High Templar Tech Limited (HTT)Financial Services | Credit Services | Xiamen, China | NYSE
2.74 USD
+0.04
(1.481%)
⇧
(July 13, 2026, 4 p.m.
EDT)
After hours: 2.74 |
Hot Take ↕ | July 11, 2026, 3:47 a.m. EDT
The investment case for High Templar Tech is severely compromised by deteriorating fundamentals and a lack of shareholder returns. Despite a recent surge in stock price and a tender offer to buy back shares, the company is generating negative free cash flow and reporting a -32.6% operating margin, indicating severe operational distress. The balance sheet is fragile with a debt-to-equity ratio exceeding 13x, and the business has failed to grow revenue, posting a -93.9% decline year-over-year. Furthermore, the stock has suffered a catastrophic -58.2% decline over the last seven years, reflecting a deep loss of market confidence in the company's ability to execute. There is no dividend to provide income, and the options market is screaming 'sell' or 'hedge,' with massive put buying suggesting traders expect further weakness. The tender offer may provide a temporary floor, but the underlying business quality is objectively poor. |
| Model | MAE |
|---|---|
| AutoTheta ✓ | 0.103150 |
| AutoETS | 0.103164 |
| AutoARIMA | 0.103299 |
| MSTL | 0.105866 |
| MSTL_84 | 0.113544 |
| MSTL_126 | 0.116882 |
| MSTL_84_126 | 0.126535 |
Forecast horizon: 60 days | Selected: AutoTheta
| Forecast Reliability | |
|---|---|
| Score | 38% |
| H-stat | 1.35 |
| Ljung-Box p | 0.000 |
| Jarque-Bera p | 0.098 |
| Excess Kurtosis | -1.35 |
| Attribute | Value |
|---|---|
| Sector | Financial Services |
| Debt to Equity Ratio | 13.591 |
| Revenue per Share | 0.253 |
| Market Cap | 425,476,800 |
| Trailing P/E | 4.35 |
| Beta | 1.24 |
| Profit Margins | 1729.89% |
| Previous Name | Qudian Inc. |
| Website | https://www.qudian.com |
As of July 11, 2026, 3:47 a.m. EDT: Speculators are heavily positioning for downside protection, evidenced by massive out-of-the-money put open interest (6,600 contracts) expiring in August compared to negligible call activity. While there is some call volume at distant strikes, the overwhelming sentiment is hedging against a drop below the $2.50 strike, which aligns with the recent price volatility and the tender offer context.
| Attribute | Value |
|---|---|
| 52 Week Change | -0.21965319 |
| Address1 | No. 101 Meishe Road |
| Address2 | Meilin Street Tongan District |
| All Time High | 35.45 |
| All Time Low | 0.63 |
| Ask | 2.77 |
| Ask Size | 800 |
| Average Daily Volume10 Day | 209,210 |
| Average Daily Volume3 Month | 263,096 |
| Average Volume | 263,096 |
| Average Volume10Days | 209,210 |
| Beta | 1.236 |
| Bid | 2.7 |
| Bid Size | 800 |
| Book Value | 10.954186 |
| City | Xiamen |
| Country | China |
| Crypto Tradeable | 0 |
| Currency | USD |
| Current Price | 2.74 |
| Current Ratio | 5.752 |
| Custom Price Alert Confidence | HIGH |
| Date Short Interest | 1,782,777,600 |
| Day High | 2.755 |
| Day Low | 2.69 |
| Debt To Equity | 13.591 |
| Display Name | High Templar Tech |
| Earnings Timestamp End | 1,784,205,000 |
| Earnings Timestamp Start | 1,784,205,000 |
| Ebitda | -289,077,728 |
| Ebitda Margins | 0.0 |
| Enterprise To Ebitda | 21.761 |
| Enterprise To Revenue | -153.563 |
| Enterprise Value | -6,290,478,592 |
| Eps Trailing Twelve Months | 0.63 |
| Esg Populated | 0 |
| Exchange | NYQ |
| Exchange Data Delayed By | 0 |
| Exchange Timezone Name | America/New_York |
| Exchange Timezone Short Name | EDT |
| Fifty Day Average | 2.6574 |
| Fifty Day Average Change | 0.08260012 |
| Fifty Day Average Change Percent | 0.031083059 |
| Fifty Two Week Change Percent | -21.965319 |
| Fifty Two Week High | 5.08 |
| Fifty Two Week High Change | -2.34 |
| Fifty Two Week High Change Percent | -0.4606299 |
| Fifty Two Week Low | 1.88 |
| Fifty Two Week Low Change | 0.86 |
| Fifty Two Week Low Change Percent | 0.4574468 |
| Fifty Two Week Range | 1.88 - 5.08 |
| Financial Currency | CNY |
| First Trade Date Milliseconds | 1,508,333,400,000 |
| Float Shares | 88,874,961 |
| Free Cashflow | -593,863,552 |
