HealthEquity, Inc. (HQY)Healthcare | Health Information Services | Draper, United States | NasdaqGS
86.33 USD
+0.29
(0.337%)
⇧
(April 20, 2026, 4 p.m.
EDT)
Short-term: ★★★★☆ | Long-term: ★★★★★ | Dividends: ☆☆☆☆☆ |
Hot Take | April 18, 2026, 11:25 p.m. EDT
HQY is a superior long-term compounder trading at a relative discount despite strong double-digit growth, currently in a high-conviction short-to-medium term trend reversal with options flow confirming a professional/gambling move to the upside. |
| Model | MAE |
|---|---|
| MSTL ✓ | 0.036699 |
| AutoETS | 0.040648 |
| AutoARIMA | 0.044589 |
| AutoTheta | 0.045964 |
Forecast horizon: 45 days | Selected: MSTL
| Forecast Reliability | |
|---|---|
| Score | 80% |
| H-stat | 0.07 |
| Ljung-Box p | 0.000 |
| Jarque-Bera p | 0.563 |
| Excess Kurtosis | 0.06 |
| Attribute | Value |
|---|---|
| Sector | Healthcare |
| Debt to Equity Ratio | 47.527 |
| Revenue per Share | 15.249 |
| Market Cap | 7,375,714,816 |
| Trailing P/E | 35.09 |
| Forward P/E | 16.16 |
| Beta | 0.26 |
| Profit Margins | 16.39% |
| Website | https://www.healthequity.com |
As of April 18, 2026, 11:25 p.m. EDT: Options data reveals a distinct bullish bias with significant activity in out-of-the-money (OTM) calls compared to puts across all expirations (May, June, June). While there is a notable vertical wall of OTM Put Open Interest at the $50 strike for June expiration (indicating a floor), the volume distribution is heavily skewed toward upside potential. Traders are increasingly positioning at higher resistance levels ($90, $100, $110) for Sept contracts, suggesting a convexity play on further upside rather than a fear trade on downside. Implied Volatility is elevated and constant post-august.
| Attribute | Value |
|---|---|
| 52 Week Change | 0.034511685 |
| Address1 | 15 West Scenic Pointe Drive |
| Address2 | Suite 100 |
| All Time High | 116.65 |
| All Time Low | 15.8 |
| Ask | 86.49 |
| Ask Size | 4 |
| Audit Risk | 6 |
| Average Analyst Rating | 1.6 - Buy |
| Average Daily Volume10 Day | 1,072,530 |
| Average Daily Volume3 Month | 978,842 |
| Average Volume | 978,842 |
| Average Volume10Days | 1,072,530 |
| Beta | 0.262 |
| Bid | 86.14 |
| Bid Size | 4 |
| Board Risk | 1 |
| Book Value | 24.788 |
| City | Draper |
| Compensation As Of Epoch Date | 1,767,139,200 |
| Compensation Risk | 1 |
| Country | United States |
| Crypto Tradeable | 0 |
| Currency | USD |
| Current Price | 86.33 |
| Current Ratio | 3.266 |
| Custom Price Alert Confidence | HIGH |
| Date Short Interest | 1,774,915,200 |
| Day High | 86.74 |
| Day Low | 85.54 |
| Debt To Equity | 47.527 |
| Display Name | HealthEquity |
| Earnings Call Timestamp End | 1,773,779,400 |
| Earnings Call Timestamp Start | 1,773,779,400 |
| Earnings Growth | 0.924 |
| Earnings Quarterly Growth | 0.887 |
| Earnings Timestamp | 1,773,777,600 |
| Earnings Timestamp End | 1,780,430,400 |
| Earnings Timestamp Start | 1,780,430,400 |
| Ebitda | 482,136,992 |
| Ebitda Margins | 0.36708 |
| Enterprise To Ebitda | 16.542 |
| Enterprise To Revenue | 6.072 |
| Enterprise Value | 7,975,574,016 |
| Eps Current Year | 4.62585 |
| Eps Forward | 5.34103 |
| Eps Trailing Twelve Months | 2.46 |
| Esg Populated | 0 |
| Exchange | NMS |
| Exchange Data Delayed By | 0 |
| Exchange Timezone Name | America/New_York |
| Exchange Timezone Short Name | EDT |
| Fifty Day Average | 79.94 |
| Fifty Day Average Change | 6.3899994 |
| Fifty Day Average Change Percent | 0.07993494 |
| Fifty Two Week Change Percent | 3.4511685 |
| Fifty Two Week High | 116.65 |
| Fifty Two Week High Change | -30.32 |
| Fifty Two Week High Change Percent | -0.25992283 |
| Fifty Two Week Low | 72.76 |
| Fifty Two Week Low Change | 13.57 |
| Fifty Two Week Low Change Percent | 0.18650356 |
| Fifty Two Week Range | 72.76 - 116.65 |
| Financial Currency | USD |
| First Trade Date Milliseconds | 1,406,813,400,000 |
| Float Shares | 82,743,220 |
| Forward Eps | 5.34103 |
| Forward P E | 16.16355 |
| Free Cashflow | 338,053,120 |
| Full Exchange Name | NasdaqGS |
| Full Time Employees | 2,814 |
| Gmt Off Set Milliseconds | -14,400,000 |
| Governance Epoch Date | 1,775,001,600 |
