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Guidewire Software, Inc. (GWRE)

Technology | Software - Application | San Mateo, United States | NYSE
205.85 USD +4.76 (2.367%) ⇧ (Aug. 28, 2026, 4 p.m. EDT)
After hours: 205.85

Short-term:★★★★☆Long-term:★★★⯪☆Dividends:☆☆☆☆☆
Hot Take | Aug. 22, 2026, 2:02 a.m. EDT

Guidewire is surging on technicals, trading well above its fifty and two hundred day averages with a massive fourteen-day rally, yet the earnings story is fraying with quarterly growth plummeting sixty-four percent. The long-term rating reflects this tension: revenue is expanding robustly at twenty-seven percent, but the return on equity falls short of the exceptional threshold required for a top-tier hold, and the valuation remains stretched at over one hundred times trailing earnings. There is no dividend income to cushion the ride. Options traders are leaning bullish with heavy call open interest at higher strikes, though the high put implied volatility indicates some fear of a pullback. For investors, the momentum is compelling, but the fundamental earnings contraction and high price-to-sales multiple suggest caution is warranted despite the strong price action.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
AutoETS ✓0.149646
AutoARIMA0.150919
AutoTheta0.153221
MSTL0.222034

Forecast horizon: 45 days | Selected: AutoETS

Forecast Reliability
Score 38%
H-stat 8.27
Ljung-Box p 0.000
Jarque-Bera p 0.412
Excess Kurtosis -0.96
Attribute Value
Sector Technology
Debt to Equity Ratio 53.467
Revenue per Share 16.802
Market Cap 17,138,323,456
Trailing P/E 108.92
Forward P/E 50.33
Beta 0.93
Profit Margins 11.25%
Website https://www.guidewire.com

As of Aug. 22, 2026, 2:02 a.m. EDT: Speculators are positioning for upside with call option open interest concentrated at higher strikes (200 to 300), while put open interest sits at lower levels (90 to 135). December expiration puts show anomalously high implied volatility, suggesting hedging activity, but the overall open interest structure favors a bullish outcome.


