Horace Mann Educators Corporation (HMN)Financial Services | Insurance - Property & Casualty | Springfield, United States | NYSE
45.41 USD
+0.67
(1.498%)
⇧
(April 17, 2026, 4 p.m.
EDT)
After hours: 45.47 +0.06 (0.125%) ⇧ (April 17, 2026, 6:23 p.m. EDT) Short-term: ★★☆☆☆ | Long-term: ★★★☆☆ | Dividends: ★★★★☆ |
Hot Take | April 11, 2026, 4 p.m. EDT
Horace Mann Educators (HMN) presents a mixed picture for short-term traders. The recent price movements show some volatility, with a recent dip below the 50-day average, but there are signs of a potential rebound. The company's consistent dividend payments and reasonable yield make it an attractive option for income-focused investors. However, the short-term forecasting model indicates a slight downward trend, and the options activity suggests some bearish sentiment. Long-term investors may consider HMN as a stable option with a solid payout, but short-term traders should be cautious and monitor the market closely for any signs of a reversal. |
| Model | MAE |
|---|---|
| MSTL ✓ | 0.017891 |
| AutoETS | 0.018938 |
| AutoARIMA | 0.019168 |
| AutoTheta | 0.022895 |
Forecast horizon: 45 days | Selected: MSTL
| Forecast Reliability | |
|---|---|
| Score | 57% |
| H-stat | 2.38 |
| Ljung-Box p | 0.000 |
| Jarque-Bera p | 0.202 |
| Excess Kurtosis | -0.86 |
| Attribute | Value |
|---|---|
| Sector | Financial Services |
| Ex Dividend Date | 2026-03-16 |
| Last Dividend Date | 2026-03-16 |
| Debt to Equity Ratio | 110.13 |
| Revenue per Share | 41.296 |
| Market Cap | 1,836,814,208 |
| Trailing P/E | 11.64 |
| Forward P/E | 9.03 |
| Beta | 0.05 |
| Profit Margins | 9.53% |
| Website | https://www.horacemann.com |
As of April 11, 2026, 4 p.m. EDT: The options activity shows mixed signals. For the May 15 expiration, there is a new flow on the 40.0 strike with higher volume than open interest, suggesting potential short-term bearish sentiment. The ATM strike at 45.0 has moderate implied volatility, indicating some confidence in the price staying near the current level. For the August 21 expiration, the 25.0 strike has high open interest with elevated implied volatility, possibly indicating speculative bets on a significant price drop. Overall, the options market suggests a cautious outlook with some bearish positioning, but not overwhelming pessimism.
| Last Yield | 1yr Yield | 3yr Avg | 5yr Avg |
|---|---|---|---|
| 0.85% | 3.25% | 3.88% | 3.91% |
| Date | Dividend | Yield % |
|---|---|---|
| 2026-03-17 | 0.3600 | 0.853890 |
| 2025-12-15 | 0.3500 | 0.766210 |
| 2025-09-16 | 0.3500 | 0.778662 |
| 2025-06-16 | 0.3500 | 0.850206 |
| 2025-03-17 | 0.3500 | 0.862333 |
| 2024-12-16 | 0.3400 | 0.851041 |
| 2024-09-16 | 0.3400 | 1.045633 |
| 2024-06-13 | 0.3400 | 1.079609 |
| 2024-03-14 | 0.3400 | 1.049965 |
| 2023-12-13 | 0.3300 | 1.056443 |
| 2023-09-14 | 0.3300 | 1.234745 |
| 2023-06-14 | 0.3300 | 1.218984 |
| 2023-03-15 | 0.3300 | 1.092517 |
| 2022-12-14 | 0.3200 | 0.995037 |
| 2022-09-15 | 0.3200 | 1.012411 |
| 2022-06-14 | 0.3200 | 1.042834 |
| 2022-03-16 | 0.3200 | 0.911171 |
