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International Bancshares Corporation (IBOC)

Financial Services | Banks - Regional | Laredo, United States | NasdaqGS
72.31 USD +1.76 (2.495%) ⇧ (April 17, 2026, 4 p.m. EDT)
After hours: 72.37 +0.06 (0.078%) ⇧ (April 17, 2026, 5:48 p.m. EDT)

Short-term: ★★★☆☆ | Long-term: ★★★★☆ | Dividends: ★★★★☆
Hot Take | April 11, 2026, 2:59 p.m. EDT

IBOC appears to be a solid long-term investment with a strong dividend yield and consistent dividend payouts, supported by a relatively low payout ratio. The recent price action has shown some momentum, and the upcoming dividend increase could provide additional appeal. However, the short-term forecasting model suggests minimal directional movement, and the options market indicates a cautious stance with some bearish positioning. Investors should consider the potential for short-term volatility but remain optimistic about the long-term growth prospects.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
MSTL ✓0.027221
AutoARIMA0.027389
AutoETS0.027410
AutoTheta0.030211

Forecast horizon: 45 days | Selected: MSTL

Forecast Reliability
Score 80%
H-stat 0.39
Ljung-Box p 0.000
Jarque-Bera p 0.125
Excess Kurtosis -1.32
Attribute Value
Sector Financial Services
Ex Dividend Date 2026-02-12
Last Dividend Date 2026-02-12
Revenue per Share 13.303
Market Cap 4,496,070,656
Trailing P/E 10.92
Beta 0.71
Profit Margins 49.85%
Website https://www.ibc.com

As of April 11, 2026, 2:59 p.m. EDT: Options speculators are showing mixed signals. For the April 17 expiration, there is moderate call activity around the ATM strike of 70.0, suggesting some bullish sentiment, while a put at 40.0 shows a significant amount of open interest, which may indicate caution or a potential downside. For the August 21 expiration, there is a notable put at 40.0 with high open interest and implied volatility, indicating possible bearish positioning. Overall, the options market suggests a cautious outlook with some potential for short-term upside but also signs of risk management.


Dividend Data

Yield Summary
Last Yield 1yr Yield 3yr Avg 5yr Avg
1.01% 2.05% 2.36% 2.64%
Dividend History
Date Dividend Yield %
2026-02-13 0.730000 1.012904
2025-08-15 0.700000 1.035633
2025-02-14 0.700000 1.103248
2024-08-14 0.660000 1.177163
2024-02-14 0.660000 1.318407
2023-08-10 0.630000 1.441083
2023-02-14 0.630000 1.463209
2022-08-15 0.600000 1.435025
2022-02-14 0.600000 1.570768
2021-08-19 0.600000 1.631836
2021-02-04 0.550000 1.566155
2020-09-18 0.550000 2.203931
2020-03-31 0.550000 2.394261
2019-09-27 0.550000 1.694570
2019-03-29 0.500000 1.593722
2018-10-05 0.420000 1.178825
2018-03-29 0.330000 1.051845
2017-09-28 0.330000 1.018868
2017-03-30 0.330000 1.163678
2016-09-28 0.310000 1.327087
2016-03-30 0.290000 1.513105
2015-09-28 0.290000 1.554906
2015-03-30 0.290000 1.487972
2014-09-26 0.270000 1.436670
2014-03-28 0.250000 1.382286
2013-09-26 0.230000 1.434347
2013-03-27 0.200000 1.324863
2012-09-26 0.200000 1.441088
2012-03-29 0.200000 1.306231
2011-09-28 0.190000 2.065190
2011-03-24 0.190000 1.546324
2010-09-28 0.190000 1.643072
2010-03-30 0.170000 1.080931
2009-10-15 0.170000 1.502305
2009-04-23 0.170000 2.233609
2008-09-26 0.330000 1.794967
2008-03-27 0.330000 2.203959
2007-10-11 0.330000 2.242726
2007-04-12 0.318182 1.879847
2006-10-12 0.318182 1.856249
2006-04-12 0.318182 1.997831
2005-04-13 0.290909 1.883939
2004-10-13 0.290909 1.856340
2004-04-13 0.290909 1.545956
2003-09-26 0.290909 2.016005
2003-03-27 0.200145 1.809052
2002-09-25 0.172218 1.614431
2002-03-26 0.148945 1.580237
2001-09-26 0.148945 1.910920
2001-03-28 0.148945 2.476543
2000-09-27 0.148945 2.848108
2000-03-29 0.142988 2.701836
1999-09-28 0.119156 2.074856
1999-03-29 0.057195 1.155905
1998-09-28 0.019065 0.328734
1998-04-01 0.015252 0.234491
1996-04-01 0.048806 2.312035
Additional Data
dividendRate 1.43
dividendYield 1.98
exDividendDate 2026-02-13
trailingAnnualDividendRate 1.4
trailingAnnualDividendYield 0.019844081
lastDividendValue 0.73
lastDividendDate 2026-02-13
dividendDate 2026-02-27

