Hagerty, Inc. (HGTY)Financial Services | Insurance - Property & Casualty | Traverse City, United States | NYSE
10.83 USD
+0.30
(2.849%)
⇧
(April 17, 2026, 4 p.m.
EDT)
After hours: 10.85 +0.02 (0.141%) ⇧ (April 17, 2026, 5:48 p.m. EDT) Short-term: ★★★☆☆ | Long-term: ★★★★☆ | Dividends: ☆☆☆☆☆ |
Hot Take | April 18, 2026, 10:44 p.m. EDT
HGTY presents a classic defensive deep-value contrarian setup. The company is negatively skewed from analyst consensus, yet mathematically cheap on an enterprise basis (EV/EBITDA of ~4x vs Trailing P/E of 29x). Fundamentals are strong (20% ROE, growing FCF) and balance sheet is conservative, supporting a 4-star buy for long-term holders. However, the price action is dead, options are illiquid, and a recent secondary offering has capped upside. This is a 'hold' accumulation play for patient buyers, but a 'pass' for short-term traders seeking volatility. |
| Model | MAE |
|---|---|
| AutoARIMA ✓ | 0.098286 |
| AutoETS | 0.098669 |
| MSTL | 0.100292 |
| AutoTheta | 0.107819 |
Forecast horizon: 45 days | Selected: AutoARIMA
| Forecast Reliability | |
|---|---|
| Score | 43% |
| H-stat | 14.01 |
| Ljung-Box p | 0.000 |
| Jarque-Bera p | 0.430 |
| Excess Kurtosis | -0.93 |
| Attribute | Value |
|---|---|
| Sector | Financial Services |
| Debt to Equity Ratio | 23.815 |
| Revenue per Share | 15.427 |
| Market Cap | 3,710,560,256 |
| Trailing P/E | 29.27 |
| Forward P/E | 18.29 |
| Beta | 0.93 |
| Profit Margins | 2.85% |
| Website | https://www.hagerty.com |
As of April 18, 2026, 10:44 p.m. EDT: Near-term options flow (April/May) shows muted activity with significant concentration in ATM strikes for both calls and puts. Notable unique positioning includes deep OTM August calls with very low implied volatility, suggesting a sarcastic 'mudding' play or speculative hope for a directional breakout without expecting it to happen. Conversely, deep ITM August puts show high OI with substantial premium, indicating a significant long-term hedging floor or bearish insurance on the downside. Most calls are trading at 0.0 IV, indicating a lack of fresh liquidity or interest in speculation, while the current bid-ask spread dynamics suggest a flat sentiment.
| Attribute | Value |
|---|---|
| 52 Week Change | 0.27112675 |
| Address1 | 121 Drivers Edge |
| All Time High | 19.97 |
| All Time Low | 7.23 |
| Ask | 12.0 |
| Ask Size | 200 |
| Average Analyst Rating | 2.6 - Hold |
| Average Daily Volume10 Day | 202,080 |
| Average Daily Volume3 Month | 162,450 |
| Average Volume | 162,450 |
| Average Volume10Days | 202,080 |
| Beta | 0.931 |
| Bid | 10.6 |
| Bid Size | 100 |
| Book Value | 2.198 |
| City | Traverse City |
| Compensation As Of Epoch Date | 1,735,603,200 |
| Country | United States |
| Crypto Tradeable | 0 |
| Currency | USD |
| Current Price | 10.83 |
| Current Ratio | 1.432 |
| Custom Price Alert Confidence | HIGH |
| Date Short Interest | 1,774,915,200 |
| Day High | 10.99 |
| Day Low | 10.675 |
| Debt To Equity | 23.815 |
| Display Name | Hagerty |
| Earnings Call Timestamp End | 1,772,118,000 |
| Earnings Call Timestamp Start | 1,772,118,000 |
| Earnings Growth | 4.103 |
| Earnings Timestamp | 1,772,112,600 |
| Earnings Timestamp End | 1,778,070,600 |
| Earnings Timestamp Start | 1,778,070,600 |
| Ebitda | 217,602,000 |
| Ebitda Margins | 0.14941 |
| Enterprise To Ebitda | 4.167 |
| Enterprise To Revenue | 0.623 |
| Enterprise Value | 906,848,576 |
| Eps Current Year | 0.3341 |
| Eps Forward | 0.59197 |
| Eps Trailing Twelve Months | 0.37 |
| Esg Populated | 0 |
| Exchange | NYQ |
| Exchange Data Delayed By | 0 |
| Exchange Timezone Name | America/New_York |
| Exchange Timezone Short Name | EDT |
| Fifty Day Average | 11.0214 |
| Fifty Day Average Change | -0.19140053 |
| Fifty Day Average Change Percent | -0.017366262 |
| Fifty Two Week Change Percent | 27.112675 |
| Fifty Two Week High | 14.0 |
| Fifty Two Week High Change | -3.17 |
| Fifty Two Week High Change Percent | -0.22642858 |
| Fifty Two Week Low | 8.37 |
| Fifty Two Week Low Change | 2.46 |
| Fifty Two Week Low Change Percent | 0.2939068 |
| Fifty Two Week Range | 8.37 - 14.0 |
| Financial Currency | USD |
| First Trade Date Milliseconds | 1,622,554,200,000 |
| Float Shares | 46,782,687 |
| Forward Eps | 0.59197 |
| Forward P E | 18.294846 |
| Free Cashflow | 197,271,744 |
| Full Exchange Name | NYSE |