| 2021-12-15 | 0.3100 | 0.966404 |
| 2021-09-15 | 0.3100 | 0.935377 |
| 2021-06-15 | 0.3100 | 0.963714 |
| 2021-03-16 | 0.3100 | 0.856928 |
| 2020-12-15 | 0.3000 | 0.828507 |
| 2020-09-15 | 0.3000 | 1.068088 |
| 2020-06-15 | 0.3000 | 1.024200 |
| 2020-03-16 | 0.3000 | 1.113240 |
| 2019-12-13 | 0.2880 | 0.814085 |
| 2019-09-13 | 0.2880 | 0.757665 |
| 2019-06-13 | 0.2880 | 0.885835 |
| 2019-03-15 | 0.2880 | 0.973794 |
| 2018-12-14 | 0.2850 | 0.965673 |
| 2018-09-13 | 0.2850 | 0.797858 |
| 2018-06-13 | 0.2850 | 0.830870 |
| 2018-03-16 | 0.2850 | 0.834293 |
| 2017-12-15 | 0.2750 | 0.826064 |
| 2017-09-14 | 0.2750 | 0.982111 |
| 2017-06-12 | 0.2750 | 0.929070 |
| 2017-03-16 | 0.2750 | 0.888037 |
| 2016-12-15 | 0.2650 | 0.832270 |
| 2016-09-13 | 0.2650 | 1.034477 |
| 2016-06-09 | 0.2650 | 1.071575 |
| 2016-03-17 | 0.2650 | 1.137120 |
| 2015-12-17 | 0.2500 | 1.043452 |
| 2015-09-14 | 0.2500 | 1.053778 |
| 2015-06-10 | 0.2500 | 1.003375 |
| 2015-03-12 | 0.2500 | 1.060920 |
| 2014-12-18 | 0.2300 | 1.029626 |
| 2014-09-12 | 0.2300 | 1.137850 |
| 2014-06-11 | 0.2300 | 1.087776 |
| 2014-03-13 | 0.2300 | 1.172677 |
| 2013-12-19 | 0.1950 | 0.947298 |
| 2013-09-13 | 0.1950 | 1.061092 |
| 2013-06-06 | 0.1950 | 1.188609 |
| 2013-03-14 | 0.1950 | 1.400521 |
| 2012-12-13 | 0.1600 | 1.251243 |
| 2012-09-13 | 0.1300 | 1.088198 |
| 2012-06-07 | 0.1300 | 1.176353 |
| 2012-03-15 | 0.1300 | 1.137249 |
| 2011-12-15 | 0.1300 | 1.546392 |
| 2011-09-15 | 0.1100 | 1.391270 |
| 2011-06-09 | 0.1100 | 1.153231 |
| 2011-03-17 | 0.1100 | 1.078779 |
| 2010-12-16 | 0.1100 | 1.002420 |
| 2010-09-16 | 0.0800 | 0.752129 |
| 2010-06-10 | 0.0800 | 0.850738 |
| 2010-03-11 | 0.0800 | 0.934936 |
| 2009-12-17 | 0.0800 | 1.064147 |
| 2009-09-17 | 0.0530 | 0.613324 |
| 2009-06-10 | 0.0530 | 0.941046 |
| 2009-03-12 | 0.0530 | 1.225957 |
| 2008-12-18 | 0.0530 | 0.989914 |
| 2008-09-18 | 0.1050 | 1.320465 |
| 2008-06-11 | 0.1050 | 1.113612 |
| 2008-03-13 | 0.1050 | 1.041057 |
| 2007-12-19 | 0.1050 | 0.952865 |
| 2007-09-19 | 0.1050 | 0.902055 |
| 2007-06-13 | 0.1050 | 0.870367 |
| 2007-03-14 | 0.1050 | 0.922107 |
| 2006-12-14 | 0.1050 | 0.912496 |
| 2006-09-20 | 0.1050 | 0.962956 |
| 2006-06-13 | 0.1050 | 1.148926 |
| 2006-03-16 | 0.1050 | 1.022787 |
| 2005-12-21 | 0.1050 | 1.039228 |
| 2005-09-21 | 0.1050 | 0.982585 |
| 2005-06-13 | 0.1050 | 1.078930 |
| 2005-03-16 | 0.1050 | 1.053998 |
| 2004-12-16 | 0.1050 | 1.041350 |
| 2004-09-22 | 0.1050 | 1.165968 |
| 2004-06-14 | 0.1050 | 1.188655 |
| 2004-03-11 | 0.1050 | 1.290898 |
| 2003-12-04 | 0.1050 | 1.466596 |
| 2003-09-02 | 0.1050 | 1.309234 |
| 2003-06-05 | 0.1050 | 1.293206 |
| 2003-03-06 | 0.1050 | 1.558199 |
| 2002-12-04 | 0.1050 | 1.310541 |
| 2002-09-05 | 0.1050 | 1.300345 |
| 2002-05-29 | 0.1050 | 1.031749 |
| 2002-02-26 | 0.1050 | 0.942436 |
| 2001-12-06 | 0.1050 | 1.074856 |
| 2001-08-29 | 0.1050 | 1.068082 |
| 2001-05-29 | 0.1050 | 1.013684 |
| 2001-02-26 | 0.1050 | 1.314000 |
| 2000-12-07 | 0.1050 | 1.176726 |
| 2000-08-31 | 0.1050 | 1.421504 |
| 2000-06-01 | 0.1050 | 1.283870 |
