Pre Market Change Percent 0.5311372
Pre Market Price 54.89
Pre Market Time 1,791,981,365
Prev Name KonPay
Previous Close 53.51
Price Eps Current Year 2.6678393
Price Hint 2
Price To Book 1.6627977
Price To Sales Trailing12 Months 1.0272433
Profit Margins 0.35658002
Quote Source Name Delayed Quote
Quote Type EQUITY
Recommendation Key none
Region US
Regular Market Change 1.09
Regular Market Change Percent 2.037
Regular Market Day High 54.88
Regular Market Day Low 53.84
Regular Market Day Range 53.84 - 54.88
Regular Market Open 54.24
Regular Market Previous Close 53.51
Regular Market Price 54.6
Regular Market Time 1,791,921,602
Regular Market Volume 143,103
Return On Assets 0.020739999
Return On Equity 0.17227
Revenue Growth 0.038
Revenue Per Share 52.958
Sand P52 Week Change 0.17004645
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Shares Outstanding 110,397,705
Shares Percent Shares Out 0.0025
Shares Short 276,246
Shares Short Previous Month Date 1,788,134,400
Shares Short Prior Month 292,010
Short Name Intercorp Financial Services In
Short Percent Of Float 0.0095999995
Short Ratio 1.3
Source Interval 15
Symbol IFS
Target High Price 72.91613
Target Low Price 60.743446
Target Mean Price 66.29121
Target Median Price 65.214035
Total Cash 6,582,383,104
Total Cash Per Share 59.624
Total Debt 14,381,612,032
Total Revenue 5,867,854,848
Tradeable 0
Trailing Annual Dividend Rate 6.056
Trailing Annual Dividend Yield 0.11317512
Trailing Eps 5.39
Trailing P E 10.12987
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 51.27375
Two Hundred Day Average Change 3.3262482
Two Hundred Day Average Change Percent 0.06487234
Type Disp Equity
Volume 143,103
Website https://ifs.com.pe
Zip 13