Heritage Commerce Corp (HTBK)Financial Services | Banks - Regional | San Jose, United States | NasdaqGS
13.45 USD
+0.40
(3.065%)
⇧
(April 17, 2026, 4 p.m.
EDT)
After hours: 13.51 +0.06 (0.446%) ⇧ (April 17, 2026, 4:43 p.m. EDT) Short-term: ★★★☆☆ | Long-term: ★★★★☆ | Dividends: ★★★★☆ |
Hot Take | April 11, 2026, 3 p.m. EDT
HTBK is a regional bank with a strong dividend yield and moderate risk. The recent merger news and short interest increase suggest potential for growth, but the current price is near its 52-week high. Short-term traders might consider buying calls if the price continues to rise, while long-term investors could look at the recent dip as an opportunity to buy and hold. Dividend investors will appreciate the consistent payouts, though the payout ratio is moderate. |
| Model | MAE |
|---|---|
| AutoTheta ✓ | 0.033139 |
| MSTL | 0.033851 |
| AutoETS | 0.035225 |
| AutoARIMA | 0.035225 |
Forecast horizon: 45 days | Selected: AutoTheta
| Forecast Reliability | |
|---|---|
| Score | 80% |
| H-stat | 0.45 |
| Ljung-Box p | 0.000 |
| Jarque-Bera p | 0.245 |
| Excess Kurtosis | -1.22 |
| Attribute | Value |
|---|---|
| Sector | Financial Services |
| Ex Dividend Date | 2026-03-24 |
| Last Dividend Date | 2026-03-24 |
| Revenue per Share | 3.186 |
| Market Cap | 828,429,632 |
| Trailing P/E | 17.24 |
| Forward P/E | 12.93 |
| Beta | 0.68 |
| Profit Margins | 24.45% |
| Website | https://www.heritagecommercecorp.com |
As of April 11, 2026, 3 p.m. EDT: Options activity shows mixed signals. The ATM IV for the April 17 expiration is relatively high at 0.8, with significant OI at the 12.5 strike, suggesting some speculation around the current price. The June 18 expiration has higher OI at the 10.0 strike, indicating potential for a price drop. However, the September 18 expiration has a higher IV at the 15.0 strike, suggesting some bullish sentiment. Overall, the options data indicates a cautious outlook with some potential for both upward and downward movements.
| Last Yield | 1yr Yield | 3yr Avg | 5yr Avg |
|---|---|---|---|
| 1.05% | 6.20% | 6.46% | 6.02% |
| Date | Dividend | Yield % |
|---|---|---|
| 2026-03-25 | 0.130 | 1.050930 |
| 2026-02-05 | 0.130 | 0.979688 |
| 2025-11-06 | 0.130 | 1.267043 |
| 2025-08-07 | 0.130 | 1.440694 |
| 2025-05-08 | 0.130 | 1.463952 |
| 2025-02-06 | 0.130 | 1.351283 |
| 2024-11-07 | 0.130 | 1.345403 |
| 2024-08-08 | 0.130 | 1.492096 |
| 2024-05-08 | 0.130 | 1.719136 |
| 2024-02-07 | 0.130 | 1.791548 |
| 2023-11-06 | 0.130 | 1.714695 |
| 2023-08-09 | 0.130 | 1.620433 |
| 2023-05-10 | 0.130 | 2.156345 |
| 2023-02-08 | 0.130 | 1.267403 |
| 2022-11-07 | 0.130 | 1.108753 |
| 2022-08-10 | 0.130 | 1.347359 |
| 2022-05-11 | 0.130 | 1.436942 |
| 2022-02-09 | 0.130 | 1.337508 |
| 2021-11-08 | 0.130 | 1.343786 |
| 2021-08-11 | 0.130 | 1.428510 |
| 2021-05-12 | 0.130 | 1.442140 |
| 2021-02-11 | 0.130 | 1.844013 |
| 2020-11-05 | 0.130 | 2.358490 |
| 2020-08-05 | 0.130 | 2.531374 |
| 2020-05-06 | 0.130 | 2.318542 |
| 2020-02-04 | 0.130 | 1.548031 |
| 2019-11-04 | 0.120 | 1.358813 |
| 2019-08-07 | 0.120 | 1.502616 |
| 2019-05-08 | 0.120 | 1.409099 |
| 2019-02-06 | 0.120 | 1.307332 |
| 2018-11-05 | 0.110 | 1.110706 |
| 2018-08-09 | 0.110 | 1.102383 |
| 2018-05-09 | 0.110 | 0.954840 |
| 2018-02-07 | 0.110 | 1.068468 |
| 2017-11-06 | 0.100 | 0.977733 |
| 2017-08-08 | 0.100 | 1.099007 |
| 2017-05-09 | 0.100 | 1.048445 |
| 2017-02-08 | 0.100 | 1.129269 |
| 2016-11-04 | 0.090 | 1.293702 |
| 2016-08-05 | 0.090 | 1.279534 |
| 2016-05-06 | 0.090 | 1.357099 |
| 2016-02-08 | 0.090 | 1.543403 |
| 2015-11-06 | 0.080 | 1.167385 |
| 2015-08-11 | 0.080 | 1.185768 |
| 2015-05-12 | 0.080 | 1.487900 |
| 2015-02-06 | 0.080 | 1.503052 |
| 2014-11-04 | 0.050 | 0.947012 |
| 2014-08-05 | 0.050 | 1.049668 |
| 2014-05-05 | 0.040 | 0.826252 |