| 2000-03-02 | 0.1050 | 1.488911 |
| 1999-11-26 | 0.1050 | 0.994048 |
| 1999-08-31 | 0.0930 | 0.653351 |
| 1999-05-26 | 0.0800 | 0.657955 |
| 1999-03-02 | 0.0800 | 0.709882 |
| 1998-12-01 | 0.0930 | 0.697299 |
| 1998-08-27 | 0.0800 | 0.571722 |
| 1998-05-28 | 0.0800 | 0.524112 |
| 1998-02-26 | 0.0800 | 0.478901 |
| 1997-11-25 | 0.0800 | 0.622693 |
| 1997-08-27 | 0.0675 | 0.534741 |
| 1997-05-28 | 0.0675 | 0.617171 |
| 1997-02-26 | 0.0675 | 0.671961 |
| 1996-11-26 | 0.0550 | 0.638666 |
| 1996-08-28 | 0.0550 | 0.693533 |
| 1996-05-29 | 0.0550 | 0.755552 |
| 1996-02-29 | 0.0550 | 0.737979 |
| 1995-11-29 | 0.0450 | 0.689726 |
| 1995-08-30 | 0.0450 | 0.733192 |
| 1995-05-25 | 0.0450 | 0.916403 |
| 1995-02-23 | 0.0450 | 0.861119 |
| 1994-11-25 | 0.0360 | 0.798263 |
| 1994-08-26 | 0.0360 | 0.615032 |
| 1994-05-25 | 0.0360 | 0.602431 |
| 1994-02-23 | 0.0360 | 0.655644 |
| 1993-11-24 | 0.0300 | 0.567950 |
| 1993-08-26 | 0.0300 | 0.467216 |
| 1993-05-25 | 0.0300 | 0.558936 |
| 1993-02-23 | 0.0300 | 0.499171 |
| 1992-11-24 | 0.0250 | 0.438793 |
| 1992-08-26 | 0.0250 | 0.499363 |
| 1992-05-26 | 0.0250 | 0.609806 |
| 1992-02-24 | 0.0250 | 0.524558 |
| Attribute | Value |
|---|---|
| 52 Week Change | 0.16915548 |
| Address1 | 1 Horace Mann Plaza |
| All Time High | 48.33 |
| All Time Low | 4.0 |
| Ask | 45.49 |
| Ask Size | 500 |
| Audit Risk | 2 |
| Average Analyst Rating | 1.7 - Buy |
| Average Daily Volume10 Day | 187,410 |
| Average Daily Volume3 Month | 253,867 |
| Average Volume | 253,867 |
| Average Volume10Days | 187,410 |
| Beta | 0.053 |
| Bid | 45.45 |
| Bid Size | 200 |
| Board Risk | 1 |
| Book Value | 36.466 |
| City | Springfield |
| Compensation As Of Epoch Date | 1,767,139,200 |
| Compensation Risk | 5 |
| Country | United States |
| Crypto Tradeable | 0 |
| Currency | USD |
| Current Price | 45.41 |
| Current Ratio | 1.672 |
| Custom Price Alert Confidence | HIGH |
| Date Short Interest | 1,774,915,200 |
| Day High | 45.91 |
| Day Low | 44.66 |
| Debt To Equity | 110.13 |
| Display Name | Horace Mann Educators |
| Dividend Date | 1,774,915,200 |
| Dividend Rate | 1.44 |
| Dividend Yield | 3.17 |
| Earnings Call Timestamp End | 1,778,166,000 |
| Earnings Call Timestamp Start | 1,778,166,000 |
| Earnings Growth | -0.054 |
| Earnings Quarterly Growth | -0.052 |
| Earnings Timestamp | 1,778,097,600 |
| Earnings Timestamp End | 1,778,097,600 |
| Earnings Timestamp Start | 1,778,097,600 |
| Ebitda | 264,700,000 |
| Ebitda Margins | 0.15558 |
| Enterprise To Ebitda | 12.214 |
| Enterprise To Revenue | 1.9 |
| Enterprise Value | 3,233,114,112 |
| Eps Current Year | 4.43 |
| Eps Forward | 5.03 |
| Eps Trailing Twelve Months | 3.9 |
| Esg Populated | 0 |
| Ex Dividend Date | 1,773,705,600 |
| Exchange | NYQ |
| Exchange Data Delayed By | 0 |
| Exchange Timezone Name | America/New_York |
| Exchange Timezone Short Name | EDT |
| Fifty Day Average | 43.171 |
| Fifty Day Average Change | 2.2389984 |
| Fifty Day Average Change Percent | 0.05186348 |
| Fifty Two Week Change Percent | 16.915548 |
| Fifty Two Week High | 48.33 |
