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HCI Group, Inc. (HCI)

Financial Services | Insurance - Property & Casualty | Tampa, United States | NYSE
157.65 USD +1.43 (0.915%) ⇧ (April 17, 2026, 4 p.m. EDT)
After hours: 158.30 +0.65 (0.414%) ⇧ (April 17, 2026, 6:23 p.m. EDT)

Short-term: ★★☆☆☆ | Long-term: ★★★☆☆ | Dividends: ★★★☆☆
Hot Take | April 11, 2026, 3:58 p.m. EDT

HCI Group, Inc. (HCI) shows mixed signals. The recent price history indicates a volatile trend with a recent dip below the 50-day average, suggesting short-term caution. However, the company has a consistent dividend history and a relatively low payout ratio, which supports a moderate dividend yield. The forecasting model suggests a slight downward trend, which may indicate a potential buying opportunity for short-term traders. Long-term investors might consider the stock as a moderate buy, given its strong fundamentals and recent positive financial results, but should be cautious due to the high overall risk and mixed market sentiment.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
AutoETS ✓0.046239
AutoARIMA0.068041
AutoTheta0.069493
MSTL0.121648

Forecast horizon: 45 days | Selected: AutoETS

Forecast Reliability
Score 60%
H-stat 0.15
Ljung-Box p 0.000
Jarque-Bera p 0.003
Excess Kurtosis 0.61
Attribute Value
Sector Financial Services
Ex Dividend Date 2026-02-19
Last Dividend Date 2026-02-19
Debt to Equity Ratio 6.09
Revenue per Share 77.169
Market Cap 2,048,181,632
Trailing P/E 6.94
Forward P/E 8.87
Beta 1.15
Profit Margins 33.19%
Website https://www.hcigroup.com

As of April 11, 2026, 3:58 p.m. EDT: Options activity suggests mixed sentiment. Calls show higher volume and open interest for strikes above the current price, indicating potential bullish speculation, particularly for the 250 strike. However, puts also show significant open interest for strikes below the current price, suggesting some bearish positioning. The IV spikes for certain strikes, like 240 and 250, indicate heightened volatility expectations, which may reflect uncertainty or anticipation of a significant price movement. Overall, the options market appears to be cautiously optimistic but with underlying caution.


Dividend Data

Yield Summary
Last Yield 1yr Yield 3yr Avg 5yr Avg
0.26% 0.99% 1.64% 2.06%
Dividend History
Date Dividend Yield %
2026-02-20 0.400 0.256213
2025-11-21 0.400 0.230744
2025-08-15 0.400 0.257364
2025-05-16 0.400 0.242143
2025-02-21 0.400 0.343845
2024-11-15 0.400 0.361992
2024-08-16 0.400 0.423327
2024-05-16 0.400 0.404609
2024-02-15 0.400 0.420527
2023-11-16 0.400 0.506245
2023-08-17 0.400 0.737681
2023-05-18 0.400 0.738456
2023-02-16 0.400 0.835948
2022-11-17 0.400 1.100482
2022-08-18 0.400 0.754890
2022-05-16 0.400 0.666959
2022-02-17 0.400 0.688594
2021-11-18 0.400 0.348038
2021-08-19 0.400 0.414379
2021-05-20 0.400 0.572840
2021-02-18 0.400 0.740847
2020-11-19 0.400 0.863874
2020-08-20 0.400 0.810780
2020-05-14 0.400 1.125126
2020-02-20 0.400 0.994863
2019-11-14 0.400 1.022492
2019-08-15 0.400 1.128478
2019-05-16 0.400 1.116450
2019-02-14 0.400 1.000544
2018-11-15 0.375 0.835732
2018-08-16 0.375 1.096470
2018-05-17 0.375 1.068950
2018-02-15 0.350 1.206901
2017-11-16 0.350 1.429009
2017-08-16 0.350 1.090894
2017-05-17 0.350 1.005167
2017-02-15 0.350 0.988636
2016-11-16 0.300 1.209401
2016-08-17 0.300 1.259021
2016-05-18 0.300 1.211398
2016-02-17 0.300 1.164514
2015-11-18 0.300 0.988980
2015-08-19 0.300 0.958184
2015-05-13 0.300 0.894194
2015-02-18 0.300 0.874100
2014-11-19 0.275 0.934739
2014-08-13 0.275 0.937330
2014-05-14 0.275 0.952340
2014-02-19 0.275 0.924449
2013-11-13 0.275 0.854373
2013-08-14 0.225 0.922964
2013-05-15 0.225 0.992804
2013-02-13 0.450 3.004013
2012-11-14 0.325 2.464350
2012-08-15 0.200 1.433571
2012-05-15 0.200 1.988419
2012-02-15 0.150 2.076423
2011-11-29 0.225 4.349940
2011-08-17 0.100 2.530150
2011-05-18 0.100 2.068176
2011-02-16 0.100 1.953714
2010-11-17 0.300 5.780139
Additional Data
dividendRate 1.6
dividendYield 1.01
exDividendDate 2026-02-20
trailingAnnualDividendRate 1.6
trailingAnnualDividendYield 0.010241967
lastDividendValue 0.4
lastDividendDate 2026-02-20
dividendDate 2026-03-20

