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Hagerty, Inc. (HGTY)

Financial Services | Insurance - Property & Casualty | Traverse City, United States | NYSE
14.90 USD -0.09 (-0.600%) ⇩ (Oct. 14, 2026, 12:49 p.m. EDT)

Short-term:★★★⯪☆Long-term:★★★☆☆Dividends:☆☆☆☆☆
Hot Take ↕ | Oct. 10, 2026, 9:26 a.m. EDT

Hagerty presents a compelling turnaround story with a massive multiple compression from its forward P/E of 24x, yet the stock remains vulnerable due to its recent history of revenue contraction and lack of shareholder returns. The business fundamentals are actually quite sound, boasting healthy operating margins and a fortress-like balance sheet with minimal debt relative to equity, which supports a solid long-term hold rating. However, the trailing twelve-month revenue decline of 6.5% and the absence of any dividend history prevent a top-tier investment classification. In the short term, the stock is poised for a bounce; the price has recovered significantly from its lows, and options flow suggests traders are betting on a continuation of this recovery ahead of the August earnings release. While the statistical forecast models show low confidence in the immediate direction, the confluence of improving valuation metrics and bullish options positioning creates a favorable setup for a tactical entry, though investors should remain wary of the lingering revenue headwinds.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
AutoTheta ✓0.133715
MSTL0.137521
AutoETS0.137984
AutoARIMA0.140269

Forecast horizon: 45 days | Selected: AutoTheta

Forecast Reliability
Score 37%
H-stat 2.23
Ljung-Box p 0.000
Jarque-Bera p 0.000
Excess Kurtosis 3.76
Attribute Value
Sector Financial Services
Debt to Equity Ratio 35.154
Revenue per Share 14.164
Market Cap 5,119,977,984
Trailing P/E 135.45
Forward P/E 25.45
Beta 0.83
Profit Margins 1.25%
Website https://www.hagerty.com

As of Oct. 10, 2026, 9:26 a.m. EDT: Speculators are positioning for a modest upside move in the near term, evidenced by significant call volume at the $15 strike for the October expiration and heavy open interest in out-of-the-money calls for February 2027. Conversely, put buyers are focused on downside protection at the $12.50 level for February, suggesting a range-bound outlook rather than a crash scenario. Implied volatility is elevated for near-term calls, indicating anticipation of movement around the upcoming earnings report.


