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International Bancshares Corporation (IBOC)

Financial Services | Banks - Regional | Laredo, United States | NasdaqGS
67.34 USD -0.31 (-0.458%) ⇩ (Oct. 16, 2026, 4 p.m. EDT)
After hours: 67.34
Short-term:★★⯪☆☆Long-term:★★★⯪☆Dividends:★★★☆☆
Hot Take ↕ | Oct. 10, 2026, 1:09 a.m. EDT

The most compelling signal here is the divergence between the company's robust long-term fundamentals and its current lack of market momentum. Internationally, the bank has delivered a spectacular +116% cumulative return over the last nine years, driven by six out of seven positive annual growth periods. Crucially, the most recent year saw double-digit revenue growth (+10.43%), shattering any narrative of a structural decline. The balance sheet remains fortress-like with a 12.9% return on equity and a healthy payout ratio of just 21.6%, allowing for a reliable dividend that has grown consistently from $0.60 to $0.73 per share over the last few years. However, the short-term outlook is muted. Despite a massive 20% upside potential to the consensus target price of $87, the stock is currently trading below its 50-day and 200-day averages, indicating a lagging trend. The recent price action shows the stock testing support zones rather than breaking out, and the statistical forecasting model offers no directional edge. Furthermore, the options market is virtually silent, with no meaningful positioning to suggest a catalyst is imminent. While the business quality is exceptional and the valuation is attractive, the lack of immediate technical momentum and speculative flow keeps the short-term rating neutral.
Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
AutoETS ✓0.075734
AutoARIMA0.078200
MSTL0.078888
AutoTheta0.087756

Forecast horizon: 45 days | Selected: AutoETS

Forecast Reliability
Score 56%
H-stat 4.75
Ljung-Box p 0.000
Jarque-Bera p 0.073
Excess Kurtosis -0.18
Attribute Value
Sector Financial Services
Ex Dividend Date 2026-08-13
Last Dividend Date 2026-08-13
Revenue per Share 13.472
Market Cap 4,187,976,192
Trailing P/E 10.16
Beta 0.70
Profit Margins 49.34%
Website https://www.ibc.com

As of Oct. 10, 2026, 1:09 a.m. EDT: Speculator positioning is extremely thin and balanced, with negligible volume and open interest across all expirations. The lack of significant strikes or directional bias suggests a lack of consensus on immediate moves, reflecting the stock's low liquidity and muted speculative interest.

Dividend Data

Yield Summary
Last Yield 1yr Yield 3yr Avg 5yr Avg
0.99% 2.01% 2.17% 2.40%
Dividend History
Date Dividend Yield %
2026-08-14 0.730000 0.994822
2026-02-13 0.730000 1.012904
2025-08-15 0.700000 1.025190
2025-02-14 0.700000 1.081248
2024-08-14 0.660000 1.141276
2024-02-14 0.660000 1.263884
2023-08-10 0.630000 1.363932
2023-02-14 0.630000 1.366298
2022-08-15 0.600000 1.321877
2022-02-14 0.600000 1.427891
2021-08-19 0.600000 1.462701
2021-02-04 0.550000 1.383648
2020-09-18 0.550000 1.919721
2020-03-31 0.550000 2.046131
2019-09-27 0.550000 1.417891
2019-03-29 0.500000 1.314752
2018-10-05 0.420000 0.959781
2018-03-29 0.330000 0.848329
2017-09-28 0.330000 0.814815
2017-03-30 0.330000 0.923077
2016-09-28 0.310000 1.042718
2016-03-30 0.290000 1.176471
2015-09-28 0.290000 1.194891
2015-03-30 0.290000 1.130164
2014-09-26 0.270000 1.078706
2014-03-28 0.250000 1.026694
2013-09-26 0.230000 1.054562
2013-03-27 0.200000 0.963855
2012-09-26 0.200000 1.038422
2012-03-29 0.200000 0.931532
2011-09-28 0.190000 1.459293
2011-03-24 0.190000 1.077709
2010-09-28 0.190000 1.132976
2010-03-30 0.170000 0.736888
2009-10-15 0.170000 1.016746
2009-04-23 0.170000 1.496479
2008-09-26 0.330000 1.185345
2008-03-27 0.330000 1.437908
2007-10-11 0.330000 1.442938
2007-04-12 0.318182 1.192505
2006-10-12 0.318182 1.163564
2006-04-12 0.318182 1.237624
2005-04-13 0.290909 1.152737
2004-10-13 0.290909 1.122964
2004-04-13 0.290909 0.924898
2003-09-26 0.290909 1.195028
2003-03-27 0.200145 1.059894
2002-09-25 0.172218 0.935997
2002-03-26 0.148945 0.907438
2001-09-26 0.148945 1.087249
2001-03-28 0.148945 1.393724
2000-09-27 0.148945 1.581023
2000-03-29 0.142988 1.476927
1999-09-28 0.119156 1.117315
1999-03-29 0.057195 0.615384
1998-09-28 0.019065 0.173913
1998-04-01 0.015252 0.123839
1996-04-01 0.048806 1.219501
Additional Data
dividendRate 1.46
dividendYield 2.16
exDividendDate 2026-08-14
trailingAnnualDividendRate 1.43
trailingAnnualDividendYield 0.02113821
lastDividendValue 0.73
lastDividendDate 2026-08-14
dividendDate 2026-08-28

