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Grupo Financiero Galicia S.A. (GGAL)

Financial Services | Banks - Regional | Buenos Aires, Argentina | NasdaqCM
42.24 USD -0.67 (-1.561%) ⇩ (Aug. 28, 2026, 4 p.m. EDT)
After hours: 42.24

Short-term:★★☆☆☆Long-term:★★☆☆☆Dividends:★★⯪☆☆
Hot Take | Aug. 22, 2026, 2:41 a.m. EDT

The immediate outlook is murky due to a disconnect between defensive positioning and speculative hopes. While the recent price action shows a steady grind lower, breaking below the 50-day moving average, the options market is screaming caution. The sheer volume of puts at the $35-$45 level acts as a psychological barrier, suggesting smart money expects a bounce or a bottom here, yet the lack of aggressive call buying prevents a confirmed reversal. Fundamentally, the picture is deteriorating: revenue is contracting at nearly 15%, earnings are down 66%, and the return on equity is a paltry 0.9%. Despite the sky-high analyst price targets implying a 45% upside, the business metrics do not support such a valuation; the forward P/E of 6x is likely pricing in a massive turnaround that hasn't happened yet. The dividend yield of 4.36% is attractive but feels like a trap given the negative operating cash flow and shrinking earnings base. This is a hold-for-caution play where the market is waiting for a catalyst to break the put-heavy ceiling, but until then, the trend remains bearish.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
AutoETS ✓0.032649
AutoARIMA0.032649
MSTL0.033225
AutoTheta0.035411

Forecast horizon: 45 days | Selected: AutoETS

Forecast Reliability
Score 44%
H-stat 0.15
Ljung-Box p 0.000
Jarque-Bera p 0.048
Excess Kurtosis -0.14
Attribute Value
Sector Financial Services
Ex Dividend Date 2026-08-23
Last Dividend Date 2026-08-23
Revenue per Share 3934.083
Market Cap 7,157,713,408
Trailing P/E 120.69
Forward P/E 6.03
Beta 0.32
Profit Margins 2.14%
Website https://www.gfgsa.com

As of Aug. 22, 2026, 2:41 a.m. EDT: Speculators are positioning defensively with heavy put volume and open interest concentrated in the $30-$45 range, creating a significant 'OI wall' that suggests a floor for the stock. Conversely, call activity is skewed toward distant strikes ($60-$80) with massive open interest, indicating a speculative bet on a potential recovery or gap-up event rather than steady accumulation. The implied volatility structure shows elevated premiums for deep out-of-the-money puts, reflecting fear of further downside.


Dividend Data

Yield Summary
Last Yield 1yr Yield 3yr Avg 5yr Avg
0.11% 4.67% 4.56% 5.24%
Dividend History
Date Dividend Yield %
2026-08-24 0.048 0.110472
2026-08-03 0.049 0.097010
2026-05-11 0.623 1.430868
2026-05-04 0.164 0.405840
2026-03-30 0.160 0.372007
2026-03-02 0.154 0.347473
2026-02-02 0.146 0.270772
2025-12-29 0.142 0.259456
2025-12-01 0.141 0.268520
2025-11-03 0.135 0.222076
2025-09-30 0.138 0.500726
2025-08-29 0.150 0.381874
2025-07-29 0.151 0.286256
2025-06-03 0.269 0.475265
2024-08-19 0.725 2.092956
2024-07-26 0.657 2.319096
2024-06-21 0.700 2.183406
2024-06-10 0.290 0.877193
2023-09-22 0.115 0.785519
2023-08-24 0.143 0.901639
2023-07-28 0.161 0.962919
2023-07-10 0.171 1.060136
2023-05-31 0.454 3.824768
2023-01-27 0.076 0.574018
2022-09-30 0.090 1.206434
2022-05-13 0.360 3.969129
2021-05-14 0.064 0.768307
2020-10-09 0.082 1.161473
2019-05-15 0.313 1.264136
2018-05-11 0.362 0.754324
2017-05-10 0.119 0.282996
2016-05-19 0.082 0.312977
2015-05-26 0.086 0.406812
2014-05-22 0.037 0.289742
2012-05-15 0.032 0.631164
2011-05-11 0.049 0.376344
2004-05-26 0.030 0.555556
2001-03-27 0.297 1.856250
Additional Data
dividendRate 1.79
dividendYield 4.17
exDividendDate 2026-08-24
trailingAnnualDividendRate 0.0
trailingAnnualDividendYield 0.0
lastDividendValue 0.048
lastDividendDate 2026-08-24
dividendDate 2026-08-31