| Full Time Employees | 1,891 |
| Gmt Off Set Milliseconds | -14,400,000 |
| Gross Margins | 0.62305 |
| Gross Profits | 907,408,000 |
| Has Pre Post Market Data | 1 |
| Held Percent Insiders | 0.06206 |
| Held Percent Institutions | 0.89967 |
| Implied Shares Outstanding | 342,618,689 |
| Industry | Insurance - Property & Casualty |
| Industry Disp | Insurance - Property & Casualty |
| Industry Key | insurance-property-casualty |
| Is Earnings Date Estimate | 1 |
| Language | en-US |
| Last Fiscal Year End | 1,767,139,200 |
| Long Business Summary | Hagerty, Inc. provides insurance services for collector cars and enthusiast vehicles in the United States, Canada, and the United Kingdom. It operates through Insurance and Marketplace segments. The company operates as a managing general agent that underwrites, sells, and services collector car and enthusiast vehicle insurance policies. It also provides Hagerty Drivers Club memberships, which are bundled with insurance policies and give subscribers access to an array of products and services, such as emergency roadside assistance, the Hagerty Drivers Club magazine, special access to automotive enthusiast events, a proprietary vehicle valuation tool, and special vehicle-related discounts; and reinsurance services. In addition, the company offers marketplace services comprising live auctions, online sale platforms, and brokered private sales services where automotive collectors and enthusiasts can buy, sell, and finance collector cars. The company was founded in 1984 and is headquartered in Traverse City, Michigan. Hagerty, Inc. is a subsidiary of Hagerty Holding Corp. |
| Long Name | Hagerty, Inc. |
| Market | us_market |
| Market Cap | 3,710,560,256 |
| Market State | CLOSED |
| Max Age | 86,400 |
| Message Board Id | finmb_534395224 |
| Most Recent Quarter | 1,767,139,200 |
| Net Income To Common | 38,683,000 |
| Next Fiscal Year End | 1,798,675,200 |
| Non Diluted Market Cap | 1,094,550,552 |
| Number Of Analyst Opinions | 7 |
| Open | 10.6 |
| Operating Cashflow | 218,986,000 |
| Operating Margins | 0.18638 |
| Payout Ratio | 0.0 |
| Peg Ratio | 0.23 |
| Phone | 800 922 4050 |
| Post Market Change | 0.015299797 |
| Post Market Change Percent | 0.14127237 |
| Post Market Price | 10.8453 |
| Post Market Time | 1,776,462,489 |
| Previous Close | 10.53 |
| Price Eps Current Year | 32.415443 |
| Price Hint | 2 |
| Price To Book | 4.9272065 |
| Price To Sales Trailing12 Months | 2.547781 |
| Profit Margins | 0.028469998 |
| Quick Ratio | 1.118 |
| Quote Source Name | Nasdaq Real Time Price |
| Quote Type | EQUITY |
| Recommendation Key | hold |
| Recommendation Mean | 2.625 |
| Region | US |
| Regular Market Change | 0.3 |
| Regular Market Change Percent | 2.849 |
| Regular Market Day High | 10.99 |
| Regular Market Day Low | 10.675 |
| Regular Market Day Range | 10.675 - 10.99 |
| Regular Market Open | 10.6 |
| Regular Market Previous Close | 10.53 |
| Regular Market Price | 10.83 |
| Regular Market Time | 1,776,456,002 |
| Regular Market Volume | 124,270 |
| Return On Assets | 0.059180003 |
| Return On Equity | 0.20908001 |
| Revenue Growth | 0.165 |
| Revenue Per Share | 15.427 |
| Sand P52 Week Change | 0.38150132 |
| Sector | Financial Services |
| Sector Disp | Financial Services |
| Sector Key | financial-services |
| Shares Outstanding | 101,066,533 |
| Shares Percent Shares Out | 0.0047999998 |
| Shares Short | 486,740 |
| Shares Short Previous Month Date | 1,772,150,400 |
| Shares Short Prior Month | 369,207 |
| Short Name | Hagerty, Inc. |
| Short Percent Of Float | 0.0112 |
| Short Ratio | 2.41 |
| Source Interval | 15 |
| State | MI |
| Symbol | HGTY |
| Target High Price | 15.0 |
| Target Low Price | 11.0 |
| Target Mean Price | 13.28571 |
| Target Median Price | 13.0 |
| Total Cash | 891,318,976 |
| Total Cash Per Share | 8.819 |
| Total Debt | 177,907,008 |
| Total Revenue | 1,456,388,992 |
| Tradeable | 0 |
| Trailing Annual Dividend Rate | 0.0 |
| Trailing Annual Dividend Yield | 0.0 |
| Trailing Eps | 0.37 |
| Trailing P E | 29.27027 |
| Trailing Peg Ratio | 0.234 |
| Triggerable | 1 |
| Two Hundred Day Average | 11.7066 |
| Two Hundred Day Average Change | -0.87660027 |
| Two Hundred Day Average Change Percent | -0.07488086 |
| Type Disp | Equity |
| Volume | 124,270 |
| Website | https://www.hagerty.com |
| Zip | 49,684-4203 |