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Herzfeld Credit Income Fund, Inc. (HERZ)

Financial Services | Asset Management | Miami, United States | NasdaqCM
17.65 USD +17.65 (3.216%) ⇧ (April 20, 2026, 4 p.m. EDT)

Short-term: ★☆☆☆☆ | Long-term: ☆☆☆☆☆ | Dividends: ★☆☆☆☆
Hot Take | April 18, 2026, 10:43 p.m. EDT

HERZ is a distressed value trap suffering from sustained NAV erosion despite high nominal yields, exacerbated by a low book value indicating insolvency risks and a recent reverse stock split intended to revitalize trading but failing to offset fundamental deterioration.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
AutoARIMA ✓0.141954
AutoETS0.142723
AutoTheta0.148428
MSTL0.156651

Forecast horizon: 45 days | Selected: AutoARIMA

Forecast Reliability
Score 42%
H-stat 23.98
Ljung-Box p 0.000
Jarque-Bera p 0.064
Excess Kurtosis -1.23
Attribute Value
Sector Financial Services
Ex Dividend Date 2026-04-23
Last Dividend Date 2025-12-30
Revenue per Share 0.917
Market Cap 34,388,696
Trailing P/E 88.25
Beta 0.68
Profit Margins -80.74%
Website https://www.herzfeld.com/cuba.htm#!cuba/cs3d

Dividend Data

Yield Summary
Last Yield 1yr Yield 3yr Avg 5yr Avg
30.95% 84.09% 50.79% 49.29%
Dividend History
Date Dividend Yield %
2025-12-31 6.870000 30.945945
2025-11-21 6.870000 35.808205
2025-05-23 2.330000 17.331692
2024-12-31 2.330000 19.867276
2024-06-03 1.350000 12.713072
2024-03-26 1.350000 11.991626
2023-12-28 1.350000 11.678252
2023-05-19 1.740000 12.032159
2023-02-14 1.740000 11.393148
2022-11-17 1.740000 11.989713
2022-08-19 1.740000 10.722690
2022-05-20 2.650000 17.361954
2022-02-17 2.650000 15.483013
2021-11-18 0.530000 3.045324
2021-08-27 2.562863 15.232217
2021-06-18 1.499033 8.859005
2021-03-17 1.499033 9.334322
2020-12-17 1.499033 11.175950
2020-09-17 1.499033 15.999682
2020-06-18 1.499033 15.648612
2020-03-19 2.756286 42.099298
2019-12-19 2.756286 20.049869
2019-09-19 2.756286 21.305821
2018-12-06 2.949710 27.908260
2017-12-06 1.141199 8.954156
2016-12-05 1.305609 11.038741
2015-12-29 1.547389 12.960999
2014-12-26 6.141199 37.089180
2013-12-04 11.025145 86.300323
2012-12-14 1.895551 17.946273
2011-12-13 0.609284 7.083024
2008-12-10 2.040619 36.084823
2007-12-10 12.379110 112.511465
2006-12-13 9.671180 56.741642
2005-12-28 1.692456 20.103909
2002-12-27 0.744681 22.301188
2001-12-27 1.499033 44.459188
1998-12-29 0.116054 2.825726
1997-12-29 0.116054 2.188801
1996-12-27 0.116054 2.474696
1994-12-23 0.116054 2.015189
Additional Data
dividendRate 2.04
dividendYield 11.59
exDividendDate 2026-04-24
trailingAnnualDividendRate 9.192
trailingAnnualDividendYield Infinity
lastDividendValue 6.87
lastDividendDate 2025-12-31
dividendDate 2026-06-30

