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Herzfeld Credit Income Fund, Inc. (HERZ)

Financial Services | Asset Management | Miami, United States | NasdaqCM
17.01 USD -0.14 (-0.816%) ⇩ (July 13, 2026, 4 p.m. EDT)
After hours: 17.43 +0.42 (2.453%) ⇧ (July 13, 2026, 7:08 p.m. EDT)

Short-term:★☆☆☆☆Long-term:★☆☆☆☆Dividends:★★⯪☆☆
Hot Take | July 11, 2026, 5:18 a.m. EDT

The immediate outlook is deeply bearish due to a catastrophic collapse in business fundamentals. The company is reporting massive losses, with profit margins at -80% and negative returns on equity, while revenue growth remains volatile despite a recent spike. This operational decay is compounded by a severe multi-year price trajectory; the stock has lost nearly 58% of its value over the last nine years, with the most recent annual period showing a devastating -39% drop. While the recent price action shows a minor technical bounce off lows, this is likely a dead-cat bounce rather than a recovery signal, given the overwhelming weight of the deteriorating fundamentals. The valuation metrics are distorted and meaningless in this context, with a trailing P/E of 85 driven by negligible earnings. Investors should avoid this security as the core business appears to be failing.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
MSTL ✓0.039051
AutoARIMA0.039102
AutoETS0.039102
AutoTheta0.048289

Forecast horizon: 45 days | Selected: MSTL

Forecast Reliability
Score 49%
H-stat 1.78
Ljung-Box p 0.000
Jarque-Bera p 0.317
Excess Kurtosis -1.11
Attribute Value
Sector Financial Services
Ex Dividend Date 2026-07-16
Last Dividend Date 2026-06-15
Revenue per Share 0.917
Market Cap 33,141,740
Trailing P/E 85.05
Beta 0.73
Profit Margins -80.74%
Previous Name The Herzfeld Caribbean Basin Fund Inc.
Website https://www.herzfeld.com/cuba.htm#!cuba/cs3d

Dividend Data

Yield Summary
Last Yield 1yr Yield 3yr Avg 5yr Avg
1.05% 60.47% 31.90% 25.74%
Dividend History
Date Dividend Yield %
2026-06-16 0.170000 1.049383
2026-05-15 0.170000 0.931507
2026-04-24 0.170000 1.020408
2025-12-31 6.870000 30.945945
2025-11-21 6.870000 26.525097
2025-05-23 2.330000 9.510204
2024-12-31 2.330000 9.957265
2024-06-03 1.350000 5.793992
2024-03-26 1.350000 5.172414
2023-12-28 1.350000 4.787234
2023-05-19 1.740000 4.702703
2023-02-14 1.740000 4.254279
2022-11-17 1.740000 4.296296
2022-08-19 1.740000 3.686441
2022-05-20 2.650000 5.760870
2022-02-17 2.650000 4.862385
2021-11-18 0.530000 0.912220
2021-08-27 2.562863 4.522185
2021-06-18 1.499033 2.512156
2021-03-17 1.499033 2.583333
2020-12-17 1.499033 3.015564
2020-09-17 1.499033 4.189189
2020-06-18 1.499033 3.934010
2020-03-19 2.756286 10.178570
2019-12-19 2.756286 4.371165
2019-09-19 2.756286 4.453125
2018-12-06 2.949710 5.586081
2017-12-06 1.141199 1.697841
2016-12-05 1.305609 2.057926
2015-12-29 1.547389 2.366864
2014-12-26 6.141199 6.614583
2013-12-04 11.025145 14.522293
2012-12-14 1.895551 2.634408
2011-12-13 0.609284 1.012861
2008-12-10 2.040619 5.108959
2007-12-10 12.379110 15.147928
2006-12-13 9.671180 6.631299
2005-12-28 1.692456 2.204030
2002-12-27 0.744681 2.391305
2001-12-27 1.499033 4.654655
1998-12-29 0.116054 0.282353
1997-12-29 0.116054 0.218182
1996-12-27 0.116054 0.246154
1994-12-23 0.116054 0.200000
Additional Data
dividendRate 2.04
dividendYield 11.98
exDividendDate 2026-07-17
trailingAnnualDividendRate 9.192
trailingAnnualDividendYield 0.5359767
lastDividendValue 0.17
lastDividendDate 2026-06-16
dividendDate 2026-09-30