| 2014-02-03 | 0.040 | 0.853424 |
| 2013-11-05 | 0.030 | 0.676687 |
| 2013-08-21 | 0.030 | 0.723730 |
| 2009-02-25 | 0.020 | 0.690111 |
| 2008-11-17 | 0.080 | 1.276112 |
| 2008-08-13 | 0.080 | 1.080873 |
| 2008-05-14 | 0.080 | 0.879853 |
| 2008-02-25 | 0.080 | 0.774873 |
| 2007-11-15 | 0.080 | 0.809831 |
| 2007-08-14 | 0.060 | 0.519551 |
| 2007-05-11 | 0.060 | 0.439442 |
| 2007-02-20 | 0.060 | 0.395925 |
| 2006-11-07 | 0.050 | 0.351503 |
| 2006-08-08 | 0.050 | 0.383149 |
| 2006-05-09 | 0.050 | 0.377610 |
| 2006-02-15 | 0.050 | 0.398848 |
| 2005-03-04 | 0.001 | 0.009561 |
| Attribute | Value |
|---|---|
| 52 Week Change | 0.5 |
| Address1 | 224 Airport Parkway |
| All Time High | 27.34 |
| All Time Low | 2.28 |
| Ask | 17.02 |
| Ask Size | 2 |
| Audit Risk | 3 |
| Average Analyst Rating | 2.8 - Hold |
| Average Daily Volume10 Day | 646,240 |
| Average Daily Volume3 Month | 691,165 |
| Average Volume | 691,165 |
| Average Volume10Days | 646,240 |
| Beta | 0.683 |
| Bid | 9.73 |
| Bid Size | 2 |
| Board Risk | 3 |
| Book Value | 11.546 |
| City | San Jose |
| Compensation As Of Epoch Date | 1,767,139,200 |
| Compensation Risk | 1 |
| Country | United States |
| Crypto Tradeable | 0 |
| Currency | USD |
| Current Price | 13.45 |
| Custom Price Alert Confidence | HIGH |
| Date Short Interest | 1,774,915,200 |
| Day High | 13.735 |
| Day Low | 13.21 |
| Dividend Date | 1,775,606,400 |
| Dividend Rate | 0.52 |
| Dividend Yield | 3.87 |
| Earnings Growth | 0.452 |
| Earnings Quarterly Growth | 0.423 |
| Earnings Timestamp | 1,769,115,600 |
| Earnings Timestamp End | 1,776,974,400 |
| Earnings Timestamp Start | 1,776,974,400 |
| Ebitda Margins | 0.0 |
| Enterprise To Revenue | 1.276 |
| Enterprise Value | 249,677,664 |
| Eps Current Year | 1.01 |
| Eps Forward | 1.04 |
| Eps Trailing Twelve Months | 0.78 |
| Esg Populated | 0 |
| Ex Dividend Date | 1,774,396,800 |
| Exchange | NMS |
| Exchange Data Delayed By | 0 |
| Exchange Timezone Name | America/New_York |
| Exchange Timezone Short Name | EDT |
| Fifty Day Average | 12.7908 |
| Fifty Day Average Change | 0.6591997 |
| Fifty Day Average Change Percent | 0.05153702 |
| Fifty Two Week Change Percent | 50.0 |
| Fifty Two Week High | 13.83 |
| Fifty Two Week High Change | -0.3800001 |
| Fifty Two Week High Change Percent | -0.027476508 |
| Fifty Two Week Low | 8.56 |
| Fifty Two Week Low Change | 4.8899994 |
| Fifty Two Week Low Change Percent | 0.5712616 |
| Fifty Two Week Range | 8.56 - 13.83 |
| Financial Currency | USD |
| First Trade Date Milliseconds | 900,941,400,000 |
| Five Year Avg Dividend Yield | 5.09 |
| Float Shares | 59,704,218 |
| Forward Eps | 1.04 |
| Forward P E | 12.932693 |
| Full Exchange Name | NasdaqGS |
| Full Time Employees | 342 |
| Gmt Off Set Milliseconds | -14,400,000 |
| Governance Epoch Date | 1,775,001,600 |
| Gross Margins | 0.0 |
| Gross Profits | 195,648,000 |
| Has Pre Post Market Data | 1 |
| Held Percent Insiders | 0.03031 |
| Held Percent Institutions | 0.82436997 |
| Implied Shares Outstanding | 61,593,284 |
| Industry | Banks - Regional |
| Industry Disp | Banks - Regional |
| Industry Key | banks-regional |
| Is Earnings Date Estimate | 1 |
| Language | en-US |
| Last Dividend Date | 1,774,396,800 |
| Last Dividend Value | 0.13 |
| Last Fiscal Year End | 1,767,139,200 |
| Last Split Date | 949,536,000 |
| Last Split Factor | 11:10 |