| Gross Margins | 0.69522005 |
| Gross Profits | 913,116,032 |
| Has Pre Post Market Data | 1 |
| Held Percent Insiders | 0.02321 |
| Held Percent Institutions | 1.09252 |
| Implied Shares Outstanding | 85,436,287 |
| Industry | Health Information Services |
| Industry Disp | Health Information Services |
| Industry Key | health-information-services |
| Is Earnings Date Estimate | 1 |
| Language | en-US |
| Last Fiscal Year End | 1,769,817,600 |
| Long Business Summary | HealthEquity, Inc. provides technology-enabled services platforms to consumers and employers in the United States. It offers health savings accounts (HAS); investment platform; online-only automated investment advisory services through Advisor, a Web-based tool. The company also provides flexible spending accounts (FSA) for health and dependent care; health reimbursement arrangements; and Consolidated Omnibus Budget Reconciliation Act continuation services, as well as administers pre-tax commuter benefit programs. In addition, the company offers HSA and FSA members with access to certain healthcare products, programs, and services through its marketplace. It serves clients through a direct sales force; and brokers and advisors, a network of health plans, benefits administrators, benefits brokers and consultants, and retirement plan record-keepers. HealthEquity, Inc. was incorporated in 2002 and is based in Draper, Utah. |
| Long Name | HealthEquity, Inc. |
| Market | us_market |
| Market Cap | 7,375,714,816 |
| Market State | PRE |
| Max Age | 86,400 |
| Message Board Id | finmb_11129585 |
| Most Recent Quarter | 1,769,817,600 |
| Net Income To Common | 215,200,992 |
| Next Fiscal Year End | 1,801,353,600 |
| Non Diluted Market Cap | 7,293,020,789 |
| Number Of Analyst Opinions | 16 |
| Open | 85.54 |
| Operating Cashflow | 457,094,016 |
| Operating Margins | 0.21636999 |
| Overall Risk | 1 |
| Payout Ratio | 0.0 |
| Peg Ratio | 1.24 |
| Phone | 801 727 1000 |
| Pre Market Change | -0.2397995 |
| Pre Market Change Percent | -0.27777076 |
| Pre Market Price | 86.0902 |
| Pre Market Time | 1,776,761,272 |
| Previous Close | 86.04 |
| Price Eps Current Year | 18.662516 |
| Price Hint | 2 |
| Price To Book | 3.4827337 |
| Price To Sales Trailing12 Months | 5.6156173 |
| Profit Margins | 0.16385001 |
| Quick Ratio | 2.822 |
| Quote Source Name | Nasdaq Real Time Price |
| Quote Type | EQUITY |
| Recommendation Key | buy |
| Recommendation Mean | 1.6 |
| Region | US |
| Regular Market Change | 0.290001 |
| Regular Market Change Percent | 0.337054 |
| Regular Market Day High | 86.74 |
| Regular Market Day Low | 85.54 |
| Regular Market Day Range | 85.54 - 86.74 |
| Regular Market Open | 85.54 |
| Regular Market Previous Close | 86.04 |
| Regular Market Price | 86.33 |
| Regular Market Time | 1,776,715,200 |
| Regular Market Volume | 840,414 |
| Return On Assets | 0.05994 |
| Return On Equity | 0.101940006 |
| Revenue Growth | 0.073 |
| Revenue Per Share | 15.249 |
| Sand P52 Week Change | 0.34445214 |
| Sector | Healthcare |
| Sector Disp | Healthcare |
| Sector Key | healthcare |
| Share Holder Rights Risk | 2 |
| Shares Outstanding | 84,478,406 |
| Shares Percent Shares Out | 0.040799998 |
| Shares Short | 3,446,029 |
| Shares Short Previous Month Date | 1,772,150,400 |
| Shares Short Prior Month | 3,227,420 |
| Short Name | HealthEquity, Inc. |
| Short Percent Of Float | 0.047399998 |
| Short Ratio | 3.52 |
| Source Interval | 15 |
| State | UT |
| Symbol | HQY |
| Target High Price | 128.0 |
| Target Low Price | 86.0 |
| Target Mean Price | 112.875 |
| Target Median Price | 110.0 |
| Total Cash | 318,927,008 |
| Total Cash Per Share | 3.775 |
| Total Debt | 1,001,480,000 |
| Total Revenue | 1,313,428,992 |
| Tradeable | 0 |
| Trailing Annual Dividend Rate | 0.0 |
| Trailing Annual Dividend Yield | 0.0 |
| Trailing Eps | 2.46 |
| Trailing P E | 35.093494 |
| Trailing Peg Ratio | 1.2457 |
| Triggerable | 1 |
| Two Hundred Day Average | 90.145325 |
| Two Hundred Day Average Change | -3.8153229 |
| Two Hundred Day Average Change Percent | -0.042324133 |
| Type Disp | Equity |
| Volume | 840,414 |
| Website | https://www.healthequity.com |
| Zip | 84,020 |