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Guidewire Software, Inc. (GWRE)

Technology | Software - Application | San Mateo, United States | NYSE
140.31 USD +4.18 (3.071%) ⇧ (July 13, 2026, 4 p.m. EDT)
After hours: 139.50 -0.81 (-0.810%) ⇩ (July 13, 2026, 7:55 p.m. EDT)

Short-term:★★★★☆Long-term:★★★⯪☆Dividends:☆☆☆☆☆
Hot Take | July 11, 2026, 3:34 a.m. EDT

Guidewire is displaying explosive short-term momentum, rallying nearly 30 percent in two weeks despite a sharp earnings miss, which suggests the market is pricing in a turnaround or a valuation reset. The long-term picture is mixed: while revenue is surging at 27 percent, earnings are cratering at 65 percent, creating a high-risk valuation profile with a 72x trailing P/E. The balance sheet is healthy with net cash, but the lack of dividends and weak ROE prevents a top-tier buy rating. Options flow indicates a bullish bias with heavy call interest at the 160 strike, though downside protection is also purchased at the 100 level. Investors should watch for earnings stabilization before committing capital to this high-beta tech play.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
MSTL_70_90 ✓0.072369
MSTL_900.080066
MSTL_700.090188
AutoARIMA0.109363
AutoETS0.109366
MSTL0.109456
AutoTheta0.120427

Forecast horizon: 60 days | Selected: MSTL_70_90

Forecast Reliability
Score 44%
H-stat 1.80
Ljung-Box p 0.000
Jarque-Bera p 0.601
Excess Kurtosis 0.63
Attribute Value
Sector Technology
Debt to Equity Ratio 53.467
Revenue per Share 16.802
Market Cap 11,681,700,864
Trailing P/E 75.44
Forward P/E 34.16
Beta 0.95
Profit Margins 11.25%
Website https://www.guidewire.com

As of July 11, 2026, 3:34 a.m. EDT: Speculators are positioning for a range-bound move with a bullish bias, evidenced by heavy call open interest at the 160 strike and volume spikes at 150, while significant put protection is established at the 100 level. Implied volatility remains elevated across strikes, suggesting uncertainty around the upcoming earnings catalyst.