| Fifty Two Week High Change | -2.920002 |
| Fifty Two Week High Change Percent | -0.060418 |
| Fifty Two Week Low | 38.76 |
| Fifty Two Week Low Change | 6.6500015 |
| Fifty Two Week Low Change Percent | 0.17156868 |
| Fifty Two Week Range | 38.76 - 48.33 |
| Financial Currency | USD |
| First Trade Date Milliseconds | 690,215,400,000 |
| Five Year Avg Dividend Yield | 3.48 |
| Float Shares | 40,209,684 |
| Forward Eps | 5.03 |
| Forward P E | 9.027833 |
| Free Cashflow | 197,050,000 |
| Full Exchange Name | NYSE |
| Full Time Employees | 1,800 |
| Gmt Off Set Milliseconds | -14,400,000 |
| Governance Epoch Date | 1,775,001,600 |
| Gross Margins | 0.38116002 |
| Gross Profits | 648,499,968 |
| Has Pre Post Market Data | 1 |
| Held Percent Insiders | 0.01612 |
| Held Percent Institutions | 1.03415 |
| Implied Shares Outstanding | 40,449,551 |
| Industry | Insurance - Property & Casualty |
| Industry Disp | Insurance - Property & Casualty |
| Industry Key | insurance-property-casualty |
| Ir Website | http://phx.corporate-ir.net/phoenix.zhtml?c=101912&p=irol-irhome |
| Is Earnings Date Estimate | 0 |
| Language | en-US |
| Last Dividend Date | 1,773,705,600 |
| Last Dividend Value | 0.36 |
| Last Fiscal Year End | 1,767,139,200 |
| Last Split Date | 882,230,400 |
| Last Split Factor | 2:1 |
| Long Business Summary | Horace Mann Educators Corporation, together with its subsidiaries, operates as an insurance holding company in the United States. It operates through three segments: Property & Casualty, Life & Retirement, and Supplemental & Group Benefits segments. The Property & Casualty segment offers insurance products, including private passenger auto insurance, residential home insurance, and personal umbrella insurance; standard auto coverage including liability, collision, and comprehensive; property coverage for homeowners and renters. The Life & Retirement segment sells tax-qualified fixed, fixed indexed, and variable annuities; the Horace Mann Retirement Advantage open architecture platform and other defined contribution plans; traditional term, whole life insurance products, and indexed universal life (IUL) products. This segment also offers Life by Design, a portfolio of individual whole life and individual term insurance products that address the financial planning needs of educators; Life Select, a combination product that mixes a base of either traditional whole life, 20-pay life, or life paid-up at age 65 with a variety of term riders; single premium whole life products; and cash value term. The Supplemental & Group Benefits segment offers employer-sponsored products, including accident, critical illness, limited-benefit fixed indemnity insurance, term life, and short-term and long-term disability, as well as worksite direct products, such as supplemental heart, cancer, disability, and accident coverages. The company offers individual protection and savings solutions, including auto insurance, property insurance, liability insurance, 403(b) retirement plans, mutual funds, life insurance, student loan solutions, credit monitoring, and financial wellness workshops. It distributes its products and services through agents, brokers, benefit specialists, direct and digital channels. The company was founded in 1945 and is headquartered in Springfield, Illinois. |
