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Heritage Insurance Holdings, Inc. (HRTG)

Financial Services | Insurance - Property & Casualty | Tampa, United States | NYSE
27.22 USD -0.07 (-0.257%) ⇩ (April 17, 2026, 4 p.m. EDT)
After hours: 26.76 -0.46 (-0.460%) ⇩ (April 17, 2026, 6:24 p.m. EDT)

Short-term: ★★★☆☆ | Long-term: ★★★☆☆ | Dividends: ★★☆☆☆
Hot Take | April 11, 2026, 2:56 p.m. EDT

HRTG is a financial services stock with a moderate risk profile. The recent price action shows a correction, with a recent dip below the 50-day average, but there are signs of potential rebound. The stock has a solid earnings growth and revenue growth, but the dividend yield is low, and there is no consistent dividend history. The options data indicates mixed sentiment, with both bullish and bearish positions active. While the stock may present a buying opportunity for short-term traders looking to capitalize on potential momentum, long-term investors should consider the lack of consistent dividends and the overall market uncertainty. The stock's fundamentals are relatively strong, but the recent volatility and mixed options activity suggest caution.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
MSTL ✓0.051686
AutoETS0.052720
AutoARIMA0.053325
AutoTheta0.065720

Forecast horizon: 45 days | Selected: MSTL

Forecast Reliability
Score 79%
H-stat 0.94
Ljung-Box p 0.000
Jarque-Bera p 0.267
Excess Kurtosis 0.27
Attribute Value
Sector Financial Services
Ex Dividend Date 2022-06-12
Last Dividend Date 2022-06-12
Debt to Equity Ratio 19.756
Revenue per Share 27.43
Market Cap 841,409,280
Trailing P/E 4.31
Forward P/E 5.53
Beta 0.95
Profit Margins 23.08%
Website https://www.heritagepci.com

As of April 11, 2026, 2:56 p.m. EDT: Options activity suggests mixed sentiment. Calls show higher open interest and volume on the upside, indicating potential bullish speculation, particularly around strikes above the current price. However, puts also show significant open interest and volume, especially around strikes below the current price, indicating bearish speculation. The IV is generally moderate to high, suggesting volatility expectations, but the market appears to be in a state of uncertainty with no clear directional bias. Overall, the options data suggests a cautious approach with both long and short positions being actively considered.


Dividend Data

Dividend History
Date Dividend Yield %
2022-06-13 0.06 1.690141
2022-03-16 0.06 0.907948
2021-12-14 0.06 1.063587
2021-09-14 0.06 0.990572
2021-06-14 0.06 0.705528
2021-03-12 0.06 0.546461
2020-12-14 0.06 0.666896
2020-09-14 0.06 0.514908
2020-06-12 0.06 0.527205
2020-03-13 0.06 0.619275
2019-12-13 0.06 0.492085
2019-09-13 0.06 0.434154
2019-06-13 0.06 0.420492
2019-03-14 0.06 0.446760
2018-12-13 0.06 0.451993
2018-09-13 0.06 0.420469
2018-06-14 0.06 0.405236
2018-03-14 0.06 0.390770
2017-11-16 0.06 0.403453
2017-09-14 0.06 0.527679
2017-06-13 0.06 0.512845
2017-03-13 0.06 0.484636
2016-12-13 0.06 0.433188
2016-09-13 0.06 0.509927
2016-06-13 0.06 0.553759
2016-03-11 0.05 0.366770
2015-12-29 0.05 0.257775
Additional Data
exDividendDate 2022-06-13
trailingAnnualDividendRate 0.0
trailingAnnualDividendYield 0.0
lastDividendValue 0.06
lastDividendDate 2022-06-13
dividendDate 2022-07-05

