Hippo Holdings Inc. (HIPO)Financial Services | Insurance - Property & Casualty | San Jose, United States | NYSE
34.39 USD
+0.04
(0.116%)
⇧
(Oct. 14, 2026, 4 p.m.
EDT)
After hours: 34.39 |
Hot Take ↕ | Oct. 10, 2026, 11:39 a.m. EDT
The investment case here hinges entirely on the company's successful pivot to profitability, which has finally arrived but faces a severe credibility test regarding sustainability. While the fundamentals are compelling—showing robust 30%+ ROE, healthy gross margins, and a massive 120% revenue rebound last year—the stock is still haunted by a brutal multi-year decline that erased nearly 70% of its value over four years. The market appears to be pricing in a 'value trap' scenario where the cheap valuation is a warning sign rather than a bargain. However, the technicals tell a different story; the stock is trading well above its 200-day moving average, and the options market is screaming bullishness with heavy call positioning at the $35 and $40 strikes. This divergence suggests that while the business quality is improving, the path of least resistance for the stock price is upward as traders bet on a continuation of the recovery trend. The lack of a dividend is irrelevant given the growth profile, but investors must be wary that the recent earnings beat might be the exception rather than the rule. |
| Model | MAE |
|---|---|
| AutoTheta ✓ | 0.089341 |
| AutoARIMA | 0.092396 |
| AutoETS | 0.092396 |
| MSTL | 0.094724 |
Forecast horizon: 45 days | Selected: AutoTheta
| Forecast Reliability | |
|---|---|
| Score | 36% |
| H-stat | 1.55 |
| Ljung-Box p | 0.000 |
| Jarque-Bera p | 0.000 |
| Excess Kurtosis | 1.36 |
| Attribute | Value |
|---|---|
| Sector | Financial Services |
| Debt to Equity Ratio | 10.889 |
| Revenue per Share | 19.746 |
| Market Cap | 907,530,752 |
| Trailing P/E | 7.36 |
| Forward P/E | 9.78 |
| Beta | 1.55 |
| Profit Margins | 23.92% |
| Website | https://www.hippo.com |
As of Oct. 10, 2026, 11:39 a.m. EDT: Speculators are overwhelmingly bullish, with open interest heavily skewed toward calls (94% OTM) compared to negligible put activity. The bulk of call positioning is concentrated at the $35 strike, acting as a key resistance level, while the $40 strike shows significant long-term call accumulation. This suggests a consensus expectation of a breakout above current levels, though implied volatility remains elevated on the short-dated strikes, indicating some uncertainty around the immediate upside.
| Attribute | Value |
|---|---|
| 52 Week Change | -0.041306198 |
| Address1 | One Almaden Blvd. |
| Address2 | Suite 400 |
| All Time High | 376.25 |
| All Time Low | 6.645 |
| Ask | 35.0 |
| Ask Size | 300 |
| Audit Risk | 5 |
| Average Analyst Rating | 2.0 - Buy |
| Average Daily Volume10 Day | 172,760 |
| Average Daily Volume3 Month | 179,817 |
| Average Volume | 179,817 |
| Average Volume10Days | 172,760 |
| Beta | 1.553 |
| Bid | 34.3 |
| Bid Size | 200 |
| Board Risk | 4 |
| Book Value | 17.646 |
| City | San Jose |
| Compensation As Of Epoch Date | 1,767,139,200 |
| Compensation Risk | 5 |
| Country | United States |
| Crypto Tradeable | 0 |
| Currency | USD |
| Current Price | 34.39 |
| Current Ratio | 1.004 |
| Custom Price Alert Confidence | HIGH |
| Date Short Interest | 1,790,726,400 |
| Day High | 34.64 |
| Day Low | 33.775 |
| Debt To Equity | 10.889 |
| Display Name | Hippo |
| Dividend Yield | 0.0 |
| Earnings Call Timestamp End | 1,793,275,200 |
| Earnings Call Timestamp Start | 1,793,275,200 |
| Earnings Growth | 6.6 |
| Earnings Quarterly Growth | 6.769 |
| Earnings Timestamp | 1,793,277,000 |
| Earnings Timestamp End | 1,793,277,000 |
| Earnings Timestamp Start | 1,793,277,000 |
| Ebitda | 35,500,000 |
| Ebitda Margins | 0.07001 |
| Enterprise To Ebitda | 18.188 |
| Enterprise To Revenue | 1.273 |
| Enterprise Value | 645,675,264 |
| Eps Current Year | 2.45333 |
| Eps Forward | 3.515 |
| Eps Trailing Twelve Months | 4.67 |
| Esg Populated | 0 |
| Exchange | NYQ |
| Exchange Data Delayed By | 20 |
| Exchange Timezone Name | America/New_York |
| Exchange Timezone Short Name | EDT |
| Fifty Day Average | 32.5248 |
| Fifty Day Average Change | 1.8652 |
| Fifty Day Average Change Percent | 0.05734701 |
| Fifty Two Week Change Percent | -4.13062 |
| Fifty Two Week High | 38.725 |
| Fifty Two Week High Change | -4.334999 |
| Fifty Two Week High Change Percent | -0.11194317 |
| Fifty Two Week Low | 24.08 |
| Fifty Two Week Low Change | 10.309999 |
| Fifty Two Week Low Change Percent | 0.42815614 |
| Fifty Two Week Range | 24.08 - 38.725 |
| Financial Currency | USD |
| First Trade Date Milliseconds | 1,610,375,400,000 |
| Float Shares | 22,435,724 |
| Forward Eps | 3.515 |
| Forward P E | 9.783783 |
| Free Cashflow | 158,275,008 |
| Full Exchange Name | NYSE |
| Full Time Employees | 540 |