Info Dump

Attribute Value
52 Week Change -0.07527822
Address1 970 Park Pl
Address2 Suite 200
All Time High 272.6
All Time Low 16.45
Ask 208.3
Ask Size 200
Audit Risk 1
Average Analyst Rating 1.6 - Buy
Average Daily Volume10 Day 1,003,730
Average Daily Volume3 Month 1,573,393
Average Volume 1,573,393
Average Volume10Days 1,003,730
Beta 0.925
Bid 201.0
Bid Size 100
Board Risk 3
Book Value 15.82
City San Mateo
Compensation As Of Epoch Date 1,767,139,200
Compensation Risk 4
Country United States
Crypto Tradeable 0
Currency USD
Current Price 205.85
Current Ratio 2.445
Custom Price Alert Confidence HIGH
Date Short Interest 1,786,665,600
Day High 207.465
Day Low 200.05
Debt To Equity 53.467
Display Name Guidewire Software
Earnings Call Timestamp End 1,788,465,600
Earnings Call Timestamp Start 1,788,465,600
Earnings Growth -0.648
Earnings Quarterly Growth -0.642
Earnings Timestamp 1,788,465,600
Earnings Timestamp End 1,788,465,600
Earnings Timestamp Start 1,788,465,600
Ebitda 131,005,000
Ebitda Margins 0.0922
Enterprise To Ebitda 130.476
Enterprise To Revenue 12.03
Enterprise Value 17,093,025,792
Eps Current Year 3.46523
Eps Forward 4.09002
Eps Trailing Twelve Months 1.89
Esg Populated 0
Exchange NYQ
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fax 650 357 9101
Fifty Day Average 150.4292
Fifty Day Average Change 55.420807
Fifty Day Average Change Percent 0.3684179
Fifty Two Week Change Percent -7.5278225
Fifty Two Week High 272.6
Fifty Two Week High Change -66.75
Fifty Two Week High Change Percent -0.24486427
Fifty Two Week Low 102.3
Fifty Two Week Low Change 103.55
Fifty Two Week Low Change Percent 1.012219
Fifty Two Week Range 102.3 - 272.6
Financial Currency USD
First Trade Date Milliseconds 1,327,501,800,000
Float Shares 75,783,273
Forward Eps 4.09002
Forward P E 50.329826
Free Cashflow 283,154,240
Full Exchange Name NYSE
Full Time Employees 4,049
Fullday Change 4.76001
Fullday Change Percent 2.3671
Fullday Price 205.85
Gmt Off Set Milliseconds -14,400,000
Governance Epoch Date 1,785,542,400
Gross Margins 0.64011
Gross Profits 909,500,032
Has Pre Post Market Data 1
Held Percent Insiders 0.00321
Held Percent Institutions 1.0376
Implied Shares Outstanding 83,256,364
Industry Software - Application
Industry Disp Software - Application
Industry Key software-application
Is Earnings Date Estimate 0
Language en-US
Last Fiscal Year End 1,753,920,000
Long Business Summary Guidewire Software, Inc. provides a platform for property and casualty (P&C) insurers worldwide. It offers Guidewire InsuranceSuite, such as PolicyCenter, ClaimCenter, and BillingCenter applications. The company also provides Guidewire InsuranceNow, a cloud-based application that offers policy administration, claims management, and billing functionality, plus pre-integrated document production, analytics, and other capabilities. In addition, it offers Guidewire Rating Management to manage the pricing of insurance products; Guidewire Reinsurance Management to use rules-based logic to execute reinsurance strategy through underwriting and claims processes; Guidewire Client Data Management that helps P&C insurers to capitalize on customer information; Guidewire Advanced Product Designer, a cloud-native application for insurance product design and management; Guidewire Product Content Management provides software tools and standards-based, line-of-business templates. Further, the company provides Guidewire Digital Engagement Applications, which enable insurers to provide digital experiences; Guidewire Predict, a P&C-specific machine-learning platform; Guidewire HazardHub that allows insurers to understand, assess, price, and manage property risk; Guidewire Canvas, Guidewire Compare, Guidewire industry Intel, Guidewire Data Studio, and Guidewire Explore, an cloud-native applications; Guidewire Cyence, a cyber-risk economic modeling product; Guidewire DataHub, an operational data store; and Guidewire InfoCenter, a business intelligence warehouse for P&C insurers . The company was incorporated in 2001 and is headquartered in San Mateo, California.
Long Name Guidewire Software, Inc.
Market us_market
Market Cap 17,138,323,456
Market State CLOSED
Max Age 86,400
Message Board Id finmb_2829085
Most Recent Quarter 1,777,507,200
Net Income To Common 159,839,008
Next Fiscal Year End 1,785,456,000
Non Diluted Market Cap 16,742,022,236
Number Of Analyst Opinions 14
Open 199.76
Operating Cashflow 350,660,992
Operating Margins 0.08224
Overall Risk 1
Payout Ratio 0.0
Peg Ratio 1.1
Phone 650 357 9100
Post Market Change 0.0
Post Market Change Percent 0.0
Post Market Price 205.85
Post Market Time 1,787,961,600
Previous Close 201.09
Price Eps Current Year 59.404427
Price Hint 2
Price To Book 13.012011
Price To Sales Trailing12 Months 12.062056
Profit Margins 0.1125
Quick Ratio 2.239
Quote Source Name Delayed Quote
Quote Type EQUITY
Recommendation Key buy
Recommendation Mean 1.625
Region US
Regular Market Change 4.76001
Regular Market Change Percent 2.3671
Regular Market Day High 207.465
Regular Market Day Low 200.05
Regular Market Day Range 200.05 - 207.465
Regular Market Open 199.76
Regular Market Previous Close 201.09
Regular Market Price 205.85
Regular Market Time 1,787,947,202
Regular Market Volume 1,599,408
Return On Assets 0.02915
Return On Equity 0.1193
Revenue Growth 0.269
Revenue Per Share 16.802
Sand P52 Week Change 0.20504117
Sector Technology
Sector Disp Technology
Sector Key technology
Share Holder Rights Risk 2
Shares Outstanding 83,256,364
Shares Percent Shares Out 0.0558
Shares Short 4,648,367
Shares Short Previous Month Date 1,784,073,600
Shares Short Prior Month 5,101,424
Short Name Guidewire Software, Inc.
Short Percent Of Float 0.0626
Short Ratio 3.71
Source Interval 15
State CA
Symbol GWRE
Target High Price 258.0
Target Low Price 137.0
Target Mean Price 204.57143
Target Median Price 210.0
Total Cash 749,534,016
Total Cash Per Share 9.003
Total Debt 704,236,992
Total Revenue 1,420,845,952
Tradeable 0
Trailing Annual Dividend Rate 0.0
Trailing Annual Dividend Yield 0.0
Trailing Eps 1.89
Trailing P E 108.915344
Trailing Peg Ratio 1.1034
Triggerable 1
Two Hundred Day Average 157.7986
Two Hundred Day Average Change 48.051407
Two Hundred Day Average Change Percent 0.30451098
Type Disp Equity
Volume 1,599,408
Website https://www.guidewire.com
Zip 94,403