High Templar Tech Limited (HTT)Financial Services | Credit Services | Xiamen, China | NYSE
2.09 USD
-0.15
(-6.696%) ⇩
(Oct. 14, 2026, 4 p.m.
EDT)
|
Hot Take ↕ | Oct. 10, 2026, 6:23 a.m. EDT
The investment case for High Templar Tech is severely compromised by deteriorating operational fundamentals and a hostile market environment. While the company boasts a low P/E ratio, this is misleading given the massive contraction in revenue (-93.9% year-over-year) and negative operating margins. The business is burning cash, with free cash flow turning significantly negative, while the balance sheet shows a concerning debt-to-equity ratio of 13.59x. The recent price action confirms this distress, with the stock trading well below its 50-day and 200-day averages, reflecting a persistent downtrend rather than a buying opportunity. The tender offer to repurchase shares at $2.80-$3.20 provides a theoretical floor, but the underlying economics suggest the business is struggling to generate value. Furthermore, the options market is screaming caution; the overwhelming presence of put buyers and the absence of call activity indicate that traders are focused entirely on limiting losses rather than betting on a recovery. Without a clear turnaround in revenue growth or margin expansion, the stock remains a speculative trap. |
| Model | MAE |
|---|---|
| MSTL ✓ | 0.032134 |
| AutoTheta | 0.033583 |
| AutoARIMA | 0.034936 |
| AutoETS | 0.035038 |
Forecast horizon: 45 days | Selected: MSTL
| Forecast Reliability | |
|---|---|
| Score | 43% |
| H-stat | 0.47 |
| Ljung-Box p | 0.000 |
| Jarque-Bera p | 0.980 |
| Excess Kurtosis | -0.14 |
| Attribute | Value |
|---|---|
| Sector | Financial Services |
| Debt to Equity Ratio | 20.367 |
| Revenue per Share | 0.253 |
| Market Cap | 324,542,496 |
| Trailing P/E | 3.80 |
| Profit Margins | 3369.89% |
| Previous Name | Qudian Inc. |
| Website | https://www.qudian.com |
As of Oct. 10, 2026, 6:23 a.m. EDT: Speculators are aggressively positioning for downside protection, evidenced by heavy put volume and open interest concentrated at the money and slightly out-of-the-money strikes. Call activity is virtually non-existent, indicating a lack of bullish conviction despite the tender offer news.
| Attribute | Value |
|---|---|
| 52 Week Change | -0.53348213 |
| Address1 | No. 101 Meishe Road |
| Address2 | Meilin Street Tongan District |
| All Time High | 35.45 |
| All Time Low | 0.63 |
| Ask | 2.51 |
| Ask Size | 300 |
| Average Daily Volume10 Day | 100,620 |
| Average Daily Volume3 Month | 103,815 |
| Average Volume | 103,815 |
| Average Volume10Days | 100,620 |
| Bid | 1.88 |
| Bid Size | 300 |
| Book Value | 11.093312 |
| City | Xiamen |
| Country | China |
| Crypto Tradeable | 0 |
| Currency | USD |
| Current Price | 2.09 |
| Current Ratio | 4.799 |
| Custom Price Alert Confidence | HIGH |
| Date Short Interest | 1,790,726,400 |
| Day High | 2.185 |
| Day Low | 2.0145 |
| Debt To Equity | 20.367 |
| Display Name | High Templar Tech |
| Dividend Yield | 0.0 |
| Earnings Quarterly Growth | -0.331 |
| Earnings Timestamp End | 1,786,624,200 |
| Earnings Timestamp Start | 1,786,624,200 |
| Ebitda | -310,942,592 |
| Ebitda Margins | 0.0 |
| Enterprise To Ebitda | 12.601 |
| Enterprise To Revenue | -198.96 |
| Enterprise Value | -3,918,051,584 |
| Eps Trailing Twelve Months | 0.55 |
| Esg Populated | 0 |
| Exchange | NYQ |
| Exchange Data Delayed By | 20 |
| Exchange Timezone Name | America/New_York |
| Exchange Timezone Short Name | EDT |
| Fifty Day Average | 2.463 |
| Fifty Day Average Change | -0.37300014 |
| Fifty Day Average Change Percent | -0.15144138 |
| Fifty Two Week Change Percent | -53.348213 |
| Fifty Two Week High | 5.05 |
| Fifty Two Week High Change | -2.9600003 |
| Fifty Two Week High Change Percent | -0.58613867 |
| Fifty Two Week Low | 1.88 |
| Fifty Two Week Low Change | 0.20999992 |
| Fifty Two Week Low Change Percent | 0.111702085 |
| Fifty Two Week Range | 1.88 - 5.05 |
| Financial Currency | CNY |
| First Trade Date Milliseconds | 1,508,333,400,000 |