| Fullday Change | 0.0399971 |
| Fullday Change Percent | 0.11657563 |
| Fullday Price | 34.39 |
| Gmt Off Set Milliseconds | -14,400,000 |
| Governance Epoch Date | 1,790,812,800 |
| Gross Margins | 0.60501 |
| Gross Profits | 306,800,000 |
| Has Pre Post Market Data | 1 |
| Held Percent Insiders | 0.10308 |
| Held Percent Institutions | 0.48708 |
| Implied Shares Outstanding | 26,389,381 |
| Industry | Insurance - Property & Casualty |
| Industry Disp | Insurance - Property & Casualty |
| Industry Key | insurance-property-casualty |
| Is Earnings Date Estimate | 0 |
| Language | en-US |
| Last Fiscal Year End | 1,767,139,200 |
| Last Split Date | 1,664,496,000 |
| Last Split Factor | 1:25 |
| Long Business Summary | Hippo Holdings Inc., together with its subsidiaries, provides property and casualty insurance products to individuals and business customers primarily in the United States. The company provides a multi-carrier platform through owned and partner managing general agents (MGAs), serving as a licensed insurance carrier for MGAs and providing admitted and non-admitted (excess and surplus) paper, regulatory licenses, and reinsurance across multiple lines of business. The company also offers insurance products, including homeowners, renters, commercial multi-peril, casualty, and other specialty insurance programs. It provides homeowners insurance, general liability, commercial auto liability, and excess and umbrella liability, written through delegated authority arrangements, renters insurance, liability coverage, commercial multi-peril policies for small to mid-sized businesses, and niche personal or commercial products, as well as program-specific and corporate catastrophe reinsurance solutions. The company distributes insurance products and services through its technology platforms and website, as well as operates licensed insurance agencies. The company was formerly known as Hippo Enterprises Inc. and changed its name to Hippo Holdings Inc. in August 2021. Hippo Holdings Inc. is headquartered in San Jose, California. |
| Long Name | Hippo Holdings Inc. |
| Market | us_market |
| Market Cap | 907,530,752 |
| Market State | POST |
| Max Age | 86,400 |
| Message Board Id | finmb_533311640 |
| Most Recent Quarter | 1,782,777,600 |
| Net Income To Common | 121,300,000 |
| Next Fiscal Year End | 1,798,675,200 |
| Non Diluted Market Cap | 784,028,509 |
| Number Of Analyst Opinions | 4 |
| Open | 34.2 |
| Operating Cashflow | 71,700,000 |
| Operating Margins | 0.080170006 |
| Overall Risk | 6 |
| Payout Ratio | 0.0 |
| Phone | 650 294 8463 |
| Post Market Change | 0.0 |
| Post Market Change Percent | 0.0 |
| Post Market Price | 34.39 |
| Post Market Time | 1,792,008,605 |
| Previous Close | 34.35 |
| Price Eps Current Year | 14.017682 |
| Price Hint | 2 |
| Price To Book | 1.9488835 |
| Price To Sales Trailing12 Months | 1.7896485 |
| Profit Margins | 0.2392 |
| Quick Ratio | 0.47 |
| Quote Source Name | Nasdaq Real Time Price |
| Quote Type | EQUITY |
| Recommendation Key | buy |
| Recommendation Mean | 2.0 |
| Region | US |
| Regular Market Change | 0.040000916 |
| Regular Market Change Percent | 0.116450995 |
| Regular Market Day High | 34.64 |
| Regular Market Day Low | 33.775 |
| Regular Market Day Range | 33.775 - 34.64 |
| Regular Market Open | 34.2 |
| Regular Market Previous Close | 34.35 |
| Regular Market Price | 34.39 |
| Regular Market Time | 1,792,008,002 |
| Regular Market Volume | 136,038 |
| Return On Assets | 0.0104 |
| Return On Equity | 0.30336002 |
| Revenue Growth | 0.234 |
| Revenue Per Share | 19.746 |
| Sand P52 Week Change | 0.17004645 |
| Sector | Financial Services |
| Sector Disp | Financial Services |
| Sector Key | financial-services |
| Share Holder Rights Risk | 8 |
| Shares Outstanding | 26,389,381 |
| Shares Percent Shares Out | 0.0355 |
| Shares Short | 937,420 |
| Shares Short Previous Month Date | 1,788,134,400 |
| Shares Short Prior Month | 900,742 |
| Short Name | Hippo Holdings Inc. |
| Short Percent Of Float | 0.041100003 |
| Short Ratio | 4.98 |
| Source Interval | 15 |
| State | CA |
| Symbol | HIPO |
| Target High Price | 45.0 |
| Target Low Price | 35.0 |
| Target Mean Price | 40.875 |
| Target Median Price | 41.75 |
| Total Cash | 311,500,000 |
| Total Cash Per Share | 11.804 |
| Total Debt | 50,700,000 |
| Total Revenue | 507,100,000 |
| Tradeable | 0 |
| Trailing Annual Dividend Rate | 0.0 |
| Trailing Annual Dividend Yield | 0.0 |
| Trailing Eps | 4.67 |
| Trailing P E | 7.3640256 |
| Trailing Peg Ratio | None |
| Triggerable | 1 |
| Two Hundred Day Average | 29.03445 |
| Two Hundred Day Average Change | 5.355549 |
| Two Hundred Day Average Change Percent | 0.18445498 |
| Type Disp | Equity |
| Volume | 136,038 |
| Website | https://www.hippo.com |
| Zip | 95,113 |