Guidewire Software, Inc. (GWRE)Technology | Software - Application | San Mateo, United States | NYSE
165.78 USD
+1.04
(0.631%)
⇧
(Oct. 13, 2026, 4 p.m.
EDT)
|
Hot Take ↕ | Oct. 10, 2026, 4:38 a.m. EDT
Guidewire presents a compelling growth story with robust revenue expansion and a fortress balance sheet, yet the current earnings contraction and sky-high trailing valuation create significant friction for investors. While the nine-year price trajectory remains overwhelmingly positive with no recent consecutive declines, the market is pricing in aggressive future performance given the 100x trailing P/E. Short-term momentum is building as the stock trades above key moving averages and rallies sharply from September lows, supported by analyst optimism and options positioning that favors upside targets near 190 while maintaining protective floors around 120. However, the negative earnings growth suggests the profitability engine is lagging behind top-line gains, making this a high-conviction growth play rather than a value opportunity. |
| Model | MAE |
|---|---|
| AutoETS ✓ | 0.126731 |
| AutoTheta | 0.127041 |
| MSTL | 0.129816 |
| AutoARIMA | 0.205687 |
Forecast horizon: 45 days | Selected: AutoETS
| Forecast Reliability | |
|---|---|
| Score | 33% |
| H-stat | 6.56 |
| Ljung-Box p | 0.000 |
| Jarque-Bera p | 0.280 |
| Excess Kurtosis | -1.12 |
| Attribute | Value |
|---|---|
| Sector | Technology |
| Debt to Equity Ratio | 59.897 |
| Revenue per Share | 17.525 |
| Market Cap | 13,592,744,960 |
| Trailing P/E | 101.71 |
| Forward P/E | 31.02 |
| Beta | 1.03 |
| Profit Margins | 9.44% |
| Website | https://www.guidewire.com |
As of Oct. 10, 2026, 4:38 a.m. EDT: Speculators are positioning for a rebound from the 120-125 strike zone, evidenced by significant put open interest at those levels for October and January expirations. Conversely, call positioning clusters heavily at 175 and 190 strikes for November and December 2026, suggesting a target range near 190. Implied volatility is elevated at deep out-of-the-money strikes, indicating anticipation of a sharp move in either direction, though the overall open interest skew leans bullish.
| Attribute | Value |
|---|---|
| 52 Week Change | -0.3118055 |
| Address1 | 970 Park Pl |
| Address2 | Suite 200 |
| All Time High | 272.6 |
| All Time Low | 16.45 |
| Ask | 0.0 |
| Ask Size | 200 |
| Audit Risk | 1 |
| Average Analyst Rating | 1.7 - Buy |
| Average Daily Volume10 Day | 1,291,090 |
| Average Daily Volume3 Month | 1,353,160 |
| Average Volume | 1,353,160 |
| Average Volume10Days | 1,291,090 |
| Beta | 1.026 |
| Bid | 0.0 |
| Bid Size | 200 |
| Board Risk | 3 |
| Book Value | 14.558 |
| City | San Mateo |
| Compensation As Of Epoch Date | 1,767,139,200 |
| Compensation Risk | 3 |
| Country | United States |
| Crypto Tradeable | 0 |
| Currency | USD |
| Current Price | 165.78 |
| Current Ratio | 1.786 |
| Custom Price Alert Confidence | HIGH |
| Date Short Interest | 1,790,726,400 |
| Day High | 167.65 |
| Day Low | 164.04 |
| Debt To Equity | 59.897 |
| Display Name | Guidewire Software |
| Dividend Yield | 0.0 |
| Earnings Call Timestamp End | 1,788,469,200 |
| Earnings Call Timestamp Start | 1,788,469,200 |
| Earnings Growth | -0.382 |
| Earnings Quarterly Growth | -0.396 |
| Earnings Timestamp | 1,788,465,600 |
| Earnings Timestamp End | 1,796,328,000 |
| Earnings Timestamp Start | 1,796,328,000 |
| Ebitda | 163,426,000 |
| Ebitda Margins | 0.110769995 |
| Enterprise To Ebitda | 82.793 |
| Enterprise To Revenue | 9.171 |
| Enterprise Value | 13,530,571,776 |
| Eps Current Year | 4.18833 |
| Eps Forward | 5.34509 |
| Eps Trailing Twelve Months | 1.63 |
| Esg Populated | 0 |
| Exchange | NYQ |
| Exchange Data Delayed By | 20 |
| Exchange Timezone Name | America/New_York |
| Exchange Timezone Short Name | EDT |
| Fax | 650 357 9101 |
| Fifty Day Average | 166.3978 |
| Fifty Day Average Change | -0.61779785 |
| Fifty Day Average Change Percent | -0.0037127766 |
| Fifty Two Week Change Percent | -31.18055 |
| Fifty Two Week High | 255.89 |
| Fifty Two Week High Change | -90.11 |
| Fifty Two Week High Change Percent | -0.3521435 |
| Fifty Two Week Low | 102.3 |
| Fifty Two Week Low Change | 63.479996 |
| Fifty Two Week Low Change Percent | 0.6205278 |
| Fifty Two Week Range | 102.3 - 255.89 |
| Financial Currency | USD |
| First Trade Date Milliseconds | 1,327,501,800,000 |
| Float Shares | 74,332,094 |
| Forward Eps | 5.34509 |
| Forward P E | 31.01538 |
| Free Cashflow | 343,031,744 |
| Full Exchange Name | NYSE |
| Full Time Employees | 4,174 |
| Fullday Change | 1.0399933 |
| Fullday Change Percent | 0.6312937 |
| Fullday Price | 165.78 |
| Gmt Off Set Milliseconds | -14,400,000 |
| Governance Epoch Date | 1,790,812,800 |
| Gross Margins | 0.64212996 |
| Gross Profits | 947,368,000 |
| Has Pre Post Market Data | 1 |
| Held Percent Insiders | 0.0066299997 |
| Held Percent Institutions | 1.05736 |