Info Dump

Attribute Value
52 Week Change 0.23273027
Address1 121 Drivers Edge
All Time High 19.97
All Time Low 7.23
Ask 14.95
Ask Size 800
Average Analyst Rating 2.4 - Buy
Average Daily Volume10 Day 452,130
Average Daily Volume3 Month 354,179
Average Volume 354,179
Average Volume10Days 452,130
Beta 0.828
Bid 14.9
Bid Size 400
Book Value 2.116
City Traverse City
Compensation As Of Epoch Date 1,767,139,200
Country United States
Crypto Tradeable 0
Currency USD
Current Price 14.9
Current Ratio 1.436
Custom Price Alert Confidence HIGH
Date Short Interest 1,790,726,400
Day High 15.09
Day Low 14.31
Debt To Equity 35.154
Display Name Hagerty
Dividend Yield 0.0
Earnings Call Timestamp End 1,785,938,400
Earnings Call Timestamp Start 1,785,938,400
Earnings Timestamp 1,785,933,000
Earnings Timestamp End 1,793,795,400
Earnings Timestamp Start 1,793,795,400
Ebitda 228,124,000
Ebitda Margins 0.16117
Enterprise To Ebitda 5.492
Enterprise To Revenue 0.885
Enterprise Value 1,252,887,168
Eps Current Year 0.02667
Eps Forward 0.58542
Eps Trailing Twelve Months 0.11
Esg Populated 0
Exchange NYQ
Exchange Data Delayed By 20
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 13.4678
Fifty Day Average Change 1.4321995
Fifty Day Average Change Percent 0.106342494
Fifty Two Week Change Percent 23.273027
Fifty Two Week High 15.24
Fifty Two Week High Change -0.34000015
Fifty Two Week High Change Percent -0.022309722
Fifty Two Week Low 9.36
Fifty Two Week Low Change 5.54
Fifty Two Week Low Change Percent 0.5918804
Fifty Two Week Range 9.36 - 15.24
Financial Currency USD
First Trade Date Milliseconds 1,622,554,200,000
Float Shares 47,633,251
Forward Eps 0.58542
Forward P E 25.45181
Free Cashflow 520,645,120
Full Exchange Name NYSE
Full Time Employees 1,891
Fullday Change 0.42999935
Fullday Change Percent 2.9532921
Fullday Price 14.9
Gmt Off Set Milliseconds -14,400,000
Gross Margins 0.56813
Gross Profits 804,129,984
Has Pre Post Market Data 1
Held Percent Insiders 0.03977
Held Percent Institutions 1.01605
Implied Shares Outstanding 343,622,679
Industry Insurance - Property & Casualty
Industry Disp Insurance - Property & Casualty
Industry Key insurance-property-casualty
Is Earnings Date Estimate 0
Language en-US
Last Fiscal Year End 1,767,139,200
Long Business Summary Hagerty, Inc. provides insurance services for collector cars and enthusiast vehicles in the United States, Canada, and the United Kingdom. It operates through Insurance and Marketplace segments. The company operates as a managing general agent that underwrites, sells, and services collector car and enthusiast vehicle insurance policies. It also provides Hagerty Drivers Club memberships, which are bundled with insurance policies and give subscribers access to an array of products and services, such as emergency roadside assistance, the Hagerty Drivers Club magazine, special access to automotive enthusiast events, a proprietary vehicle valuation tool, and special vehicle-related discounts; and reinsurance services. In addition, the company offers marketplace services comprising live auctions, online sale platforms, and brokered private sales services where automotive collectors and enthusiasts can buy, sell, and finance collector cars. The company was founded in 1984 and is headquartered in Traverse City, Michigan. Hagerty, Inc. is a subsidiary of Hagerty Holding Corp.
Long Name Hagerty, Inc.
Market us_market
Market Cap 5,119,977,984
Market State REGULAR
Max Age 86,400
Message Board Id finmb_534395224
Most Recent Quarter 1,782,777,600
Net Income To Common 15,989,000
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 1,525,091,165
Number Of Analyst Opinions 8
Open 14.86
Operating Cashflow 307,428,992
Operating Margins 0.18377
Payout Ratio 0.0
Peg Ratio 0.27
Phone 800 922 4050
Previous Close 14.99
Price Eps Current Year 558.6802
Price Hint 2
Price To Book 7.041588
Price To Sales Trailing12 Months 3.6173468
Profit Margins 0.01249
Quick Ratio 1.137
Quote Source Name Nasdaq Real Time Price
Quote Type EQUITY
Recommendation Key buy
Recommendation Mean 2.44444
Region US
Regular Market Change -0.09000015
Regular Market Change Percent -0.6004013
Regular Market Day High 15.09
Regular Market Day Low 14.31
Regular Market Day Range 14.31 - 15.09
Regular Market Open 14.86
Regular Market Previous Close 14.99
Regular Market Price 14.9
Regular Market Time 1,791,996,567
Regular Market Volume 92,233
Return On Assets 0.056550004
Return On Equity 0.0892
Revenue Growth -0.065
Revenue Per Share 14.164
Sand P52 Week Change 0.17004645
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Shares Outstanding 111,320,523
Shares Percent Shares Out 0.0155
Shares Short 1,721,573
Shares Short Previous Month Date 1,788,134,400
Shares Short Prior Month 892,245
Short Name Hagerty, Inc.
Short Percent Of Float 0.03
Short Ratio 2.7
Source Interval 15
State MI
Symbol HGTY
Target High Price 16.0
Target Low Price 13.0
Target Mean Price 14.5
Target Median Price 14.5
Total Cash 1,054,808,000
Total Cash Per Share 10.334
Total Debt 258,311,008
Total Revenue 1,415,395,968
Tradeable 0
Trailing Annual Dividend Rate 0.0
Trailing Annual Dividend Yield 0.0
Trailing Eps 0.11
Trailing P E 135.45454
Trailing Peg Ratio 0.2557
Triggerable 1
Two Hundred Day Average 11.88625
Two Hundred Day Average Change 3.01375
Two Hundred Day Average Change Percent 0.25354928
Type Disp Equity
Volume 92,233
Website https://www.hagerty.com
Zip 49,684-4203