Info Dump

Attribute Value
52 Week Change -0.38729858
Address1 970 Park Pl
Address2 Suite 200
All Time High 272.6
All Time Low 16.45
Ask 0.0
Ask Size 100
Audit Risk 1
Average Analyst Rating 1.6 - Buy
Average Daily Volume10 Day 1,490,720
Average Daily Volume3 Month 1,641,050
Average Volume 1,641,050
Average Volume10Days 1,490,720
Beta 0.946
Bid 0.0
Bid Size 200
Board Risk 3
Book Value 15.82
City San Mateo
Compensation As Of Epoch Date 1,767,139,200
Compensation Risk 4
Country United States
Crypto Tradeable 0
Currency USD
Current Price 140.31
Current Ratio 2.445
Custom Price Alert Confidence HIGH
Date Short Interest 1,782,777,600
Day High 143.45
Day Low 137.83
Debt To Equity 53.467
Display Name Guidewire Software
Earnings Call Timestamp End 1,780,606,800
Earnings Call Timestamp Start 1,780,606,800
Earnings Growth -0.648
Earnings Quarterly Growth -0.642
Earnings Timestamp 1,780,603,200
Earnings Timestamp End 1,788,465,600
Earnings Timestamp Start 1,788,465,600
Ebitda 131,005,000
Ebitda Margins 0.0922
Enterprise To Ebitda 88.824
Enterprise To Revenue 8.19
Enterprise Value 11,636,403,200
Eps Current Year 3.4849
Eps Forward 4.10756
Eps Trailing Twelve Months 1.86
Esg Populated 0
Exchange NYQ
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fax 650 357 9101
Fifty Day Average 131.9822
Fifty Day Average Change 8.327805
Fifty Day Average Change Percent 0.06309794
Fifty Two Week Change Percent -38.72986
Fifty Two Week High 272.6
Fifty Two Week High Change -132.29001
Fifty Two Week High Change Percent -0.4852898
Fifty Two Week Low 102.3
Fifty Two Week Low Change 38.009995
Fifty Two Week Low Change Percent 0.3715542
Fifty Two Week Range 102.3 - 272.6
Financial Currency USD
First Trade Date Milliseconds 1,327,501,800,000
Float Shares 75,046,454
Forward Eps 4.10756
Forward P E 34.158962
Free Cashflow 283,154,240
Full Exchange Name NYSE
Full Time Employees 4,049
Gmt Off Set Milliseconds -14,400,000
Governance Epoch Date 1,782,864,000
Gross Margins 0.64011
Gross Profits 909,500,032
Has Pre Post Market Data 1
Held Percent Insiders 0.0036000002
Held Percent Institutions 1.06857
Implied Shares Outstanding 83,256,364
Industry Software - Application
Industry Disp Software - Application
Industry Key software-application
Is Earnings Date Estimate 1
Language en-US
Last Fiscal Year End 1,753,920,000
Long Business Summary Guidewire Software, Inc. provides a platform for property and casualty (P&C) insurers worldwide. It offers Guidewire InsuranceSuite, such as PolicyCenter, ClaimCenter, and BillingCenter applications. The company also provides Guidewire InsuranceNow, a cloud-based application that offers policy administration, claims management, and billing functionality, plus pre-integrated document production, analytics, and other capabilities. In addition, it offers Guidewire Rating Management to manage the pricing of insurance products; Guidewire Reinsurance Management to use rules-based logic to execute reinsurance strategy through underwriting and claims processes; Guidewire Client Data Management that helps P&C insurers to capitalize on customer information; Guidewire Advanced Product Designer, a cloud-native application for insurance product design and management; Guidewire Product Content Management provides software tools and standards-based, line-of-business templates. Further, the company provides Guidewire Digital Engagement Applications, which enable insurers to provide digital experiences; Guidewire Predict, a P&C-specific machine-learning platform; Guidewire HazardHub that allows insurers to understand, assess, price, and manage property risk; Guidewire Canvas, Guidewire Compare, Guidewire industry Intel, Guidewire Data Studio, and Guidewire Explore, an cloud-native applications; Guidewire Cyence, a cyber-risk economic modeling product; Guidewire DataHub, an operational data store; and Guidewire InfoCenter, a business intelligence warehouse for P&C insurers . The company was incorporated in 2001 and is headquartered in San Mateo, California.
Long Name Guidewire Software, Inc.
Market us_market
Market Cap 11,681,700,864
Market State PREPRE
Max Age 86,400
Message Board Id finmb_2829085
Most Recent Quarter 1,777,507,200
Net Income To Common 159,839,008
Next Fiscal Year End 1,785,456,000
Non Diluted Market Cap 11,333,688,831
Number Of Analyst Opinions 12
Open 138.47
Operating Cashflow 350,660,992
Operating Margins 0.08224
Overall Risk 1
Payout Ratio 0.0
Peg Ratio 0.75
Phone 650 357 9100
Post Market Change -0.80999756
Post Market Change Percent -0.5772914
Post Market Price 139.5
Post Market Time 1,783,986,959
Previous Close 136.13
Price Eps Current Year 40.26227
Price Hint 2
Price To Book 8.869153
Price To Sales Trailing12 Months 8.221652
Profit Margins 0.1125
Quick Ratio 2.239
Quote Source Name Delayed Quote
Quote Type EQUITY
Recommendation Key buy
Recommendation Mean 1.57143
Region US
Regular Market Change 4.17999
Regular Market Change Percent 3.07059
Regular Market Day High 143.45
Regular Market Day Low 137.83
Regular Market Day Range 137.83 - 143.45
Regular Market Open 138.47
Regular Market Previous Close 136.13
Regular Market Price 140.31
Regular Market Time 1,783,972,803
Regular Market Volume 785,853
Return On Assets 0.02915
Return On Equity 0.1193
Revenue Growth 0.269
Revenue Per Share 16.802
Sand P52 Week Change 0.20847368
Sector Technology
Sector Disp Technology
Sector Key technology
Share Holder Rights Risk 2
Shares Outstanding 83,256,364
Shares Percent Shares Out 0.0688
Shares Short 5,726,778
Shares Short Previous Month Date 1,780,012,800
Shares Short Prior Month 4,928,587
Short Name Guidewire Software, Inc.
Short Percent Of Float 0.0771
Short Ratio 2.47
Source Interval 15
State CA
Symbol GWRE
Target High Price 300.0
Target Low Price 137.0
Target Mean Price 203.41667
Target Median Price 201.0
Total Cash 749,534,016
Total Cash Per Share 9.003
Total Debt 704,236,992
Total Revenue 1,420,845,952
Tradeable 0
Trailing Annual Dividend Rate 0.0
Trailing Annual Dividend Yield 0.0
Trailing Eps 1.86
Trailing P E 75.43548
Trailing Peg Ratio 0.7469
Triggerable 1
Two Hundred Day Average 170.26855
Two Hundred Day Average Change -29.958557
Two Hundred Day Average Change Percent -0.17594886
Type Disp Equity
Volume 785,853
Website https://www.guidewire.com
Zip 94,403