| Full Exchange Name | NYSE |
| Full Time Employees | 101 |
| Gmt Off Set Milliseconds | -14,400,000 |
| Gross Margins | 0.118769996 |
| Gross Profits | 4,865,132 |
| Has Pre Post Market Data | 1 |
| Held Percent Insiders | 0.16893 |
| Held Percent Institutions | 0.14164 |
| Implied Shares Outstanding | 155,283,504 |
| Industry | Credit Services |
| Industry Disp | Credit Services |
| Industry Key | credit-services |
| Is Earnings Date Estimate | 1 |
| Language | en-US |
| Last Fiscal Year End | 1,767,139,200 |
| Long Business Summary | High Templar Tech Limited operates as a consumer-oriented financial technology service company in the People's Republic of China. The company provides aircraft leasing services; technology development and services; and research and development services. It also offers social security insurance including pension insurance, unemployment insurance, work-related injury insurance, and medical insurance for its employees. In addition, the company provides financial technology business management system comprising a core service system group, a user identification and risk management system group, a payment and finance group, system platform support, a BI system group, and an intelligent monitoring system to financial institutions. Further, it offers full-process technical services and full-scenario precision marketing services. The company was formerly known as Qudian Inc. and changed its name to High Templar Tech Limited in December 2025. High Templar Tech Limited was founded in 2014 and is headquartered in Xiamen, China. |
| Long Name | High Templar Tech Limited |
| Market | us_market |
| Market Cap | 425,476,800 |
| Market State | POSTPOST |
| Max Age | 86,400 |
| Message Board Id | finmb_537873359 |
| Most Recent Quarter | 1,767,139,200 |
| Name Change Date | 2,026-07-13 |
| Net Income To Common | 708,627,392 |
| Next Fiscal Year End | 1,798,675,200 |
| Non Diluted Market Cap | 419,265,460 |
| Open | 2.65 |
| Operating Cashflow | 687,058,176 |
| Operating Margins | -32.60109 |
| Payout Ratio | 0.0 |
| Phone | 86 59 2596 8208 |
| Post Market Change | 0.0 |
| Post Market Change Percent | 0.0 |
| Post Market Price | 2.74 |
| Post Market Time | 1,783,976,700 |
| Prev Name | Qudian Inc. |
| Previous Close | 2.7 |
| Price Hint | 4 |
| Price To Book | 0.25013268 |
| Price To Sales Trailing12 Months | 10.386698 |
| Profit Margins | 17.29894 |
| Quick Ratio | 4.619 |
| Quote Source Name | Delayed Quote |
| Quote Type | EQUITY |
| Recommendation Key | none |
| Region | US |
| Regular Market Change | 0.04 |
| Regular Market Change Percent | 1.48148 |
| Regular Market Day High | 2.755 |
| Regular Market Day Low | 2.69 |
| Regular Market Day Range | 2.69 - 2.755 |
| Regular Market Open | 2.65 |
| Regular Market Previous Close | 2.7 |
| Regular Market Price | 2.74 |
| Regular Market Time | 1,783,972,803 |
| Regular Market Volume | 79,399 |
| Return On Assets | -0.01629 |
| Return On Equity | 0.06183 |
| Revenue Growth | -0.939 |
| Revenue Per Share | 0.253 |
| Sand P52 Week Change | 0.20847368 |
| Sector | Financial Services |
| Sector Disp | Financial Services |
| Sector Key | financial-services |
| Shares Outstanding | 91,792,332 |
| Shares Percent Shares Out | 0.0047 |
| Shares Short | 734,278 |
| Shares Short Previous Month Date | 1,780,012,800 |
| Shares Short Prior Month | 303,386 |
| Short Name | High Templar Tech Limited |
| Short Percent Of Float | 0.0085 |
| Short Ratio | 1.65 |
| Source Interval | 15 |
| Symbol | HTT |
| Total Cash | 8,296,843,264 |
| Total Cash Per Share | 53.43 |
| Total Debt | 1,580,887,936 |
| Total Revenue | 40,963,624 |
| Tradeable | 0 |
| Trailing Annual Dividend Rate | 0.0 |
| Trailing Annual Dividend Yield | 0.0 |
| Trailing Eps | 0.63 |
| Trailing P E | 4.3492064 |
| Trailing Peg Ratio | None |
| Triggerable | 1 |
| Two Hundred Day Average | 3.3185 |
| Two Hundred Day Average Change | -0.57850003 |
| Two Hundred Day Average Change Percent | -0.17432576 |
| Type Disp | Equity |
| Volume | 79,399 |
| Website | https://www.qudian.com |