| Long Name | Horace Mann Educators Corporation |
| Market | us_market |
| Market Cap | 1,836,814,208 |
| Market State | CLOSED |
| Max Age | 86,400 |
| Message Board Id | finmb_318898 |
| Most Recent Quarter | 1,767,139,200 |
| Net Income To Common | 162,100,000 |
| Next Fiscal Year End | 1,798,675,200 |
| Non Diluted Market Cap | 1,833,709,020 |
| Number Of Analyst Opinions | 2 |
| Open | 44.66 |
| Operating Cashflow | 553,200,000 |
| Operating Margins | 0.12810001 |
| Overall Risk | 2 |
| Payout Ratio | 0.35900003 |
| Peg Ratio | 1.16 |
| Phone | 217 789 2500 |
| Post Market Change | 0.056625366 |
| Post Market Change Percent | 0.12469801 |
| Post Market Price | 45.466625 |
| Post Market Time | 1,776,464,581 |
| Previous Close | 44.74 |
| Price Eps Current Year | 10.250565 |
| Price Hint | 2 |
| Price To Book | 1.2452695 |
| Price To Sales Trailing12 Months | 1.0795898 |
| Profit Margins | 0.09527001 |
| Quick Ratio | 0.118 |
| Quote Type | EQUITY |
| Recommendation Key | buy |
| Recommendation Mean | 1.66667 |
| Region | US |
| Regular Market Change | 0.669998 |
| Regular Market Change Percent | 1.49754 |
| Regular Market Day High | 45.91 |
| Regular Market Day Low | 44.66 |
| Regular Market Day Range | 44.66 - 45.91 |
| Regular Market Open | 44.66 |
| Regular Market Previous Close | 44.74 |
| Regular Market Price | 45.41 |
| Regular Market Time | 1,776,456,003 |
| Regular Market Volume | 131,025 |
| Return On Assets | 0.009980001 |
| Return On Equity | 0.11703 |
| Revenue Growth | 0.063 |
| Revenue Per Share | 41.296 |
| Sand P52 Week Change | 0.38150132 |
| Sector | Financial Services |
| Sector Disp | Financial Services |
| Sector Key | financial-services |
| Share Holder Rights Risk | 2 |
| Shares Outstanding | 40,381,172 |
| Shares Percent Shares Out | 0.0212 |
| Shares Short | 857,831 |
| Shares Short Previous Month Date | 1,772,150,400 |
| Shares Short Prior Month | 670,519 |
| Short Name | Horace Mann Educators Corporati |
| Short Percent Of Float | 0.0293 |
| Short Ratio | 3.01 |
| Source Interval | 15 |
| State | IL |
| Symbol | HMN |
| Target High Price | 53.0 |
| Target Low Price | 50.0 |
| Target Mean Price | 51.5 |
| Target Median Price | 51.5 |
| Total Cash | 236,600,000 |
| Total Cash Per Share | 5.849 |
| Total Debt | 1,632,899,968 |
| Total Revenue | 1,701,400,064 |
| Tradeable | 0 |
| Trailing Annual Dividend Rate | 1.4 |
| Trailing Annual Dividend Yield | 0.031291906 |
| Trailing Eps | 3.9 |
| Trailing P E | 11.643589 |
| Trailing Peg Ratio | None |
| Triggerable | 1 |
| Two Hundred Day Average | 44.1734 |
| Two Hundred Day Average Change | 1.236599 |
| Two Hundred Day Average Change Percent | 0.027994199 |
| Type Disp | Equity |
| Volume | 131,025 |
| Website | https://www.horacemann.com |
| Zip | 62,715-0001 |