Info Dump

Attribute Value
52 Week Change 0.4577992
Address1 1,401 N. Westshore Blvd.
All Time High 31.98
All Time Low 1.12
Ask 27.81
Ask Size 400
Audit Risk 7
Average Analyst Rating 2.0 - Buy
Average Daily Volume10 Day 235,740
Average Daily Volume3 Month 300,165
Average Volume 300,165
Average Volume10Days 235,740
Beta 0.952
Bid 26.31
Bid Size 300
Board Risk 9
Book Value 17.212
City Tampa
Compensation As Of Epoch Date 1,735,603,200
Compensation Risk 6
Country United States
Crypto Tradeable 0
Currency USD
Current Price 27.22
Current Ratio 0.832
Custom Price Alert Confidence HIGH
Date Short Interest 1,774,915,200
Day High 27.76
Day Low 26.94
Debt To Equity 19.756
Display Name Heritage Insurance
Dividend Date 1,656,979,200
Earnings Call Timestamp End 1,773,061,200
Earnings Call Timestamp Start 1,773,061,200
Earnings Growth 2.26
Earnings Quarterly Growth 2.286
Earnings Timestamp 1,773,059,400
Earnings Timestamp End 1,777,984,200
Earnings Timestamp Start 1,777,984,200
Ebitda 279,849,984
Ebitda Margins 0.33027
Enterprise To Ebitda 1.202
Enterprise To Revenue 0.397
Enterprise Value 336,499,328
Eps Current Year 4.61667
Eps Forward 4.92
Eps Trailing Twelve Months 6.32
Esg Populated 0
Ex Dividend Date 1,655,078,400
Exchange NYQ
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 26.492
Fifty Day Average Change 0.72799873
Fifty Day Average Change Percent 0.027479945
Fifty Two Week Change Percent 45.77992
Fifty Two Week High 31.98
Fifty Two Week High Change -4.76
Fifty Two Week High Change Percent -0.14884304
Fifty Two Week Low 16.825
Fifty Two Week Low Change 10.394999
Fifty Two Week Low Change Percent 0.6178305
Fifty Two Week Range 16.825 - 31.98
Financial Currency USD
First Trade Date Milliseconds 1,400,851,800,000
Five Year Avg Dividend Yield 3.46
Float Shares 22,391,811
Forward Eps 4.92
Forward P E 5.5325203
Free Cashflow 130,409,000
Full Exchange Name NYSE
Full Time Employees 542
Gmt Off Set Milliseconds -14,400,000
Governance Epoch Date 1,775,001,600
Gross Margins 0.42501
Gross Profits 360,123,008
Has Pre Post Market Data 1
Held Percent Insiders 0.19777
Held Percent Institutions 0.66470003
Implied Shares Outstanding 30,911,435
Industry Insurance - Property & Casualty
Industry Disp Insurance - Property & Casualty
Industry Key insurance-property-casualty
Is Earnings Date Estimate 1
Language en-US
Last Dividend Date 1,655,078,400
Last Dividend Value 0.06
Last Fiscal Year End 1,767,139,200
Long Business Summary Heritage Insurance Holdings, Inc., through its subsidiaries, provides personal and commercial residential insurance products. It offers personal residential insurance in Alabama, California, Connecticut, Delaware, Florida, Georgia, Hawaii, Maryland, Massachusetts, Mississippi, New Jersey, New York, North Carolina, Rhode Island, South Carolina, and Virginia; and commercial residential property insurance in Florida, Hawaii, New Jersey, and New York. The company also provides homeowners insurance, condo insurance, dwelling fire, equipment coverage, and artisan contractor program. It offers insurance products through a network of independent agents. The company was founded in 2012 and is headquartered in Tampa, Florida.
Long Name Heritage Insurance Holdings, Inc.
Market us_market
Market Cap 841,409,280
Market State CLOSED
Max Age 86,400
Message Board Id finmb_262391792
Most Recent Quarter 1,767,139,200
Net Income To Common 195,594,000
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 836,223,387
Number Of Analyst Opinions 2
Open 27.0
Operating Cashflow 182,238,000
Operating Margins 0.41649
Overall Risk 6
Payout Ratio 0.0
Phone 727 362 7200
Post Market Change -0.45999908
Post Market Change Percent -1.6899306
Post Market Price 26.76
Post Market Time 1,776,464,641
Previous Close 27.29
Price Eps Current Year 5.896024
Price Hint 2
Price To Book 1.5814548
Price To Sales Trailing12 Months 0.9930125
Profit Margins 0.23084
Quick Ratio 0.417
Quote Source Name Delayed Quote
Quote Type EQUITY
Recommendation Key buy
Recommendation Mean 2.0
Region US
Regular Market Change -0.0700016
Regular Market Change Percent -0.25651
Regular Market Day High 27.76
Regular Market Day Low 26.94
Regular Market Day Range 26.94 - 27.76
Regular Market Open 27.0
Regular Market Previous Close 27.29
Regular Market Price 27.22
Regular Market Time 1,776,456,003
Regular Market Volume 320,233
Return On Assets 0.07159
Return On Equity 0.49141
Revenue Growth 0.024
Revenue Per Share 27.43
Sand P52 Week Change 0.36506534
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Share Holder Rights Risk 4
Shares Outstanding 30,720,918
Shares Percent Shares Out 0.0475
Shares Short 1,459,256
Shares Short Previous Month Date 1,772,150,400
Shares Short Prior Month 1,292,970
Short Name Heritage Insurance Holdings, In
Short Percent Of Float 0.0608
Short Ratio 4.59
Source Interval 15
State FL
Symbol HRTG
Target High Price 39.0
Target Low Price 34.0
Target Mean Price 36.5
Target Median Price 36.5
Total Cash 559,273,984
Total Cash Per Share 19.126
Total Debt 99,815,000
Total Revenue 847,329,984
Tradeable 0
Trailing Annual Dividend Rate 0.0
Trailing Annual Dividend Yield 0.0
Trailing Eps 6.32
Trailing P E 4.306962
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 25.42475
Two Hundred Day Average Change 1.7952499
Two Hundred Day Average Change Percent 0.07061033
Type Disp Equity
Volume 320,233
Website https://www.heritagepci.com
Zip 33,607