Info Dump

Attribute Value
52 Week Change 0.013938904
Address1 1,200 San Bernardo Avenue
All Time High 78.46
All Time Low 3.904516
Ask 86.11
Ask Size 2
Audit Risk 6
Average Daily Volume10 Day 377,980
Average Daily Volume3 Month 339,926
Average Volume 339,926
Average Volume10Days 377,980
Beta 0.696
Bid 48.73
Bid Size 2
Board Risk 8
Book Value 54.276
City Laredo
Compensation As Of Epoch Date 1,767,139,200
Compensation Risk 5
Country United States
Crypto Tradeable 0
Currency USD
Current Price 67.34
Custom Price Alert Confidence HIGH
Date Short Interest 1,790,726,400
Day High 69.04
Day Low 67.28
Display Name International Bancshares
Dividend Date 1,787,875,200
Dividend Rate 1.46
Dividend Yield 2.16
Earnings Growth -0.043
Earnings Quarterly Growth -0.043
Earnings Timestamp 1,786,042,800
Earnings Timestamp End 1,793,905,200
Earnings Timestamp Start 1,793,905,200
Ebitda Margins 0.0
Enterprise To Revenue 5.334
Enterprise Value 4,467,838,464
Eps Trailing Twelve Months 6.63
Esg Populated 0
Ex Dividend Date 1,786,665,600
Exchange NMS
Exchange Data Delayed By 15
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 70.5596
Fifty Day Average Change -3.2196045
Fifty Day Average Change Percent -0.045629572
Fifty Two Week Change Percent 1.3938904
Fifty Two Week High 78.46
Fifty Two Week High Change -11.120003
Fifty Two Week High Change Percent -0.14172831
Fifty Two Week Low 63.2
Fifty Two Week Low Change 4.1399956
Fifty Two Week Low Change Percent 0.06550626
Fifty Two Week Range 63.2 - 78.46
Financial Currency USD
First Trade Date Milliseconds 809,789,400,000
Five Year Avg Dividend Yield 2.33
Float Shares 56,175,107
Full Exchange Name NasdaqGS
Full Time Employees 2,126
Fullday Change -0.3100052
Fullday Change Percent -0.45824862
Fullday Price 67.34
Gmt Off Set Milliseconds -14,400,000
Governance Epoch Date 1,790,812,800
Gross Margins 0.0
Gross Profits 837,574,016
Has Pre Post Market Data 1
Held Percent Insiders 0.13085
Held Percent Institutions 0.73015
Implied Shares Outstanding 62,191,514
Industry Banks - Regional
Industry Disp Banks - Regional
Industry Key banks-regional
Is Earnings Date Estimate 1
Language en-US
Last Dividend Date 1,786,665,600
Last Dividend Value 0.73
Last Fiscal Year End 1,767,139,200
Last Split Date 1,179,360,000
Last Split Factor 11:10
Long Business Summary International Bancshares Corporation, a multibank financial holding company, engages in the provision of commercial and retail banking services in Texas and the State of Oklahoma. The company accepts checking and saving deposits; and offers commercial, real estate, personal, home improvement, automobile, and other installment and term loans. It also provides international banking services, including letters of credit, commercial and industrial loans, and foreign exchange services. In addition, it offers other banking related services, such as credit cards, safety deposit boxes, collections, escrow, drive up and walk up facilities, and other customary banking services; and internet and mobile banking services, as well as securities products through third party providers. The company offers its banking services through ATM network and retail locations in shopping malls and other places. International Bancshares Corporation was founded in 1966 and is headquartered in Laredo, Texas.
Long Name International Bancshares Corporation
Market us_market
Market Cap 4,187,976,192
Market State CLOSED
Max Age 86,400
Message Board Id finmb_375163
Most Recent Quarter 1,782,777,600
Net Income To Common 413,256,992
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 4,298,055,532
Number Of Analyst Opinions 1
Open 67.92
Operating Cashflow 470,052,000
Operating Margins 0.60488
Overall Risk 5
Payout Ratio 0.2157
Peg Ratio 0.98
Phone 956 722 7611
Post Market Change 0.0
Post Market Change Percent 0.0
Post Market Price 67.34
Post Market Time 1,792,180,844
Previous Close 67.65
Price Hint 2
Price To Book 1.2406956
Price To Sales Trailing12 Months 5.000127
Profit Margins 0.4934
Quote Source Name Nasdaq Real Time Price
Quote Type EQUITY
Recommendation Key none
Region US
Regular Market Change -0.310005
Regular Market Change Percent -0.458249
Regular Market Day High 69.04
Regular Market Day Low 67.28
Regular Market Day Range 67.28 - 69.04
Regular Market Open 67.92
Regular Market Previous Close 67.65
Regular Market Price 67.34
Regular Market Time 1,792,180,801
Regular Market Volume 457,933
Return On Assets 0.02468
Return On Equity 0.1292
Revenue Growth -0.0
Revenue Per Share 13.472
Sand P52 Week Change 0.16207206
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Share Holder Rights Risk 2
Shares Outstanding 62,191,514
Shares Percent Shares Out 0.036199998
Shares Short 2,253,909
Shares Short Previous Month Date 1,788,134,400
Shares Short Prior Month 1,779,951
Short Name International Bancshares Corpor
Short Percent Of Float 0.0476
Short Ratio 5.96
Source Interval 15
State TX
Symbol IBOC
Target High Price 87.0
Target Low Price 87.0
Target Mean Price 87.0
Target Median Price 87.0
Total Cash 451,156,992
Total Cash Per Share 7.254
Total Debt 731,019,008
Total Revenue 837,574,016
Tradeable 0
Trailing Annual Dividend Rate 1.43
Trailing Annual Dividend Yield 0.02113821
Trailing Eps 6.63
Trailing P E 10.156862
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 71.46815
Two Hundred Day Average Change -4.128151
Two Hundred Day Average Change Percent -0.05776211
Type Disp Equity
Volume 457,933
Website https://www.ibc.com
Zip 78,042-1359