Info Dump

Attribute Value
52 Week Change -0.30204916
Address1 10,491 Sout West 97th Avenue
All Time High 174.08124
All Time Low 13.71
Ask 17.19
Ask Size 1
Average Daily Volume10 Day 37,670
Average Daily Volume3 Month 16,506
Average Volume 16,506
Average Volume10Days 37,670
Beta 0.729
Bid 17.05
Bid Size 1
Book Value 21.393
City Miami
Country United States
Crypto Tradeable 0
Currency USD
Current Price 17.01
Current Ratio 0.052
Custom Price Alert Confidence HIGH
Date Short Interest 1,782,777,600
Day High 17.3495
Day Low 17.01
Display Name Herzfeld Credit Income Fund
Dividend Date 1,790,726,400
Dividend Rate 2.04
Dividend Yield 11.98
Earnings Growth -0.73
Earnings Quarterly Growth -0.665
Ebitda Margins 0.0
Eps Trailing Twelve Months 0.2
Esg Populated 0
Ex Dividend Date 1,784,246,400
Exchange NCM
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fax 305-270-1040
Fifty Day Average 17.4346
Fifty Day Average Change -0.4246006
Fifty Day Average Change Percent -0.024353905
Fifty Two Week Change Percent -30.204916
Fifty Two Week High 28.3
Fifty Two Week High Change -11.289999
Fifty Two Week High Change Percent -0.3989399
Fifty Two Week Low 13.71
Fifty Two Week Low Change 3.3000002
Fifty Two Week Low Change Percent 0.24070023
Fifty Two Week Range 13.71 - 28.3
Financial Currency USD
First Trade Date Milliseconds 769,440,600,000
Five Year Avg Dividend Yield 19.13
Full Exchange Name NasdaqCM
Gmt Off Set Milliseconds -14,400,000
Gross Margins 1.0
Gross Profits 1,787,592
Has Pre Post Market Data 1
Held Percent Insiders 0.15363
Held Percent Institutions 0.54485
Implied Shares Outstanding 1,948,368
Industry Asset Management
Industry Disp Asset Management
Industry Key asset-management
Language en-US
Last Dividend Date 1,781,568,000
Last Dividend Value 0.17
Last Fiscal Year End 1,751,241,600
Last Split Date 1,770,595,200
Last Split Factor 1:10
Long Business Summary Herzfeld Credit Income Fund, Inc. is a closed-ended equity mutual fund launched by Thomas J. Herzfeld Advisors, Inc. The fund is managed by Herzfeld/Cuba. It invests in the public equity markets of the United States. The fund employing fundamental analysis investing in stocks of companies that are likely to benefit from economic, political, structural and technological developments in the countries in the Caribbean Basin, which consist of Cuba, Jamaica, Trinidad and Tobago, the Bahamas, the Dominican Republic, Barbados, Aruba, Haiti, the Netherlands Antilles, the Commonwealth of Puerto Rico, Mexico, Honduras, Guatemala, Belize, Costa Rica, Panama, Colombia and Venezuela. It invests in stocks of companies operating across diversified sectors. Herzfeld Credit Income Fund, Inc. was formed on March 10, 1992 and is domiciled in the United States.
Long Name Herzfeld Credit Income Fund, Inc.
Market us_market
Market Cap 33,141,740
Market State POSTPOST
Max Age 86,400
Message Board Id finmb_6184169
Most Recent Quarter 1,767,139,200
Name Change Date 2,026-07-13
Net Income To Common -1,443,275
Next Fiscal Year End 1,782,777,600
Non Diluted Market Cap 33,180,690
Open 17.335
Operating Margins 0.37774
Payout Ratio 11.625
Phone 305-271-1900
Post Market Change 0.41729927
Post Market Change Percent 2.4532585
Post Market Price 17.4273
Post Market Time 1,783,984,113
Prev Name The Herzfeld Caribbean Basin Fund Inc.
Previous Close 17.15
Price Hint 2
Price To Book 0.79511994
Price To Sales Trailing12 Months 18.539879
Profit Margins -0.80739
Quick Ratio 0.052
Quote Source Name Nasdaq Real Time Price
Quote Type EQUITY
Recommendation Key none
Region US
Regular Market Change -0.139999
Regular Market Change Percent -0.816323
Regular Market Day High 17.3495
Regular Market Day Low 17.01
Regular Market Day Range 17.01 - 17.3495
Regular Market Open 17.335
Regular Market Previous Close 17.15
Regular Market Price 17.01
Regular Market Time 1,783,972,801
Regular Market Volume 6,729
Return On Assets 0.00149
Return On Equity -0.03208
Revenue Growth 1.712
Revenue Per Share 0.917
Sand P52 Week Change 0.20847368
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Shares Outstanding 1,948,367
Shares Percent Shares Out 0.0008
Shares Short 1,463
Shares Short Previous Month Date 1,780,012,800
Shares Short Prior Month 4,201
Short Name Herzfeld Credit Income Fund, In
Short Percent Of Float 0.0011999999
Short Ratio 0.07
Source Interval 15
State FL
Symbol HERZ
Total Debt 0
Total Revenue 1,787,592
Tradeable 0
Trailing Annual Dividend Rate 9.192
Trailing Annual Dividend Yield 0.5359767
Trailing Eps 0.2
Trailing P E 85.05
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 19.93355
Two Hundred Day Average Change -2.9235497
Two Hundred Day Average Change Percent -0.14666478
Type Disp Equity
Volume 6,729
Website https://www.herzfeld.com/cuba.htm#!cuba/cs3d
Zip 33,116