| Implied Shares Outstanding | 81,992,669 |
| Industry | Software - Application |
| Industry Disp | Software - Application |
| Industry Key | software-application |
| Is Earnings Date Estimate | 1 |
| Language | en-US |
| Last Fiscal Year End | 1,785,456,000 |
| Long Business Summary | Guidewire Software, Inc. provides a platform for property and casualty (P&C) insurers the United States, Canada, other Americas, Europe, the Middle East, Africa, and Asia-Pacific. It offers Guidewire InsuranceSuite, such as PolicyCenter, ClaimCenter, BillingCenter, PricingCenter, and UnderwritingCente applications. The company also provides Guidewire InsuranceNow, a cloud-based application that offers policy administration, claims management, and billing functionality, plus pre-integrated document production, analytics, and other capabilities. In addition, it offers Guidewire Rating Management to manage the pricing of insurance services and products; Guidewire Reinsurance Management to use rules-based logic to execute reinsurance strategy through underwriting and claims processes; Guidewire Client Data Management that helps P&C insurers to capitalize on customer information; Guidewire Advanced Product Designer, a cloud-native application for insurance product design and management; Guidewire Product Content Management provides software tools and standards-based, line-of-business templates; and Guidewire ProNavigator, an AI-powered intelligent assistant. Further, the company provides Guidewire Digital Engagement Applications, which enable insurers to provide digital experiences; Guidewire HazardHub that allows insurers to understand, assess, price, and manage property risk; Guidewire Predict, a P&C-specific machine-learning platform; Guidewire Data Studio, Guidewire Canvas, Guidewire Compare, Guidewire industry Intel, and Guidewire Explore, an cloud-native applications; Guidewire Cyence, a cyber-risk economic modeling product; Guidewire DataHub, an operational data store; and Guidewire InfoCenter, a business intelligence warehouse for P&C insurers. The company was incorporated in 2001 and is headquartered in San Mateo, California. |
| Long Name | Guidewire Software, Inc. |
| Market | us_market |
| Market Cap | 13,592,744,960 |
| Market State | PRE |
| Max Age | 86,400 |
| Message Board Id | finmb_2829085 |
| Most Recent Quarter | 1,785,456,000 |
| Net Income To Common | 139,283,008 |
| Next Fiscal Year End | 1,816,992,000 |
| Non Diluted Market Cap | 12,535,859,163 |
| Number Of Analyst Opinions | 14 |
| Open | 165.07 |
| Operating Cashflow | 389,716,000 |
| Operating Margins | 0.15159 |
| Overall Risk | 1 |
| Payout Ratio | 0.0 |
| Peg Ratio | 1.08 |
| Phone | 650 357 9100 |
| Pre Market Change | 0.0 |
| Pre Market Change Percent | 0.0 |
| Pre Market Price | 165.78 |
| Pre Market Time | 1,791,973,257 |
| Previous Close | 164.74 |
| Price Eps Current Year | 39.581406 |
| Price Hint | 2 |
| Price To Book | 11.387553 |
| Price To Sales Trailing12 Months | 9.213153 |
| Profit Margins | 0.09441 |
| Quick Ratio | 1.673 |
| Quote Source Name | Delayed Quote |
| Quote Type | EQUITY |
| Recommendation Key | buy |
| Recommendation Mean | 1.6875 |
| Region | US |
| Regular Market Change | 1.03999 |
| Regular Market Change Percent | 0.631294 |
| Regular Market Day High | 167.65 |
| Regular Market Day Low | 164.04 |
| Regular Market Day Range | 164.04 - 167.65 |
| Regular Market Open | 165.07 |
| Regular Market Previous Close | 164.74 |
| Regular Market Price | 165.78 |
| Regular Market Time | 1,791,921,603 |
| Regular Market Volume | 838,274 |
| Return On Assets | 0.03536 |
| Return On Equity | 0.10508 |
| Revenue Growth | 0.153 |
| Revenue Per Share | 17.525 |
| Sand P52 Week Change | 0.17502642 |
| Sector | Technology |
| Sector Disp | Technology |
| Sector Key | technology |
| Share Holder Rights Risk | 1 |
| Shares Outstanding | 81,992,669 |
| Shares Percent Shares Out | 0.0353 |
| Shares Short | 2,892,902 |
| Shares Short Previous Month Date | 1,788,134,400 |
| Shares Short Prior Month | 4,120,543 |
| Short Name | Guidewire Software, Inc. |
| Short Percent Of Float | 0.0396 |
| Short Ratio | 1.78 |
| Source Interval | 15 |
| State | CA |
| Symbol | GWRE |
| Target High Price | 258.0 |
| Target Low Price | 170.0 |
| Target Mean Price | 213.2857 |
| Target Median Price | 215.0 |
| Total Cash | 777,160,000 |
| Total Cash Per Share | 9.478 |
| Total Debt | 714,987,008 |
| Total Revenue | 1,475,362,944 |
| Tradeable | 0 |
| Trailing Annual Dividend Rate | 0.0 |
| Trailing Annual Dividend Yield | 0.0 |
| Trailing Eps | 1.63 |
| Trailing P E | 101.70552 |
| Trailing Peg Ratio | 0.9979 |
| Triggerable | 1 |
| Two Hundred Day Average | 150.13725 |
| Two Hundred Day Average Change | 15.642746 |
| Two Hundred Day Average Change Percent | 0.104189634 |
| Type Disp | Equity |
| Volume | 838,274 |
| Website | https://www.guidewire.com |
| Zip | 94,403 |