Info Dump

Attribute Value
52 Week Change 0.11531663
Address1 3,802 Coconut Palm Drive
All Time High 210.5
All Time Low 4.1
Ask 166.27
Ask Size 100
Audit Risk 5
Average Analyst Rating 1.8 - Buy
Average Daily Volume10 Day 252,750
Average Daily Volume3 Month 159,480
Average Volume 159,480
Average Volume10Days 252,750
Beta 1.154
Bid 156.0
Bid Size 100
Board Risk 6
Book Value 80.131
City Tampa
Compensation As Of Epoch Date 1,735,603,200
Compensation Risk 10
Country United States
Crypto Tradeable 0
Currency USD
Current Price 157.65
Current Ratio 1.201
Custom Price Alert Confidence HIGH
Date Short Interest 1,774,915,200
Day High 160.795
Day Low 156.88
Debt To Equity 6.09
Display Name HCI
Dividend Date 1,773,964,800
Dividend Rate 1.6
Dividend Yield 1.01
Earnings Call Timestamp End 1,778,100,300
Earnings Call Timestamp Start 1,778,100,300
Earnings Quarterly Growth 36.792
Earnings Timestamp 1,778,097,600
Earnings Timestamp End 1,778,097,600
Earnings Timestamp Start 1,778,097,600
Ebitda 447,340,000
Ebitda Margins 0.49652
Enterprise To Ebitda 2.19
Enterprise To Revenue 1.087
Enterprise Value 979,499,712
Eps Current Year 16.975
Eps Forward 17.7775
Eps Trailing Twelve Months 22.72
Esg Populated 0
Ex Dividend Date 1,771,545,600
Exchange NYQ
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 159.5304
Fifty Day Average Change -1.8804016
Fifty Day Average Change Percent -0.011787105
Fifty Two Week Change Percent 11.531663
Fifty Two Week High 210.5
Fifty Two Week High Change -52.850006
Fifty Two Week High Change Percent -0.25106892
Fifty Two Week Low 136.37
Fifty Two Week Low Change 21.279999
Fifty Two Week Low Change Percent 0.15604605
Fifty Two Week Range 136.37 - 210.5
Financial Currency USD
First Trade Date Milliseconds 1,221,485,400,000
Five Year Avg Dividend Yield 1.97
Float Shares 11,109,940
Forward Eps 17.7775
Forward P E 8.86795
Free Cashflow 403,053,248
Full Exchange Name NYSE
Full Time Employees 594
Gmt Off Set Milliseconds -14,400,000
Governance Epoch Date 1,775,001,600
Gross Margins 0.5957
Gross Profits 536,692,992
Has Pre Post Market Data 1
Held Percent Insiders 0.14438
Held Percent Institutions 0.81595004
Implied Shares Outstanding 12,991,955
Industry Insurance - Property & Casualty
Industry Disp Insurance - Property & Casualty
Industry Key insurance-property-casualty
Is Earnings Date Estimate 0
Language en-US
Last Dividend Date 1,771,545,600
Last Dividend Value 0.4
Last Fiscal Year End 1,767,139,200
Long Business Summary HCI Group, Inc., together with its subsidiaries, engages in the property and casualty insurance business in the United States. The company operates through Insurance Operations, Exzeo, Reciprocal Exchange Operations, and Real Estate segments. It provides homeowners' property and casualty insurance products; claim adjusting and processing services; turnkey insurance technology and operations solutions to property and casualty insurance