Info Dump

Attribute Value
52 Week Change 0.23206675
Address1 1,200 San Bernardo Avenue
All Time High 76.91
All Time Low 3.904516
Ask 72.43
Ask Size 1
Audit Risk 6
Average Daily Volume10 Day 380,720
Average Daily Volume3 Month 408,096
Average Volume 408,096
Average Volume10Days 380,720
Beta 0.706
Bid 72.2
Bid Size 1
Board Risk 8
Book Value 52.303
City Laredo
Compensation As Of Epoch Date 1,735,603,200
Compensation Risk 5
Country United States
Crypto Tradeable 0
Currency USD
Current Price 72.31
Custom Price Alert Confidence HIGH
Date Short Interest 1,774,915,200
Day High 73.12
Day Low 71.32
Display Name International Bancshares
Dividend Date 1,772,150,400
Dividend Rate 1.43
Dividend Yield 1.98
Earnings Growth -0.076
Earnings Quarterly Growth -0.071
Earnings Timestamp 1,772,136,000
Earnings Timestamp End 1,777,921,200
Earnings Timestamp Start 1,777,921,200
Ebitda Margins 0.0
Enterprise To Revenue 5.64
Enterprise Value 4,664,327,680
Eps Trailing Twelve Months 6.62
Esg Populated 0
Ex Dividend Date 1,770,940,800
Exchange NMS
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 69.3966
Fifty Day Average Change 2.9133987
Fifty Day Average Change Percent 0.041981865
Fifty Two Week Change Percent 23.206675
Fifty Two Week High 75.44
Fifty Two Week High Change -3.130005
Fifty Two Week High Change Percent -0.04148999
Fifty Two Week Low 57.99
Fifty Two Week Low Change 14.319996
Fifty Two Week Low Change Percent 0.24693905
Fifty Two Week Range 57.99 - 75.44
Financial Currency USD
First Trade Date Milliseconds 809,789,400,000
Five Year Avg Dividend Yield 2.45
Float Shares 55,585,637
Full Exchange Name NasdaqGS
Full Time Employees 2,126
Gmt Off Set Milliseconds -14,400,000
Governance Epoch Date 1,775,001,600
Gross Margins 0.0
Gross Profits 827,080,000
Has Pre Post Market Data 1
Held Percent Insiders 0.1344
Held Percent Institutions 0.71662
Implied Shares Outstanding 62,177,719
Industry Banks - Regional
Industry Disp Banks - Regional
Industry Key banks-regional
Is Earnings Date Estimate 1
Language en-US
Last Dividend Date 1,770,940,800
Last Dividend Value 0.73
Last Fiscal Year End 1,767,139,200
Last Split Date 1,179,360,000
Last Split Factor 11:10
Long Business Summary International Bancshares Corporation, a multibank financial holding company, engages in the provision of commercial and retail banking services in Texas and the State of Oklahoma. The company accepts checking and saving deposits; and offers commercial, real estate, personal, home improvement, automobile, and other installment and term loans. It also provides international banking services, including letters of credit, commercial and industrial loans, and foreign exchange services. In addition, it offers other banking related services, such as credit cards, safety deposit boxes, collections, escrow, drive up and walk up facilities, and other customary banking services; and internet and mobile banking services, as well as securities products through third party providers. The company offers its banking services through ATM network and retail locations in shopping malls and other places. International Bancshares Corporation was founded in 1966 and is headquartered in Laredo, Texas.
Long Name International Bancshares Corporation
Market us_market
Market Cap 4,496,070,656
Market State CLOSED
Max Age 86,400
Message Board Id finmb_375163
Most Recent Quarter 1,767,139,200
Net Income To Common 412,292,992
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 4,496,070,860
Number Of Analyst Opinions 1
Open 71.34
Operating Cashflow 491,056,992
Operating Margins 0.65084
Overall Risk 5
Payout Ratio 0.21149999
Peg Ratio 0.98
Phone 956 722 7611
Post Market Change 0.05630493
Post Market Change Percent 0.07786604
Post Market Price 72.3663
Post Market Time 1,776,462,489
Previous Close 70.55
Price Hint 2
Price To Book 1.382521
Price To Sales Trailing12 Months 5.436077
Profit Margins 0.49848998
Quote Source Name Nasdaq Real Time Price
Quote Type EQUITY
Recommendation Key none
Region US
Regular Market Change 1.75999
Regular Market Change Percent 2.49468
Regular Market Day High 73.12
Regular Market Day Low 71.32
Regular Market Day Range 71.32 - 73.12
Regular Market Open 71.34
Regular Market Previous Close 70.55
Regular Market Price 72.31
Regular Market Time 1,776,456,001
Regular Market Volume 403,720
Return On Assets 0.02552
Return On Equity 0.13633001
Revenue Growth 0.026
Revenue Per Share 13.303
Sand P52 Week Change 0.38150132
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Share Holder Rights Risk 2
Shares Outstanding 62,177,719
Shares Percent Shares Out 0.0225
Shares Short 1,401,575
Shares Short Previous Month Date 1,772,150,400
Shares Short Prior Month 1,484,699
Short Name International Bancshares Corpor
Short Percent Of Float 0.0345
Short Ratio 2.7
Source Interval 15
State TX
Symbol IBOC
Target High Price 87.0
Target Low Price 87.0
Target Mean Price 87.0
Target Median Price 87.0
Total Cash 536,487,008
Total Cash Per Share 8.628
Total Debt 704,744,000
Total Revenue 827,080,000
Tradeable 0
Trailing Annual Dividend Rate 1.4
Trailing Annual Dividend Yield 0.019844081
Trailing Eps 6.62
Trailing P E 10.92296
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 69.04105
Two Hundred Day Average Change 3.2689438
Two Hundred Day Average Change Percent 0.047347825
Type Disp Equity
Volume 403,720
Website https://www.ibc.com
Zip 78,042-1359