Hippo Holdings Inc. (HIPO)Financial Services | Insurance - Property & Casualty | San Jose, United States | NYSE
29.16 USD
-0.53
(-1.802%) ⇩
(July 14, 2026, 9:50 a.m.
EDT)
|
Hot Take ↕ | July 11, 2026, 6:37 a.m. EDT
The investment case here is a classic turnaround story with a massive valuation gap. Fundamentally, the company has achieved profitability with a 29.7% return on equity and is trading at a very attractive 6.5x trailing P/E, well below its forward estimate. The price history confirms a dramatic recovery from a -91% crash, with the last year showing a +66% rebound, though the broader four-year window remains deeply depressed at -89%. This suggests the market is still pricing in significant execution risk despite the improved numbers. The short-term outlook is neutral-to-slightly-bearish due to the weak statistical forecast and the fact that the stock is still below its 200-day average, despite recent gains. The options market shows some speculative call interest at higher strikes, but the lack of open interest suggests this is retail noise rather than a coordinated institutional move. With no dividend to provide income and a beta of 1.49 amplifying volatility, this is a high-risk, high-reward speculative play suitable only for investors who believe the management team can sustain the recent profitability. It is not a core holding. |
| Model | MAE |
|---|---|
| AutoETS ✓ | 0.089396 |
| AutoARIMA | 0.089396 |
| MSTL | 0.089855 |
| AutoTheta | 0.101701 |
Forecast horizon: 45 days | Selected: AutoETS
| Forecast Reliability | |
|---|---|
| Score | 40% |
| H-stat | 1.91 |
| Ljung-Box p | 0.000 |
| Jarque-Bera p | 0.641 |
| Excess Kurtosis | -0.16 |
| Attribute | Value |
|---|---|
| Sector | Financial Services |
| Debt to Equity Ratio | 11.478 |
| Revenue per Share | 18.788 |
| Market Cap | 759,077,120 |
| Trailing P/E | 6.63 |
| Forward P/E | 9.74 |
| Beta | 1.49 |
| Profit Margins | 23.51% |
| Website | https://www.hippo.com |
As of July 11, 2026, 6:37 a.m. EDT: Call volume is heavily skewed toward out-of-the-money strikes (35.0), indicating speculative bets on a significant upside move, while put activity is concentrated at lower strikes (15.0) suggesting a floor or downside protection play. However, overall open interest is extremely thin across all expirations, signaling a lack of institutional positioning and low liquidity.
| Attribute | Value |
|---|---|
| 52 Week Change | 0.13934743 |
| Address1 | One Almaden Blvd. |
| Address2 | Suite 400 |
| All Time High | 376.25 |
| All Time Low | 6.645 |
| Ask | 29.51 |
| Ask Size | 100 |
| Audit Risk | 5 |
| Average Analyst Rating | 2.3 - Buy |
| Average Daily Volume10 Day | 170,940 |
| Average Daily Volume3 Month | 137,073 |
| Average Volume | 137,073 |
| Average Volume10Days | 170,940 |
| Beta | 1.491 |
| Bid | 28.72 |
| Bid Size | 1,100 |
| Board Risk | 4 |
| Book Value | 17.234 |
| City | San Jose |
| Compensation As Of Epoch Date | 1,767,139,200 |
| Compensation Risk | 6 |
| Country | United States |
| Crypto Tradeable | 0 |
| Currency | USD |
| Current Price | 29.155 |
| Current Ratio | 1.081 |
| Custom Price Alert Confidence | HIGH |
| Date Short Interest | 1,782,777,600 |
| Day High | 29.435 |
| Day Low | 29.115 |
| Debt To Equity | 11.478 |
| Display Name | Hippo |
| Earnings Call Timestamp End | 1,785,441,600 |
| Earnings Call Timestamp Start | 1,785,441,600 |
| Earnings Timestamp | 1,785,414,600 |
| Earnings Timestamp End | 1,785,414,600 |
| Earnings Timestamp Start | 1,785,414,600 |
| Ebitda | 28,500,000 |
| Ebitda Margins | 0.059559997 |
| Enterprise To Ebitda | 14.865 |
| Enterprise To Revenue | 0.885 |
| Enterprise Value | 423,646,016 |
| Eps Current Year | 1.85 |
| Eps Forward | 2.99333 |
| Eps Trailing Twelve Months | 4.4 |
| Esg Populated | 0 |
| Exchange | NYQ |
| Exchange Data Delayed By | 0 |
| Exchange Timezone Name | America/New_York |
| Exchange Timezone Short Name | EDT |
| Fifty Day Average | 26.617 |
| Fifty Day Average Change | 2.538 |
| Fifty Day Average Change Percent | 0.0953526 |
| Fifty Two Week Change Percent | 13.934744 |
| Fifty Two Week High | 38.98 |
| Fifty Two Week High Change | -9.824999 |
| Fifty Two Week High Change Percent | -0.2520523 |
| Fifty Two Week Low | 24.08 |
| Fifty Two Week Low Change | 5.075001 |
| Fifty Two Week Low Change Percent | 0.21075584 |
| Fifty Two Week Range | 24.08 - 38.98 |
| Financial Currency | USD |
| First Trade Date Milliseconds | 1,610,375,400,000 |
| Float Shares | 22,026,386 |
| Forward Eps | 2.99333 |
| Forward P E | 9.739988 |
| Free Cashflow | 106,550,000 |
| Full Exchange Name | NYSE |