| Float Shares | 88,669,986 |
| Full Exchange Name | NYSE |
| Full Time Employees | 101 |
| Fullday Change | -0.00999999 |
| Fullday Change Percent | -0.44444403 |
| Fullday Price | 2.09 |
| Gmt Off Set Milliseconds | -14,400,000 |
| Gross Margins | 0.94564 |
| Gross Profits | 18,622,132 |
| Has Pre Post Market Data | 1 |
| Held Percent Insiders | 0.16893 |
| Held Percent Institutions | 0.10484 |
| Implied Shares Outstanding | 155,283,504 |
| Industry | Credit Services |
| Industry Disp | Credit Services |
| Industry Key | credit-services |
| Is Earnings Date Estimate | 1 |
| Language | en-US |
| Last Fiscal Year End | 1,767,139,200 |
| Long Business Summary | High Templar Tech Limited operates as a consumer-oriented financial technology service company in the People's Republic of China. The company provides aircraft leasing services; technology development and services; and research and development services. It also offers social security insurance including pension insurance, unemployment insurance, work-related injury insurance, and medical insurance for its employees. In addition, the company provides financial technology business management system comprising a core service system group, a user identification and risk management system group, a payment and finance group, system platform support, a BI system group, and an intelligent monitoring system to financial institutions. Further, it offers full-process technical services and full-scenario precision marketing services. The company was formerly known as Qudian Inc. and changed its name to High Templar Tech Limited in December 2025. High Templar Tech Limited was founded in 2014 and is headquartered in Xiamen, China. |
| Long Name | High Templar Tech Limited |
| Market | us_market |
| Market Cap | 324,542,496 |
| Market State | PRE |
| Max Age | 86,400 |
| Message Board Id | finmb_537873359 |
| Most Recent Quarter | 1,782,777,600 |
| Name Change Date | 2,026-10-15 |
| Net Income To Common | 663,620,416 |
| Next Fiscal Year End | 1,798,675,200 |
| Non Diluted Market Cap | 378,891,749 |
| Open | 2.21 |
| Operating Margins | -21.852772 |
| Payout Ratio | 0.0 |
| Phone | 86 59 2596 8208 |
| Prev Name | Qudian Inc. |
| Previous Close | 2.24 |
| Price Hint | 4 |
| Price To Book | 0.18840179 |
| Price To Sales Trailing12 Months | 16.480408 |
| Profit Margins | 33.69893 |
| Quick Ratio | 2.831 |
| Quote Source Name | Delayed Quote |
| Quote Type | EQUITY |
| Recommendation Key | none |
| Region | US |
| Regular Market Change | -0.15 |
| Regular Market Change Percent | -6.69643 |
| Regular Market Day High | 2.185 |
| Regular Market Day Low | 2.0145 |
| Regular Market Day Range | 2.0145 - 2.185 |
| Regular Market Open | 2.21 |
| Regular Market Previous Close | 2.24 |
| Regular Market Price | 2.09 |
| Regular Market Time | 1,792,008,002 |
| Regular Market Volume | 256,470 |
| Return On Assets | -0.01752 |
| Return On Equity | 0.058569998 |
| Revenue Growth | 0.147 |
| Revenue Per Share | 0.253 |
| Sand P52 Week Change | 0.16440773 |
| Sector | Financial Services |
| Sector Disp | Financial Services |
| Sector Key | financial-services |
| Shares Outstanding | 91,792,332 |
| Shares Percent Shares Out | 0.0019 |
| Shares Short | 301,915 |
| Shares Short Previous Month Date | 1,788,134,400 |
| Shares Short Prior Month | 410,092 |
| Short Name | High Templar Tech Limited |
| Short Percent Of Float | 0.0034999999 |
| Short Ratio | 4.11 |
| Source Interval | 15 |
| Symbol | HTT |
| Total Cash | 6,499,694,080 |
| Total Cash Per Share | 41.857 |
| Total Debt | 2,257,100,032 |
| Total Revenue | 19,692,626 |
| Tradeable | 0 |
| Trailing Annual Dividend Rate | 0.0 |
| Trailing Annual Dividend Yield | 0.0 |
| Trailing Eps | 0.55 |
| Trailing P E | 3.7999997 |
| Trailing Peg Ratio | None |
| Triggerable | 1 |
| Two Hundred Day Average | 2.64695 |
| Two Hundred Day Average Change | -0.5569501 |
| Two Hundred Day Average Change Percent | -0.21041201 |
| Type Disp | Equity |
| Volume | 256,470 |
| Website | https://www.qudian.com |