| Long Business Summary | Heritage Commerce Corp operates as the bank holding company for Heritage Bank of Commerce that provides various commercial and personal banking services to residents and the business/professional community in California. The company operates through two segments, Banking and Factoring. Its deposit products for business banking and retail markets include interest and non-interest-bearing demand, savings, and money market accounts, as well as certificates of deposit and time deposits. The company provides commercial loans for working capital, equipment purchases, and other business purposes; commercial real estate loans; commercial, industrial, and construction loans; small business administration loans; home equity lines of credit; multifamily loans on residential properties; residential mortgage loans; and consumer loans consisting of loans for financing automobiles, various consumer goods, and other personal purposes. In addition, the company offers other banking services, including cashier's checks, bank by mail, night depositories, safe deposit boxes, direct deposit, automated payroll, electronic funds transfer, online bill pay, homeowner association, mobile and remote deposit capture, automated clearing house origination, electronic data interchange, and check imaging services, as well as other customary banking, factoring financing, and electronic banking services. Heritage Commerce Corp was founded in 1994 and is headquartered in San Jose, California. |
| Long Name | Heritage Commerce Corp |
| Market | us_market |
| Market Cap | 828,429,632 |
| Market State | CLOSED |
| Max Age | 86,400 |
| Message Board Id | finmb_387809 |
| Most Recent Quarter | 1,767,139,200 |
| Net Income To Common | 47,830,000 |
| Next Fiscal Year End | 1,798,675,200 |
| Non Diluted Market Cap | 828,429,669 |
| Number Of Analyst Opinions | 2 |
| Open | 13.22 |
| Operating Cashflow | 61,675,000 |
| Operating Margins | 0.45341998 |
| Overall Risk | 1 |
| Payout Ratio | 0.6667 |
| Peg Ratio | 1.5 |
| Phone | 408 947 6900 |
| Post Market Change | 0.06000042 |
| Post Market Change Percent | 0.4460998 |
| Post Market Price | 13.51 |
| Post Market Time | 1,776,458,581 |
| Previous Close | 13.05 |
| Price Eps Current Year | 13.316832 |
| Price Hint | 2 |
| Price To Book | 1.1649057 |
| Price To Sales Trailing12 Months | 4.2342863 |
| Profit Margins | 0.24447 |
| Quote Source Name | Nasdaq Real Time Price |
| Quote Type | EQUITY |
| Recommendation Key | hold |
| Recommendation Mean | 2.75 |
| Region | US |
| Regular Market Change | 0.4 |
| Regular Market Change Percent | 3.06513 |
| Regular Market Day High | 13.735 |
| Regular Market Day Low | 13.21 |
| Regular Market Day Range | 13.21 - 13.735 |
| Regular Market Open | 13.22 |
| Regular Market Previous Close | 13.05 |
| Regular Market Price | 13.45 |
| Regular Market Time | 1,776,456,001 |
| Regular Market Volume | 3,202,300 |
| Return On Assets | 0.00838 |
| Return On Equity | 0.06841 |
| Revenue Growth | 0.177 |
| Revenue Per Share | 3.186 |
| Sand P52 Week Change | 0.36506534 |
| Sector | Financial Services |
| Sector Disp | Financial Services |
| Sector Key | financial-services |
| Share Holder Rights Risk | 2 |
| Shares Outstanding | 61,593,284 |
| Shares Percent Shares Out | 0.0347 |
| Shares Short | 2,137,172 |
| Shares Short Previous Month Date | 1,772,150,400 |
| Shares Short Prior Month | 1,653,535 |
| Short Name | Heritage Commerce Corp |
| Short Percent Of Float | 0.0357 |
| Short Ratio | 2.97 |
| Source Interval | 15 |
| State | CA |
| Symbol | HTBK |
| Target High Price | 15.0 |
| Target Low Price | 14.0 |
| Target Mean Price | 14.5 |
| Target Median Price | 14.5 |
| Total Cash | 647,027,968 |
| Total Cash Per Share | 10.505 |
| Total Debt | 68,276,000 |
| Total Revenue | 195,648,000 |
| Tradeable | 0 |
| Trailing Annual Dividend Rate | 0.52 |
| Trailing Annual Dividend Yield | 0.03984674 |
| Trailing Eps | 0.78 |
| Trailing P E | 17.24359 |
| Trailing Peg Ratio | None |
| Triggerable | 1 |
| Two Hundred Day Average | 11.2805 |
| Two Hundred Day Average Change | 2.1694994 |
| Two Hundred Day Average Change Percent | 0.19232297 |
| Type Disp | Equity |
| Volume | 3,202,300 |
| Website | https://www.heritagecommercecorp.com |
| Zip | 95,110 |