| Full Time Employees | 540 |
| Gmt Off Set Milliseconds | -14,400,000 |
| Governance Epoch Date | 1,782,864,000 |
| Gross Margins | 0.61338 |
| Gross Profits | 293,500,000 |
| Has Pre Post Market Data | 1 |
| Held Percent Insiders | 0.10718001 |
| Held Percent Institutions | 0.45123002 |
| Implied Shares Outstanding | 26,035,917 |
| Industry | Insurance - Property & Casualty |
| Industry Disp | Insurance - Property & Casualty |
| Industry Key | insurance-property-casualty |
| Is Earnings Date Estimate | 0 |
| Language | en-US |
| Last Fiscal Year End | 1,767,139,200 |
| Last Split Date | 1,664,496,000 |
| Last Split Factor | 1:25 |
| Long Business Summary | Hippo Holdings Inc., together with its subsidiaries, provides property and casualty insurance products to individuals and business customers primarily in the United States. The company provides a multi-carrier platform through owned and partner managing general agents (MGAs), serving as a licensed insurance carrier for MGAs and providing admitted and non-admitted (excess and surplus) paper, regulatory licenses, and reinsurance across multiple lines of business. The company also offers insurance products, including homeowners, renters, commercial multi-peril, casualty, and other specialty insurance programs. It provides homeowners insurance, general liability, commercial auto liability, and excess and umbrella liability, written through delegated authority arrangements, renters insurance, liability coverage, commercial multi-peril policies for small to mid-sized businesses, and niche personal or commercial products, as well as program-specific and corporate catastrophe reinsurance solutions. The company distributes insurance products and services through its technology platforms and website, as well as operates licensed insurance agencies. The company was formerly known as Hippo Enterprises Inc. and changed its name to Hippo Holdings Inc. in August 2021. Hippo Holdings Inc. is headquartered in San Jose, California. |
| Long Name | Hippo Holdings Inc. |
| Market | us_market |
| Market Cap | 759,077,120 |
| Market State | REGULAR |
| Max Age | 86,400 |
| Message Board Id | finmb_533311640 |
| Most Recent Quarter | 1,774,915,200 |
| Net Income To Common | 112,500,000 |
| Next Fiscal Year End | 1,798,675,200 |
| Non Diluted Market Cap | 772,746,016 |
| Number Of Analyst Opinions | 4 |
| Open | 29.49 |
| Operating Cashflow | 53,300,000 |
| Operating Margins | 0.05926 |
| Overall Risk | 6 |
| Payout Ratio | 0.0 |
| Phone | 650 294 8463 |
| Previous Close | 29.69 |
| Price Eps Current Year | 15.7594595 |
| Price Hint | 2 |
| Price To Book | 1.6917142 |
| Price To Sales Trailing12 Months | 1.5863681 |
| Profit Margins | 0.23511 |
| Quick Ratio | 0.539 |
| Quote Source Name | Nasdaq Real Time Price |
| Quote Type | EQUITY |
| Recommendation Key | buy |
| Recommendation Mean | 2.25 |
| Region | US |
| Regular Market Change | -0.53499985 |
| Regular Market Change Percent | -1.801953 |
| Regular Market Day High | 29.435 |
| Regular Market Day Low | 29.115 |
| Regular Market Day Range | 29.115 - 29.435 |
| Regular Market Open | 29.49 |
| Regular Market Previous Close | 29.69 |
| Regular Market Price | 29.155 |
| Regular Market Time | 1,784,037,012 |
| Regular Market Volume | 4,149 |
| Return On Assets | 0.00902 |
| Return On Equity | 0.29726 |
| Revenue Growth | 0.089 |
| Revenue Per Share | 18.788 |
| Sand P52 Week Change | 0.20365608 |
| Sector | Financial Services |
| Sector Disp | Financial Services |
| Sector Key | financial-services |
| Share Holder Rights Risk | 8 |
| Shares Outstanding | 26,035,917 |
| Shares Percent Shares Out | 0.030299999 |
| Shares Short | 789,881 |
| Shares Short Previous Month Date | 1,780,012,800 |
| Shares Short Prior Month | 538,275 |
| Short Name | Hippo Holdings Inc. |
| Short Percent Of Float | 0.0352 |
| Short Ratio | 4.88 |
| Source Interval | 15 |
| State | CA |
| Symbol | HIPO |
| Target High Price | 45.0 |
| Target Low Price | 33.0 |
| Target Mean Price | 39.75 |
| Target Median Price | 40.5 |
| Total Cash | 400,600,000 |
| Total Cash Per Share | 15.386 |
| Total Debt | 51,500,000 |
| Total Revenue | 478,500,000 |
| Tradeable | 0 |
| Trailing Annual Dividend Rate | 0.0 |
| Trailing Annual Dividend Yield | 0.0 |
| Trailing Eps | 4.4 |
| Trailing P E | 6.6261363 |
| Trailing Peg Ratio | None |
| Triggerable | 1 |
| Two Hundred Day Average | 29.65515 |
| Two Hundred Day Average Change | -0.5001488 |
| Two Hundred Day Average Change Percent | -0.016865496 |
| Type Disp | Equity |
| Volume | 4,149 |
| Website | https://www.hippo.com |
| Zip | 95,113 |