HealthEquity, Inc. (HQY)Healthcare | Health Information Services | Draper, United States | NasdaqGS
94.70 USD
+0.20
(0.212%)
⇧
(July 15, 2026, 9:56 a.m.
EDT)
|
Hot Take ↕ | July 11, 2026, 4:16 a.m. EDT
HealthEquity offers a strong growth story backed by solid profitability and a clean balance sheet, but it pays no dividends, making it unsuitable for income-focused strategies. While the long-term outlook remains positive with analysts projecting significant upside, insider selling and a negative short-term price forecast create some friction for immediate entry. Options traders are betting on continued gains beyond the current price, though they are also hedging against a dip below the $85 level. |
| Model | MAE |
|---|---|
| MSTL ✓ | 0.051371 |
| AutoARIMA | 0.052965 |
| AutoETS | 0.052966 |
| AutoTheta | 0.053197 |
Forecast horizon: 45 days | Selected: MSTL
| Forecast Reliability | |
|---|---|
| Score | 42% |
| H-stat | 7.78 |
| Ljung-Box p | 0.000 |
| Jarque-Bera p | 0.400 |
| Excess Kurtosis | -0.56 |
| Attribute | Value |
|---|---|
| Sector | Healthcare |
| Debt to Equity Ratio | 48.094 |
| Revenue per Share | 15.627 |
| Market Cap | 7,938,743,808 |
| Trailing P/E | 35.47 |
| Forward P/E | 17.32 |
| Beta | 0.21 |
| Profit Margins | 17.25% |
| Website | https://www.healthequity.com |
As of July 11, 2026, 4:16 a.m. EDT: Speculators are positioning for upside with heavy open interest in out-of-the-money calls across September through December expirations, suggesting a bullish bias toward the $100-$105 range. However, significant put open interest at the $80-$85 strikes for the near term indicates a defined floor or hedging demand against a drop below current levels.
| Attribute | Value |
|---|---|
| 52 Week Change | -0.03245622 |
| Address1 | 15 West Scenic Pointe Drive |
| Address2 | Suite 100 |
| All Time High | 116.65 |
| All Time Low | 15.8 |
| Ask | 120.44 |
| Ask Size | 2 |
| Audit Risk | 6 |
| Average Analyst Rating | 1.6 - Buy |
| Average Daily Volume10 Day | 861,210 |
| Average Daily Volume3 Month | 977,565 |
| Average Volume | 977,565 |
| Average Volume10Days | 861,210 |
| Beta | 0.21 |
| Bid | 67.82 |
| Bid Size | 2 |
| Board Risk | 1 |
| Book Value | 24.395 |
| City | Draper |
| Compensation As Of Epoch Date | 1,798,675,200 |
| Compensation Risk | 1 |
| Country | United States |
| Crypto Tradeable | 0 |
| Currency | USD |
| Current Price | 94.7 |
| Current Ratio | 3.437 |
| Custom Price Alert Confidence | HIGH |
| Date Short Interest | 1,782,777,600 |
| Day High | 94.7 |
| Day Low | 93.12 |
| Debt To Equity | 48.094 |
| Display Name | HealthEquity |
| Earnings Call Timestamp End | 1,780,000,200 |
| Earnings Call Timestamp Start | 1,780,000,200 |
| Earnings Growth | 0.344 |
| Earnings Quarterly Growth | 0.288 |
| Earnings Timestamp | 1,779,998,400 |
| Earnings Timestamp End | 1,779,998,400 |
| Earnings Timestamp Start | 1,779,998,400 |
| Ebitda | 501,323,008 |
| Ebitda Margins | 0.3749 |
| Enterprise To Ebitda | 17.194 |
| Enterprise To Revenue | 6.446 |
| Enterprise Value | 8,619,716,608 |
| Eps Current Year | 4.7178 |
| Eps Forward | 5.46727 |
| Eps Trailing Twelve Months | 2.67 |
| Esg Populated | 0 |
| Exchange | NMS |
| Exchange Data Delayed By | 0 |
| Exchange Timezone Name | America/New_York |
| Exchange Timezone Short Name | EDT |
| Fifty Day Average | 87.5424 |
| Fifty Day Average Change | 7.1576004 |
| Fifty Day Average Change Percent | 0.08176153 |
| Fifty Two Week Change Percent | -3.245622 |
| Fifty Two Week High | 105.96 |
| Fifty Two Week High Change | -11.260002 |
| Fifty Two Week High Change Percent | -0.106266536 |
| Fifty Two Week Low | 72.76 |
| Fifty Two Week Low Change | 21.939995 |
| Fifty Two Week Low Change Percent | 0.3015392 |
| Fifty Two Week Range | 72.76 - 105.96 |
| Financial Currency | USD |
| First Trade Date Milliseconds | 1,406,813,400,000 |
| Float Shares | 81,889,985 |
| Forward Eps | 5.46727 |
| Forward P E | 17.321259 |
| Free Cashflow | 370,328,512 |
| Full Exchange Name | NasdaqGS |
| Full Time Employees | 2,814 |
| Gmt Off Set Milliseconds | -14,400,000 |