Info Dump

Attribute Value
52 Week Change 0.08687949
Address1 Teniente General Juan D. PerOn 430
Address2 25th Floor
All Time High 74.0
All Time Low 0.22
Ask 53.63
Ask Size 2
Average Analyst Rating 2.0 - Buy
Average Daily Volume10 Day 1,026,690
Average Daily Volume3 Month 1,041,703
Average Volume 1,041,703
Average Volume10Days 1,026,690
Beta 0.315
Bid 30.53
Bid Size 2
Book Value 3.7846065
City Buenos Aires
Country Argentina
Crypto Tradeable 0
Currency USD
Current Price 42.24
Custom Price Alert Confidence HIGH
Date Short Interest 1,786,665,600
Day High 43.335
Day Low 41.69
Display Name Grupo Financiero Galicia
Dividend Date 1,788,134,400
Dividend Rate 1.79
Dividend Yield 4.17
Earnings Call Timestamp End 1,787,756,400
Earnings Call Timestamp Start 1,787,756,400
Earnings Growth 0.343
Earnings Quarterly Growth 0.344
Earnings Timestamp 1,787,661,000
Earnings Timestamp End 1,795,523,400
Earnings Timestamp Start 1,795,523,400
Ebitda Margins 0.0
Enterprise To Revenue -0.5
Enterprise Value -3,159,040,196,608
Eps Current Year 5.5362
Eps Forward 7.003
Eps Trailing Twelve Months 0.35
Esg Populated 0
Ex Dividend Date 1,787,529,600
Exchange NCM
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 48.5878
Fifty Day Average Change -6.3477974
Fifty Day Average Change Percent -0.13064592
Fifty Two Week Change Percent 8.687949
Fifty Two Week High 62.52
Fifty Two Week High Change -20.279999
Fifty Two Week High Change Percent -0.32437617
Fifty Two Week Low 25.89
Fifty Two Week Low Change 16.350002
Fifty Two Week Low Change Percent 0.63151807
Fifty Two Week Range 25.89 - 62.52
Financial Currency ARS
First Trade Date Milliseconds 964,531,800,000
Five Year Avg Dividend Yield 0.95
Float Shares 837,425,946
Forward Eps 7.003
Forward P E 6.031701
Full Exchange Name NasdaqCM
Full Time Employees 9,435
Fullday Change -0.669998
Fullday Change Percent -1.5614
Fullday Price 42.24
Gmt Off Set Milliseconds -14,400,000
Gross Margins 0.0
Gross Profits 6,144,180,879,360
Has Pre Post Market Data 1
Held Percent Insiders 0.00031
Held Percent Institutions 0.25153
Implied Shares Outstanding 169,453,445
Industry Banks - Regional
Industry Disp Banks - Regional
Industry Key banks-regional
Ir Website http://www.gfgsa.com/en/Document/SharedHoldersMeetingList
Is Earnings Date Estimate 0
Language en-US
Last Dividend Date 1,787,529,600
Last Dividend Value 0.048
Last Fiscal Year End 1,767,139,200
Long Business Summary Grupo Financiero Galicia S.A., a financial service holding company, provides various financial products and services to individuals and companies in Argentina. The company operates through Bank, Naranja X, Insurance, and Other Businesses segments. It offers savings, checking, and time deposits; and credit and debit cards. The company also provides personal loans, salary advance, express loans, AfterPay, Buy Now Pay Later, flexible loans, and overdrafts for individuals; and immediate loans, discount of electronic credit invoice and e-checks, pledge and mortgage loans, Sociedad de Garantía Recíproca loans, Socios de valor, productive line, leasing, and purchase of agricultural inputs for companies. In addition, the company offers life, home, personal accident, robbery, cars, and other insurance products; fixed term, traditional fixed term, and purchasing value unit investment products; custody of securities; purchase and sale of foreign currency; private banking; and fixed income products, stocks, CEDEARs, secured loans, mutual funds, stock promissory note, structured solutions, and primary issuances; foreign trade; and capital market and investment banking. Further, it provides online banking services. Grupo Financiero Galicia S.A. was founded in 1905 and is based in Buenos Aires, Argentina.
Long Name Grupo Financiero Galicia S.A.
Market us_market
Market Cap 7,157,713,408
Market State CLOSED
Max Age 86,400
Message Board Id finmb_1532718
Most Recent Quarter 1,782,777,600
Net Income To Common 135,103,627,264
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 7,298,063,083
Number Of Analyst Opinions 10
Open 43.04
Operating Margins 0.20531
Payout Ratio 4.0457
Peg Ratio 0.18
Phone 54 11 4343 7528
Post Market Change 0.0
Post Market Change Percent 0.0
Post Market Price 42.24
Post Market Time 1,787,959,805
Previous Close 42.91
Price Eps Current Year 7.629782
Price Hint 2
Price To Book 11.161002
Price To Sales Trailing12 Months 0.001132652
Profit Margins 0.02138
Quote Source Name Nasdaq Real Time Price
Quote Type EQUITY
Recommendation Key buy
Recommendation Mean 2.0
Region US
Regular Market Change -0.669998
Regular Market Change Percent -1.5614
Regular Market Day High 43.335
Regular Market Day Low 41.69
Regular Market Day Range 41.69 - 43.335
Regular Market Open 43.04
Regular Market Previous Close 42.91
Regular Market Price 42.24
Regular Market Time 1,787,947,201
Regular Market Volume 787,489
Return On Assets 0.00307
Return On Equity 0.01676
Revenue Growth 0.147
Revenue Per Share 3,934.083
Sand P52 Week Change 0.20504117
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Shares Outstanding 132,503,208
Shares Percent Shares Out 0.033099998
Shares Short 5,311,782
Shares Short Previous Month Date 1,784,073,600
Shares Short Prior Month 6,353,488
Short Name Grupo Financiero Galicia S.A.
Short Percent Of Float 0.1711
Short Ratio 6.23
Source Interval 15
Symbol GGAL
Target High Price 103.0
Target Low Price 46.0
Target Mean Price 67.8838
Target Median Price 62.5
Total Cash 6,240,920,928,256
Total Cash Per Share 3,884.842
Total Debt 3,014,022,922,240
Total Revenue 6,319,428,337,664
Tradeable 0
Trailing Annual Dividend Rate 0.0
Trailing Annual Dividend Yield 0.0
Trailing Eps 0.35
Trailing P E 120.68572
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 48.54075
Two Hundred Day Average Change -6.300747
Two Hundred Day Average Change Percent -0.12980326
Type Disp Equity
Volume 787,489
Website https://www.gfgsa.com
Zip C1038 AAJ