carriers and its agents through the Exzeo platform; and SAMSTM, a web-based system designed to automate and streamline the process of managing insurance policies. The company also offers Harmony, a policy administration platform; ClaimColony, an end-to-end claims management platform; AtlasViewer, a mapping and data visualization platform. In addition, it is involved in reciprocal exchange operations; and developing and operating commercial properties for investment purposes. The company was formerly known as Homeowners Choice, Inc. and changed its name to HCI Group, Inc. in May 2013. HCI Group, Inc. was incorporated in 2006 and is headquartered in Tampa, Florida.
Long Name HCI Group, Inc.
Market us_market
Market Cap 2,048,181,632
Market State CLOSED
Max Age 86,400
Message Board Id finmb_44263243
Most Recent Quarter 1,767,139,200
Net Income To Common 286,964,000
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 2,048,181,705
Number Of Analyst Opinions 2
Open 157.13
Operating Cashflow 444,448,992
Operating Margins -3.97977
Overall Risk 7
Payout Ratio 0.0704
Peg Ratio 0.97
Phone 813 849 9500
Post Market Change 0.65322876
Post Market Change Percent 0.41435382
Post Market Price 158.30322
Post Market Time 1,776,464,581
Previous Close 156.22
Price Eps Current Year 9.287187
Price Hint 2
Price To Book 1.9674034
Price To Sales Trailing12 Months 2.273368
Profit Margins 0.33188
Quick Ratio 0.945
Quote Source Name Delayed Quote
Quote Type EQUITY
Recommendation Key buy
Recommendation Mean 1.75
Region US
Regular Market Change 1.42999
Regular Market Change Percent 0.915371
Regular Market Day High 160.795
Regular Market Day Low 156.88
Regular Market Day Range 156.88 - 160.795
Regular Market Open 157.13
Regular Market Previous Close 156.22
Regular Market Price 157.65
Regular Market Time 1,776,456,002
Regular Market Volume 209,370
Return On Assets 0.11517
Return On Equity 0.40462002
Revenue Growth 0.521
Revenue Per Share 77.169
Sand P52 Week Change 0.38150132
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Share Holder Rights Risk 2
Shares Outstanding 12,991,955
Shares Percent Shares Out 0.0238
Shares Short 309,562
Shares Short Previous Month Date 1,772,150,400
Shares Short Prior Month 354,961
Short Name HCI Group, Inc.
Short Percent Of Float 0.0322
Short Ratio 2.34
Source Interval 15
State FL
Symbol HCI
Target High Price 255.0
Target Low Price 235.0
Target Mean Price 245.0
Target Median Price 245.0
Total Cash 1,210,125,952
Total Cash Per Share 93.144
Total Debt 67,877,000
Total Revenue 900,945,984
Tradeable 0
Trailing Annual Dividend Rate 1.6
Trailing Annual Dividend Yield 0.010241967
Trailing Eps 22.72
Trailing P E 6.9388204
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 169.4063
Two Hundred Day Average Change -11.756302
Two Hundred Day Average Change Percent -0.06939708
Type Disp Equity
Volume 209,370
Website https://www.hcigroup.com
Zip 33,619