Info Dump

Attribute Value
52 Week Change -0.27663934
Address1 10,491 Sout West 97th Avenue
All Time High 174.08124
All Time Low 13.71
Ask 1.93
Ask Size 1
Average Daily Volume10 Day 7,690
Average Daily Volume3 Month 9,439
Average Volume 9,439
Average Volume10Days 7,690
Beta 0.684
Bid 15.71
Bid Size 1
Book Value 21.393
City Miami
Country United States
Crypto Tradeable 0
Currency USD
Current Price 17.65
Current Ratio 0.052
Custom Price Alert Confidence HIGH
Date Short Interest 1,774,915,200
Day High 17.65
Day Low 17.15
Display Name Herzfeld Credit Income Fund
Dividend Date 1,782,777,600
Dividend Rate 2.04
Dividend Yield 11.59
Earnings Growth -0.73
Earnings Quarterly Growth -0.665
Ebitda Margins 0.0
Eps Trailing Twelve Months 0.2
Esg Populated 0
Ex Dividend Date 1,776,988,800
Exchange NCM
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fax 305-270-1040
Fifty Day Average 16.3144
Fifty Day Average Change 1.3355999
Fifty Day Average Change Percent 0.081866324
Fifty Two Week Change Percent -27.663935
Fifty Two Week High 31.0
Fifty Two Week High Change -13.35
Fifty Two Week High Change Percent -0.43064517
Fifty Two Week Low 13.71
Fifty Two Week Low Change 3.9399996
Fifty Two Week Low Change Percent 0.28738144
Fifty Two Week Range 13.71 - 31.0
Financial Currency USD
First Trade Date Milliseconds 769,440,600,000
Five Year Avg Dividend Yield 19.18
Full Exchange Name NasdaqCM
Gmt Off Set Milliseconds -14,400,000
Gross Margins 1.0
Gross Profits 1,787,592
Has Pre Post Market Data 1
Held Percent Insiders 0.14992
Held Percent Institutions 0.49532002
Implied Shares Outstanding 1,948,368
Industry Asset Management
Industry Disp Asset Management
Industry Key asset-management
Language en-US
Last Dividend Date 1,767,139,200
Last Dividend Value 6.87
Last Fiscal Year End 1,751,241,600
Last Split Date 1,770,595,200
Last Split Factor 1:10
Long Business Summary The Herzfeld Caribbean Basin Fund Inc. is a closed-ended equity mutual fund launched by Thomas J. Herzfeld Advisors, Inc. The fund is managed by Herzfeld/Cuba. It invests in the public equity markets of the United States. The fund employing fundamental analysis investing in stocks of companies that are likely to benefit from economic, political, structural and technological developments in the countries in the Caribbean Basin, which consist of Cuba, Jamaica, Trinidad and Tobago, the Bahamas, the Dominican Republic, Barbados, Aruba, Haiti, the Netherlands Antilles, the Commonwealth of Puerto Rico, Mexico, Honduras, Guatemala, Belize, Costa Rica, Panama, Colombia and Venezuela. It invests in stocks of companies operating across diversified sectors. The Herzfeld Caribbean Basin Fund Inc. was formed on March 10, 1992 and is domiciled in the United States.
Long Name Herzfeld Credit Income Fund, Inc.
Market us_market
Market Cap 34,388,696
Market State PRE
Max Age 86,400
Message Board Id finmb_6184169
Most Recent Quarter 1,767,139,200
Net Income To Common -1,443,275
Next Fiscal Year End 1,782,777,600
Non Diluted Market Cap 33,317,075
Open 17.6315
Operating Margins 0.37774
Payout Ratio 11.625
Phone 305-271-1900
Previous Close 0.0
Price Hint 2
Price To Book 0.8250362
Price To Sales Trailing12 Months 19.237442
Profit Margins -0.80739
Quick Ratio 0.052
Quote Source Name Nasdaq Real Time Price
Quote Type EQUITY
Recommendation Key none
Region US
Regular Market Change 17.65
Regular Market Change Percent 3.21637
Regular Market Day High 17.65
Regular Market Day Low 17.15
Regular Market Day Range 17.15 - 17.65
Regular Market Open 17.6315
Regular Market Previous Close 0.0
Regular Market Price 17.65
Regular Market Time 1,776,715,201
Regular Market Volume 13,786
Return On Assets 0.00149
Return On Equity -0.03208
Revenue Growth 1.712
Revenue Per Share 0.917
Sand P52 Week Change 0.34445214
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Shares Outstanding 1,948,367
Shares Percent Shares Out 0.0028
Shares Short 5,493
Shares Short Previous Month Date 1,772,150,400
Shares Short Prior Month 947
Short Name Herzfeld Credit Income Fund, In
Short Percent Of Float 0.0045
Short Ratio 1.21
Source Interval 15
State FL
Symbol HERZ
Total Debt 0
Total Revenue 1,787,592
Tradeable 0
Trailing Annual Dividend Rate 9.192
Trailing Annual Dividend Yield Infinity
Trailing Eps 0.2
Trailing P E 88.25
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 21.8941
Two Hundred Day Average Change -4.2441006
Two Hundred Day Average Change Percent -0.19384676
Type Disp Equity
Volume 13,786
Website https://www.herzfeld.com/cuba.htm#!cuba/cs3d
Zip 33,116