| Governance Epoch Date | 1,782,864,000 |
| Gross Margins | 0.70677 |
| Gross Profits | 945,116,992 |
| Has Pre Post Market Data | 1 |
| Held Percent Insiders | 0.021440001 |
| Held Percent Institutions | 1.08149 |
| Implied Shares Outstanding | 83,830,457 |
| Industry | Health Information Services |
| Industry Disp | Health Information Services |
| Industry Key | health-information-services |
| Is Earnings Date Estimate | 0 |
| Language | en-US |
| Last Fiscal Year End | 1,769,817,600 |
| Long Business Summary | HealthEquity, Inc. provides technology-enabled services platforms to consumers and employers in the United States. It offers health savings accounts (HAS); investment platform; online-only automated investment advisory services through Advisor, a Web-based tool. The company also provides flexible spending accounts (FSA) for health and dependent care; health reimbursement arrangements; and Consolidated Omnibus Budget Reconciliation Act continuation services, as well as administers pre-tax commuter benefit programs. In addition, the company offers HSA and FSA members with access to certain healthcare products, programs, and services through its marketplace. It serves clients through a direct sales force; and brokers and advisors, a network of health plans, benefits administrators, benefits brokers and consultants, and retirement plan record-keepers. HealthEquity, Inc. was incorporated in 2002 and is based in Draper, Utah. |
| Long Name | HealthEquity, Inc. |
| Market | us_market |
| Market Cap | 7,938,743,808 |
| Market State | REGULAR |
| Max Age | 86,400 |
| Message Board Id | finmb_11129585 |
| Most Recent Quarter | 1,777,507,200 |
| Net Income To Common | 230,704,000 |
| Next Fiscal Year End | 1,801,353,600 |
| Non Diluted Market Cap | 7,901,239,858 |
| Number Of Analyst Opinions | 16 |
| Open | 93.45 |
| Operating Cashflow | 489,881,984 |
| Operating Margins | 0.29343998 |
| Overall Risk | 1 |
| Payout Ratio | 0.0 |
| Peg Ratio | 1.37 |
| Phone | 801 727 1000 |
| Previous Close | 94.5 |
| Price Eps Current Year | 20.072914 |
| Price Hint | 2 |
| Price To Book | 3.8819427 |
| Price To Sales Trailing12 Months | 5.9367256 |
| Profit Margins | 0.17252001 |
| Quick Ratio | 2.854 |
| Quote Source Name | Nasdaq Real Time Price |
| Quote Type | EQUITY |
| Recommendation Key | buy |
| Recommendation Mean | 1.5625 |
| Region | US |
| Regular Market Change | 0.19999695 |
| Regular Market Change Percent | 0.21200714 |
| Regular Market Day High | 94.7 |
| Regular Market Day Low | 93.12 |
| Regular Market Day Range | 93.12 - 94.7 |
| Regular Market Open | 93.45 |
| Regular Market Previous Close | 94.5 |
| Regular Market Price | 94.7 |
| Regular Market Time | 1,784,123,788 |
| Regular Market Volume | 39,060 |
| Return On Assets | 0.064559996 |
| Return On Equity | 0.11062 |
| Revenue Growth | 0.072 |
| Revenue Per Share | 15.627 |
| Sand P52 Week Change | 0.2043345 |
| Sector | Healthcare |
| Sector Disp | Healthcare |
| Sector Key | healthcare |
| Share Holder Rights Risk | 2 |
| Shares Outstanding | 83,830,457 |
| Shares Percent Shares Out | 0.063 |
| Shares Short | 5,266,317 |
| Shares Short Previous Month Date | 1,780,012,800 |
| Shares Short Prior Month | 4,129,204 |
| Short Name | HealthEquity, Inc. |
| Short Percent Of Float | 0.0834 |
| Short Ratio | 5.05 |
| Source Interval | 15 |
| State | UT |
| Symbol | HQY |
| Target High Price | 135.0 |
| Target Low Price | 88.0 |
| Target Mean Price | 115.5625 |
| Target Median Price | 113.0 |
| Total Cash | 265,368,992 |
| Total Cash Per Share | 3.174 |
| Total Debt | 984,681,984 |
| Total Revenue | 1,337,225,984 |
| Tradeable | 0 |
| Trailing Annual Dividend Rate | 0.0 |
| Trailing Annual Dividend Yield | 0.0 |
| Trailing Eps | 2.67 |
| Trailing P E | 35.468163 |
| Trailing Peg Ratio | 1.3535 |
| Triggerable | 1 |
| Two Hundred Day Average | 88.12892 |
| Two Hundred Day Average Change | 6.5710754 |
| Two Hundred Day Average Change Percent | 0.07456208 |
| Type Disp | Equity |
| Volume | 39,060 |
| Website | https://www.healthequity.com |
| Zip | 84,020 |